The Zach Foust Show
The Zach Foust Show

<p>We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.</p><p><br></p><p>Clear, honest, and structured for real people.<br><br><br></p>

Send us Fan MailThe buyers are gone. Not just in housing, not just in cars, everywhere, across every major purchase in this country and honestly across the globe. Sean, Joe and I dig into why, and it all comes back to the same place.We start with the August jobs report. 162,000 jobs created, way above expectations, with June and July both revised upward by a combined 55,000 jobs. Sounds great, right? Except the stock market fell and bond yields went up the second the number dropped. That tells you the market does not believe it. We walk through Kevin Walsh's Jackson Hole speech, his strange opening story, and why he used the word hike four times in his first minute and a half. We also break down the actual composition of those new jobs, mostly food service, bartending, and teaching, not exactly the export driven growth that builds a stronger economy. And we ask the obvious question nobody wants to say out loud. What if these numbers are being managed right before the midterms?Then we get into why buying and borrowing have both gotten more expensive at the same time. The 30 year Treasury is sitting at 5.24%, up from 4.63% before the war. The ten year is at 4.79%, up from 3.96% pre war. That is what is actually driving your mortgage rate and your car payment, not just inflation on the sticker price.We close with an update on Iran, who has rejected the latest peace proposal and is still demanding the exact same terms they started with, $300 billion, an end to sanctions, and peace for their allies. They are playing the long game, and the Fed is walking straight into a catch 22 it cannot solve. Something cracks, then we print, then it inflates. Again.I am not a financial advisor, I am a real estate agent, but here is what I personally hold. 25% crypto, mostly Bitcoin. 50% gold and silver as my insurance policy against the dollar. 25% in the S&P 500. Hold an asset or get left behind.Support the show
Send us Fan MailWill housing ever become affordable? Sean, Joe and I dig into what it would actually take for home prices to come down, and why the answer is a lot more complicated than everyone screaming crash on TikTok wants it to be.We start with the number that should stop you cold. The qualifying income for a starter home in America right now is $103,584 a year. That is just to get your foot in the door. Then we play a clip of Trump saying he does not want housing prices to come down because he wants to protect the wealth of homeowners who already own. The same guy who campaigned on driving prices down is now on camera saying the opposite.I walk through the three rules that have preceded every housing crash in history. Low demand and high supply, which we do not have right now. Jobs failing first, which has not happened yet. And money printing as the government's inevitable response once something does crack. We debunk a viral bank teller story with zero sourcing, we look at real delinquency data instead of vibes, and we dig into the silver tsunami theory, whether boomers dying off over the next decade will actually flood the market with affordable supply, or whether it just leaves empty McMansions in retirement towns nobody under 40 wants to live in.Bottom line, I do not think this ends in a crash. I think it ends in more printing, prices grinding back up, and wages continuing to lose the race. The real problem was never housing. It is money printing and wages that never caught up.We are now shooting twice a week, Tuesdays and Fridays, live here on YouTube, and available on Spotify and Apple right after.Support the show
Send us Fan MailEpisode 101. Sean is back on the boards, healthy and happy, and we are digging into the trickery happening over at the Treasury and the impossible position the Federal Reserve has put itself in.Here is the setup. The July Treasury statement shows $334 billion came in and $766 billion went out. That is more than double. A $432 billion deficit in a single month. Scott Bessent's answer is that we will grow our way out of it, mostly through tariff revenue. So we ran the math. Our GDP grew 2.9% in 2023 while our debt grew 7.2%. In 2024 it was 2.8% growth against 6.9% debt. In 2025, 2.1% against 6.1%. Our debt is growing two to three times faster than our economy. Monkey no believe that.Then it gets worse. Nobody wants our long term debt, so the Treasury announced it is doubling its own bond buybacks and may tap nearly a trillion dollars from the Treasury General Account to do it. That is manufactured demand. We are buying our own debt to suppress our own yields. One analyst called it the world's largest interest only adjustable rate mortgage, and the adjustment dates come every 28 days.Meanwhile Kevin Warsh is sitting at the Fed with two mandates and no way to hit both. Raise rates and you kill the job market that already has 5.6% unemployment for college grads under 30. Cut rates and inflation, already at 3.7% on PCE, runs away from you. If they hike they lose the long end. If they cut they lose the long end. That is the whole game.I close with Trump saying out loud that the ultimate intervention is our military, Smotrich openly laying out the expansion plan, and the Las Vegas bio lab charges quietly getting dropped. Own an asset or get left behind.Support the show
Send us Fan MailEpisode 100. Thank you for being here for every single one. Sean is out sick so Joe is on the boards, and today I am giving you five things you can actually do to not just survive but thrive in what I believe is going to be a very tough 2027 economy.First I walk you through the setup. We just passed 40 trillion in national debt, and the interest on that debt is now over 1.1 trillion a year, more than our entire military budget. That has never happened until seven months ago. Scott Bessent says we will grow our way out of it. Nobody is buying our bonds, so the Treasury is doubling its own buybacks. The Fed is trapped between two mandates it cannot both satisfy, and Kevin Warsh, the same man who was there in 2008, is back for round two. The math is the math. They are going to print money. It is the only lever left.Then I give you the five moves. One, grow your own food, because the UN and JP Morgan are both warning of a global fertilizer and food supply crisis heading into 2027. Two, lock in job and career security, because when the printing comes the job market gets tighter first. Three, hold gold and silver as your insurance policy against a weakening dollar. Four, hold your index funds and retirement accounts with diamond hands because they will print and it will come back. Five, hold real assets, dirt, housing, and the things that go up when the dollar goes down.But this one is not just about money. I close on whole wealth. Your time, your mind, your body. Read the book, hit the gym, take the cold shower, put down the vape, drop the doom scroll. Your net worth is not your personal worth. And if you are a young man who wants more, I am starting a 90 day journey on September 1st called the 90 Day Life Max. DM me if you want in.Here is to the next hundred.Support the show
Send us Fan MailA warning flare just went up in the currency markets and almost nobody is talking about what it actually means. The United States just bought the Japanese yen for the first time in over a decade, and I want to walk you through why that quiet little intervention is a much bigger deal than it looks.I break down the yen carry trade in plain English on the whiteboard. How investors and governments borrow cheap yen at around 1% and buy US bonds paying 4% to pocket the difference. Why Japan propping up its currency threatens that entire system. And why the US stepping in to buy the yen is really just foreign quantitative easing wearing a different jacket. There was even a Reuters photo from Camp David showing Scott Bessent's notepad with one to do item on it. Buy Japanese yen, 5 to 10 billion. This is not a theory. It is sitting right there in the picture.I also get into the July inflation numbers, why 3.4% year over year is not the full story, how owner equivalent rent is measured with what is basically a middle school phone tree, why PPI producer inflation is signaling more pain coming, and why fuel oil being up 39% since last year tells you everything about where this is headed.Japan holds over a trillion dollars in our bonds. If they sell, yields spike, and your mortgage and car payment go up with them. The Fed is trapped. They have already chosen inflation. And I close with what I am personally doing with my money to stay protected. Gold, silver, a diversified portfolio, and an insurance policy against the dollar.I am not a financial advisor. I am just a man in a basement showing you what I see in the forecast before the sidewalks get wet.Support the show
Send us Fan MailThis one is different. No graphs, no headlines, no breakdown. Just me and the mic asking a question I have not been able to shake. What is next? For this country, and for me.I have spent four and a half years calling out what is broken. The banking system, the housing crisis, the corruption, the wars, the surveillance state going up on every corner. And lately I keep asking myself whether calling it out is still the work, or whether it is time to start calling people in instead.I talk openly about where my head is at. The affordability crisis crushing an entire generation. The missing virtuous path for young men who cannot afford a home, do not trust the financial system, and do not want to serve a country that feels like it stopped serving them. Whether real change is even possible from inside a system that was built corrupt from the start. And the two directions I actually see in front of us.Mostly this is about what I want the next twenty years to look like. I want the person hearing my voice to end up better off. Fitter, clearer, more connected, prouder of what they see in the mirror. I want to be the reason somebody picks up a weight, puts down the phone, goes on the walk, mends the relationship. That is the work I actually care about, and I am thinking out loud about how to do more of it.Thank you for being here for the real ones.Support the show
Send us Fan MailEverybody is talking about whether AI is a bubble. Almost nobody is talking about how it is actually being paid for, and that is the part that should scare you. Sean, Joe and I follow the money all the way down.I walk through the four ways the hyperscalers like Meta, Google, Oracle, and Nvidia are funding this AI buildout. First capital expenditure, which jumped from 18 billion a quarter in 2019 to 130 billion a quarter today. Then domestic corporate bonds, which exploded from 20 billion in all of 2024 to 178 billion just eight months into 2026. Then international bonds sold off in euros, francs, and yen because there are literally not enough dollars to cover it. And finally the special purpose vehicle, the shell company shell game that lets Meta build a 30 billion dollar data center in Louisiana under a company called Beignet while keeping 80% of the debt off their own books through firms like Blue Owl, Blackstone, and Apollo.Here is the part that matters. When you sell off the debt, the risk moves to whoever holds the bond. That is pension funds, retail investors, everyday people. The billionaires keep the upside and hand you the downside, exactly like 2008. In 2007 Ben Bernanke said the subprime problem was contained. This year the IMF used almost the identical word about private credit and AI. Contained. We have heard this song before.I also get into why this is capitalism working as designed, why the China argument is being used to justify all of it, and why I think this ends in more money printing, more hyperinflation, and another transfer of assets to the people who already own everything.Support the show
Send us Fan MailIs the Strait of Hormuz really open? Is the war really over? And why did 60,000 to 80,000 migrants flood a tiny Spanish territory two weeks after we quietly sent Morocco 40 million dollars? Sean, Joe and I connect the dots.We start with the Iran deal that Trump touted on Fox News, the 41st time he has declared this thing basically over. The stock market is at a new all time high, oil is finally dropping, and the Iran Oman plan to reopen the Strait would still hand Iran full control of inbound shipping. I explain why I do not think it holds, and why I would bet we are bombing Iran again within the week.Then we get into the part nobody is covering. Ceuta. A Spanish city on the Moroccan coast that just got flooded with tens of thousands of military age migrants, escorted by Moroccan police. Thomas Massie flagged that the GOP passed a bill with 40 million dollars for Morocco two weeks before it happened, complete with language about Morocco's claim to Ceuta and Melilla. Netanyahu's son has been openly calling for Arabs and Muslims to flood those exact Spanish territories since 2019. Spain has been one of the loudest voices against Israel since the Gaza genocide. And Spain controls the Strait of Gibraltar, which after the Houthis and Iran closed the other straits, is Israel's only remaining path out to the Atlantic.So I lay out the theory. Three straits, one agenda, and a whole lot of American money greasing the wheels. Plus a Trump highway in Morocco and a king living it up in Paris while his country does the dirty work. Is my tinfoil too tight? Watch and decide.Support the show
Send us Fan MailNobody taught us how bonds work in school, so I am going to teach you today, because the 30 year Treasury bond just hit a 19 year high and almost nobody is talking about it.I am broadcasting from the producer chair and breaking down the one signal that cannot be spun by either party. The bond market. I walk you through what a bond actually is, what a yield actually means, how the Dutch auction sets the rate, and why when these long term bond rates climb, your mortgage rate climbs right along with them. I draw the whole thing out on the whiteboard so it finally makes sense.Here is why it matters. The 30 year is sitting at 5.26%, higher than it was right before the 2008 crash. Our interest on the debt is now over $1.1 trillion a year, more than the defense budget. The Strategic Petroleum Reserve just fell to its lowest level since 1983 in its 18th straight weekly decline. And the Iran war keeps choking off oil, which pushes inflation, which keeps bond investors demanding higher yields because inflation is theft and they know it.I also break down Kevin Warsh's latest Fed meeting where a single sentence about there being no soft inflation target moved both the stock and bond markets in under an hour. I close with exactly what I am doing with my own money in an economy that is telling us inflation is here to stay.Support the show
