The federal flood insurance program is key to stable housing markets, the shutdown revealed its fragility
The federal flood insurance program is key to stable housing markets, the shutdown revealed its fragility  
Podcast: The Federal Drive with Terry Gerton
Published On: Mon Dec 08 2025
Description: The National Flood Insurance Program is a lifeline for communities in flood-prone areas, but during the shutdown its borrowing authority plunged and new policies froze. That disruption rippled through housing markets and raised questions about the resilience of federal disaster programs. Joining us to review what happened and what’s next is Nicole Upano, Assistant Vice President of Public Policy at the National Apartment Association.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.