307 | How to Make Your October Budget In 5 Simple Steps
307 | How to Make Your October Budget In 5 Simple Steps  
Podcast: Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Published On: Wed Sep 25 2024
Description: Get Our Simplified Budget System! Hey, Budget Besties! 🍁 October is here, and it’s time to whip that budget into shape before the holiday rush! Today, we break down the 5 super simple steps to create your October budget. Whether you're a seasoned pro or new to the budgeting game, these tips will help you plan for the spooky season without scaring your bank account. 🎃 From prepping for upcoming expenses (hello, Halloween!) to setting yourself up for holiday savings, we’ve got you covered. Grab your PSL, cozy up, and let’s get those finances organized! 5 Simple Steps to Your October Budget: • Review September’s Numbers: Start by checking how you did last month. Did you stay on track or overspend? Look at those patterns and adjust your October budget based on what worked—and what didn’t. • Account for Monthly Must-Haves: Make sure all your regular bills and expenses like rent, utilities, and groceries are covered first. These are your non-negotiables. • Plan for Special Events: October means Halloween costumes, candy, and maybe even some fun fall outings like pumpkin patches. Be sure to set aside funds for these festive expenses. • Start Prepping for the Holidays: It’s not too early to start putting money into your holiday savings bucket! If you plan ahead, you can enjoy Thanksgiving and Christmas without the last-minute scramble. • Set Up Your Savings & Debt Payoff Goals: Once you’ve handled your monthly expenses, see what’s left over and decide how much you want to save or put toward debt. Even small amounts make a big difference over time! Pro Tips: • Use Last Month’s Numbers as a Guide: Your past spending can be your best tool for planning the future. • Don’t Forget Halloween Costs: Whether it’s costumes, parties, or candy, these costs can sneak up on you—plan ahead! • Start Small with Holiday Savings: If you start putting away even $20 a week for gifts or holiday travel now, you’ll be so thankful come December. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ http://budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!"