The Steve Harvey Morning Show episodes

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Howard Hewett. Legendary R&B vocalist and former frontman of Shalamar—joins Rushion McDonald to reflect on his early career, his rise through the music industry, and the philosophy that fueled his longevity. Hewett recounts growing up in Akron, Ohio, his early professional singing experiences, and ultimately his path to Los Angeles where he worked in show groups before joining Shalamar. A large portion of the discussion focuses on preparation, visualization, integrity, and being ready when opportunities show up. Hewett reveals the remarkable story of how he joined Shalamar: a surprise phone call during a tense meeting at the Motown building, followed by an audition the next day, a flight to meet the group, and a TV performance within 72 hours. The interview blends career storytelling, business lessons, and personal philosophy—making it valuable for creatives, entrepreneurs, and anyone pursuing long-term success. 🎯 Purpose of the Interview Rushion McDonald brings Hewett on to: Share real-world lessons from a 40+ year entertainment career. Highlight professional preparation, mindset, and integrity as keys to sustained success. Inspire listeners to embrace vision, self-belief, and business readiness—especially small business owners and creatives. Pull back the curtain on the origin story of Shalamar's most iconic lineup and Hewett’s personal development journey. This episode is crafted as both an inspirational masterclass and a historical narrative. 💡 Key Takeaways 1. Preparation is the difference-maker Hewett emphasizes that being in the right place is useless unless you’re prepared. His decades of singing before Shalamar prepared him for the moment he had to sing on the spot for Dick Griffey. Lesson: Preparation turns chance into opportunity. 2. Visualization is a powerful tool After moving to California, Hewett meditated and visualized every day by the pool—imagining performing for audiences of thousands and negotiating high-paying gigs. Lesson: Vision boards and mental rehearsal help create your future. 3. Integrity is a non-negotiable asset Even when offered the biggest opportunity of his life (joining Shalamar), Hewett insisted on giving Motown a chance to fix their mistake because he gave them his word. Lesson: Integrity strengthens your reputation more than any contract. 4. Career breakthroughs come fast—when you’re ready Within three days: Friday: received offer from Shalamar Saturday: auditioned for Dick Griffey Sunday: rehearsed Monday: filmed a TV performance Lesson: Momentum happens suddenly, but only to the prepared. 5. Value of small beginnings From gospel singing at 10 to small clubs, to overseas show groups—every stage built foundation and resilience. Lesson: Don’t despise early stages; they prepare you for later success. 6. The music industry requires adaptability & consistency Hewett’s story shows how artists must navigate gigs, shaky contracts, and unreliable companies—but maintain professionalism. Lesson: Talent opens the door; discipline keeps you in the room. 🗣️ Notable Quotes (From the Transcript) On professionalism: “You're professional when you can sustain yourself… when this is how you pay your bills.” On visualization: “Every day… I would go down to the pool and just visualize what I wanted to do.” “I visualize singing in front of thousands of people.” On preparation: “Right place, right time is important. But people forget the most important part—be prepared.” On integrity: “Your word is worth more than any piece of paper you could ever sign.” On the Shalamar turning point: “That changed my whole life.” “If I wasn’t what they needed right then, they already had another cat in mind.” On life purpose: “All those things… were preparing me for that moment.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lavar Thomas. Motivational speaker, author, Peace Corps alumnus, leadership coach, and founder of Empower for Greatness. Lavar’s mission is to help people transform “from the inside out” so they can live with greater intention and purpose. The conversation explores Lavar’s upbringing in Brownsville, Brooklyn; his life-changing Peace Corps service in Rwanda; his understanding of faith, purpose, failure, and leadership; and how he built international development programs such as Leaders of the Free World, which exposes young Black men to global travel and leadership experiences. He discusses how stepping outside his comfort zone—from traveling abroad for the first time to navigating Rwanda after only knowing it through “Hotel Rwanda”—opened his worldview, deepened his empathy, and developed his leadership style. Lavar explains how a major project failure in the Peace Corps forced him to redefine success beyond titles, money, or recognition. This experience ultimately inspired his book, The Other Side of Letting Go. He also shares how he balances a federal government job with building his speaking and training company. The interview concludes with a powerful discussion on purpose, reinvention, leadership, and the role travel plays in expanding one’s mindset—especially for communities that are historically underrepresented in global spaces. PURPOSE OF THE INTERVIEW 1. To highlight Lavar’s transformative journey from Brooklyn to global leadership. Rushion showcases how Lavar’s experiences shaped his philosophy and mission. 2. To educate listeners about purpose‑driven living and leadership Lavar explains why purpose—not money—is the “real currency,” and how aligning with purpose drives impact. 3. To inspire people to step beyond their comfort zones The interview emphasizes how discomfort and uncertainty can spark growth. 4. To reveal the value of international exposure for Black men Through Leaders of the Free World, Lavar advocates for global experiences that shift identity and opportunity. 5. To discuss resilience, reinvention, and personal development From project failures to the death of his father, Lavar shows how adversity can reshape purpose and leadership. KEY TAKEAWAYS 1. Faith requires action Lavar describes faith as taking steps without knowing the outcome—“believing in the future before it becomes reality.” 2. Growth happens outside the comfort zone Comfort zones feel safe, but they also create limits; stepping beyond them leads to self‑awareness and transformation. 3. The Peace Corps experience was life‑changing Rwanda taught him service, humility, language, cultural understanding, and the power of community trust. 4. Failure can be an important redirection When his library project collapsed, Lavar learned to detach from ego and redefine success through impact, not image. 5. Purpose is the real currency Operating in purpose helps you add value, understand your worth, and ultimately generate income more meaningfully. 6. Leadership includes being willing to pivot He shifted from a failed library project to impactful malnutrition programs, partnering with USAID to train families. 7. Personal setbacks can sharpen identity and mission His father’s death led him to pause graduate school, attend therapy, and rebuild himself—learning leadership through vulnerability. 8. Global exposure changes lives Leaders of the Free World gives young Black men access to international travel, allowing them to reimagine their potential. NOTABLE QUOTES On faith “Faith is taking steps without even knowing the outcome… believing in the future I see in my mind before I see it in reality.” On stepping outside comfort zones “Every time I step beyond that line, I grew… I realized new possibilities for myself.” On failure “Failure is life redirecting you.” (Recalling Oprah’s teaching). On purpose “Purpose is the real currency.” On redefining success “I had to learn how to redefine success for myself—not in the glamor of a project, but the impact I was having.” On reinvention after loss “I had to step away and rebuild LaVar… focusing on my family taught me so much about leadership.” On travel and identity “Something shifts in them when they return. They see their lives differently and their community differently.” #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Curtis Symonds. Interview Purpose The primary purpose of the interview is to: Highlight the growth and cultural significance of HBCU GO, the leading HBCU‑focused media and streaming platform under Allen Media Group. Celebrate Curtis Symonds’ induction into the Cable Hall of Fame, recognizing his 37+ years of leadership and impact in cable, sports media, and Black‑owned media institutions. Educate audiences on the value of HBCUs—not only academically and culturally, but as a powerful, educated, and economically influential audience. Reinforce storytelling, ownership, and representation as essential elements in preserving Black history and driving future opportunity. Key Takeaways 1. HBCU GO Was Built to Solve an Access and Representation Gap Curtis Symonds launched HBCU GO after recognizing that Black college sports and stories were severely underrepresented in mainstream media. Early rejection by cable distributors reinforced the need for ownership and persistence. Insight: HBCU GO exists not just as a network, but as a corrective platform for visibility, equity, and cultural preservation. 2. The Byron Allen Acquisition Enabled Scale Without Compromising Vision When Byron Allen acquired HBCU GO TV in 2021, the partnership was grounded in trust, quality, and shared belief in Black excellence. Allen Media Group provided infrastructure and capital while preserving Symonds’ creative and strategic leadership. Insight: Ownership combined with institutional backing allowed HBCU GO to compete at broadcast-quality levels equivalent to ESPN and major networks. 3. HBCU Audiences Are Educated, Influential, and Economically Valuable Symonds emphasized that HBCU graduates represent a disproportionate share of Black leadership across education, government, medicine, and STEM. Insight: HBCU audiences are not niche—they are central to America’s Black middle and professional class, making them highly attractive for brands, advertisers, and financial institutions. 4. HBCU GO Is a Cultural Platform, Not Just a Sports Network While live sports—including football classics, homecomings, and rivalries—are the anchor, HBCU GO is positioned as a broader cultural and educational storytelling platform. Insight: The long‑term vision is to tell untold HBCU stories, educate young people about their legacy, and shape cultural identity through digital‑first media. 5. Longevity, Relationships, and “Betting on Yourself” Define Success Symonds reflected on his career path—from ESPN to BET, from rejection to Hall of Fame—and emphasized resilience, timing, and relationship‑building as critical to long‑term success. Insight: Career impact is measured not by speed, but by sustained contribution and legacy. Notable Quotes “I wanted to show the world that two Black men can get together and do something successfully.”— Curtis Symonds on partnering with Byron Allen “When we put this thing on the air, it had to be quality. We couldn’t put up anything that looked scrappy.”— On competing at a national broadcast standard “HBCU GO has made a statement in the television and streaming business.”— On industry recognition and growth “You’re getting a highly educated audience. That middle‑class audience. That buying audience.”— On the value of HBCU viewers “Every HBCU has a story that people don’t know about—and those stories matter.”— On the importance of storytelling and history “I’m not mad at anybody. It took 30 years to get here. When my time came, I was ready.”— On Hall of Fame induction and career reflection Strategic Relevance (Why This Interview Matters) This conversation reinforces why Curtis Symonds—and platforms like HBCU GO—are uniquely positioned to: Build trust with Black audiences Deliver authentic cultural storytelling at scale Serve as credible partners for brands, media companies, and institutions seeking meaningful engagement with HBCU and African American communities #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Wendell Graham. A stroke survivor, entrepreneur, motivational speaker, and founder of Slight Edge Consulting, joins Rushion McDonald to share a deeply personal and powerful story of survival, resilience, and purpose-driven entrepreneurship. Graham recounts two life-altering experiences: Surviving a fatal Amtrak train crash in which the person who took his place died, causing years of survivor’s remorse. Suffering an anaphylactic shock and stroke in 2024, which temporarily robbed him of speech, memory, mobility, and independence. Rather than allowing these moments to define him negatively, Graham reframed them as assignments—calling him to live intentionally, help others overcome “the hump,” and use his lived experience as intellectual property to serve, coach, and motivate people through adversity, business challenges, fear, and self-doubt. The interview blends emotional storytelling with practical insights into personal growth, sales, mindset, recovery, faith, and entrepreneurship. Purpose of the Interview The interview aims to: Inspire listeners to persevere through trauma, loss, and setbacks. Demonstrate how adversity can become purpose and value, not limitation. Show how lived experience translates into income and impact, especially for entrepreneurs. Encourage patience during recovery, whether from health issues, career loss, or personal failure. Promote Slight Edge Consulting as a resource for individuals stuck at the “15%” holding them back. Key Takeaways 1. Survival Creates Responsibility After narrowly avoiding the Amtrak crash that killed 47 people, Graham vowed not to waste his life and to live with intention. Takeaway: Survival is not luck—it’s an assignment. 