Send us Fan MailWe are still talking about Epstein because it still is not resolved. Sean, Joe and I pull up the corruption map again and go name by name through the people we believe should be investigated, arrested, and tried, not gallivanting through NBA finals and FIFA World Cups while the victims get doxxed.We start with the number that stopped me cold. The Rothschild name appears 12,056 times in the Epstein library. Trump's name appears 5,317 times. So why is one of those the only one we are allowed to talk about? From there we walk through the whole list. Trump on the flight logs eight times. Ehud Barak. Prince Andrew. Alan Dershowitz. Peter Thiel and his 2,200 mentions plus the $40 million Epstein put into his funds. Les Wexner. Leon Black and his closed door deposition. Peter Mandelson. The Sultan connected to a tenth of the world's sea transport who stepped down right after the files dropped. And Ghislaine Maxwell serving what looks more like a spa retreat than a prison sentence.Then we go deep on Ron Lauder. The Estée Lauder cosmetics heir. Father in law of new Fed chair Kevin Warsh. The man who pitched Greenland to Trump according to John Bolton. Who financed Netanyahu into power through strategist Arthur Finkelstein. Emails asking for a billionaire's tax returns and will after a single lunch. And a 60 year friendship with Trump that connects all the way back to Bibi and the World Jewish Congress.We are three dudes in a basement connecting what is already public. That is all this is. The evidence is right there.Support the show
Send us Fan MailI did not want to make this episode. I have been trying to bring positivity into this space, but there are no good updates on the Epstein files and I owe you the truth.We have 6 million files. Only 3 million have seen the light. Todd Blanche and the DOJ just told a federal judge they will not release or unredact the rest, including at least eight email exchanges about a torture video, interviews with a woman who says she was abused by Trump as a minor, and the records tied to Zorro Ranch. They said they have already complied with the law. They have not.Sean, Joe and I walk through our corruption map and the entire Epstein sphere. Zorro Ranch and the whistleblower email describing two girls buried in the hills. Howard Lutnick lying on a podcast about a business relationship with Epstein that the BBC just confirmed through a whistleblower. Leon Black and his closed door hearing that cleared him. Glenn and Eva Dubin. Kevin Warsh running the Federal Reserve. And the victims who got doxxed, lost their jobs, and were met with gaslighting while Todd Blanche spent nine hours with Ghislaine Maxwell and not nine minutes with a single survivor.The one bit of hope is the Epstein Transparency Act part two from Thomas Massie and Ro Khanna, which would let state attorneys general pull the files directly from the DOJ and prosecute the crimes the federal government refuses to touch. It is a small government bill that puts power back in local hands. Pay attention to it.Support the show
Send us Fan MailEverybody on TikTok is telling you the housing market is collapsing. 227,000 foreclosures. Homes crashing 80 to 90%. A $1.5 million house selling for $300,000. I went through the three most viral clips making these claims and I brought something none of them did. Math.Here is what is actually happening. Those 227,000 are foreclosure filings, not completed foreclosures. There is a massive difference. Back in 2010 there were 1.65 million filings and most of them never became foreclosures. Right now only 1.26% of homeowners are 30 or more days past due on their mortgage. In 2012 that number was 14%. We are nowhere near a crash by the actual data.I also explain why most homeowners today are structurally protected. If you bought or refinanced before 2023 you have a low mortgage payment and real equity, which means even if you struggle you can sell and walk away with money instead of getting foreclosed on. That is the opposite of 2008.And here is the part nobody wants to hear. The only two times housing has actually crashed 20% or more in American history were the Great Depression and the 2008 financial crisis. Both times it took mass unemployment to get there. A crash does not help the working class. It transfers assets from struggling families to the people who already own everything. Be careful what you wish for.I close with the Iran war, the Strait of Hormuz still being choked off, and Trump's latest truth threatening to bomb Iranian infrastructure every time a ship gets hit.Support the show
Send us Fan MailThe White House posted a graph this week saying prices are falling. I need to be very clear about something. Prices are not falling. Inflation came in at 3.5% for June which means everything you buy is 3.5% more expensive than it was this time last year. That is not deflation. That is not prices coming down. That is propaganda posted at a convenient moment before the war started back up again.I walk through every major headline hitting the economy right now and tell you what it actually means. The Strait of Hormuz is back down to 3 to 5 ships per day after briefly opening. Trump is threatening to bomb Iranian power plants and bridges next week if they do not come to the table. Oil is sitting at $78 and economists are already calling for a dramatic spike if he follows through. Our Strategic Petroleum Reserve is sitting at 319.5 million barrels, only 19.5 million above the minimum operating level, the lowest since 1983.Food is up 26% over five years. India is hitting 9.87% wholesale inflation because of this war. Farmers are dealing with tariffs, drought, and urea costs all at once. And the AI bubble is being called out by Jeremy Grantham and Bill Gurley, two of the most credible voices in investment, who are both saying the same thing. This is the dot com bubble and it is going to pop.Support the show
Send us Fan MailBefore Covid I got sandwich makers into homes. Deli workers. Campus security guards. Single airmen fresh out of basic training. Sub thousand dollar mortgages every week here in Delaware. That world is completely gone and I want to walk you through exactly why.In this episode Sean, Joe and I break down the real causes of the housing crisis from the ground up. Median home prices. Rental increases since 2015. The $4 trillion the Federal Reserve printed in 2020 and where that money actually went. The Cantillon effect and why banks, governments and asset holders always win when money gets printed. And the one graph that shows a first time home buyer today needs to make $93,000 a year just to qualify.We also read the actual Dallas Federal Reserve document that went viral this week. Not the New York Post headline. Not Caroline Leavitt's tweet. The actual document. And what it says is very different from what went viral. Immigration can explain about 30% of the total growth in home prices in metro areas. Not 30% of home prices. 30% of the increase. Which works out to roughly 6.8% of total home price growth. That is a very different number and nobody is telling you that.We close with a real conversation about what Gen Z is supposed to do in this economy and what a silver lining actually looks like when the system is this stacked against you.Support the show
Send us Fan MailThree things on the table today. The Road to Housing Act, the jobs numbers, and Trump enriching himself from office.I walk through the housing bill section by section and give you my honest take on what is actually good, what is a grant nobody will fund, and what is missing entirely. The corporate ownership cap has no divestment clause. That is a problem. The manufactured home chassis requirement removal is one of the best ideas in the whole bill. I break it all down.On jobs, they expected 110,000 new jobs this month. We got closer to 50,000. April and May were revised down again. Gen Z graduates are entering the worst entry level job market in four decades. One in three junior roles has already been replaced by AI. And Caroline Levitt went on Fox News and said it is because they do not love America enough.Then we get into Trump's crypto holdings, his meme coin dinner with top holders, and Nancy Pelosi's trading record. And we close on the most viral tweet of 2026 so far, Eric Adams telling New Yorkers to set their AC to 78 degrees and Dave Portnoy calling it communism.Ads, as always, are off for the first 24 hrs. Finance & Corruption tied together with Current EventsSource List:https://www.instagram.com/reels/DZ5WmQihV9H/https://x.com/factpostnews/status/2071699320512942201https://x.com/factpostnews/status/2071681457542541763https://www.nar.realtor/sites/default/files/2026-05/hai-q1-2026-first-time-homebuyer-affordability-2026-05-05.pdfhttps://www.congress.gov/bill/119th-congress/house-bill/6644?__cf_chl_f_tk=R7NQczEjxcLoyBC19eo608.IG8H2GfFWlPQZ.bhLJ38-1783087824-1.0.1.1-Stc02gJFfgm3JljonZqHMOw98LwQUz.H76AfGS4kHqEhttps://bipartisanpolicy.org/issue-brief/inside-the-deal-whats-in-the-final-21st-century-road-to-housing-act/https://finance.yahoo.com/personal-finance/mortgages/article/median-home-price-by-state-151223005.html?https://jbrec.com/insights/charting-a-22-year-roller-coaster-of-investor-activity/https://assets.informz.net/cmbs/data/images/CREFC_HR6644_Sec1001_Member_Summary%20(06.16.26).pdfhttps://www.instagram.com/p/DEVbYZrykZy/https://x.com/ZacharyLoft/status/2073035689499709702https://memeburn.com/gen-z-faces-the-toughest-entry-level-job-market-in-decades-in-2026/https://fred.stlouisfed.org/series/UNRATEhttps://fred.stlouisfed.org/series/LNS12032194https://www.bls.gov/news.release/empsit.a.htm#https://x.com/byHeatherLong/status/2072660940663697690/photo/1https://x.com/atrupar/status/2072795363090567172https://x.com/i/trending/2073034950178210209https://www.quiverquant.com/congresstrading/politician/Nancy%20Pelosi-P000197https://x.com/TheMaineWonk/status/2072380124649988486/photo/1https://x.com/factpostnews/status/2072708969479450878https://www.bls.gov/news.release/cpi.t01.htmhttps://x.com/nycmayor/status/2072411003170472359?s=46Short Form Stuff:tiktok.com/@zacharyloftinstagram.com/zachary.loftSupport our mission:                               zachary-loft-shop.fourthwall.compatreon.com/cw/ZacharyFoust?utm_campaign=creatorshare_creatorSupport the show
Send us Fan MailI just finished laying 204 feet of fencing. No producer, no notes, no script. Just me in the basement with something on my mind that I cannot shake.I think the tech bros are winning. And I do not mean that as a compliment.I spent two hours in Afghanistan in 2013 working alongside an intel contractor who had a blimp camera 400 yards in the air that could read a name tag from two miles away in 10K resolution. That was 2013. Now Flock cameras are going up in Milford Delaware reading your license plate, your dents, your face. Digital IDs are being voted on. CBDCs have no ban. Sam Altman has said publicly he thinks AI could be the end of humankind and he is still building it. Peter Thiel cannot answer why Palantir is being used to target and kill people in the Middle East. And Anthropic executives are quitting to go write poetry in Europe because they believe they have built something that could end the world.I walk through how we got here. The flip phone to the iPhone. The algorithm arriving in 2015. Operation Condor and 96% of American history being spent in active war. Lockheed Martin, Boeing, and Raytheon as the world's most profitable independent security contractors. The military industrial complex not as a conspiracy theory but as a line item on a balance sheet.And then I get to the thing that is keeping me up at night. I think they are selling America for parts right in front of us while we watch, get angry, do a boycott for a week, and then go back to filling our Amazon carts. What would it actually take to do something? I have a number. It is 10 million people. And I walk through what that would look like.This is a long one. Make yourself comfortable.Support the show
Send us Fan MailThe government says cumulative inflation since 2010 is 52.72%. I think that number is a lie and I have the receipts.I spent time building out what I am calling the Real Inflation Tracker. I took real items that real 25 to 34 year olds buy every single week and I looked at what they cost in 2010 versus what they cost today. A McDonald's meal that was $5.29 in 2010 is now $16.79. That is not 52%. That is over 200%. A pack of bacon, ground beef, dish soap, car insurance, health insurance, rent on a one bedroom apartment, a college education, a new construction home. Every single one of them has gone up more than 100%. Most of them more than double the official number.I also walk through what has gone up the least since 2010. Video games, smart TVs, streaming devices, hotel rooms, cell phone plans, Bud Light. Nothing you actually need. Just the things that keep you distracted and comfortable enough not to notice what is happening to everything else.I break down Kevin Warsh's statement on price stability versus persistently high prices and why those two things are not the same sentence. I walk through the Dodge versus Ford 1919 court case that legally locked corporations into choosing shareholders over workers and why repealing it would do more for American wages than any tariff ever could. And I close with five things that would actually fix this system if anyone in Washington had the spine to do them.They are lying about the economy on purpose. I am going to keep building the data to prove it.https://docs.google.com/spreadsheets/d/1OAbihkG-bQ70pCUPknM1Gzw-IpR1iPqcEZXnAubdNfM/edit?gid=0#gid=0Support the show
Send us Fan MailThe government says cumulative inflation since 2010 is 52.72%. I think that number is a lie and I have the receipts.I spent time building out what I am calling the Real Inflation Tracker. I took real items that real 25 to 34 year olds buy every single week and I looked at what they cost in 2010 versus what they cost today. A McDonald's meal that was $5.29 in 2010 is now $16.79. That is not 52%. That is over 200%. A pack of bacon, ground beef, dish soap, car insurance, health insurance, rent on a one bedroom apartment, a college education, a new construction home. Every single one of them has gone up more than 100%. Most of them more than double the official number.I also walk through what has gone up the least since 2010. Video games, smart TVs, streaming devices, hotel rooms, cell phone plans, Bud Light. Nothing you actually need. Just the things that keep you distracted and comfortable enough not to notice what is happening to everything else.I break down Kevin Warsh's statement on price stability versus persistently high prices and why those two things are not the same sentence. I walk through the Dodge versus Ford 1919 court case that legally locked corporations into choosing shareholders over workers and why repealing it would do more for American wages than any tariff ever could. And I close with five things that would actually fix this system if anyone in Washington had the spine to do them.They are lying about the economy on purpose. I am going to keep building the data to prove it.Support the show
