College Rules! But Student Loans are a Hot Mess!
College Rules! But Student Loans are a Hot Mess!  
Podcast: Optimist Economy
Published On: Tue Jun 03 2025
Description: The U.S. government makes student loans because our economy benefits enormously: Improved human capital. Higher earnings for taxpayers. Innovation and productivity gains. (Side note: Education has also been a $50 billion per year “export” because so many international students come here.) Meanwhile, colleges are basically getting blank checks for whatever tuition prices they pull out of the air. So there’s all this upside for the government and cash flowing to colleges, but student borrowers are left holding the bag. We can do better, and in a way that preserves what makes the American college experience great for students and the country.Support us by becoming a paid Substack subscriber here, or by making a contribution at https://buymeacoffee.com/optimisteconomyComplete show notes with links to articles and data at optimisteconomy.com.You can also find Optimist Economy on:TikTokYouTubeInstagram