2. Trauma Is Real, but It Can Be Transformed Graham openly discusses survivor’s remorse, PTSD, fear, discouragement, and self-doubt—especially after his stroke. Takeaway: Healing is messy, slow, and honest—but possible. 3. Recovery Requires Patience With Yourself Following his stroke, Graham had to relearn how to speak, walk, and think clearly. Progress came through patience, humility, and repetition. Takeaway: Every recovery has its own timeline—don’t rush the process. 4. Money Is a Byproduct of Action and Value Graham explains that income flows from prior action, knowledge, and intellectual property—not the other way around. Takeaway: Focus on value first; money follows. 5. Most People Already Have 85% of What They Need Through Slight Edge Consulting, Graham helps clients identify and fix the missing 15%—mindset, confidence, access, skills, or strategy. Takeaway: You’re closer to success than you think. 6. Sales Is the Transfer of Feeling Sales isn’t pressure or manipulation—it’s enthusiasm, belief, and confidence communicated clearly. Takeaway: If you don’t believe in what you’re selling, no one else will. 7. Fear Grows When You Stand Still Standing at the “hump” makes it feel larger. Movement shrinks fear. Takeaway: Action reduces intimidation. 8. Give Yourself Permission to Be Great Too many people wait for validation, approval, or perfect timing that never comes. Takeaway: The cavalry is not coming—now is your time. Notable Quotes On surviving tragedy: “I made a vow that I was not going to be irresponsible with the time that I have left.” On the stroke and recovery: “Physically, it was like being locked inside of your body.” On honesty in healing: “We tell the success story, but what about the middle?” On patience: “We have to be patient with ourselves in any recovery process.” On mindset and entrepreneurship: “Money is only the byproduct of something.” On personal growth: “Most people have 85% of what they need—it’s the 15% that’s holding them back.” On sales: “Selling is nothing more than transferring feeling.” On fear and permission: “Give yourself permission to be great. The cavalry is not coming.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Wilson. Co-founder and CEO of The Gathering Spot (TGS), joins host Rushion McDonald to discuss his entrepreneurial journey, the creation and expansion of The Gathering Spot, and the broader mission of building community, economic opportunity, and cultural pride for Black professionals and creatives. Wilson explains that while TGS officially opened in Atlanta in 2016, the idea began years earlier when he was a law student in Washington, D.C. What started as a reimagining of the traditional private city club became a national platform combining community, collaboration, events, workspaces, and eventually fintech tools. Despite major obstacles—most notably being rejected by 97 potential investors—Wilson persisted, driven by a clear sense of purpose and belief in the unmet needs of Black and minority communities. The conversation highlights Atlanta’s importance as the launch city, the power of community-driven spaces, and the need to move beyond performative diversity efforts toward sustainable, scalable Black-owned businesses. Purpose of the Interview The primary purpose of the interview is to: Inspire entrepreneurs, especially young and underrepresented founders, to pursue their ideas despite resistance. Explain the mission and impact of The Gathering Spot as more than a coworking space—positioning it as a cultural, economic, and social hub. Encourage long-term thinking about Black business growth, community wealth, and access to financial tools. Provide real-world lessons about fundraising, resilience, leadership, and community building. Key Takeaways 1. Success Is a Process, Not an Overnight Event Wilson emphasizes that The Gathering Spot took years of planning, pitching, and rejection before launching. The popular narrative of “instant success” hides the real work required. Takeaway: Consistency and belief matter more than early validation. 2. Rejection Can Be a Signal You’re Early—Not Wrong Wilson was told “no” 97 times before securing his first investor. Instead of discouragement, he saw rejection as proof that he was pursuing something others couldn’t yet see. Takeaway: If everyone understands your idea immediately, you might not be pushing far enough. 3. Atlanta Was a Strategic and Cultural Choice Atlanta was selected because of its Black leadership, business ecosystem, cultural influence, and sense of communal support. Wilson describes the city as both big and intimate—ideal for relationship building. Takeaway: Location matters, especially when building community-centered businesses. 4. The Gathering Spot Is About Belonging and Pride TGS intentionally celebrates Black culture while remaining open to all. The experience is designed to feel warm, affirming, and professional—something many members had never encountered in adult spaces. Takeaway: Spaces are never neutral; design should be intentional about who feels welcomed and valued. 5. Community Is the Product While TGS offers buildings, events, restaurants, and workspaces, Wilson is clear that the network is the real value—introducing people who otherwise may never meet. Takeaway: Relationships create opportunity faster than resources alone. 6. Fintech Is About Real Access, Not Just Education Wilson explains that after years of hosting conversations about money and wealth, TGS realized the next step was providing actual financial tools, not just dialogue. Takeaway: Empowerment requires both knowledge and access. 7. DEI Without Results Is Performative Wilson and McDonald discuss the post-2020 slowdown in corporate DEI efforts. Wilson challenges organizations to focus less on optics and more on outcomes—specifically business scale and job creation. Takeaway: The goal isn’t to “look good losing,” but to win sustainably. Notable Quotes On rejection: “It was 97 people that told us no in a row before we got to our first yes.” On purpose: “My mission is to connect people. I’m a community builder.” On fear and timing: “I didn’t want to have any regrets about not trying.” On intentional design: “I was thinking about Black folks when we were building The Gathering Spot.” On DEI efforts: “Do you really want to win or look good losing?” On scale and impact: “It’s not enough to start Black-owned businesses—we have to watch them grow.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways: 🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles. First Black-owned digital bank (since 2005). Serves customers in all 50 states. Offers accessible, affordable financial services and promotes financial literacy. 2. Digital Banking for Underserved Communities OneUnited provides: Mobile check deposit (via smartphone). Early direct deposit (get paid 2 days early). Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank). Designed to combat financial deserts and predatory check-cashing services in Black communities. 3. Financial Literacy & Trust Teri emphasizes the need for Black communities to trust Black-owned institutions. OneUnited is FDIC-insured and uses cutting-edge technology, including AI. Financial literacy is key to building generational wealth. 4. WiseOne AI Tool An AI-powered financial assistant that: Tracks spending and subscriptions. Offers insights on saving and debt reduction. Aggregates data from multiple accounts to show net worth, cash flow, and financial health. 5. Youth Financial Literacy – “I Got Bank” Contest 15th annual contest for kids ages 8–12. Participants submit an essay or artwork based on a financial literacy book. Ten winners receive $1,000 savings accounts. Book: I Got Bank by Teri Williams (available free at oneunited.com/book). 6. OneTransaction Concept Focuses on six key financial transactions to build generational wealth: Homeownership Life Insurance Investments Profitable Business Credit Score Savings Encourages individuals to focus on just one to start their wealth-building journey. Learn more: oneunited.com/one transaction 💬 Notable Quotes “We are a real bank, not a fintech. We are FDIC-insured.” “We are great with money. We just haven’t always had access.” “Focus on one transaction. That’s all it takes to start building generational wealth.” #SHMS #STRAW #BEST Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, April 16th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Can You Bring Me Some Paper?" | Ask The CLO | Trending & Entertainment News | Steve Harvey's Voicemail | More Of Steve Harvey's Voicemail | Nephew Tommy's Prank - "One Of The Twins Is Mine" | Strawberry Letter - "I Need Him To Toughen Up" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | The End Of The World | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stacey Gholar. 🔹 Summary of the Interview Stacey Gholar, founder of Bloom Creative Agency, shares her journey from being a young mother in Chicago to becoming a brand strategist and creative entrepreneur with over 20 years of experience in marketing, media, and business. She emphasizes the importance of aligning personal identity with brand strategy, especially in the digital age. Stacey discusses her approach to brand audits, the role of social media, the impact of AI, and her passion for empowering women through entrepreneurship and skincare. 🔹 Key Takeaways 1. What Is a Brand Strategist? A brand strategist helps individuals and businesses define and articulate their brand clearly. “You are the brand, but you have to put the brand together in a way that people can articulate what you do.” 2. Social Media Strategy Stacey conducts social media audits to ensure alignment between personal and business branding. She recommends having separate personal and business accounts, but acknowledges blending them when appropriate. 3. Discovery Process Her process starts with a discovery call to understand the client’s “why” and goals. She believes passion must drive entrepreneurship—not just money. 4. Digital Branding & AI Stacey identifies as a digital brand specialist, helping Gen X women and others pivot into digital spaces. She uses AI tools like ChatGPT and Google Gemini to enhance productivity but values human connection. “AI is an asset… but I don’t solely rely on it.” 5. Email Marketing Email is still vital: “If you're solely on social media, you can lose your business in a minute.” She advocates for funnel systems and community building outside of social platforms. 6. Going Viral vs. Being Valuable “You don’t need to go viral. You just need to be valuable.” She went viral unintentionally with a review of Harold’s Chicken, but stresses the importance of sustainable value over fleeting attention. 7. Brand Refresh & Outreach Most of her clients come through word of mouth, but she’s expanding her reach via social media. She encourages clients to step out of their comfort zones and engage in community-driven initiatives. 8. Skincare Line Stacey founded Skin Light Skincare at age 50 to promote pro-aging and natural beauty. She now focuses on organic body oils that are clean, hydrating, and hormone-safe. 🔹 Notable Quotes “Experience has been the best teacher for me.” “You don’t need to go viral. You just need to be valuable.” “If you stop learning, you stop growing.” “I want you to be a part of building your brand—not just me doing it for you.” “Social media is great, but word of mouth is still real.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tim Mercer. Author of Bootstrap Millionaire and CFO of Cadence Ventures, Inc.: 🎯 Purpose of the Interview To inspire and educate aspiring entrepreneurs and professionals by sharing Tim Mercer’s journey from humble beginnings to financial success, emphasizing the importance of hard work, faith, planning, and leveraging government contracts and nontraditional financing. 🗝️ Key Takeaways Background & Journey Tim Mercer grew up in Mullins, South Carolina, in modest circumstances. His path to success began with military service, which broadened his worldview and led him to entrepreneurship. Bootstrap Millionaire Philosophy The term “bootstrap” symbolizes hard work, sacrifice, and perseverance. Mercer emphasizes that success doesn’t come overnight—it requires grinding, planning, and faith. Importance of a Business Plan A solid business plan is essential for securing funding and guiding business growth. Mercer shares real-life examples of people failing to secure support due to lack of planning. Cadence Ventures, Inc. A boutique private equity firm offering nontraditional financing for real estate investors. Focuses on investment properties and uses the property itself as collateral. Government Contracting Mercer began in government contracting in 2012 and credits it with helping him scale his business. He stresses that while it’s complex and paperwork-heavy, it’s a valuable opportunity for minority-owned businesses. Free resources like SAM.gov and Georgia Tech’s GT PAC can help entrepreneurs navigate the process. Success Requires Sacrifice Mercer highlights that every successful person has a story of struggle and sacrifice. His book’s first chapter, “See the Glory, Don’t Know the Story,” encapsulates this message. 