293 | Your First $10K: How to Budget, Save, and Stop Relying On Credit Cards
293 | Your First $10K: How to Budget, Save, and Stop Relying On Credit Cards  
Podcast: Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Published On: Fri Aug 23 2024
Description: Snag Our Signature Budget Template! In this episode, we’re hanging out with Jess, a dedicated dietitian with a big financial goal—saving her first $10,000! We’re diving deep into practical steps to take control of your finances and make that first major milestone a reality. Whether you're trying to break free from the paycheck-to-paycheck cycle or want to feel more intentional with your money, this episode is for you! What We Covered: The Importance of a 90-Day Review: Why printing out your last three months of credit card statements is crucial to understanding your spending habits. Creating a Realistic Budget: How to use your actual spending patterns to set a budget that reflects your real life and future goals. Weaning Off Credit Cards: The benefits of using debit cards over credit, and strategies for breaking the cycle of relying on credit cards for everyday expenses. High-Yield Savings Accounts: How to set up a savings account that earns more interest than your typical bank account. Setting Up a Financial System: The power of multiple checking accounts to manage bills, spending, and savings more effectively. Balancing Fun and Financial Goals: How to allocate money for fun without compromising your savings goals. Budget Besties Takeaway: You’re never too young (or too old!) to start planning for big financial goals. By setting up a system that works for you, you can confidently manage your money, hit that $10K, and set yourself up for long-term success. Remember, it’s all about being intentional with every dollar and making sure your money is working for you, not the other way around! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!