Send us Fan MailI want you to sit with this question for a second. Why does none of this make logical sense?We give Israel billions. We get nothing back. We go to war on their behalf. We tank our own economy. We choke off a fifth of the world's oil supply. We block 40% of global fertilizer. We threaten Iranian peace negotiators telling them you won't even make it back to your country. And then the moment a deal is close Israel bombs Lebanon again and the Strait shuts back down. Five vessels through on Sunday after 67 the day before. We are right back to square one.James Lee raised a theory I cannot stop thinking about. Trump is stuck between two choices. Support the Israeli agenda and keep doing their bidding or risk more Epstein exposure. Is that tinfoil? Maybe. But Trump was best friends with Jeffrey Epstein. He was best friends before that with Roy Cohn who was suspected of the same thing. The Rothschild family is mentioned 11,938 times in the Epstein files. Twelve CEOs have stepped down since the files dropped. Nobody named in those files has called any of it fake. And Howard Lutnick is on the list. And so is Trump. I said what I said.Bloomberg is now reporting that when our Strategic Petroleum Reserve stockpiles hit physical reality the price of oil does not go from 75 to 85. It goes from 75 to 135 in a month. Chevron and Exxon are both publicly warning the same thing. We have about 340 million barrels in reserve. We use 20 million a day. The math is not complicated.I close with something I believe in more than almost anything I talk about on this show. Whole wealth. Your net worth and your personal worth are not the same thing. Disconnect. Plant something. Put your phone down. You are the number one asset.Support the show
Send us Fan MailSomething happened in the last 36 hours and I need to walk you through it because Trump said six things in one day that made me think somebody injected him with the truth serum from Spy Kids.He said Iran can keep ballistic missiles because other countries have them. He admitted the stock market shoots up every time peace is mentioned and crashes when it is not because the people like it. He called the bombing of Beirut unnecessary and unfair. He said Iran never won a war but never lost a negotiation in a tweet from 2020 that just resurfaced. And then he told Bibi Netanyahu to stop bombing Lebanon on his birthday while standing next to a mongoose. I am not making any of this up.I also got to watch Kevin Warsh's very first Federal Reserve meeting as chairman and I have a take that a lot of you are not going to like. He actually handled it well. No more future outlooks outside of the meeting. Rates held unanimously 12 to 0. Inflation not returning to 2% until 2028. Half of officials now expect at least one rate hike this year. And he said things clearly and directly in a way that felt genuinely different from what we have been watching for years. I did not expect to say any of that.The MOU has apparently been signed. The terms now include $100 billion in unfrozen Iranian assets instead of $24 billion and all secondary sanctions dropped including those from US allies. Israel has stated they will continue bombing Lebanon regardless. Netanyahu is furious about the deal. And based on a poll of 3300 of my listeners, 49% believe Iran won this war and only 2% believe America did.I am eating a cucumber from my garden during this episode. It is a large cucumber. That is also relevant.Support the show
Send us Fan MailTwo big things are happening in the next 48 hours and I want you to know what to listen for so you can make smart decisions with your money.Tomorrow at 2 p.m. eastern Kevin takes the podium for his very first Federal Reserve meeting as chairman. This is the man Trump appointed, whose wife's father is Ron Lauder, who attended a Boris Epstein Christmas party in 2010 where Jeffrey Epstein was a neighbor and guest. Am I supposed to just be okay with that? Because I am not sure I am. Either way he is walking into a quagmire that Jerome Powell handed off to him. Inflation is up. The job market is struggling. Lowering rates helps jobs but fuels inflation. Raising rates fights inflation but hurts jobs. There is no clean move. I am going to walk you through the three things I think we should listen for tomorrow including whether he hints at full quantitative easing coming back and what the Cantillon effect means for your assets right now.Then on Friday there is a memorandum of understanding being signed in Geneva between the US, Iran, and Pakistani mediators. JD Vance is expected to sign on behalf of America. Trump may be present. The terms include $24 billion in frozen Iranian assets being released, $300 billion in reconstruction aid, full withdrawal of US forces from around Iran, and Iran taking joint control of the Strait of Hormuz with Oman and charging a maritime services fee. Trump said in a tweet the 300 billion was fake news and accidentally said 300 million instead of 300 billion. The deal is real and the terms are not a win for America. I will walk you through exactly why.I also close with the real reason I do not think this 60 day ceasefire leads to a lasting peace. Same reason I have given for two months. Israel does not want it to end.And Bo is still alive. We have seen him three times on the trail camera. The cage is set with fried chicken. We are going to get him back.Support the show
Send us Fan MailThere is a deal on the table. The Strait of Hormuz has more traffic. Markets are moving. Crypto, gold, silver, and stocks all reacting the way they should for the first time in a while. And I want to be excited about it. I genuinely do. I just came back from the gym. I am wearing a SpongeBob outfit. I want to be pumped up.But I cannot get past the terms. $24 billion in frozen Iranian assets unfrozen. $300 billion in US reconstruction aid. Full withdrawal of American forces from around Iran. Iran and Oman taking joint control of the Strait of Hormuz with a maritime services fee. And the one thing America gets to call a win is Iran reiterating a promise not to build nukes that they have already made before.I also cannot get past the pickleball analogy that explains this entire war better than anything I have seen in a newspaper. You have a pickleball partner who keeps getting his kneecap destroyed right before your big tournaments. And you just found out that the guy playing in his place is the one who has been hitting him with the lead pipe all along. Just so he can keep playing. That is the situation.I close with two things I am almost certain about regardless of how this deal plays out. A supply shock in oil is still coming because thousands of boats are stuck in the Persian Gulf and the Strait is still only moving a fraction of normal traffic. And food is going to get more expensive because 40% of the world's fertilizer supply came through that Strait and it has been choked off for over 100 days.Plant a garden. Stack your savings. Cut the subscriptions. You know what to do.Support the show
Send us Fan MailI pulled 11 graphs together and I want to walk you through every single one of them because I think most people are feeling this economy without being able to see it clearly. These graphs show it clearly.We start with data centers surpassing office construction in value for the first time in history and why the 200 jobs they promise are mostly custodial and security. We look at the S&P 500 versus job openings and the K shaped gap that began the exact month ChatGPT launched in November 2022. We watch a Harvard economist break down how 92% of Americans agree wealth distribution is unfair and yet nothing changes. We look at a series of graphs showing something dramatically broke in the American economy right around 1971 and then again in the mid 70s covering everything from incarceration rates to income inequality to the price of tomato soup.From there we go into unemployment. The headline 4.3% number is fake and I am going to explain exactly why. Frankie got fired. He delivers a couple burritos a week. The BLS does not count him as unemployed. Meanwhile 50% of under 30 year olds with a degree are underemployed right now in 2026. The national debt graph looks like a hockey stick sharp enough to stab somebody and it does not even include the last six years.We close on four housing graphs. Who is actually buying homes in America right now. One out of three homes purchased in 2025 was by an investor. The Blackrock Scooby-Doo buying theory. Why builders are not building. Why sellers are not selling. And why a crash is still not coming despite everything.You are not lazy, crazy, or dumb. You are just living inside a system that was designed to make you feel that way.Support the show
Send us Fan MailThis is the eighth time a specific set of steps toward a ceasefire has been put in front of us. The 27th time we have declared victory. The 38th time we have declared a peace agreement is right around the corner. So let me walk you through what is actually on the table, what Iran actually wants, and why I do not think this deal happens.I break down the full timeline of this week. The Apache helicopter that went down in the Strait of Hormuz. The four regions we struck in southern Iran and northern Tehran. The Iranian drone responses into Kuwait and Jordan. The planned attack on Qeshm Island that got pulled back. And the Thursday evening announcement that a deal had been reached, which Iranian media immediately contradicted.I also walk through the 14 point deal that Iran has released publicly. The $24 billion in frozen assets. The $300 billion reconstruction fund. The full withdrawal of US forces from the region. The reopening of the Strait within 30 days. And the one thing America gets to call a win, Iran reiterating its commitment under the NPT not to build nuclear weapons.Here is my honest take. That is not a win for America. And more importantly this deal cannot happen for the same reason this war started in the first place. Israel is still bombing Lebanon. 3,711 people dead since March 2nd. Trump told Bibi to stop. Bibi launched Operation Arrows of Fire instead. Iran has made peace for Lebanon a non negotiable. Israel has made peace in Lebanon impossible. That is the wall this deal keeps running into.Support the show
Send us Fan MailI sat down with Todd Achilles, the independent veteran running for US Senate in Idaho against a man who has been in Idaho politics for over 50 years, bragged that the Senate was an easy job in his first month, and has become a rubber stamp for whatever comes out of the White House.Todd served in the Idaho Legislature and built a reputation as one of the most bipartisan members in the capital. He is now running as an independent and was trailing the incumbent by 14 points 90 days before we recorded this. As of last week he was down four. Pay attention to Idaho.We went deep on everything. RealPage and algorithmic price fixing that has stolen an estimated $700 million from Idaho renters since 2000. Corporate ownership of single family homes and why banning purchases is not enough without a forced divestment period. The Dodge versus Ford case from 1917 that legally locked corporations into favoring shareholders over workers. The Powell Memo. Citizens United. Stock buybacks consuming 90% of corporate profits while employees fall onto the social safety net. Non compete agreements being used on burger flippers. Unions. Public lands. And why competition is the single most powerful economic tool we have stopped using.Todd answered every lightning round question I threw at him. Age limits on Congress. Term limits. Ending insider trading. Banning corporate PACs. Ending the carried interest loophole. Banning Citizens United. No super PAC money for himself. He said yes to nearly all of them without hesitation.This is the kind of candidate that gets replaced. Let us make sure that does not happen.Subscribe to the Zach Foust Show and join the Dollar Club to keep independent media alive. Drop a comment. Would you vote for Todd Achilles?Support the show
Send us Fan MailI recorded this one on the move. We have a missing dog and I had to get this out before I went to go find him. If you are in Camden Delaware and you see a dog named Bo please hit me up.On to the episode. Inflation just dropped this morning from the Bureau of Labor Statistics and it came in higher than expected at 4.2% annual. Energy is up 23.5% year over year. Fuel oil is up 58.9% year over year. And I want you to really sit with that because fuel oil is not just your gas tank. Fuel oil is in everything that ships, manufactures, farms, and moves in this country. That is not a gas price problem. That is an everything problem.Trump has now claimed the Iran deal was close 38 times since this war started. The war has now crossed 100 days and is more than ten days past the legal limits of the War Powers Resolution of 1973. Three US bases in Jordan and Kuwait were hit overnight. An Apache helicopter went down over the Strait of Hormuz. And Trump put out a tweet this morning about the naval blockade. Iran's Ministry of Foreign Affairs responded calling us the American terrorist regime. I am a veteran and I barely had a visceral reaction to that anymore. That should tell you something.Then I close with three big warnings. JPMorgan's Jamie Dimon, the IMF, and the CEO of Exxon are all saying the same thing from different angles. Something is coming and the stock market is not reflecting it.Three things you can do. Hold assets. Recession proof your job. Take care of yourself.Support the show