💬 Notable Quotes “If you want to have the things tomorrow that other people won’t have, then you got to be willing to do the things today that other people won’t do.” — Tim Mercer quoting Les Brown “There’s no success without sacrifice.” — Tim Mercer “You can only make as much as the customer that you have.” — Tim Mercer on scaling through government contracts “See the glory, don’t know the story.” — Chapter title from Bootstrap Millionaire #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dami Kujembola. CEO and co-founder of Amplify Africa: 🎯 Purpose of the Interview The interview aims to: Highlight Amplify Africa’s mission to reshape global perceptions of Africa. Discuss the power of media, culture, and entrepreneurship in bridging the gap between Africa and the diaspora. Share Dami’s personal journey as an immigrant entrepreneur and cultural advocate. 🔑 Key Takeaways 1. Amplify Africa’s Impact Reaches 12 million people monthly across the US, UK, Brazil, and Africa. Has hosted 200+ global events Focuses on cultural storytelling, media, and education to combat stereotypes. “I think it’s representative of the need of people right now. People are looking for strong, real connections.” — Dami Kujembola 2. The African Festival in Atlanta “Atlanta reminds me of home… the energy is infectious, and the support for everything Black is powerful.” — Dami Kujembola 3. Challenging Stereotypes Dami shares his experience of being asked if there are lions in Lagos. Emphasizes the modernity and vibrancy of African cities. Uses media to educate and reframe narratives about Africa. “I’ve probably never seen a lion in my entire life living in Lagos… It’s so metropolitan.” — Dami Kujembola 4. Nollywood’s Global Rise Nollywood is the third-largest film industry globally. Netflix and other platforms are helping African stories reach global audiences. Dami’s company partnered with Regal Cinemas for a nationwide Nollywood release. “There’s a big emergence coming up from the continent right now with African talent doing amazing things.” — Dami Kujembola 5. Community and Collaboration Dami credits his success to community support and collaborative efforts. Amplify Africa is built by a diverse team representing multiple African countries and diaspora communities. “It’s really the work of the community… people coming together and saying, ‘We want this to succeed.’” — Dami Kujembola 📌 Notable Quotes “Stop reading other people’s success stories and start living your own.” — Rushion McDonald (Host) “Our goal is to make our world smaller… so if you’re in Atlanta, we want you to feel like you’re in Lagos.” — Dami Kujembola “Your dreams are valid, regardless of your skin color.” — Dami Kujembola #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. Interview Purpose The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study. Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers. Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally. Key takeaway: Creativity generates income, but ownership generates wealth. 2. Publishing Is Where the Real Money Lives Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring. Key takeaway: Understanding back‑end revenue streams is critical in any industry. 3. Business Knowledge Creates Leverage Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity. Key takeaway: Walking away from the wrong deal can be the right decision. 4. Opportunity Meets Preparation Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened. Key takeaway: Access opens doors, but preparation determines what happens next. 5. Financial Collapse Can Become Financial Education Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning. Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery. 6. Financial Literacy Is Often Untaught—but Essential Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations. Key takeaway: Making money is not the same as knowing how to keep or grow it. 7. Wealth Is About Structure, Not Just Cash In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops. Key takeaway: Generational wealth is built with systems, not just income. 8. Invest in Yourself First One of Ashley’s most practical strategies is prioritizing yourself as a financial line item—saving consistently, protecting your credit, and building habits that support future freedom. Key takeaway: If you don’t prioritize yourself financially, no one else will. 9. Mindset Drives Money Patterns Ashley underscores that many financial struggles are rooted in scarcity mindset and emotional spending. Shifting to an abundance mindset and facing numbers honestly is the first step toward change. Key takeaway: Your mindset controls your financial outcomes. Notable Quotes “Songwriting is the heart and soul of a song—it’s what makes it last.” “The real money in music is on the back end.” “I walked away from a deal because the business wasn’t right—and that changed everything.” “Bankruptcy forced me to learn how to protect myself.” “Just because you know how to make money doesn’t mean you know how to keep it.” “Generational wealth is structure—trusts, insurance, planning.” “Put yourself on your own balance sheet.” “Your mindset controls everything around you.” Overall Message Ashley Joi Boyd’s interview is a masterclass in reclaiming control—creatively, financially, and mentally. Her story demonstrates that wealth is not defined by income alone, but by ownership, education, structure, and intention. By openly sharing both her success and setbacks, Ashley empowers listeners to stop avoiding financial truth, build sustainable habits, and believe that long‑term wealth is possible—no matter where they are starting. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shica. Interview Purpose The purpose of this interview is to highlight entrepreneurial reinvention, faith‑driven resilience, and product‑based business building, using Dr. Shica’s journey from educator to founder of Dr. Shica’s Bakery as a powerful example of how unexpected setbacks can unlock hidden purpose. The conversation demonstrates that entrepreneurship does not always begin as a plan—it often begins as a response to disruption. Dr. Shica’s story shows how education, discipline, creativity, and belief can transform a side passion into a scalable, nationally relevant brand. Major Themes & Key Takeaways 1. Entrepreneurship Can Be Born From Adversity Dr. Shica did not set out to build a baking business. After losing her job during the COVID‑19 pandemic, she was forced to reassess her future. What began as weekend baking quickly evolved into a business opportunity when encouragement from others met growing demand. Key takeaway: Unexpected endings often reveal opportunities you didn’t know you were prepared for. 2. Education Is Transferable—Even Outside the Classroom With three degrees in education, including a doctorate, Dr. Shica reframes her career transition not as a departure from teaching, but as an extension of it. Through her bakery, she continues to educate consumers about better‑for‑you, plant‑based foods. Key takeaway: Education is not limited to institutions—it can live inside entrepreneurship. 3. Why Vegan Was the Strategic Choice Dr. Shica intentionally built a vegan, plant‑based cookie brand to serve a wider audience, including those with dietary restrictions, health considerations, and evolving food preferences. The goal was inclusivity without sacrificing flavor. Key takeaway: Building products for “everyone” means being intentional about accessibility. 4. Talent Is Sometimes Hidden Until Circumstances Force Discovery Although she came from a family of bakers, Dr. Shica did not recognize her full talent until she had no choice but to act. Customer feedback, pop‑up success, and celebrity validation confirmed what she hadn’t previously claimed for herself. Key takeaway: You may not discover your strongest gift until you are pushed to use it. 5. Pop‑Ups as Proof of Concept Dr. Shica used pop‑ups and kiosks as testing grounds—refining recipes, gathering feedback, and maintaining product standards. Consistency, premium ingredients, and refusing to sell anything less than excellent became core principles. Key takeaway: Small tests create big confidence when done intentionally. 6. Scaling Through Innovation: Cookie Mixes The creation of her cookie dough mix solved multiple challenges: consistency, scalability, and nationwide shipping. What began as an internal solution became a product line customers could take home and recreate. Key takeaway: Scaling often comes from solving an internal problem creatively. 7. Brand Integrity and Consistency Matter Dr. Shica emphasizes that every product carries her heart, soul, and reputation. If something didn’t meet her standards, it was remade—no exceptions. That commitment built trust and repeat business. Key takeaway: Quality is the quiet engine behind brand longevity. 8. Faith + Work Ethic = Sustainability When asked about her secret to success, Dr. Shica centered her answer on faith first, hard work always. She acknowledges the added challenges faced as a minority woman founder and the need for spiritual grounding to navigate buyers, retailers, and scaling pressure. Key takeaway: Faith can fuel consistency when entrepreneurship gets heavy. 9. Vision Beyond the Present Moment Dr. Shica’s long‑term goal is to build a legacy brand—comparable to household names—while ensuring her face, story, and values remain part of the company’s identity for future generations. Key takeaway: Legacy branding connects today’s hustle to tomorrow’s impact. Notable Quotes “I didn’t even know I had this talent until I was laid off.” “I wanted to create something delicious that everyone could enjoy.” “If it wasn’t perfect, I made it again.” “I’m still educating—just through cookies.” “Consistency is everything.” “Jesus, take the wheel.” “Stay prayed up, and then put in the work.” Overall Message Dr. Shica’s interview is a testimony of faith, adaptability, and disciplined creativity. Her journey reinforces that success is not always about following the original plan—it’s about recognizing opportunity, honoring your standards, and trusting the path as it unfolds. Her story shows that when passion meets preparation and belief, even a kitchen dream can become a national brand with purpose and legacy. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, April 8th, 2026: Steve Harvey's Morning Inspiration | Show Open - Leadership | Nephew Tommy's Run That Prank Back - "Alarm Alert"" | Ask The CLO | Trending & Entertainment News | White House Easter Egg Hunt | DL Hughley & Don Lemon Tour | Nephew Tommy's Prank - "My Daddy's Boat" | Strawberry Letter - "Bigger Is Not Always Better" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Baby Born On Caribbean Airlines Flight | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paris Fletcher Entrepreneur, content creator, and founder of Full Bloom, a wellness brand focused on self-discovery and personal growth. 🎭 Entertainment Background Originally from San Diego, now based in Douglasville, Georgia. Started as a professional dancer, touring globally at age 19. Transitioned into acting and commercials in Los Angeles. Despite early success, she faced industry frustrations and rejection, leading her to seek a more fulfilling path. 🌱 Birth of Full Bloom During the pandemic, she began posting motivational content on TikTok. Focused on affirmations, journal prompts, and self-help Her content resonated deeply, growing a large following: 205,000+ followers 5 million+ likes 📓 The Journal: Back to Me A guided journal with over 365 prompts and space for daily affirmations. Designed to help users: Reflect on their lives Strengthen self-awareness Navigate adversity and rejection Available in hardcover and digital formats. 💡 Why “Full Bloom”? Inspired by her love of plants. Symbolizes how people, like plants, need the right environment and care to thrive. Represents growth, healing, and transformation. 💼 Entrepreneurial Journey Started her business with no formal budget or loan—just belief in her product and community. Funded it herself and reinvested profits to grow inventory. Emphasizes quality, authenticity, and community engagement. Encourages others to start before they feel ready and trust the process. 💬 Key Messages Be honest and vulnerable—people connect with real stories. Journaling is a powerful tool for mental clarity and emotional resilience. You don’t need all the answers to begin—just start. Inspiration and motivation are powerful forces on social media and in life. 