Affirm CEO On Fixing America’s Broken Credit System
Affirm CEO On Fixing America’s Broken Credit System  
Podcast: The Rundown
Published On: Sun Feb 15 2026
Description: Affirm CEO Max Levchin takes aim at credit cards, explaining how compounding interest and revolving balances keep Americans trapped in debt. He pushes back on claims that Buy Now, Pay Later fuels overspending, weighs the risks of a recession, and argues the real problem isn’t high interest rates — it’s endless revolving debt.