03 : New Year Planning (Part 1 - Personal)
03 : New Year Planning (Part 1 - Personal)  
Podcast: The Daily Penny
Published On: Wed Dec 24 2025
Description: This is Part 1 of this reflection and planning series. Part 2 we cover business reflection and planning. Check out THE BLOG POST for this episode!Here's our focus and journal prompt for today's episode:If 2026 was your best year yet, what would have happened to make that true?That girl (December 2026 you) is giving a brain dump to December 2025 you.Everything you planned on doing actually happened, and your dreams came true. December 2026 you is more wise, she has the year of success and wisdom under her belt. In this episode I brainstorm 7 categories with you:Fitness + HealthFamilyPersonal GrowthBudgeting + FinancesFriendshipsHobbiesBusiness + CareerIn the brain dump to our 2025 selves (after everything went according to plan), we are now going to translate that dream into realistic goals. To do that we need:Vision StatementDeeper WhyA Milestone GoalA Habit to get us thereAnd an easy First Step to take