📲 Connect with Paris Fletcher Website: fullbloominspo.com Social Media: @fullbloominspo on all platforms #SHMS #STRAW #BEST Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cherry Collier. Master Certified Executive Coach Organizational Psychologist Founder of Personality Matters, a multimillion-dollar consulting firm 🌟 Key Themes 1. What Is a Master Certified Executive Coach? Dr. Collier is credentialed by the International Coach Federation and trained in Neuro-Linguistic Programming (NLP). She helps individuals and organizations reach their goals through structured, science-based coaching. 2. Organizational Psychology Focuses on aligning people, processes, and technology for optimal performance. Uses diagnostics and gap analysis to tailor strategies for individuals and companies. 3. The Science of Connection Emphasizes the importance of relationships and emotional intelligence. Promotes the idea of “never walk alone” — building a supportive network is key to success. 4. Rise Framework Relational Interpersonal Social EmotionalUsed to help individuals and teams grow holistically. 5. Challenges in the Workplace Dr. Collier addresses modern workplace stress, technology overload, and the need for intentionality. Encourages people to take control of their mindset and routines (e.g., ditch the snooze button!). 6. Black Women in the Workplace Acknowledges systemic barriers but focuses on solutions and building strong support systems. Advocates for certification and professional development to access higher-level opportunities. 💬 Notable Quotes “Success is less about speed and more about direction.” “If someone knocks you down, it’s their fault. If you stay down, it’s yours.” “Your personality will take you into any room.” 🏢 About Her Company: Personality Matters Specializes in helping organizations and individuals improve performance through behavioral science. Ranked #9 on the University of Georgia’s Bulldog 100 list of fastest-growing businesses. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mela Lovett CEO of Family Lawn Services, a residential and commercial landscaping company. Also a serial entrepreneur, mortgage lender, and business consultant. Based in Georgia, with a mission to build generational wealth and educate others on business structure. 💼 Entrepreneurial Journey Mela and her husband left retail management jobs (Walgreens & Walmart) to start their lawn care business. Inspired by her husband’s childhood experience cutting grass and a desire to leave a legacy for their children. Despite early setbacks—including having their truck and equipment stolen—they persevered and rebuilt. 🧘🏽‍♀️ Mental Health & Meditation Mela emphasizes the importance of meditation to manage stress and maintain balance. Her journey through postpartum depression led her to self-reflection, journaling, and healing. She encourages others, especially entrepreneurs, to recognize their breaking points and prioritize mental wellness. 🌱 About Family Lawn Services Offers lawn maintenance, hedge trimming, edging, and more. Known for high-quality work and attention to detail. Operates year-round—not just seasonally—thanks to strong referrals and consistent service. 🛠️ Lessons in Business Mela stresses the importance of: Multiple streams of income Proper business structure Quality over shortcuts Resilience in the face of adversity She also warns against hiring unverified service providers (like the infamous “mailbox note” landscaper story shared by Rushion). 📞 How to Contact Family Lawn Services Phone: 800-460-9158 Website: familylawnservices.com 💬 Key Takeaways Entrepreneurship is a journey of faith, flexibility, and fortitude. Mental health is just as important as financial health. Quality service and community trust are the foundation of long-term success. Even when everything is taken from you, don’t quit—rebuild and keep going. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work. Purpose of the Interview Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families. Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.] Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning. Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work. Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.] Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death. Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed. 2) Why Insurance Belongs in the Plan Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden. For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat. 3) Minimizing Probate Costs and Taxes Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages. 4) Special‑Needs and Elder Planning Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support. Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later. 5) Business Continuity for Owners Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney. 6) Values, Audience, and Access Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements). Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing). Notable Quotes (for pull‑quotes & captions) “Think of a will as a letter to the judge… a will still has to go through probate court. “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will. “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.” “Estate planning is a strategy—not just documents.” “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.” “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.” “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues. “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.” Quick Action Items (for listeners inspired by the episode) Draft or update POAs (financial and health) for every adult in the household, including college‑age children. Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control. For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA. Families with special‑needs dependents: consult on special‑needs trusts to protect benefits. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly. Titles: Real Estate Broker, Brokerage Owner, EntrepreneurHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kimberly Kelly shares a deeply personal story of survival, resilience, and self-determination, tracing her journey from foster care and teen motherhood to becoming a real estate brokerage owner and business leader. The conversation highlights how mindset, faith, adaptability, and education can transform adversity into long-term success. Purpose of the Interview The interview is designed to: Show what success really looks like, including the hardship behind it. Inspire people facing extreme adversity—especially those from foster care, single-parent households, or teen parents. Demonstrate nontraditional paths to success, beyond college-to-career pipelines. Highlight entrepreneurship as a tool for control and stability, not perfection. Encourage persistence, faith, and adaptability in business and life. Key Themes & Takeaways 1. Resilience Formed Through Early Adversity Kimberly was placed in foster care at a young age due to her mother’s substance abuse. She helped raise her two younger brothers and fought to keep them together in foster care. She became a teen mother at 15, and by 18 had two children while still caring for her siblings. Takeaway: Responsibility and leadership can develop long before opportunity appears. 2. Faith, Positivity, and Survival Mode Kimberly credits her positive mindset and faith—learned during foster care—as foundational. Prayer and belief helped her endure instability, separation, and lack of support. Survival mode gave her clarity: failure was not an option. Key insight: Faith doesn’t remove hardship—but it provides grounding when control is limited. 3. Education as a Turning Point, Not a Straight Line She returned to complete her high school diploma as a young mother. She took advantage of teen workshops, government programs, and training opportunities. Kimberly earned a technical degree in electronics engineering, entering the IT world before later pivoting. Takeaway: Education can be layered, nonlinear, and still powerful. 4. Choosing Entrepreneurship and Real Estate Kimberly entered real estate with a mission to educate and empower first-time homebuyers, especially those from backgrounds like hers. She later became a licensed real estate broker and opened her own brokerage. She currently leads a small, relationship‑driven brokerage with six agents. Core belief: Ownership creates options—and leadership multiplies impact. 5. A Relationship-Based Business Model Her brokerage focuses on: One-on-one agent training Hands-on mentorship Personalized marketing strategies Kimberly intentionally avoids a corporate-style model to prioritize growth, trust, and accountability. Key takeaway: Culture and connection matter more than size, especially early on. 6. Adaptability as a Business Strategy During market changes (including COVID), Kimberly expanded into: Property preservation Repair, inspections, and asset management services She co-owns multiple businesses with her husband, spreading risk and stabilizing income. Lesson: The ability to pivot often determines long-term survival in business. 7. Refusing to Accept Limiting Narratives Kimberly rejects the idea that her background should define her ceiling. She emphasizes self-talk, belief, and forward motion—even without a support system. Her story challenges stereotypes about: Foster youth Teen mothers Single Black women in business Nontraditional entrepreneurs Takeaway: Your starting point does not determine your finish. Notable Quotes “I always lived in survival mode—failure was never an option.” “I had to raise myself, so I had to believe in myself.” “If I did it from where I came from, I promise you—you can do it too.” “Always stay adaptable. The market changes, so you change with it.” “Put one foot in front of the other, even when it feels like the world is caving in.” “Success was never something I thought I couldn’t have—I just had to figure out my path.” Overall Impact Kimberly Kelly’s interview is a testament to perseverance without privilege. It reframes success as a product of: Relentless forward motion Learning wherever possible Faith and internal motivation Ownership, adaptability, and leadership Her story resonates most powerfully with listeners who have been told—directly or indirectly—that their circumstances disqualify them from success. Final message: There are no excuses left after hearing this story—only choices. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian. 🎯 Purpose of the Interview To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian. 🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness Identity theft is increasingly sophisticated, often driven by AI. Quote: “The currency of today isn’t necessarily cash—it’s information.” 2. Experian’s Role Experian is one of the three major credit bureaus. Offers tools for fraud detection, identity verification, and credit monitoring. Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.” 3. Understanding Credit Scores Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.” Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity. Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.” 4. Free Resources Free credit reports available weekly via AnnualCreditReport.com. Experian offers free monitoring, alerts, and FICO scores. Quote: “There’s no real reason to pay for a credit report today.” 5. Establishing & Rebuilding Credit Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services). Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.” 6. Financial Savviness Being financially savvy means controlling your money, not letting it control you. Use credit cards strategically for rewards and pay balances in full. Budgeting and goal-setting are essential. Quote: “Start from a goal perspective… What do you want to do in life?” 7. Insurance Savings Experian’s auto insurance marketplace helps users compare and save. Average savings: ~$800/year. Quote: “We’ll monitor for you… and tell you if we find a better rate.” 8. Practical Tips Audit monthly bills for hidden charges. Use loyalty programs and coupons to save on groceries and gas. Quote: “I shop so much I get free food… $6, $8, $9 savings add up.” 🧠 Final Message Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Keep It Positive, Sweetie is more than a podcast—it’s a movement rooted in purpose, faith, and healing. Hosted by Crystal Renee Hayslett, this show creates a safe space for raw conversations and real connections that uplift, inspire, and empower. Each episode brings together culture-shifting guests for unfiltered talks on love, self-worth, growth, and navigating life with grace and grit. Whether we’re laughing, learning, or leaning into tough truths, the goal is always the same: to keep it honest, keep it healing, and always… Keep It Positive, Sweetie. Listen here and subscribe to Keep it Positive, Sweetie on the iHeartRadio app or wherever you get your podcasts!Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security. 🎯 Purpose of the Interview The interview aims to: Educate listeners on Social Security disability benefits, including eligibility, filing, and appeals. Debunk common myths, such as the belief disability is only for seniors. Explain SSDI vs. SSI, work credits, resource limits, and Medicare connections. Highlight the importance of advocacy, especially for underserved communities unfamiliar with the system. Encourage individuals not to fear or stigmatize applying for disability, and to avoid misinformation from non‑professionals. 