Beware of shady refinance offers
Beware of shady refinance offers  
Podcast: Marketplace All-in-One
Published On: Wed Dec 10 2025
Description: Today, the Federal Reserve is expected to lower interest rates by a quarter point. While there's no guarantee of it, the move could translate to lower mortgage rates, too. This presents an opportunity for bad actors to pitch homeowners something that might cost more than they’d think. Today, we discuss some "too good to be true" refinance opportunities. But first, Texas has launched the first state-run cryptocurrency reserve with a $5 million purchase of Bitcoin.