I Spent My 20s Flying First Class (Then I Found Bitcoin) | Ricky Zhang | BFM287
I Spent My 20s Flying First Class (Then I Found Bitcoin) | Ricky Zhang | BFM287  
Podcast: Bitcoin for Millennials
Published On: Mon Sep 28 2026
Description: Ricky Zhang hosts Age of Abundance, a daily live show on the civilizational shift underneath the headlines: money, intelligence, energy, and humanity.› https://x.com/realricky› https://www.youtube.com/@AgeofAbundanceLivePARTNERS🔐 The Bitcoin Way is your personal Bitcoin security team. Schedule a free, 30-minute consult: http://www.thebitcoinway.com/bram?utm_medium=podcast&utm_source=partner-bram-kanstein⚡ Stack Bitcoin faster with Invity Turbo Buy: https://invity.onelink.me/yIY4/BRAM — use code BRAM to get €50 after 10 completed transactionsPRODUCTS I ENDORSE› Get 10% off a Bitaxe open-source Bitcoin home miner using code BRAM at https://shop.powermining.io/?ref=BRAM› Heat your home and Earn Bitcoin with Heatbit - Get 5% off with code BRAM https://heatbit.com/?ref=BRAM› Stamp Seed: The safest way to backup your hardware wallet - Get 15% off with code BRAM at https://stampseed.com🔔 SUBSCRIBE TO GET NOTIFIED› https://youtube.com/@bramk⁠⁠› https://x.com/bramk🕑 TIMESTAMPS00:01 - From travel points to Bitcoin08:08 - Abundance lens and time to think10:38 - Credit card points, incentives and scams14:58 - Manufactured spending, extractive games20:55 - How incentives shape behavior27:23 - Fiat blocks opportunity, abundance reframed31:41 - Onboarding people to Bitcoin35:05 - Personal responsibility and asking “why”43:49 - Jeff Booth and cooperative competitiveness48:02 - Could the Bitcoin transition be too fast?52:59 - Adoption tipping points1:10:31 - One takeaway for listenersℹ️ EPISODE SUMMARYBram Kanstein and Ricky Zhang discuss how a travel points optimizer ends up staring straight at Bitcoin. Ricky breaks down credit cards, manufactured spending, and why rewards programs feel like a game inside a game. They confront fiat incentives, Cantillon effects, and the way scarcity hijacks time, work, and identity. The conversation rewires “abundance” into hard money, energy, AI, and personal sovereignty. It ends with a call to model the future, not just argue for it.