Send us Fan MailI have ten reasons why the Federal Reserve should be something every American looks at sideways. And I promise even if you have heard the Jekyll Island story before there are a couple facts in here you probably have not connected yet.We start with the name. It is not federal and it does not have reserves. As of March 15th 2020 the reserve requirement for American banks dropped to zero percent in response to Covid. Zero. We are operating an entire banking system on vibes and printed money.From there I walk through the secret 1910 Jekyll Island meeting where six men representing roughly one quarter of the world's wealth snuck away from their families lying about where they were going to draft what would become the Federal Reserve Act. I walk through the Pujo Committee that found nearly half of America's banking assets were held by 180 people, wrote up damning findings, and then did absolutely nothing because the man who wrote the final report was already connected to the same banking houses he was supposed to be investigating.I walk through December 23rd 1913 when the Federal Reserve Act was passed at ten thirty at night hours before Christmas Eve by 18 votes with 27 senators not present. I walk through World War One, the Great Depression and how the Fed could have stopped it but chose not to. I walk through the Titanic and who was on board and why that matters more than most people realize. And I close with the Rockefeller and Nelson Aldrich family connection that ties the whole thing together in a way that is very hard to call a coincidence.And then I go one step further. I think central bankers lost control around 2001. Wall Street took over. Then private equity beat Wall Street around 2008. And now the tech bros and private equity are running the global financial system together. The Federal Reserve might already be a legacy system that nobody at the top actually needs anymore.Support the show
Send us Fan MailOnly 4% of Americans live somewhere their vote actually matters in a general election. 96% of congressional races are decided in the primaries where almost nobody shows up. That is not an accident. That is the design.From there the guys dig into the $1.7 billion being allocated toward January 6th defendants, the DOJ making Trump completely untouchable from IRS audits, content creators getting subpoenaed, and what it actually felt like to watch the Massie race from the inside knowing what was at stake.Then Nico Agosto from Stalking Capital and the Integrity Index joins the conversation. Nico is building a tool that scores your congressperson based on whether they take corporate PAC money, trade individual stocks while in office, and co-sponsor legislation to get money out of politics. It is one of the most practical things being built right now for people who want to actually do something beyond just being angry.The conversation covers Citizens United, closed primaries, why you should probably switch your party registration even if you hate both parties, the Texas Senate runoff where 8% of eligible voters decided the outcome, and why Massie losing might be exactly the wake up call the movement needed.Support the show
Send us Fan MailI know you want a crash. I want one too. But I need to tell you the truth about why it is not coming and what is actually going to happen to home prices over the next three to five years.In this episode I walk through three battles destroying housing affordability for everyday Americans right now. The wage battle, where wages have gone up 25% since 2020 but home prices have gone up 52%. The price battle, where median existing home prices are sitting at $414,000 and barely moving. And the rate battle, where 30 year mortgage rates stay high because the ten year Treasury yield will not come down as long as inflation stays baked into the bond market.I also break down why a crash is structurally almost impossible right now. Half of all homes on the market are new construction being sold by corporate builders like Ryan Homes and DR Horton. 111,000 of those homes are not even built yet. They are blueprints being counted as inventory. We do not have the supply conditions that caused 2008 and we are not getting them anytime soon.I react to three tweets from housing creators calling for a crash, walk through real data on supply, demand, builder activity, tariff impacts on lumber, and what 100 economists surveyed by a Canadian firm actually said about where home prices are headed by 2031. The answer will make Sean sad. It makes me sad too.Support the show
Send us Fan MailNoah Tanner brought me on Bigg Fella for one of those conversations that just goes everywhere in the best way possible. We started talking about buying your first home in 2026 and ended up deep in self discipline, mental health, disconnecting from screens, and what it actually means to build a life that is worth living.I told him my honest take on homeownership right now. Is it still worth it? Yes. But not for the reasons most people think. We broke down what the housing market actually looks like for Gen Z and millennials today, how to think about your first purchase when the numbers feel impossible, and why owning an asset in a K shaped economy is still the single best thing most people can do for their long term financial picture.We also got into the stuff I have been talking about more on my own show lately. You are the number one asset. Your discipline, your mental clarity, your ability to sit in silence and know yourself is worth more than anything in your portfolio. And I closed with the one thing I want you to remember. Your net worth and your personal worth are not the same thing and should never be treated like they are.Noah Tanner is doing something real with Bigg Fella. He coaches big guys, he runs marathons, and he asks real questions without an agenda. Go subscribe to his channel and show him some love.Support the show
Send us Fan MailI shot this one as an emergency broadcast. Iran has officially backed away from the negotiating table. Their deputy head of central military command said it plainly. Without surrender, war is inevitable. And we are not surrendering. So here we are.On top of that the CEO of Exxon is now calling oil at $150 to $160 a barrel within weeks. We are currently sitting at $91.50 as I shot this. For context we were at $62 to $64 before the Strait shut down on February 28th. Do the math on what that means for your gas, your groceries, your fertilizer, and everything that moves by diesel in this country.There is also a report out of Axios that Trump called Bibi Netanyahu and screamed at him. Called him crazy. Told him everybody hates Israel because of this. I do not believe that phone call happened the way it is being described and I will tell you exactly why. Because the day after that call Israel attacked Lebanon and killed six more people including two children. That is not what a steamrolled man does the morning after getting chewed out.I also break down the Axios funding question, the Glass-Steagall repeal, why crises never happen immediately but always trace back to a single moment, and why February 28th 2026 is going to be in the economic history books.And I close this one with three things you can do right now. Hold assets. Invest in yourself. Disconnect.Support the show
Send us Fan MailI just want to know what's actually happening. Not what the headlines say. Not what the stock market says. What is actually happening.The S&P 500 is breaking records every week since March 27th while oil is still up 30% from pre war levels, bond yields are screaming inflation, credit card defaults are climbing, car loans are going 60 and 90 days no payment at record rates, and the housing market is frozen. Those two things cannot both be telling the truth at the same time. One of them is lying. And I think I know which one.We also walked through the Iran peace deal for the sixth week in a row and for the sixth week in a row I am calling BS. Iran's lead negotiator said they will not sign anything until $24 billion in frozen assets are released. Trump's own post says no money will exchange hands in any way shape or form. Those two things are not a deal. That is two countries still at war using the word peace to move markets.We also got into the jobs numbers, the K shaped economy, stock buybacks consuming 90% of corporate profits, and why the government statistics we get once a month are not reflecting what real people are living every single day.Episode 73 of the Zach Foust Show. Half a million downloads and counting. Thank you for being here.Subscribe, leave a like, and drop a comment telling me one thing you are grateful for today. I will reply to every single one on this episode.source list:https://www.instagram.com/p/DY5VmGNT7hA/https://www.bloomberg.com/news/articles/2026-05-29/stocks-rally-continues-on-peace-deal-hopes-ai-spending-optimismhttps://www.cnbc.com/2026/05/29/oil-prices-iran-ceasefire-us-trump-strait-hormuz-energy-costs.html?taid=6a197288d6c7180001779f52&https://tradingeconomics.com/commodity/crude-oilhttps://www.marinetraffic.com/en/ais/home/centerx:56.6/centery:26.7/zoom:11https://x.com/DropSiteNews/status/2060347318616900030https://x.com/BRICSinfo/status/2059370612129198366https://x.com/ggreenwald/status/2058683492804817353https://x.com/MarioNawfal/status/2060139377456460000https://fred.stlouisfed.org/series/MEHOINUSA672Nhttps://fred.stlouisfed.org/series/UNRATEhttps://www.reddit.com/r/antiwork/comments/1t3ocmi/what_am_i_missing_the_job_market_is_dead_but/https://www.wgal.com/article/college-grads-face-rising-unemployment/71430314https://www.youtube.com/shorts/blruX1AoORchttps://fred.stlouisfed.org/series/CIVPARTFinance & Corruption tied together with Current Events2 uploads a week covering current events, historical context, and cool guestsTikTok: tiktok.com/@zacharyloftInstagram: instagram.com/zachary.loftzachary-loft-shop.fourthwall.compatreon.com/cw/ZacharyFoust?utm_campaign=creatorshare_creatorSupport the show
Send us Fan MailI got on a call with Ali Sabir from Pakistan for the very first episode of The Honest Middle and honestly one of the best conversations I have had in a long time.Ali lives in a country that feels every move America makes at the fuel pump, at the currency exchange, at the border. The Strait of Hormuz closes and Pakistan pays five to six dollars a gallon on a minimum wage of 120 dollars a month. That is the real cost of American foreign policy and most Americans never think about it because they do not have to.We went deep on the Epstein class and who actually sits above the system. The Rothschild family, August Belmont, the 1895 and 1907 bank panics, Jekyll Island, the Balfour Declaration, Robert Maxwell, Ghislaine, and how every single thread connects if you just pull it. We talked about Peter Thiel, Palantir, the tech bros building a surveillance state and calling it governance. We talked about the two party system being completely politically homeless for most Americans. We talked about where the power is actually shifting and why the answer might be techno feudalism if we do not wake up.Ali is brilliant. He knows more about the American system than most Americans do. He is just getting started on his YouTube journey and this is episode one of something that is going to be very important.Support the show
Send us Fan MailI turned on the camera today because I just needed to talk. Sean and Joe aren't here. It's just me and you.I was suicidal at 13. I had ADHD, constant social anxiety, and spent years at the bottom of the totem pole in a private Christian school with 16 kids in my class. I joined the Army to prove I was worth something. I got kicked out of college. I got fired from two jobs. I became a corrections officer in Delaware prisons. And then real estate came along and I got everything I thought I wanted.Rookie of the year. Selling 60 homes personally a year. Getting flown into Texas and California to consult. Speaking at events. Walking through millionaires homes. The wonderkid. And then one day I just asked myself is this it?This episode is me walking you through the whole story. The ADHD and the fight or flight that ran my life for years. The army and what it really taught me. The real estate career and the moment the money button in my brain just shut off. The surrender that changed everything in February 2023. The garden, the chickens, the off grid projects, the microdosing, the meditation, the Bible, and why I feel more purpose making this content than I have felt doing almost anything else in my life.I also want you to know exactly why I make this show. Not for the algorithm. Not for the money. Because I genuinely believe there is something bigger coming and I want you prepared when it does.Support the show
Send us Fan MailI sat down with Rick Beard, the third party candidate running for governor of Nebraska, and this conversation opened my eyes to something happening in the middle of America that nobody is covering.Nebraska voters passed cannabis legalization with 71% of the vote. Their own legislature came in and dismantled it. That is not a coincidence. That is lobbying money doing exactly what it was paid to do. Rick is running on the Legal Marijuana Now party ticket with zero PAC money, zero foreign lobbyist dollars, and a platform that nobody else in the race is willing to touch.We talked about using hemp to build homes at $150 a square foot versus the $200 to $250 it costs today. We talked about the constitutional ballot amendment strategy that would put power back in the hands of the people and out of the hands of the legislature. We talked about Big Pharma, Big Cannabis from other states blocking new markets, data center moratoriums, property taxes higher than California on a state with 2 million people, and what it actually looks like to run a people's campaign against a machine that has infinite money.Rick is polling at 12% as an independent. That is the highest any third party gubernatorial candidate in Nebraska has polled since 1905. Pay attention to this one.Support the show
Send us Fan MailI was in Florence, Kentucky when Thomas Massie lost. I was running an exit poll outside Seabrook Elementary. I watched it happen in real time. And I need to talk about it.The creators who showed up generated 2.2 billion views in six days. We out-viewed the $30 million AIPAC machine on a national scale. But that money was never aimed at the nation. It was aimed directly at 310,000 registered Republicans in that one district. Mailboxes. Home phones. Television sets. Boomers. And it worked. That race was not rigged in the ballot box. It was rigged long before anyone showed up to vote.On top of that we are breaking down this so called Iran peace deal that has now been floated five times. The S&P 500 is at record highs, ten year treasury yields are screaming inflation is coming, and the goal of these negotiations as stated by Marco Rubio is just to get back to where things were before the war started. So what exactly did we gain?And to close things out we are going deep on the Fox News interview that may or may not have featured a masked actor posing as Admiral Robert Harward. I did not plan to go there. We went there.Source List:https://x.com/search?q=trump%20iran%20blockade&src=typed_queryhttps://tradingeconomics.com/commodity/crude-oilhttps://x.com/HormuzLetter/status/2057535441117773965https://truthsocial.com/@realDonaldTrump/posts/116596094940250402https://www.cbsnews.com/live-updates/iran-war-trump-us-peace-talks-strait-of-hormuz-control/https://x.com/Macrobysunil/status/2057818163426037847https://x.com/MarioNawfal/status/2057762643419795680https://x.com/LeadingReport/status/2057840849048781108https://x.com/ErikSperling/status/2057584386938122706https://x.com/KobeissiLetter/status/2057831520316854731https://x.com/GlobalMktObserv/status/2057805745224122378https://x.com/Barchart/status/2057513837872726209https://fred.stlouisfed.org/series/MORTGAGE30UShttps://x.com/Barchart/status/2057517635953418335https://x.com/OunkaOnX/status/2056927968413601795https://x.com/MassieforKYhttps://www.youtube.com/watch?v=X06b8rITwRESupport the show