🔑 Key Takeaways 1. Disability Isn’t Just for Seniors Many mistakenly think Social Security disability is only for people over 65, but anyone with the required work credits can qualify, regardless of age—even individuals in their 20s or 30s. 2. Working Does NOT Automatically Disqualify You Applicants can work while applying as long as they do not exceed the monthly substantial gainful activity (SGA) threshold of $1,690 per month. 3. Every Claim Is Unique—Don’t Compare Your Case to Others Graham warns clients not to take advice from neighbors or relatives because each disability case depends on medical evidence, work history, age, and individual conditions. 4. SSDI Requires Work Credits; SSI Is Needs-Based SSDI: Requires 20 credits minimum, 40 credits for maximum benefit, earned through past work. Assets do not affect eligibility. SSI: For people with low resources ($2,000 single / $3,000 married). Primary home/car do not count as resources. 5. Medicare Comes After Approval Medicare eligibility begins 24 months after being awarded SSDI benefits. 6. Appeals Are Normal—Most Initial Claims Are Denied 95% of initial applications are denied, and the real opportunity often comes during a hearing before an administrative law judge. Persistence is essential. 7. Honesty Prevents Fraud & Overpayments Applicants should always disclose their financial situation truthfully to avoid fraud investigations and repayment demands. 8. Disability Benefits Can Provide Back Pay Approved claimants often receive a Notice of Award detailing monthly benefits and any back pay owed. Representatives are only paid from back pay—not monthly benefits. 9. Stigma & Fear Prevent People from Applying Graham emphasizes that pride, fear, and misinformation often stop people—especially in the Black community—from seeking help, even when disability support could save them financially. 🗣️ Notable Quotes ✔ On Who Needs Disability “What if you get in a car accident… or have an illness and you can’t work? Those are reasons to file for disability.” ✔ On Misinformation “Don’t talk to your neighbor or relatives about your claim… Each claim is its own individual claim.” ✔ On Work Limits “You can still work and have an active claim as long as you don’t gross over $1,690 a month.” ✔ On Stigma “Some people feel applying for benefits makes them look a certain way. But the system is there to help you when you are unable to work.” ✔ On Honesty “Just tell the truth. If they catch you on the fraud side, you’ll have to pay the money back.” ✔ On Perseverance “Getting a denial is nothing out of the norm… The key is to continue with the claim.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Joxavier Jackson. A financial advisor with over 15 years of experience across major institutions such as Wells Fargo, Chase, and Bank of America. She discusses her evolution from a teenage bank teller to an independent financial planner at The Piedmont Group in Atlanta, where she provides holistic, comprehensive wealth management—especially for clients who traditionally lack access to financial literacy. Joe shares her personal journey, the gaps she observed in financial education—especially in working‑class families and communities of color—and why she aims to provide accessible, relationship‑based financial planning. She breaks down the fundamentals of long‑term wealth: insurance, asset allocation, retirement accounts, tax strategies, fraud prevention, and planning for individuals and business owners. The discussion highlights the importance of financial confidence, the significance of meeting people where they are, and the need to increase participation of Black and Brown individuals in wealth‑building spaces. 🎯 Purpose of the Interview Introduce Dr. Joe Jackson’s financial journeyFrom humble beginnings to leadership positions in banking and finally to founding her own firm. Explain comprehensive financial planningShe contrasts big‑bank limitations with her holistic approach that includes insurance, investments, retirement, and legacy planning. Educate listeners on wealth‑building fundamentalsInsurance, retirement vehicles, asset allocation, compounding, fraud prevention, and business planning. Highlight financial literacy gaps in underserved communitiesShe encourages access, representation, and inclusion for people of color in financial spaces. Empower people to build confidence with moneyJoe stresses that understanding your numbers gives you a competitive advantage in life. 🔑 Key Takeaways 1. Wealth Requires Strategy, Not Accident Joe explains that wealth is built through planning, long‑term strategy, and educated decisions—not by chance. 2. Insurance Is a Wealth‑Building Tool Beyond death benefit, insurance can: Support retirement income Provide tax sheltering Protect against market downturnsShe differentiates between term (“rental insurance”) and whole life (“tool you use living and after death”). 3. High Income ≠ Financial Security Without budgeting, allocation, and strategy, income is quickly lost. 4. Fraud Awareness Is Essential Joe urges clients to verify communications directly with institutions and avoid clicking suspicious links. 5. Tailored Advice by Age Group For people in their 20s: Compounding interest Rule of 72 Dollar cost averagingFor older clients: Catch‑up contributions Consolidating old 401(k)s 6. Business Owners Need Dual Financial Plans Joe emphasizes separate strategies for: Business planning Personal financial planningEspecially for tax savings, succession, and legacy building. 7. Representation Matters in Financial Literacy She highlights the need for more visibility, education, and access for Black and Brown communities. 8. Asset Allocation Depends on Risk Tolerance Younger clients = more aggressiveRisk‑averse clients = more conservative, bond‑heavy portfolios 9. Dollar Cost Averaging Builds Wealth Consistent, automated investing—regardless of market conditions—drives compounding. 🗣️ Notable Quotes (Direct From Transcript) On Wealth Building “Wealth isn’t built by accident… you have to have a plan.” On Big Banks vs. Her Firm “If you don’t have at least $250,000, you weren’t considered a worthy client—so far from the truth.” On Community Access “People that look like me—we need this education.” On Term vs. Whole Life Insurance “Term is renting. Whole life is a tool you use when you're alive and when you die.” On Financial Confidence “Financial confidence is a competitive advantage.” On Helping Older Clients “We start right where you are.” On Increasing Black Participation in Finance “I don’t look at your dollar amount. I have information that will make a difference in your life… you need to hear it.” On Her Personal Journey “My family came from humble beginnings… but a manager encouraged me to sit for my licensing. I passed everything on the first try.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robin Wilson. Topic: Clean Design, wellness, asthma and allergy–aware livingFeatured Work: Clean Design: Wellness for Your Lifestyle Robin Wilson, a clean design lifestyle expert and founder of the Clean Design Home brand, joins Rushion McDonald to discuss how everyday household choices directly impact health—particularly for people living with asthma, allergies, and chronic inflammation. Drawing from her personal experiences as a lifelong allergy and asthma sufferer, Wilson explains how creating an allergen-aware home can dramatically improve quality of life. Purpose of the Interview The primary purpose of the interview is to: Educate listeners about how indoor environments contribute to asthma, allergies, and chronic health issues Promote Robin Wilson’s Clean Design philosophy and book, which provides room-by-room guidance for creating healthier homes Raise awareness that simple, practical lifestyle changes—not expensive renovations—can significantly improve wellness Normalize conversations around asthma, allergies, and environmental triggers as serious, manageable health conditions Rushion also uses the platform to share his own deeply personal experiences with allergic reactions, reinforcing the life-changing importance of Wilson’s message.. Key Takeaways 1. Your Home Should Be a Breathing Sanctuary Wilson emphasizes that many people focus on outdoor allergens while overlooking indoor exposure. Shoes, coats, pillows, furniture, and bedding often trap pollen, bacteria, and toxins that worsen symptoms once brought indoors.. 2. Pillows and Bedding Are Major Health Triggers One of the most memorable segments centers on pillows: Many people keep pillows for six years or more Old pillows accumulate dander, pollen, drool, bacteria, and allergens A pillow that stays folded is a sign it needs to be replaced Wilson introduces her “rule of threes”: Wash pillowcases every three weeks Wash pillow protectors every three months Replace pillows every three years Rushion shares that replacing a problematic pillow helped eliminate a chronic cough that seriously affected his life.. 3. “Allergen-Aware” Is More Honest Than “Hypoallergenic” Wilson avoids the term hypoallergenic because allergies vary from person to person. Instead, she advocates for ingredient transparency, empowering consumers to decide what is safe for their bodies and homes.. 4. Small Habits Create Big Health Outcomes Key daily practices include: Removing shoes immediately upon entering the home Washing hands before eating Changing clothes after being outdoors Cleaning from the top down (ceiling fans, surfaces, floors) Protecting mattresses and pillows with zippered covers Wilson stresses that consistency—not perfection—is what reduces exposure over time.. 5. Asthma Is a Serious Chronic Condition Wilson compares asthma management to diabetes care: It requires ongoing lifestyle adjustments Ignoring triggers increases the risk of severe attacks Clean environments reduce flare-ups and emergency situations She explains that nighttime asthma and allergy attacks often occur when cortisol levels drop during sleep, allowing reactions to surface.. 6. The Book Is a Practical, Room-by-Room Guide Clean Design: Wellness for Your Lifestyle is designed as a reference guide, not a cover-to-cover read. It addresses: Entryways and living rooms Bedrooms and nurseries Kitchens and bathrooms Home offices, basements, garages, and outdoor spaces Wilson also includes low-toxicity cleaning tips inspired by her grandmother, such as using baking soda, toothpaste, and even Coca-Cola instead of harsh chemicals.. Notable Quotes “One in five people suffer from asthma or allergies… and the home should be a sanctuary for easy breathing.”. “Break up with your pillow.”. “You might be allergic outside—and then come inside and double your allergen load.”.t “Asthma is like diabetes. If you manage the triggers, you reduce the risk of a serious episode.”. “It’s all about effort and consistency.”. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Felecia Hatcher. Purpose of the Interview To spotlight Black Ambition, a national initiative founded by Pharrell Williams that funds and mentors Black and Brown entrepreneurs. To share insights on entrepreneurship, access to resources, and strategies for scaling businesses. To inspire and educate small business owners and innovators on how to leverage opportunities for growth. Key Takeaways About Black Ambition Founded by Pharrell Williams to close the opportunity gap for Black and Hispanic entrepreneurs. Provides capital, mentorship, and masterclasses to help founders scale. Has invested in 131 companies and awarded millions in funding. Competition Structure Annual national competition with 2,500–3,000 applications. Categories include HBCU, National Finalists, Top Prize Winner, People’s Choice. Process: Applications → 250 semifinalists → 3-month cohort → Demo Day for top 20–25 companies. Unique Approach Focus on high-quality mentorship, not “low vibrational” guidance. Includes mental health and wellness support for entrepreneurs. Partnerships with brands like Louis Vuitton for luxury retail insights. Challenges for Entrepreneurs Many fail by rushing applications and skipping info sessions. Success requires clarity, traction, and persistence—sometimes multiple attempts. Black women are the fastest-growing entrepreneurs but often remain solopreneurs; Black Ambition prioritizes team-building. Pharrell’s Motivation Believes in democratizing opportunity: “Talent is not equally distributed by zip code, but opportunity can be.” Inspired by those who believed in him early in his career. Felecia Hatcher’s Journey Former founder of Center for Black Innovation and Black Tech Week. Emphasizes resilience: “I’m a C student and a college dropout, but I never let that define me.” Advocates for creative pathways to success and capital access. Notable Quotes “Success leaves clues.” – On learning from past winners. “Talent is not equally distributed by zip code, but opportunity can be.” – Pharrell’s guiding principle. “If it doesn’t work on you in that moment, it works for you in that moment. Either way, it works.” – On persistence. “We have to start enjoying the process… be stretched, be cut by the process.” – On entrepreneurial growth. “Wealth has a need for speed.” – On urgency in closing the wealth gap. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed D. Renee Smith. A transformational life coach and mental wellness advocate: 🎯 Purpose of the Interview To raise awareness about mental health, especially among professional women, and to promote proactive wellness strategies in personal life and the workplace. The conversation emphasizes the importance of self-care, emotional support, and recognizing mental health signals before they escalate. 🗝️ Key Takeaways 1. Mental Health Is Like Physical Health Mental wellness requires daily attention, just like physical fitness. It involves monitoring thoughts, emotional responses, and what you consume mentally. 2. Women Often Lose Themselves in Roles Many women become consumed by titles—mother, wife, caregiver—and lose sight of their personal identity and dreams. Rediscovery is essential after life changes like divorce, loss, or children leaving home. 3. Self-Care Is Not Selfish Women must prioritize their own well-being. Harmony—not balance—is the goal, where all aspects of life work together positively. 4. Recognizing Mental Health Warning Signs Changes in behavior, withdrawal, or loss of interest can signal deeper issues. Friends and family should check in and not accept “I’m okay” at face value. 5. Workplace Stress Is Real Lack of promotion, recognition, or support can lead to burnout and mental strain. Employers should observe behavioral patterns and offer sincere support—not just reactive solutions. 6. Proactive Mental Wellness in the Workplace De Rene’s company offers coaching to help employees manage stress and improve performance. Employee Assistance Programs (EAPs) are underutilized and often insufficient. 💬 Notable Quotes “Self-care is not selfish.” – De Rene Smith “Don’t judge people by the choices they make because you don’t know what they had to choose from.” – D. Renee Smith “I’d rather make someone mad at me than regret not checking in.” – Rashawn McDonald “Harmony—not balance—is the goal.” – D. Renee Smith 🌐 Connect with D. Renee Smith Business: Transformational Living Coaching & Consulting #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Yolanda “Yo-Yo” Whitaker. SUMMARY OF THE INTERVIEW In this interview on Money Making Conversations Master Class, host Rushion McDonald speaks with Dr. Yolanda “Yo-Yo” Whitaker—Grammy‑nominated rapper, actress, radio host, philanthropist, and now the star of Downright Delicious with Yo-Yo, a cooking series on AspireTV. The conversation moves through Yo‑Yo’s evolution as an artist and entrepreneur, her spiritual and personal transformation, her love for food and cooking, and the creation of her television cooking show. She reflects on surviving and thriving in an unpredictable entertainment industry, learning discipline, overcoming fear, and discovering new purpose later in life through cooking. Yo‑Yo also shares her philosophy on authenticity, family, and faith. She describes how the pandemic deepened her love for cooking, how her show blends food + family + culture, and offers practical cooking tips. PURPOSE OF THE INTERVIEW According to the interview content, the purpose is to: Highlight Yo‑Yo’s transition from iconic hip‑hop entertainer to food‑focused TV personality. Promote her Aspire TV series “Downright Delicious with Yo‑Yo.” Share insights on career longevity, entrepreneurship, reinvention, and personal growth. Inspire listeners with actionable advice on fearlessness, budgeting, confidence, and purpose‑driven living. Celebrate cooking as an expression of love, culture, peace, and family connection. KEY TAKEAWAYS 1. Reinvention Requires Honesty & Letting Go Yo‑Yo stresses that overcoming fear came from “getting real” with herself, abandoning trying to look successful, and restructuring her finances and lifestyle.She had to “let the old me die so the money could grow.” 2. Entrepreneurship Is a Lifelong Reality for Artists She and McDonald emphasize that entertainers are entrepreneurs, without the stability of 40‑hour jobs, making resilience essential. 3. Purpose Matters More Than Fame She encourages people to seek purpose—not just fame or quick money—and do the work that builds confidence and personal foundation. 4. Cooking Became Her “Happy Place” and Divine Gift Yo‑Yo says cooking is a God‑given gift and a therapeutic practice that began thriving during the pandemic.It helped her through depression and opened new creative fulfillment. 5. Her Cooking Show Blends Food + Family + Culture The show features: Her mother Her partner Her kids Celebrity friends Authentic cultural dishes with her unique twistIt’s not guest‑driven; it’s family‑driven storytelling in the kitchen. 6. Technique & Tools Matter She emphasizes: Good knives (sharpen weekly) Quality pots Measuring ingredients Understanding seasonings Building confidence by cooking regularly 7. Simplicity + Love = Great Food According to Yo‑Yo, love is the secret ingredient, and cooking is about joy, connection, and comfort, not rigid perfection. [ NOTABLE QUOTES FROM THE INTERVIEW (All quotes drawn exactly or near‑exactly from the transcript.) [ On Fear and Growth “I had to let the old me die so that the money could grow.” “What I did to overcome my fear was to call myself fearless.” “You have to get real with yourself. You really have to do the work.” On Purpose and Success “If you don’t find your purpose, you’re just job hunting.” “God told me, because of your obedience, I’m going to give you the desires of your heart.” On Cooking “Cooking is my happy place.” “I’m not a chef—I just love to cook.” “If you don’t love what you cook, we don’t want to taste it.” On Family “More than serving a meal, I’m serving family.” “When mama’s in the house and they can smell food cooking… that’s everything.” On Her Show “You get to see Dr. Yolanda ‘Yo‑Yo’ Whitaker for the first time.” “I only cook things I love—things I’m comfortable with.” “The food is the star.” On Technique “Great knives will save your life.” “If you use your knives a lot, sharpen them every week.” On Pandemic Transformation “I started really cooking during the pandemic… it took me out of my depression.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jasmine Hood Founder of Better Bodies Massage in Atlanta (originally from Greenville, South Carolina), joined Rushion McDonald on Money Making Conversations Masterclass to share her journey from CNA to licensed massage therapist, the realities of being a traveling service provider, and the wellness benefits of massage therapy. She discusses body alignment, stress, trauma release, the differences between massage modalities, alternative treatments like cupping, entrepreneurship during COVID‑19, safety considerations for mobile therapists, corporate/wellness partnerships, and her long‑term goal of building a scalable massage brand supported by contractors. 🎯 Purpose of the Interview The interview aims to: Highlight how massage therapy supports physical and emotional wellness, including stress, posture, and pain relief. Educate listeners on the types of massages, proper stretching techniques, and how body tension accumulates. Explore entrepreneurship in the wellness space, including launching a business during COVID‑19. Discuss safety and professionalism in mobile massage therapy. Show how Jasmine is building a sustainable small business through networking, corporate events, and contractor partnerships. 🔑 Key Takeaways 1. Career Shift & Fearless Beginnings Jasmine switched from working as a CNA to moving to Atlanta alone with no support system—motivated by a desire for change and inspired by her mother’s independence. She emphasized overcoming fear and taking leaps even when circumstances are uncertain. 2. Massage Therapy Is Both Physical & Emotional Healing Massage releases tension, trauma, and stress stored in the body, especially in the neck, shoulders, and lower back. Many people carry pain from work, daily habits, or emotional strain—and massage helps restore balance. 3. The Three Most Popular Massage Types Jasmine explained the differences clearly: Swedish Massage — Gentle, relaxing, ideal for beginners and stress relief. Deep Tissue — Targets chronic pain and trigger points but may be intense for clients who are not accustomed to it. Sports Massage — Faster movements, stretching, and ideal for athletes. She stressed that deep tissue should not be rushed—the muscle needs warming before intense pressure. 4. Stretching Is Critical—Most People Do It Wrong Stretching should be held 30 seconds to 1 minute, not quick movements or rolling the neck. Consistent stretching prevents the “tight forward lean” posture many people develop. Lower‑body stretches (glutes, hamstrings, hips) dramatically improve back pain. 5. Travel Massage: Safety, Boundaries & Professionalism Jasmine screens new clients by phone before accepting appointments. She immediately declines inappropriate requests (e.g., sexualized services). She only sees first‑time clients during daylight and shares her location with trusted contacts. She maintains a clear, therapeutic-only brand despite public misconceptions. 6. Entrepreneurship Journey & Business Model She built her business during COVID‑19, initially offering lower prices, then raising them as her brand grew. Corporate wellness events and golf tournaments became a major revenue stream. She hires contractors to scale for events. Her long‑term goal is “mailbox money”—a business run by a team while she steps away from hands-on work. 7. Alternative Treatment: Cupping Therapy Cupping uses suction to pull stagnant blood, loosen muscle tissue, and improve circulation. Cups can remain stationary or be moved along the back to flush tension. 8. The Jasmine Experience Sessions are designed around clients’ comfort, in their own homes, with their preferred music and ambiance. Post‑massage, clients can immediately rest—no stress of getting dressed or driving home. 🗣️ Notable Quotes ✔ On taking risks “I just jumped up and moved. I didn’t know anyone… I just said I’m going to start over.” ✔ On stress in the body “We all carry trauma. When you’re stressed, it all ends up in your body.” ✔ On deep tissue massage “If it gets to be too much, let me know. Don’t be afraid to speak up.” ✔ On stretching “If you don’t use it, you’re going to lose it.” ✔ On business growth “Some days are easy and some days are like… alright, don’t know. But you keep going.” ✔ On long‑term goals “I don’t plan on being hands-on forever. The goal is to build my brand and have a team I can send out—like Amazon.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monica Cornitcher. Entrepreneurial journey, the inspiration behind Medase Cocktails, and the realities of launching, funding, and scaling a premium nonalcoholic spirits brand in a highly competitive market. Purpose of the Conversation The purpose of the episode is to: Educate aspiring entrepreneurs on how to build a differentiated consumer brand Demonstrate the importance of storytelling, market clarity, and operational discipline Highlight the growth of the nonalcoholic / zero‑proof beverage movement Inspire founders—especially founders of color—to own their niche, seek capital strategically, and scale intentionally. Key Takeaways 1. Business Built from Personal Need and Purpose Medase Cocktails was co‑founded by Monica and her lifelong friend during her friend’s battle with breast cancer, a time when alcohol was no longer an option—but celebration still mattered. The brand was created to allow people to celebrate authentically without alcohol It carries emotional depth rooted in friendship, gratitude, and loss Monica continues the mission after her co‑founder passed away in 2024 Lesson: Purpose-driven businesses create deeper emotional connection and long-term brand equity. 2. Differentiation Is Everything Monica deliberately rejected the “sparkling water with flavor” model common in nonalcoholic drinks. Her differentiators include: Authentic cocktail taste (Old Fashioned, Margarita, Moscow Mule) Organic juices, not artificial flavors Bold packaging that stands out on shelves Drinks designed to smell, taste, and feel like real cocktails Lesson: Competing on authenticity—not cost—is how you carve out market share in crowded spaces. 3. Brand Names and Stories Matter The name “Medase” means “thank you” and reflects gratitude, friendship, and emotional support. Monica emphasizes: Every flavor name, color, and product decision has a story A strong brand narrative creates curiosity, loyalty, and investor interest Lesson: People invest in brands they feel—emotionally, not just intellectually. 4. Venture Capital Is Not Just About Numbers While financials matter, Monica stresses that VCs also invest in founders and stories. What helped her secure venture capital: A compelling personal story Relevant founder skill sets (M&A, law, operations) Clear understanding of the market opportunity Lesson: Early-stage funding often depends on who you are and why you’re building, not just revenue. 5. Research, Planning, and Discipline Before Launch Unlike many food startups, Medase did not begin in a kitchen. They: Conducted a feasibility study Built a formal business plan Worked with a Black female food scientist Set strict personal funding limits before seeking capital Lesson: Preparation reduces risk and builds long-term sustainability. 