269 | Automate Your Finances: A Busy Mom's Guide to Stress-Free Budgeting
269 | Automate Your Finances: A Busy Mom's Guide to Stress-Free Budgeting  
Podcast: Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Published On: Fri Jun 28 2024
Description: Book A Free Financial Coaching Call! Hey, Budget Besties! 🌟 In this episode, we tackle the often overwhelming task of budgeting, especially for us busy working moms. We share practical tips and real-life stories to help you get started and stay on track with your budget without feeling stressed or guilty. This episode is from a wonderful conversation we had with our friend Kerri Patt from the Mom Wife Career Life Podcast. Key Takeaways: Schedule Your Budget Time: The first step is to schedule time for budgeting. It might feel like just one more thing on your to-do list, but setting up your budget now will save you time and stress later. Separate Accounts for Bills and Spending: Keep separate checking accounts for bills and spending. This way, you won't accidentally dip into bill money for everyday expenses. Include a Personal Spending Budget: Always allocate some money for yourself. It's crucial for your sanity and happiness. Having a set amount for personal spending ensures you won't feel guilty about treating yourself. Teach Your Kids Financial Responsibility: Involve your kids in budgeting. Create a budget for their expenses and let them manage it. This teaches them the value of money and decision-making. Track Your Spending: Do a 90-day review of your expenses to see where your money is going. Highlight and categorize your spending to get a clear picture. Avoid Financial Overwhelm: Simplify your budgeting process with our one-page budget template. Fill it out using your 90-day review and see what’s really possible with your money. Fun Financial Tips: The Glam Up Fund: Budget for your self-care and personal pampering in an annual fund, then divide it monthly. This ensures you can enjoy your glam moments guilt-free. Use Cash for Kids: Give your kids cash for their expenses to help them understand the value of money. Swiping a card doesn’t have the same impact as handing over physical cash. Listener Challenge: Subscription Cleanup: Do a deep dive into your subscriptions. Cancel what you don't need or use. It’s a quick way to free up extra cash in your budget. Inspirational Quote: "Do something today that's going to save you time tomorrow." 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future....