Send us Fan MailEpisode ten. And we are apparently on somebody's radar now.The guys break down the White House's brand new 2026 counterterrorism strategy and what it actually says about who the government now considers a threat. Spoiler alert it includes being anti-fascist. From there the conversation goes deep into Kevin O'Leary showing up on Fox News in pink flip flops accusing two grassroots Utah girls of being Chinese Communist Party operatives because they pushed back on his data center expansion. Then Joe Kent update. He resigned, he is under FBI investigation, and nobody in mainstream media is talking about it. And the Epstein conversation that never gets old because the biggest names still never get touched.Support the show
Send us Fan MailPlease like and subscribe Bread and Banter on there platforms @breadnbanterpodWhat if the version of Christianity most Americans grew up with was shaped not by scripture but by a convicted con man with no theological background and a political agenda? In this episode we sit down with Zach Foust, Delaware realtor turned one of the most honest voices on economics, power, and corruption online, to tackle one of the heaviest topics we have ever covered. Christian Zionism.We dig into how dispensationalism replaced covenant theology, who John Nelson Darby and Cyrus Scofield were and why it matters, the Balfour Declaration, and why the early church fathers from Augustine to Luther to Calvin were all saying something completely different than what American evangelicals are told today. Zach also breaks down the casino analogy that will make you rethink everything about how America operates and who the house actually is.This is not about hate. This is about asking honest questions as Christians and following them wherever they lead.🔔 Follow the show so you never miss an episode.Support the show
Send us Fan MailJoe Kent resigned from inside the government because he watched it happen in real time. Israeli officials and mega donors like Miriam Adelson bypassed official intelligence channels to feed the president and his inner circle a single message over and over again until US policy changed. Not through force. Through access. Through repetition. Through the echo chamber of think tanks, Fox News pundits, and the Foundation for the Defense of Democracies all saying the same thing at the same time.The result? America is now two and a half months into a war that was supposed to last two to four weeks. One fifth of the world's energy supply is being choked off at the Straits of Hormuz. Gas prices are up. Fertilizer supply is in crisis. And the goal of current negotiations is essentially just to get back to where things were in February.Joe breaks down how we got here, why killing Iran's religious leadership removed the moderates and empowered the hardliners, why there is no military solution, and what a real exit strategy could actually look like. He also weighs in on the Thomas Massie primary, the splintering of MAGA, and why a Massie win on Tuesday could be contagious in the best possible way for the American people.This is the conversation Washington does not want you to have.Support the show
Send us Fan MailI drove ten hours from Delaware to Florence, Kentucky. No high speed rail. No public transit. Just exit after exit of McDonald's, Exxon, and Subway while billions of dollars flood overseas and our own infrastructure crumbles. I sat down with James Lee, 5149 on all platforms, for a real conversation about what this Massie primary actually means and why both of us felt like we had no choice but to show up.Thomas Massie has a 70 plus percent approval rating. The rest of Congress sits somewhere around six percent. Yet $30 million in mostly foreign and special interest money poured into a single congressional race in Kentucky to remove one man who voted against the Iran war, pushed to release the Epstein files, and tried to hold Bayer accountable for its pesticides. The question at the center of all of it is simple. Can people beat money?James and I break down the AIPAC money trail, Paul Singer buying Citgo a month before the Venezuela moves, AI generated attack ads, Turning Point USA flipping on Massie after Charlie Kirk called him his favorite politician, and why a win on Tuesday could be contagious across the entire country. And if he loses, what that actually means for every American who still believes their vote counts for something.Support the show
Send us Fan MailTrump just said it himself — he's not thinking about your financial situation. So somebody has to. The war in Iran has gas over $4, car loan delinquencies at an all time high, and median home prices requiring six figures just to qualify. Nobody in Washington is fixing this for you. So let's fix it ourselves.In this episode I'm walking you through 8 steps — surviving, building, and thriving — in a wartime economy. We're breaking down exactly what's happening to your dollar right now, why the stock market is not the economy, and what I'm personally doing with my money. Gold, silver, crypto, index funds, rainy day funds, and the one mindset shift that changed everything for me. This is real talk for real people.You're an investor, not a consumer. Let's get to work.Net worth sheet link -  https://docs.google.com/spreadsheets/d/1LGeDwS2y6v36HkNtj4BqcNZUbYmC8B3h3qsNC1FucFI/edit?usp=sharingSupport the show
Send us Fan Mail​ @tiffanycianci   - Leading the charge @RyanMatta - In Kentucky @5149jamesli - in Kentucky @moreperfectunion   already ran a piece w John Russell @shannonjoyshow - in Kentucky @KaceeAllenShow - great clip at the end + in Kentucky @hunteralexanderhowell - in Kentucky @takenaps - in Kentucky @Fmsmith319 - in KentuckyAIPAC has spent $25.6 million to remove one congressman from office. His name is Thomas Massie. He's taken zero foreign lobbying dollars, he's pushed for Epstein accountability, and he's fighting Bayer and big agro on behalf of American farmers. So why does Israel want him gone so badly?In this episode, Zach breaks down the most expensive primary in American history, the foreign money flooding Kentucky's fourth district, and why this race is about way more than one seat. Creators are on the ground. The clock is running. And if young voters don't show up, AIPAC wins again.Support the show
Send us Fan MailCabin Fever is back and we’re all over the place in the best way. We start with a classic “Balloon Boy” throwback and how easy it is for nonsense to hijack the whole news cycle, then jump into real life updates like gardening, chickens, and trying to build actual self reliance skills.From there it gets darker fast. Car theft tech, why everything feels more unstable, and a quick look at a wealth gap chart that honestly feels like a punch in the face. We talk about how the people in power don’t build for the long term anymore, why that mindset matters, and what it does to society.We wrap with a story from DC that shows how broken incentives really are, using the Bayer Supreme Court fight as an example of how money and lobbying can reshape outcomes, even when the human cost is obvious. Support the show
Send us Fan MailThe housing market is getting harder to navigate, and for many people, it feels nearly impossible to break in.From rising home prices to increasing rent and higher interest rates, affordability is becoming a major issue across the country. First-time homebuyers are relying more than ever on family assistance, while others are being priced out entirely.This conversation breaks down what’s really happening behind the scenes, including why wages aren’t keeping up, how second-home buyers and investors are impacting the market, and what the future could look like if nothing changes.Is there a path forward, or are we heading toward a deeper divide between those who can afford housing and those who can’t?Support the show
Send us Fan MailEveryone keeps saying the Iran situation is “cooling off” and the Strait of Hormuz is about to “open back up.” But when you actually look at the data, it doesn’t match the headline.We start with a Chevron CEO warning about real supply stress showing up overseas, then we walk through the market moves around the so called ceasefire and the “deal” rumors. We track the Strait live, look at crude, urea fertilizer, and the 10 year, and then get into the weirdest part: huge crude oil shorts getting placed right before major news drops.Then we pivot to the other domino that nobody wants to talk about: AI data centers. Kevin O’Leary’s Utah plan is massive, and communities across the country are starting to fight back. We show what happened in other states, and then bring it home to Delaware, including the Project Washington ruling and why this is bigger than “jobs and tax revenue.”Support the show
Send us Fan MailWe missed a week, so the world did what it always does and cranked the muzzle velocity to 100.We start with life updates (France trip, New York, and a wild story that somehow circles right back to the same conflict you cannot escape). Then Joe takes us through what’s been moving underneath the surface while everyone is distracted.We talk about ICE, why the numbers aren’t getting the attention they should, and the masks and accountability problem. Then we zoom out to the real engine behind the chaos: money in politics, Citizens United, and why white collar enforcement keeps collapsing right when it should be spiking.After that we get into the Democrat vs Republican loop, the Epstein file “why didn’t they do it” argument, and the way both parties keep dodging the obvious. We close with Hasan Piker clips and the bigger point: people are starving for anyone who will talk like a real human and say the quiet part out loud, even if they say it messy.Support the show
Send us Fan MailThe stock market is ripping, but the stuff you actually pay for is not. Gas is still up. Crude is still high. Fertilizer is still volatile. And if you’re living in the real economy, none of this feels like a win.We break down what’s happening in Iran right now through the lens that matters: the Strait of Hormuz, the toll booth narrative, and why the “terminated” headline doesn’t match the reality on the ground. We track the ships, the timeline, and the incentives behind the messaging.Then we move into affordability and the middle class economy: why necessities keep climbing, why companies can profit while people get squeezed, and why it keeps feeling like the ground is moving under us.At the end, I give you three predictions for the next six months. Save them. Screenshot them. And we’ll come back and see if I was right.Support the show
Send us Fan MailMoney is not disappearing overnight, it is losing power right in front of you. A small group is driving most of the market, owning the majority of stocks and making up over half of all consumer spending. At the same time, a large portion of Americans are feeling tighter budgets, higher grocery bills, and less buying power every single month.This is what a k-shaped economy looks like. One side continues to move up while the other gets squeezed. The gap is not staying the same, it is widening.Inflation plays a major role in this shift. It does not take money directly out of your pocket, it quietly reduces what your dollar can actually buy. That hidden pressure is what many people are starting to feel in their day to day lives.As this divide grows, the question becomes how far it goes and who it impacts the most.Source list:https://x.com/HQNewsNow/status/2022029972337025122https://x.com/factpostnews/status/2027449242889994400https://www.scrippsnews.com/us-news/crime/epstein-files/house-oversight-sets-interview-dates-with-lutnick-gates-in-epstein-probehttps://x.com/EdKrassen/status/2046625388588319185https://x.com/WatcherGuru/status/2046617416046669916https://x.com/Breaking911/status/2046580479483121682https://www.npr.org/2026/04/21/nx-s1-5787863/federal-reserve-kevin-warsh-confirmation-hearinghttps://x.com/StealthQE4/status/2046799170040647969https://www.marinetraffic.com/en/ais/home/centerx:56.900/centery:26.491/zoom:12https://www.marinetraffic.com/en/ais/home/centerx:56.887/centery:26.495/zoom:12https://x.com/Its_ereko/status/2046929765513261449https://www.marinetraffic.com/en/ais/home/centerx:56.179/centery:26.566/zoom:12https://x.com/MrImranPk/status/2045463970837086666https://www.lse.ac.uk/research/research-for-the-world/ai-and-tech/ai-and-stock-markethttps://tradingeconomics.com/commodity/ureahttps://tradingeconomics.com/commodity/crude-oilhttps://x.com/MOSCOW_EN/status/2046929070718648448https://apnews.com/live/iran-war-israel-trump-04-22-2026#0000019d-b584-dbb7-a79f-f5b693970000https://x.com/DropSiteNews/status/2046860941690638359https://truthsocial.com/@realDonaldTrump/posts/116445555373723862https://www.scrippsnews.com/us-news/crime/epstein-files/house-oversight-sets-interview-dates-with-lutnick-gates-in-epstein-probehttps://truthsocial.com/@realDonaldTrump/posts/116444507618729432Support the show
Send us Fan MailIf you want to understand why everything feels like chaos, start with the incentives. We talk about war goals that keep shifting, why nobody defines what “winning” even means, and how panic and turmoil can be used to push massive changes.Then we get into the money side: Citizens United, why money got treated like speech, and how that opened the floodgates for influence. We also break down the BlackRock timeline from 2008, the bailouts, and how power grows when the system gets “saved.”Support the show
Send us Fan MailThe stock market is ripping, but the stuff that actually hits your life is still up. Gas, crude, fertilizer. None of it is back to pre war levels, yet the S&P is flirting with 7000. That disconnect is the point of this episode. We break down the Iran update through the only lens that matters, oil and shipping, including the Strait of Hormuz noise, the China angle, and why the narrative keeps changing depending on the day. Then we pivot to the Fed drama nobody is covering enough. Powell’s clock is ticking, the budget fight is being weaponized, the next chair is in limbo, and the bigger question is what happens if they try to force lower rates.Support the show