6. Scaling Requires Operational Maturity As sales increased—especially on Amazon—Monica emphasized the need to move from “hustle mode” to operational excellence. Key scaling principles: Understand unit economics Track ROI for events and activations Adjust pricing as volume increases Build strategy across marketing, operations, and distribution Lesson: Hustle starts the business; operations grow it. 7. Niche First, Expansion Later Medase does not try to be “everything to everyone.” Core customers include: People seeking a break from alcohol Health-conscious consumers Black men looking for alcohol replacements Consumers wanting cocktail taste without hangovers Lesson: Strong niches create loyal advocates who fuel organic growth. 8. Smart Distribution Strategy Rather than rushing into retail, Monica prioritized direct-to-consumer channels: Amazon (top-performing channel) Brand website TikTok Shop Only after 6–7 months of traction did retail expansion become viable. Lesson: Control your margins and demand before entering expensive retail environments. Memorable Quotes “I wanted an authentic cocktail without compromise.” “Everything we do has a story behind it.” “Sometimes it’s not about the financials—it’s about the founder and the story.” “Don’t be everything to everybody. Find your market and stick with your market.” “Hustle starts the business, but operations give you scale.” “If it tastes too much like alcohol and you gave me a one-star review—thank you. That means I did my job.” Overall Message This episode is a real-world entrepreneurial blueprint showing how clarity of vision, emotional authenticity, disciplined planning, and niche focus can turn a personal idea into a scalable national brand. Monica Cornitcher exemplifies the modern founder:visionary, data-aware, emotionally intelligent, and unapologetically authentic. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robert Fitzpatrick, a Navy veteran, business consultant, fraternity brother (ΩΨΦ), and now the owner reviving his family’s historic Texas barbecue legacy. The conversation dives deeply into Fitzpatrick’s upbringing, his father’s groundbreaking barbecue business in 1950s Texas, his educational and military journey, his corporate career, and his decision to launch Dewey’s Barbecue Market in Skokie, Illinois—honoring his father’s original recipes and values. The interview blends entrepreneurship, legacy, cultural history, and personal transformation, while highlighting the courage of Fitzpatrick’s father and the humility and faith-driven foundation of his family. Purpose of the Interview The interview aims to: 1. Inspire entrepreneurship and legacy-building Fitzpatrick’s story showcases how family heritage and values can shape a business vision across generations. 2. Highlight resilience, faith, and leadership His upbringing in a household rooted in Christian humility, strong expectations, and boundary-breaking courage provides a blueprint for character-driven success. 3. Educate listeners on transitioning careers Fitzpatrick exemplifies pivoting from engineering and corporate consulting to pursuing passion-driven entrepreneurship. 4. Promote Dewey’s Barbecue Market The interview introduces the Chicago-area community—especially the Skokie region—to his upcoming restaurant built on a 70-year-old Texas barbecue tradition. Key Takeaways 1. A powerful family legacy rooted in courage Fitzpatrick’s father, Dewey, opened a barbecue restaurant in 1951—before desegregation—and insisted that Blacks and whites could eat together. He enforced respect and safety in his establishment, even confronting racist patrons. 2. Education was non-negotiable in the Fitzpatrick household Robert is the youngest of seven siblings, all college graduates; five hold master’s degrees. He himself holds an MBA and an MS in Management Information Systems. 3. A bridge between technology and business Fitzpatrick spent decades in consulting with major firms (EDS, Dell, Arthur Andersen, KPMG) focusing on business process improvement. His dual MS/MBA made him a translator between tech and finance. 4. Military discipline shaped his personal and professional life Served in the U.S. Navy from 1986–1990, plus reserve duty (including deployment to Iraq). Balanced military service with graduate studies and advancing his corporate career. 5. A calling to revive his father’s barbecue His wife recognized his talent early, telling him for years he should be barbecuing. A shortage of good Texas barbecue in Virginia pushed him to recreate his father’s recipes. 6. Skokie, Illinois: the ideal launchpad After moving to the Great Lakes Naval Base area for a federal role, Fitzpatrick began scouting locations. Skokie offered: active support from city leadership grants an ideal building community enthusiasm 7. Dewey’s Barbecue Market offerings Meats: brisket, sausage, hot links, smoked boudin (monthly special) Sides: potato salad (egg/mayo base), pineapple vinegar coleslaw, fried okra, smoked pinto beans Desserts: apple cobbler, blueberry cobbler, sweet potato pie, possibly fried pies Bread: sliced “light bread” for dipping—traditional Texas style Experience: dine-in with 60s–80s “feel-good” music 8. A commitment to doing things the right way Fitzpatrick refuses to launch unless he can deliver “the best product on the planet.” Focuses on simplicity, authenticity, and quality. Notable Quotes About his father and legacy “He said anybody who wants to eat here can eat here.”(His father defying segregation laws in the 1950s.) “I can call an undertaker or an ambulance. Which one do you prefer?”(Dewey enforcing respect from a belligerent white customer.) “That was my barbecue.”(On being raised around his father’s legendary pit.) About family and humility “We are firmly rooted in Christ. If you try to get too big, He has a way of humbling you.” “Seven kids, all with degrees… that’s normal to you. But we know that’s not normal.”(McDonald highlighting the family’s extraordinary achievement.) About his calling “If I didn’t think I was bringing the best product on the planet, I wouldn’t even do it.” “My wife tasted the barbecue and said, ‘This is what you need to be doing.’” About launching in Skokie “They really want me to be there… the economic development team didn’t treat it like just another restaurant.” Short 3–5 Sentence Summary (For Quick Use) In his interview with Rushion McDonald, Robert Fitzpatrick shares his journey from Navy veteran and Fortune 500 consultant to entrepreneur reviving his family’s historic Texas barbecue. He describes growing up with a courageous father who defied segregation in 1951 by serving Black and white customers together, and a family culture steeped in education, discipline, and humility. Fitzpatrick’s passion for barbecue and encouragement from his wife led him to bring his father’s 70-year-old recipes to Skokie, Illinois through Dewey’s Barbecue Market. The interview emphasizes legacy, faith, courage, and the pursuit of purpose. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller. A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company. Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities. Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education. 🎯 Purpose of the Interview The interview aims to: 1. Showcase a path to financial freedom through nursing entrepreneurship By highlighting travel nurse contracting and CPR instruction as viable wealth‑building vehicles. 2. Highlight the importance of CPR education in underserved communities Especially addressing the survival gap in Black communities due to low CPR literacy. 3. Encourage aspiring entrepreneurs—especially women and healthcare workers By sharing Alaysia’s experiences with mentorship, confidence building, and launching a service-based business. 4. Educate listeners on the realities of entrepreneurship Including time demands, imposter syndrome, and the need for consistency and proper pricing. 🔑 Key Takeaways 1. Travel Nurse Practitioners Have High Earning Potential As a staff NP she would earn $100k per year, but as a travel NP she earned $100k in six months while gaining time freedom and flexibility. Travel NP work is paid via 1099, opening the door to tax write-offs, investment flexibility, and entrepreneurial benefits. 2. Burnout Was the Catalyst for Change Working six days a week during COVID and the pressure of commercialized urgent-care systems led to burnout, weight gain, and loss of self. This pushed Alaysia toward traveling, where she worked half the time for double the pay. 3. CPR Survival Rates Are Lower in Black & Underserved Communities Alaysia explains that lack of exposure, knowledge, and basic emergency training leads to significantly lower cardiac survival rates in communities of color. She addresses this through her nonprofit We Push Health, which brings CPR and medical education to rural and urban communities. 4. You Don’t Need to Reinvent the Wheel—Mentorship Is Key She learned about mentorship in 2024 and emphasizes that mentors help you avoid costly mistakes and speed up your path. “Find someone who is the ideal image of what you want to be and mimic what they do.”. 5. CPR Businesses Are Lucrative and Accessible Almost every industry requires CPR certification: Healthcare Schools & daycares Gyms Police & fire departments Hotels Tattoo studios These make CPR instruction a strong side hustle or full-time business, especially for healthcare professionals who already understand the material. 6. Entrepreneurship Requires Real Work Alaysia breaks down the less glamorous side of building a business: Imposter syndrome The need for consistent marketing Pricing confidently Long hours initially Learning branding, systems, and follow-up “You only eat what you kill.”. 7. Communication and Adaptability Are Leadership Superpowers Travel nursing requires walking into unfamiliar environments and leading without overpowering. She emphasizes: Reading the room Adjusting communication styles Delegating the right way Being assertive but team-oriented “Adaptability is number one.”. 8. Negotiation Skills Changed Her Entire Career She learned to stop undervaluing herself and start negotiating confidently: First contract: underpriced Second contract: raised rates dramatically Uses supply‑and‑demand to justify price increases “You miss 100% of the shots you never take.”.] 🗣️ Notable Quotes On Entrepreneurship “If you know how to save a life, don’t you think you know how to run a business?”. “You only eat what you kill.”. On Burnout “I lost myself giving it to a job.”. On Community Health “They can’t know what they don’t know.” “Survival rates for cardiac arrest are significantly lower in communities of color because they lack access to basic emergency skills.”. On Mentorship “You don’t have to reinvent the wheel to be successful.” “Find someone who is the ideal image of what you want to be.”. On Negotiation “What’s the worst they can say? No.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand Co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival. 🧭 Interview Outline 1. Background & Origins Both from Memphis, Tennessee; met in high school. Started tax preparation in 2010 as a mom-and-pop operation. Transitioned from brick-and-mortar to virtual model by 2015. 2. Business Philosophy Entrepreneurship is defined as service to others. Mowbray is the visionary; Cherina is the implementer. Emphasis on scaling with structure: legal, accounting, HR. 3. One Stop Taxes Grew from a single office to over 1,000 virtual franchise locations. Offers free training, no startup costs, and shared revenue model. Built a platform allowing clients to submit documents and sign remotely. 4. Virtual Tax Model Designed for convenience and accessibility. Clients and tax preparers never need to meet in person. Platform includes document upload, e-signature, and cloud storage. 5. Franchise & Training Learning Management System (LMS) for onboarding. Training includes tax prep, customer acquisition, and platform use. Strategic partnerships with local businesses (e.g., dealerships, daycares). 6. Black Tax Festival Annual event held in Atlanta Combines networking, education, and recognition. Includes IRS updates, business workshops, and the Titan Awards. Open to all entrepreneurs, not just tax professionals. 7. Expansion & Diversification Own restaurants in Memphis and the Dominican Republic. Franchised Fat Tuesday and Esco Restaurant (did \$1M in first 6 weeks). Own a yacht for rental experiences in the DR. Plans to develop a restaurant strip near FedExForum in Memphis. 💡 Key Takeaways Vision + Execution = Growth: Their complementary roles fuel business success. Virtual is Scalable: Transitioning to virtual allowed exponential growth. Community Impact Matters: Black Tax Festival fosters education and recognition. Diversification is Strategic: Restaurants and real estate expand their brand. Mentorship & Learning: They study successful entrepreneurs like Tilman Fertitta. Faith & Family Drive: Their journey is rooted in love, planning, and purpose. 