The 40-40-20 Formula: How I Invest My Money for Safety, Growth, and Big Wins
The 40-40-20 Formula: How I Invest My Money for Safety, Growth, and Big Wins  
Podcast: The Money Mondays
Published On: Tue Jul 15 2025
Description: In this special solo episode of The Money Mondays, Dan Fleyshman dives deep into the investment strategy that’s guided him for decades — the 40-40-20 Principle. If you’ve ever wondered how to protect your wealth while still leaving room for life-changing returns, this is the episode for you.Dan breaks down:📊 40% Low-Risk: How to earn consistent returns through CDs, gold, and the S&P 500 — even in a volatile market.🏡 40% Medium-Risk: Why real estate, established cash-flowing businesses, and individual stocks can provide solid 10-30% returns year over year.🚀 20% High-Risk: How angel investing and Bitcoin create asymmetric upside, with strategies to manage risk and unlock big wins.He also covers:✅ Real-life examples of how he invests✅ Why inflation is your silent enemy✅ How to invest at ANY income level✅ The power of compound interest (including how to set your kids up for future wealth)Whether you have $10k or $10 million, Dan’s timeless framework will give you a simple blueprint to follow — helping you build wealth while avoiding common mistakes.💡 Ready to stop sitting on cash and make your money work for you? Listen in and start creating your personalized 40-40-20 strategy today.