A new CFPB rule strengthens credit data standards, helping lenders and borrowers
A new CFPB rule strengthens credit data standards, helping lenders and borrowers  
Podcast: The Federal Drive with Terry Gerton
Published On: Thu Dec 04 2025
Description: The Consumer Financial Protection Bureau has issued a new rule that reinforces national standards for credit reporting. It confirms that federal law takes precedence over conflicting state rules, a move the Consumer Data Industry Association says will improve consistency, lower costs, and protect access to credit. Dan Smith, President and CEO of CDIA, is here to explain what the rule means for lenders, borrowers, and the future of credit data.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.