Send us Fan MailCabin Fever 5 gets back into the economy and why normal people feel trapped. We start with how the Iran war is already pushing mortgage rates higher, then break down the math behind housing affordability and why the “starter home” is becoming unreachable for most households.From there, we talk inflation truthfully: the inflation rate going down does not mean prices come down. We get into modern monetary theory, bonds, and why the system has been designed to benefit asset holders while squeezing wages, jobs, and buying power. Then we connect it all to the war economy, corporate subsidies, and why so many people feel like they’re being gaslit by the headlines.Support the show
Send us Fan MailThis is not a “hot take” episode. This is a dominoes episode.We lay out six dominoes that connect the Iran war to your day to day life: fuel, food, famine, the Fed, the freeze, and the real end result, freedom. If the Strait of Hormuz stays unstable and oil stays elevated, everything downstream gets more expensive: shipping, manufacturing, groceries, and the basic cost of living.Then we show the fertilizer problem that nobody is talking about enough. Urea spikes hit farmers at the worst time of year, and they only have two options: pay more or use less. Either way, that cost lands in your grocery cart.After that, we break down why the Fed is trapped, why mortgage rates don’t come down if inflation stays sticky, and why a frozen market is still a crisis even without a “crash.”And we finish with the part that matters most: what happens to freedom when the system gets stressed.Support the show
Send us Fan MailThe headlines are already calling it a win. The war is “over.” Iran “blinked.” We “won.” Cool. Define the win.In this episode, we walk through the actual timeline of statements, threats, and reversals and ask the only question that matters: what box got checked. Regime change? No. Uranium enrichment stopped? No proof. Missiles stopped? Not even close. And now we’re supposed to celebrate because the Strait of Hormuz might reopen, after it was already open before all this started.Then we get into the part that hits your real life: oil, fertilizer, and the ripple effects that don’t wait for your paycheck. We pull up urea and fertilizer data, hear directly from farmers, and talk about why the costs are about to show up at the grocery store.We wrap with the “third option” that explains how this peace deal actually happened, and then we give you a free tool we built to track the economy with raw data, no ads, no email, no fluff.Trump Trackerhttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?gid=1528334158#gid=1528334158Support the show
Send us Fan MailThe Zach Foust Show features Hunter Howell, a political pundit focused on economic corruption and insider trading. We break down Citizens United and why it opened the floodgates for super PACs and dark money. Then we get into how politicians build war chests, why both parties get funded by the same interests, and how much of Congress is really run by staff behind the scenes.From there, we connect the corruption conversation to the bigger headlines, Iran, oil, and why markets can move off narratives and even presidential tweets. We wrap with practical resources for how to research political funding yourself and how Hunter thinks about building a third lane through economic populism.Support the show
Send us Fan MailThe Rothschild name shows up thousands of times in the Epstein files, but almost nobody in media wants to touch it. Today we break down who the Rothschilds are, why they mattered historically, and why they still matter now. We walk through the “corruption map”, the Balfour Declaration and the early banking timeline, then connect it to modern names like Les Wexner, Jeffrey Epstein, and Alan Dershowitz.Support the show
Send us Fan MailToday I sit down with Erik from Pathlayer to break down the crypto corruption web. We talk Trump family meme coins, World Liberty Financial, and why most crypto starts centralized with insiders controlling supply. We also get into Bitcoin vs crypto, how meme coins are designed to pull value from the public, and why stablecoins like Tether and USDC may be changing the banking system faster than most people realize. We finish by connecting the dots across Ripple, political money, big institutions, and why this whole space rewards attention more than truth.Support the show
Send us Fan MailWhy are we in Iran right now, and who is actually driving the decision making. Zach and Joe sit down with Julian Andreoli  @DropSiteNews   a Capitol Hill correspondent, to break down what lawmakers are saying in public, what they avoid, and why the official explanations keep shifting.We talk about lobbying, money, media narratives, and why “winning” in a conflict like this is so hard to define. Then we get into the deeper questions people keep asking, including the Epstein file angle, censorship pressure, and what this could turn into if the war escalates.Support the show
Send us Fan MailCabin Fever is back. Zach, Sean, and Joe sit down for an unscripted weekly style breakdown of what’s been happening, and what feels real versus what feels like noise. We start with a brutal hearing moment that set the tone for the week, then zoom out to the Iran, Israel, and U.S. involvement question and why people are so frustrated.From there we talk about how fast misinformation spreads online, how propaganda works, and why major stories like the Epstein files still feel locked behind redactions and leverage. We also get into oil, Venezuela, defense spending, and how money moves through war, media, and influence.Support the show
Send us Fan MailFinance & Corruption tied together with Current Events2 uploads a week covering current events, historical context, and cool guestsShort Form Stuff:TikTok: tiktok.com/@zacharyloftInstagram: instagram.com/zachary.loftMore ways to Support:Support with Merch inspired by our mission:  zachary-loft-shop.fourthwall.comHomefrontFund: patreon.com/cw/ZacharyFoustutm_campaign=creatorshare_creatorSupport the show
Send us Fan MailCabin fever is setting in, and the bigger picture feels impossible to ignore. We talk about why a “side hustle” isn’t extra income anymore, how Super Bowl ads felt like a snapshot of the future, and why so many people feel trapped between staying informed and protecting their peace.Then we dig into the culture war layer: selective outrage, politics swallowing religion, and what happens when people stop trusting institutions, media, and even reality itself. From there, the conversation turns toward the bigger web: elite connections, global power plays, and why the “normal life” advice feels harder to follow when the stakes feel personal.Support the show
Send us Fan MailMore Epstein updates and a timeline that keeps getting darker. We react to new comments around the Epstein files, dig into why key names were still redacted, and trace the connections between Les Wexner, the Mega Group, and major political influence. Then we follow the thread into shipping power, Greenland, and Ron Lauder’s link to Benjamin Netanyahu, plus the Fed chair connection through Kevin Warsh. This one is a fast moving web of names, money, and influence, with a reminder at the end to stay grounded and protect your energy. Support the show
Send us Fan Mail Zach sits down with Ryan for a wide ranging conversation about the patterns shaping the economy and everyday life. They talk about how money and power move through central banks, debt cycles, and financial incentives that most people never see. From there, the discussion shifts into the growing push toward digital identity systems, what “control” can look like in the real world, and why so many people feel like the rules keep changing for normal families. They also zoom out to talk about how fear, distraction, and information overload shape our behavior, and what you can do to stay grounded. The goal is not panic, it is clarity. If you have felt like the world is accelerating and you are trying to make sense of it, this conversation will help you connect the dots. Support the show
Send us Fan MailA new Fed chair may be coming in May and the name on the board is Kevin Warsh. In this episode we walk through Warsh’s public track record on inflation, the political pressure around Jerome Powell, and why mortgage rates do not simply follow Fed decisions.Then it gets deeper. We map the relationships behind Warsh through the Lauder family, the Greenland angle, and what shows up inside the newly released Epstein files. This is a timeline episode, focused on what we can actually verify, what looks suspicious, and why it matters for the economy, housing, and the next chapter of the Fed.Support the show
Send us Fan MailThe world feels like it is getting louder, darker, and more chaotic. In this podcast we talk through why everything feels so unstable right now, from inflation and rising costs, to energy prices, propaganda, and the way technology and power are reshaping daily life. We also hit housing and zoning, AI data centers and electricity demand, and why it feels like the pressure keeps stacking for regular people.Support the show
Send us Fan MailZach sits down with Certified Financial Strategist Miguel Landa for a practical conversation on managing your money. They talk about paying yourself first, how to get out of credit card debt, and where a high-yield savings account fits when you are building a buffer. They also get into subscription creep, how consumer habits keep people stuck, and why you have to break the algorithm if you want your future to look different.Support the show
Send us Fan MailLuke joins Zach to talk about what to do when everything feels heavy and isolating. They get real about going viral overnight, finding your people, and why joy and community are the only way to keep moving forward. Simple actions you can take today, like helping one person and changing one mind before November.Support the show
Send us Fan MailProspera is a private charter city experiment in Honduras, and it may be the blueprint behind the new Freedom Cities push and why Greenland keeps showing up in the headlines. We break down the promise of affordable housing, then the concern critics raise about corporate towns, deregulation, and who benefits most. We also connect the PayPal Mafia and crypto world to the funding and influence surrounding this idea, and why some people think Greenland is the next move.Support the show
Send us Fan Mail00:00 Intro and the 2026 question01:33 The three Fs foundation fuel fire02:06 Debt clock and the 3 D’s04:23 Dollar history and petrodollar setup05:55 Inflation truth and the deflation myth10:17 Buy now pay later for groceries14:34 Powell claims 2% is coming16:20 AI is killing entry jobs24:20 Tariffs and why you pay40:05 Banks needing emergency cash48:04 Why money printing returns55:59 Dollar collapse and stablecoin shift1:09:16 The cog in the machine story1:17:42 Final message and prayerThis conversation takes a hard look at where the economy is headed as we move toward 2026. It connects debt, inflation, AI, automation, tariffs, money printing, and the quiet shift toward blockchain backed systems into one bigger picture. The focus is not hype or politics, but how these forces actually affect everyday people, small businesses, and long term stability. It is a grounded breakdown of why things feel harder, why prices keep rising, and what may be coming next if the system keeps moving in the same direction.Trump Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailReal change doesn’t come from motivation or waiting for a new year. It comes from fixing your baseline, feeding your mind, choosing silence, embracing discomfort, investing instead of consuming, moving your body, thinking consciously, and putting your life on paper. These eight habits rebuild your confidence, reset your brain, and pull you out of the loops that keep you stuck. Start today and you reinvent who you become. Book List: https://www.amazon.com/hz/wishlist/ls/WQ2KE6Q0CU2F?ref_=wl_shareGateway: https://drive.google.com/drive/folders/1F0Y8In5bswU_K4qkASLw2Y0vpYip4yXySupport the show
Send us Fan Mail Politics feels broken because hope is being stripped out of the system. This conversation breaks down how money, power, housing, healthcare, technology, and social media are reshaping trust in government and why real change still depends on people staying engaged, informed, and organized. Support the show
Send us Fan Mail Millions are living paycheck to paycheck and wondering what they’re doing wrong. This episode breaks down eight practical steps you can follow to finally get control of your money, build a surplus, attack debt, grow real wealth, and protect yourself in an economy that feels stacked against you. No fluff. Just clear steps you can start today. worksheet for this video: https://docs.google.com/document/d/1IojDbeP7JH7GeVZUCqIzs5AOu9ogGn733eZmwqzp0bg/edit?usp=sharingtrump tracker:https://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?gid=1528334158#gid=1528334158net worth sheet: https://docs.google.com/spreadsheets/d/1LGeDwS2y6v36HkNtj4BqcNZUbYmC8B3h3qsNC1FucFI/edit?usp=sharingSupport the show
Send us Fan MailThe Federal Reserve has quietly confirmed what the bond market, the labor data, and inflation signals have been showing for months: quantitative easing is likely coming back. Since the first episode of this podcast, we’ve been tracking the cracks in the system, from weakening job numbers to rising long-term yields and the growing strain on government debt, and now the Fed’s own language points to a return to balance sheet expansion.In this video, I break down why QE is becoming unavoidable in 2025 and share three practical things you can do right now to prepare your finances, protect your purchasing power, and take advantage of what’s coming. The money print is coming, and this is how to be on the right side of it.Trump Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailJeb Baugh is a sharp, plain-spoken voice on culture and politics, known for asking tough questions and backing them up with receipts. Fresh off a moment with Glenn Beck at TPUSA last week, Jeb joins the show to dig into media narratives, free speech, and what Gen Z actually thinks about the future. In this episode, we get beyond headlines into first-principles thinking, practical solutions, and why honest debate still matters.Support the show
Send us Fan MailReviewing the last year of housing tells a very real story. Prices shifted, supply climbed, mortgage rates fought the bond market, and the promises around affordability are still missing in action. I break down what actually changed, what did not, and what 2026 may look like for anyone trying to buy a home.Trump Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailOur economy is shifting faster than anyone wants to admit. Gold is surging, the dollar is weakening, assets are separating the classes, and AI is reshaping the job market. This episode breaks down where the cracks are forming and what you can actually do to protect yourself. Your brain, your body, your assets, your skills. Fight for you while the system keeps moving. Our internal outline w/ all sources: https://docs.google.com/document/d/12JZwWYyMXRPRs0dBneo7bPFQQHqrh_q6AXOI9L-cTJQ/edit?usp=sharingCanva graphic used in all 3 parts:https://www.canva.com/design/DAG3XbjxJ8w/uBG_2ccoTmjTAqRt8Y1WZg/edit?utm_content=DAG3XbjxJ8w&utm_campaign=designshare&utm_medium=link2&utm_source=sharebuttonSupport the show
Send us Fan MailI sat down with Devil Doc to talk about the truth behind the American dream, why our economy feels impossible to climb, and how billionaires keep winning while working families fall further behind. We got real about housing, inflation, corruption, and what it will take for this country to actually change. Support the show
Send us Fan MailTitle: 5 Reasons Housing is Expensive | ZFS 39In this episode Zach walks through the five real reasons housing is so expensive right now and why the usual headlines miss the point. He talks about Jerome Powell and rates, BlackRock and private equity, builders and profit, boomers holding assets, and the split between people who have assets and people who do not. If you are trying to understand why buying a home feels impossible and what is actually broken in the system, this episode gives you a clear, honest breakdown in plain language.Talking points Zach covers:Why blaming only rates is lazy and incompleteWhat Jerome Powell and the Fed can and cannot actually fixHow low rates in 2020 and 2021 pushed prices up fastWhy lower rates again would mostly push prices even higherThe truth about BlackRock vs Blackstone and other big investorsHow mom and pop investors and small landlords play a huge roleWhy investor purchases now take about one in three single family homesHow builders shifted to big expensive homes and chased record profitThe cost of regulations and land before a single shovel hits dirtHow zoning rules make it hard to build small and affordable homesWhy boomers are not selling and what really happens when they die with propertyThe massive wealth gap between owners and rentersHow the average home buyer age has climbed into the mid fiftiesWhat a bifurcated or K shaped economy is and why it matters for housingHow the top earners keep spending while the bottom struggles with debt and basicsWhy policy and legislation are needed because the market will not fix itselfWhy waiting for a crash or the silver tsunami is not a real planHow all five reasons layer together and squeeze first time buyersAll Source Doc - https://docs.google.com/document/d/17d0RiOR1s7ktwQpzqKVamktepmuc5aeB4zj70QUEcNE/edit?usp=sharingViewable Canva - https://www.canva.com/design/DAG4BRa1OLA/GPLbCVOZmRM8Qh0GU3uGOw/view?utm_content=DAG4BRa1OLA&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=hbc90e020c1Support the show
Send us Fan MailIn this episode, Zach talks about what happens after the fracture. He walks through the four phases of fallout and what each one teaches you about staying grounded when everything around you starts to shift. This isn’t about doom and gloom, it’s about awareness, growth, and the real-life process of building back better. If you’ve ever felt like the world flipped upside down, this conversation will help you see the steps, the lessons, and the perspective that comes with moving through it.What we'll discuss- How to recognize the moment of awareness after everything shifts- Why our first instinct is to resist what’s changing- How reflection turns fallout into growth- Why rebuilding isn’t about going back, it’s about creating something better- What the four phases of fallout look like in real lifeSupport the show
Send us Fan Mail The cracks in America’s economy are getting harder to ignore. From the weakening dollar and wage crisis to skyrocketing living costs and government overspending, Zach breaks down the 13 major fault lines leading to a financial reset. This is part one of three, revealing why the fallout may be closer than you think. Support the show
Send us Fan MailThe Federal Reserve is facing a historic decision as Jerome Powell battles stagflation, job losses, and rising inflation. Zach breaks down how rate cuts, weak bonds, and the Fed’s hidden money printing could shape the next phase of America’s economy and who really benefits when the markets move.Support the show
Send us Fan MailBryan Andrews opens up about speaking truth through music, the backlash he faced, and what it means to stand for justice in a divided America. From immigration to religion to billionaires controlling politics, this episode is a wake up call for anyone wondering where the real America went.Support the show
Send us Fan MailFormer presidential candidate Gabriel Cornejo joins Zach to expose how corruption, automation, and big money are reshaping America. From AI taking jobs in Vegas to private equity buying homes and the fight for real political reform, this episode challenges everything you thought you knew about the system.Support the show
Send us Fan MailThe system isn’t broken, it’s built this way. Zach, Tony, and Corey break down why America hasn’t had a social revolt, how corporate power replaced local control, and why real change starts with rebuilding communities from the ground up.Support the show
Send us Fan MailI am not a financial advisor, please do not buy sell or invest in anything to do with assets, futures, shorts, or any overall investment / holding based on anything I did or did not say.Support the show
Send us Fan MailPropaganda isn’t just a foreign concept. It’s everywhere. Zach and James Li break down how to recognize modern propaganda, who benefits from it, and how to find truth in a world flooded with misinformation and manipulation.Support the show
Send us Fan MailOwning a home used to be the first step into the American Dream. Today, young families and hard-working people are being priced out, gaslit, and left behind. Zach breaks down why the system is failing, who it’s built to protect, and why homeownership still matters for building wealth.Support the show
Send us Fan Mail2008 wasn’t just a housing crash — it was a takedown built by bankers, politicians, and hidden players like Epstein. Zach exposes the timeline, the villains, and how the free market was rigged against everyday AmericansJump into the document with me: https://www.canva.com/design/DAGz6Muyfck/YDkWPrcThqSjzCW2mW2r_Q/view?utm_content=DAGz6Muyfck&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=h0832030324Support the show
Send us Fan MailThe UK is facing a cost-of-living crisis that looks a lot like what’s coming for America. In this conversation with finance expert Thomas, we break down what’s really driving the affordability crisis, why wages aren’t keeping up, and the tough sacrifices needed to build wealth in today’s world. From housing to energy costs, taxes to investments, this episode gives a real look at how to prepare and survive when the old system isn’t working anymoreSupport the show
Send us Fan MailToday, we aim to prove that the Epstein files are not a hoax. The victims, the villains, the money exchangers, the transporters, and more. None of it is a hoax, and we will dive through a quick history and a modern-day update on why that is.Support the show
Send us Fan MailWhat’s really happening in Gaza? In this episode of the Zach Foust Show, I sit down with CEOLawyer Ali Jamal Awad, a Palestinian-American attorney, to break down the truth behind the Gaza conflict and the history that led us here.We dig into:The roots of the conflict from the Balfour Declaration to 1948 and 1967Why Gaza remains under siege and what “ethnic cleansing” means in today’s contextThe role of Israel, Hamas, and international powers in shaping the crisisHow media narratives fuel division and hide the humanitarian realityWhy Americans should care, and what real solutions might look likeThis isn’t about left vs. right — it’s about truth, history, and humanity.Support the show
Send us Fan MailZFS Ep #25Freddie Smith joins me on ZFS 24 to pull back the curtain on what life really costs in America right now. We walk through the data on wages, rent, mortgage payments, child care, used cars, utilities, and why a “starter home” now requires starter-CEO money. If you’re under 35 and feel like you have to be extraordinary just to live an ordinary life, this one’s for you.We break down how interest rates and the bond market feed straight into monthly payments, why builders keep chasing profits over price cuts, and why first-time buyers are boxed out even when they “do everything right.” We get real about mental health, hopelessness, and why cutting Netflix will not fix a math problem driven by housing, healthcare, and debt.Then we talk solutions. From rethinking zoning and permitting to investor fees that fund first-time buyers, to smarter multi-family and fractional ownership, we explore what could actually move the needle. We also cover the labor market reality behind headline unemployment, why 500 qualified applicants fight for one underpaid job, and how to navigate the next decade by owning scarce assets and staying financially mobile.Topics we cover:Housing affordability vs wages, and why costs exploded in the last five yearsRates, bonds, and why your annual mortgage interest doubledRenting vs buying in 2025 and the case for “renter + investor”Mental health, “deaths of despair,” and the pressure to run harder just to stand stillPractical policy ideas that help first-time buyers without killing small landlordsWhat builders actually respond to, and why supply keeps missing the markHow to position yourself: savings, debt strategy, and owning scarce assetsIf you care about the American Dream and what it takes to build a life right now, hit play, take notes, and share this with a friend who needs a clear, no-spin breakdown.Support the show
Send us Fan MailZFS Ep #23Our economy is cracking, and the headlines don’t even cover half of it. I sat down with Robert from @Infranomics to break down what’s really happening with inflation, debt, housing affordability, and the Fed’s next moves. We talk about why families are struggling, what the numbers actually show, and how the cracks in the system are starting to widen.If you’ve been wondering about the future of the US economy, whether a recession is coming, or what rising rates and consumer debt mean for everyday Americans, this conversation is for you. No hype. No political spin. Just raw, data-driven truth.Support the show
Send us Fan MailZFS Ep #22America isn’t just “cooling off”—it’s stuck in a full-on housing emergency. The real blockers aren’t headlines or rate cuts; they’re zoning walls, builder costs, and broken first-time buyer financing. Until policy hits those three levers—reforming zoning, incentivizing truly affordable builds, and giving first-time buyers a real rate/closing-cost edge—prices won’t budge in any meaningful way. Call it what it is: an affordability crisis that needs structural fixes, not soundbites.Housing Affordability Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingArticles and sources used:https://time.com/7313848/trump-bessent-national-housing-emergency-declaration-affordability-crisis-explainer/https://www.newsweek.com/trump-making-housing-emergency-worse-nobel-economist-2124372https://www.newsweek.com/trump-may-declare-national-housing-emergency-what-it-2123064https://www.nahro.org/journal_article/rethinking-zoning-to-increase-affordable-housing/Bills referenced: https://www.fox13now.com/news/politics/how-utahs-house-bill-572-aims-to-make-homeownership-affordablehttps://senate.utah.gov/first-time-homebuyers-assistance-program-applications-available/Support the show
Send us Fan MailZFS Ep #21The economy isn’t shaped like a “V” or a “U” anymore—it’s a K. The top keeps rising through asset ownership, while the bottom gets stuck paying higher costs with fewer chances to build wealth. Housing, stocks, cars, childcare—every entry point into the American dream has gotten more expensive, while the wealthy own more of it all. The divide isn’t about working harder—it’s about who owns assets and who doesn’t. The question is: which side of the K are you on?https://www.washingtonpost.com/opinions/2025/08/06/economy-jobs-middle-class-recession-tariffs/https://www.kens5.com/article/money/money-smart-what-is-a-k-shaped-economic-recovery/273-1894a7ea-d166-420d-ae67-6b85bef17d00https://www.marketplace.org/story/2025/02/24/higher-income-americans-drive-bigger-share-of-consumer-spendinghttps://press.spglobal.com/2022-03-15-S-P-500-Buybacks-Set-Quarterly-and-Annual-Recordhttps://www.reddit.com/r/ETFs/comments/1mma510/important_chart_sp_490_has_had_basically_no/#lightbox_cuts https://fred.stlouisfed.org/series/MSPUShttps://www.realtor.com/research/september-2021-rent/https://fred.stlouisfed.org/series/SP500https://fred.stlouisfed.org/series/CUUR0000SETA01https://www.federalreserve.gov/releases/z1/dataviz/dfa/distribute/chart/#range:2008.3,2025.1;quarter:142;series:Net%20worth;demographic:networth;population:1,3,9;units:levelsSupport the show
Send us Fan MailZFS Ep #20Trump Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingWe’re seven months into the Trump administration and keeping a close eye on his five big housing promises. From affordability to supply, rates, and regulatory costs, I’ve built the Trump Tracker to cut through the noise with raw, unbiased data. In this update, I break down Zillow’s shifting price forecasts, what’s happening with new construction versus resales, Trump’s push for lower interest rates, and the drama unfolding at the Fed. We’ll also look at whether a housing crash is anywhere on the horizon—and what the numbers really say about affordability today.Support the show
Send us Fan MailZFS Ep #19Robert, better known online as Infranomics (@infraa_), is a Southern California-based macroeconomics commentator and self-described "macro nerd" who joined X in June 2021 and began on youtube just a few months ago.With a background in analyzing financial systems, he gained prominence as a contributor to discussions on the "Silent Depression"—a term he uses to describe the ongoing erosion of American purchasing power, wage stagnation, and economic inequality despite nominal growth metrics like GDP. His content often critiques how post-gold standard monetary policies, globalization, and an overvalued U.S. dollar have hollowed out the middle class, fueled asset bubbles (especially in housing), and exacerbated wealth divides.Infranomics emphasizes themes like the "Dollar Dutch Disease," where the strong dollar boosts imports and financialization at the expense of domestic manufacturing and real wages.He has appeared in interviews discussing sovereign debt crises, stagflation, and the realities of modern costs, arguing that true inflation (measured against money supply or gold) far outpaces official figures, leading to declining affordability in essentials like housing. Through his YouTube channel, he distills complex topics in macroeconomics, finance, and markets for everyday audiences, often warning of systemic risks like fiscal dominance and the unsustainability of current debt levels. His perspective is data-driven, highlighting K-shaped economic recoveries where the wealthy thrive via assets while others face perpetual decline.X - https://x.com/infraaYT - https://www.youtube.com/ ⁨@EconomicsUnmasked⁩Support the show
Send us Fan MailZFS Ep #18Will the Fed lower its rate? And should it even matter to you?https://fred.stlouisfed.org/series/UNRATEhttps://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category-line-chart.htmhttps://www.newyorkfed.org/markets/reference-rates/effrhttps://fred.stlouisfed.org/series/MORTGAGE30UShttps://www.marketwatch.com/investing/bond/tmubmusd30y?countrycode=bxWe break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #17We pulled together what I’m calling the Avengers of housing and private equity — James Lee, Tiffany C, and Freddy Smith — to have the kind of conversation the headlines won’t give you.We’re talking about the real drivers behind the housing affordability crisis, why the wealth gap just keeps getting bigger, and how private equity keeps winning while first-time buyers can’t even get in the game. From what’s happening on the ground to the boardrooms making the calls, we break down exactly how we got here and what it would actually take to turn things around.This isn’t just another “housing market update.” It’s a straight-up conversation about the power players you don’t see, the numbers nobody’s explaining, and the choices we have to make if we want homeownership to be something more than a dream for the next generation.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #16Big questions are swirling after a major jobs report revision cast doubt on the numbers. Tariffs are moving through the supply chain and could drive housing costs higher. Meanwhile, new developments tied to the Epstein network are fueling calls for more transparency and accountability.Stay tuned, because here, we break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #15America’s most followed real estate agent joins the show—and doesn’t hold back. Glennda Baker and I talk about everything that’s really broken in today’s housing market: investor takeovers, Gen Z getting priced out, seller delusion, and why we’re headed toward a generation of renters if nothing changes. Glennda drops wisdom, numbers, and real stories that hit hard—from butter prices to mailbox bombs to how the system keeps first-time buyers locked out.If you’re a young buyer, an agent trying to keep it together, or just someone trying to make sense of this mess—this conversation is for you. Listen all the way through. There’s a path forward... but you’ve got to know how the game is played.We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #14All sources used in today's show:https://nymag.com/nymetro/news/people/n_7912/https://cbs12.com/news/local/judge-releases-2006-pbc-grand-jury-documents-in-jeffrey-epstein-criminal-case-sex-trafficking-and-rape-allegations-palm-beach-county-south-florida-news-july-1-2024?utm_source=chatgpt.comhttps://en.m.wikipedia.org/wiki/Maison_de_L%27Amitie?utm_source=chatgpt.comhttps://www.nytimes.com/2025/07/31/us/politics/virginia-giuffre-family-trump-epstein.htmlhttps://youtu.be/UbbCHkjvU-o?si=7eZxs161vfWb9Jv8https://www.instagram.com/p/DMGfvhqpPBT/https://www.instagram.com/p/DMOrTi_Ajrp/https://www.instagram.com/p/DMavQzkuZHe/https://www.instagram.com/p/DL7qU_XPC1B/We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #13Home prices are crazy high right now, and the drama between Donald Trump and Jerome Powell over interest rates is heating up. Trump wants lower rates, but does the Fed really have the power to make that happen? We're diving into how the bond market, inflation, and the Fed’s decisions are impacting mortgage rates, and why a quick fix could make things worse. Let's break it all down in this episode so you’re not left wondering what’s really going on.We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #12Home prices are at an all-time high, but sales are at an all-time low. Let's dive into why that’s happening and what it’ll take for the market to shift. Could it take a major financial crash like 2008, or is there a different path? Let's also explore how corporate investors are impacting affordability and whether new solutions can help get homes into the hands of first-time buyers. The struggle’s real, and we’re here to break it all down.We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #11 | Reacting to the Week (Jerome Powell, Housing Market, & Trump DRAMA)We’re diving into the ongoing drama between Donald Trump and Jerome Powell, looking at the fiery exchange and what it means for the economy. Trump is threatening to fire Powell, and we’re breaking down the fallout from that—along with the $2.5 billion renovation of the Federal Reserve’s headquarters. Is this all about Powell’s interest rate policies, or is there something deeper at play here? Stick with us as we react to the latest in the housing market, mortgage rates, and the future of our economy. We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #10It’s been 178 days since Trump took office, and his promises to slash rates, cut regulatory costs, and make housing more affordable are still in play. Today, we’re diving into the numbers—home prices, mortgage costs, bills in Congress, and whether a housing crash is on the horizon. With a healthier market than we saw in January, we’ll break down what’s actually happening and whether we’re closer to affordable homes or facing more uncertainty. Stay tuned as we review housing affordability and the potential for a shift in the market.We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Document to follow along = Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailJerome Powell’s got an impossible decision to make. Should he lower rates or hold steady? Donald Trump’s pushing for cuts, but Powell’s sticking to his guns—for now. With high rates and a tough housing market, what’s next? Will prices drop enough to make homes more affordable, or are we stuck in a never-ending cycle of uncertainty? Let’s break it down and figure out what this all means for you and your financial future.ZFS Ep #9We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #8The Epstein cover-up is happening right in front of our eyes.We are being instructed to follow the misspoken and nervous words of Pam Bondi; the seemingly defensive words (and hands) of Donald Trump; and to accept that Mrs. Maxwell is not really behind bars for orchestrating an organized s** ring. No, instead it was only Epstein, the CCTV footage of him is legit and Alexander Acosta has no clue what he is talking about, when referencing the sweetheart slap on the wrist he gave Epstein in 2008, " it's above your pay grade" "he is part of intelligence". When is enough enough?  ep 8 Zach Foust showWe break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan Mail ZFS Ep #7We’re at a crossroads in the economy, and there’s drama brewing between Jerome Powell and Donald Trump. This time, the stakes are even higher. We're looking at a future where the age of easy money could be back, and while that sounds good on the surface, it comes with serious consequences. Home prices may rise, the wealth gap will widen, and inflation could get worse. But what does this all mean for your next five years? I’ve got some uncomfortable predictions to share, and I'll break down what’s really going on behind the scenes and how you can prepare for what’s coming. If you're waiting for home prices to crash, you might be waiting for the wrong thing. The truth? Lower rates are coming—but they're not going to make things easier for everyone. Here’s what to expect in the next few years, and how you can position yourself now. We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailZFS Ep #6The Federal Reserve is flying blind right now. Jerome Powell’s been called out by Trump, and I’m not seeing anyone talking about the real economic evils we’re facing. Stagflation is creeping in—stagnant wages and skyrocketing costs—and the Fed’s tools are barely keeping us afloat. They’re basing everything on outdated survey data that’s not even capturing the full picture. This is a mess, and we need to talk about how inflation is being misrepresented, how housing is out of control, and how the Fed’s not stepping up. Trump’s pushing for a change, but the real problem lies deeper. We’re walking into a storm, and it’s time we face it. We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailWhere does our economy stand? How can we fix this? How do we WIN? | ZFS Ep #3A breakdown of where the U.S. economy currently stands, focusing on key issues like inflation, stagnation, and wealth inequality. The challenges facing the housing market, rising costs of living, and the Federal Reserve's actions are examined. The conversation explores the role of government and private sectors in shaping the economic landscape and offers theoretical solutions to reverse the troubling trends.The discussion includes a look at the Federal Reserve’s history and its influence on the market, the impact of gold and the petro dollar, and the growing influence of private equity on housing, healthcare, and more. Insights into how financial policies from the past have created the present economic state are provided, with the aim of encouraging listeners to question and understand the system at a deeper level.We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailIs housing about to flip? |  ZFS Ep #5The housing market is facing some tough questions: Are prices going to drop? Is this a repeat of 2008? With affordability at an all-time low, I dive into what’s really happening in the market right now. Despite rising fears, we're not seeing a nationwide crash just yet—though cooling prices in certain regions suggest a shift is happening. I break down the key factors driving these changes, including the struggles of new construction, supply shortages, and what all this means for buyers, renters, and homeowners. If you're watching the market closely, I share practical advice on what to do, whether you're thinking of buying, selling, or staying put. We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Trump Tracker document shown earlier: https://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan MailAn Interview with  @Fmsmith319  on the Housing Affordability Crisis, Growing Wealth Gap, & Who's to Blame. | ZFS Ep #4Freddy Smith and I dive deep into the affordability crisis and the widening wealth gap that’s taking a toll on nearly every generation today. Freddy’s path from actor to real estate expert gives him a rare insight into the systemic issues that are driving this divide, especially when it comes to housing. We talk about what went wrong, the economic policies that helped create this mess, and what might be done to turn things around. Freddy breaks down some staggering stats, connects the dots on generational challenges, and we explore why today’s younger generations are feeling the weight of it all. The conversation also takes a real turn as we discuss how homeownership is slipping out of reach for many and how we can still push for change. We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Support the show
Send us Fan MailThe Fed's next move, how to heal housing, & can the Federal Reserve save us | ZFS Ep #2The complex challenges facing the U.S. economy today, particularly for asset owners, are explored in this episode. Key issues like inflation, stagflation, and the growing national debt are examined for their impact on financial stability. The Federal Reserve’s role, from controlling interest rates to managing money flow, is explained in terms of its influence on everything from mortgage rates to unemployment.The conversation also addresses potential solutions, including legislation like an affordability index and new ways to finance affordable housing. Ideas are shared for how the government and the Federal Reserve can tackle the widening wealth gap and affordability crisis.As the episode wraps up, a look at the future and the likely steps the Fed may take to stabilize the economy is provided, with a focus on the potential effects of stagflation. Bold ideas for recovery are discussed, making this an essential listen for anyone looking to understand the direction of the economy and how to adapt.We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.Trump Tracker documenthttps://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingSupport the show
Send us Fan Mail ZFS Ep #1The federal reserve's recent meeting, the future of our money supply, and whether stagflation is a threat to our economy. The current economic situation—specifically, the Federal Reserve’s role in what’s happening right now—is crucial to understanding the challenges we face. Inflation is out of control, interest rates are high, and we’re dealing with the most unaffordable housing market in history. The Federal Reserve’s actions are directly impacting these issues, and we’re breaking down the consequences of money printing, why we’re heading into stagflation, and the struggles facing the middle class.We’ll discuss how the Fed’s two mandates—keeping prices stable and maximizing employment—are clashing, and why the Fed’s response isn’t enough to fix the situation. We’ll take a close look at how the economy is being impacted by high rates, the consequences of the money supply increase, and the potential for a future economic collapse.Also, I share my prediction for what’s likely to unfold by 2026, including the return of quantitative easing and government bailouts. This is a candid conversation about the current economic crisis and the steps we can take to prepare for the coming changes. Tune in for an honest, raw look at what’s happening and what you need to know to navigate the next few years.We break down housing, growing wealth gaps, and the economy in a simple, meaningful way.Clear, honest, and structured for real people.The FOMC Press Conference:https://www.youtube.com/live/8oX4RCJJXAM?si=B5D4iFtOhEYVTXX6My assets:Trump Tracker document:(tracks housing costs across the country)https://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharingTiktok: https://www.tiktok.com/@zacharyloft?lang=enInstagram: https://www.instagram.com/zachary.loft/?hl=enSupport the show