🗣️ Notable Quotes “Entrepreneurship means being a servant to other people.” “The same thing that works at \$1M doesn’t work at \$15M.” “We had to fire ourselves from some jobs and hire professionals.” “We built a platform where you can do taxes from your couch.” “We started before social media—we know belly-to-belly marketing.” “Recognition matters—people don’t get it at home or work.” “We’re trying to bridge the wealth gap through proper paperwork.” “We bought a yacht in the Dominican Republic to rent for experiences.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Yasmine Cheyenne. 📝 Summary of the Interview Yasmine Cheyenne, an Air Force veteran, mental wellness advocate, and author, joined Rushion McDonald to discuss her journey from a disadvantaged upbringing to becoming a published author and wellness coach. She shared insights from her books—The Sugar Jar and her latest, Wisdom of the Path—which focus on boundaries, healing, and self-empowerment. The conversation explored her military experience, personal transformation, and how she helps others confront fear and reclaim their lives. 🔑 Key Takeaways 1. Overcoming Fear and Taking Risks Fear of failure and disappointment keeps many people stuck. Yasmine encourages people to confront fear and take action anyway. Her own decision to join the Air Force was a leap of faith that changed her life. 2. Military Discipline and Life Lessons The Air Force taught her discipline, consistency, and resilience. She applies these lessons to her personal and professional life. Quote: “Do you want to bet on yourself? Be willing to believe in yourself.” 3. Writing as Empowerment Her first book, The Sugar Jar, focuses on boundaries and self-care. Her second book, Wisdom of the Path, is about using past experiences as wisdom, not shame. Writing helped her transform her life and inspire others from similar backgrounds. 4. Boundaries and Self-Prioritization Without boundaries, people become overwhelmed and resentful. Saying “no” and advocating for yourself is essential to mental wellness. Quote: “We have to get comfortable letting people be disappointed with us.” 5. Redefining “Selfish” Being selfish is often misunderstood. Prioritizing yourself is necessary for success and well-being. Quote: “Every successful person has had to be selfish at some point.” 6. Wisdom of the Path The book encourages readers to trust their instincts and take the next step. It’s not a checklist—it’s a collection of relatable stories and reflections. Quote: “Use those experiences that you’re judging yourself for as wisdom to help you move forward.” 7. Mental Wellness Practice Yasmine helps people through coaching, writing, and speaking. She emphasizes healing through storytelling and shared experiences. 8. Accessibility Her books are available in print, digital, and audio formats. She personally narrates the audiobook version of Wisdom of the Path. 💬 Notable Quotes “Even if things fail, you have what it takes to get yourself to where you want to be.” “Take the meat and leave the bone.” “You already know what the next step is. What would happen if you just took it?” “We’ve been an enemy toward ourselves for years and don’t even realize it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes: 🎯 Purpose of the Interview To educate listeners on the growing trend of Accessory Dwelling Units (ADUs), their practical uses, legal considerations, and how platforms like Maxwell help homeowners navigate the process of building or buying tiny homes—especially in light of new options like Amazon’s prefab homes. 🗝️ Key Takeaways What Are ADUs? Formerly known as tiny homes or granny flats, ADUs are small, secondary housing units built on residential properties. They range from 150 to 1200 square feet and serve various purposes: rentals, studios, housing for aging parents, or personal retreats. Growing Popularity Driven by housing shortages and affordability issues, especially in states like California. Governments are easing restrictions to allow more ADUs to be built, including San Diego’s initiative to allow unlimited ADUs if they’re affordable. Use Cases Rental income Housing for retirees or aging parents Studios (music, yoga), guest houses, or nanny quarters Amazon’s Entry Amazon now sells prefab two-story tiny homes under \$50,000. While appealing, buyers must understand the additional costs and logistics: foundation, utilities, permits, and construction. Legal & Practical Considerations ADUs must be permitted and built to code to be safe and legally rentable. Homeowners should consult their city’s building department before starting. A certificate of occupancy is required for someone to legally live in the unit. Maxwell Platform Offers resources, videos, and guidance for anyone interested in building or buying ADUs. Helps users find reliable contractors and understand the full scope of building an ADU. Impact on Property Value ADUs generally increase property value by adding rentable living space. They are a viable wealth-building strategy through real estate investment. Social Impact ADUs could be a solution to homelessness by providing affordable housing options. Cities like San Diego are already exploring this potential. 💬 Notable Quotes “You’re not building a Lego kit here.” — Paul Dashevsky on the complexity of constructing ADUs “There’s no success without sacrifice.” — Rushion McDonald, echoing the theme of entrepreneurship “Go down to your building department at your city and ask them what guidelines they have.” — Paul’s advice on starting an ADU project “If you invest in real estate… that’s a great way to build wealth.” — Paul on the financial benefits of ADUs “I wish America would look at the possibilities of seeing what ADUs can do for the homeless community.” — Rushion McDonald on the social potential of tiny homes #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Valerie Obaze. Founder of R&R Skincare. 🎯 Purpose of the Interview The interview aims to: Highlight Valerie Obaze’s entrepreneurial journey in founding R&R Skincare. Challenge stereotypes about Africa’s capabilities and resources. Promote African-made beauty products and their global relevance. Inspire others, especially women and diaspora Africans, to invest in and build businesses rooted in African heritage. 🧠 Key Takeaways 1. Breaking African Stereotypes Valerie and Rushion discuss how Africa is often misrepresented in Western media. Valerie emphasizes that ignorance is not always malicious, but it’s time to reframe the narrative through firsthand experience and platforms like social media. “Ignorance doesn’t always have to be an insult. If you don’t know, you just don’t know better.” – Valerie Obaze 2. The Birth of R&R Skincare Inspired by the birth of her daughter, Valerie sought natural skincare solutions. She discovered liquid shea oil, which became her first product. The brand name “R&R” stands for Rebecca Rose (her daughter’s name) and also Rest & Relaxation. “I wanted to create a product that makes using these raw materials from the continent enjoyable.” – Valerie Obaze 3. From Garage to Global Valerie started in her mother-in-law’s garage, turning it into a compliant mini factory. She had no formal business plan, relying on her PR and branding background. The brand now has three stores: one in Lagos and two in Accra, including one at the airport. 4. Authenticity and African Pride Valerie insists on maintaining the African identity of her brand. She uses locally sourced ingredients and ensures cruelty-free testing. The brand supports women in the supply chain, creating economic opportunities. “We don’t intend to hide that in any way. We just wanted to make raw materials sexy.” – Valerie Obaze 5. Expansion to the U.S. Valerie is expanding R&R Skincare to the U.S., leveraging social media, activations, and PR expertise. Products are manufactured in Africa, but distributed from U.S. warehouses to ensure timely delivery. “We found our tribe over here… and this was the right time to come back to America.” – Valerie Obaze 🧴 Product Highlights Shea Oil – First product, moisturizing and healing. Body Butter – Whipped, light, and rich in essential oils. Liquid Black Soap – Modern take on traditional African cleansing. Hand Cream – Convenient and portable for dry conditions. 🌍 Big Picture Vision Valerie’s goal is to grow an African brand globally, showcasing the richness of African resources and empowering local economies. “This is just a small representative of the entire continent and what it is capable of.” – Valerie Obaze #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Marsha Evans. A licensed mental health therapist, founder of Willow Tree Counseling & Educational Center, and creator of the FELT Experience and Marsha Listens wellness platform. The conversation centers on emotional health, nervous system education, sound therapy, community healing, and her evolution as a therapist and entrepreneur. Marsha shares her personal journey from being a competitive athlete to becoming a calming force for high‑functioning individuals dealing with burnout, stress, and emotional disconnection. She explains the origins of her signature FELT Experience, a wellness model designed to help people reconnect with themselves through somatic movement, sound healing, intentional rest, and community. She also highlights the challenges and breakthroughs in mental health—particularly within the Black community—and reflects on 16+ years of therapeutic practice. Purpose of the Interview The interview aims to: 1. Introduce Marsha Evans’ holistic mental health approach Rushion invites Marsha to explain how she blends psychology, somatics, and sound‑based healing to help people process stress differently. 2. Explain the FELT Experience and its healing framework Marsha details her signature F.E.L.T. model—Free, Expand, Listen, Transform—and why embodied emotional experience is key to healing. 3. Share her personal journey She discusses how sports, music, and modalities like breathwork and yoga helped her turn stress into purpose. 4. Encourage new perspectives on mental health in the Black community She and Rushion address the stigma, evolution, and growing acceptance of mental health support. 5. Showcase community‑centered healing Marsha emphasizes connection, shared experiences, and intentional spaces that allow vulnerability and transformation. Key Takeaways 1. Healing Requires Intentionality Marsha explains that activities like massage or yoga can be therapeutic—but only when approached with intentionality, presence, and consent to release emotional tension. 2. The Body Holds Stories (“The body keeps the score”) She emphasizes that the body stores emotional experiences, and modalities like breathwork, sound healing, and somatic movement help release what the mind can’t articulate. 3. The FELT Framework The FELT Experience moves participants through: F – Free: Permission to just be (coloring, resting, arriving without expectations) E – Expand: Allowing the body to open and receive L – Listen: To one’s own body, movement, and emotional cues T – Transform: The hardest phase—moving from chaos to peace 4. Safe Community Spaces Accelerate Healing Marsha’s events often result in participants forming friendships, emotional breakthroughs, and even planning outings together—an indicator of her program’s power. 5. People Are Conditioned to Avoid Emotions Growing up, she was taught to hide emotions in competitive sports—especially tears as a sign of weakness. Her therapeutic mission now is to help others unlearn similar conditioning. 6. Cultural Shifts Around Mental Health Marsha highlights major strides in the Black community, especially post‑COVID, as more people (including athletes) publicly acknowledge mental health struggles. 7. Therapy Isn’t Just Talking She incorporates nonverbal tools like: Play therapy Sand tray therapy Sound healing Somatic movement YogaThese help clients who can’t articulate their emotions—especially those conditioned to suppress them. 8. Human Connection Still Matters—even in an AI World Marsha is open to exploring AI in mental health but insists that physical presence, touch, and human empathy are irreplaceable. Notable Quotes (from the transcript) On her calming presence “I think laughter is good for the soul… just being able to find peace has been really big for me… It’s just a God‑given talent.” On coping mechanisms “As long as I had some type of music or some form of therapy… I could navigate any stressful environment.” On cooking as therapy (reflecting Rushion’s habits) “You’re creating new neural pathways… recalibrating your nervous system.” On intentional healing “Yoga and massages can be therapeutic, but you have to be intentional.” On the purpose of the FELT Experience “In order to release whatever your body is experiencing, you have to have a felt experience.” On the challenge of transformation “We are used to chaos… but we’re not used to healed environments.” On the evolution of her practice “I wanted to understand the whole person… and help them change the dial on their dashboard to fit their calling.” On mental health in the Black community “People perceive admission as a flaw… but healing is about understanding your story.” On creating safe spaces “By creating a space of safety and healing… people get to live the life they desired and not a life from survival.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ri‑Karlo Handy. Interview Overview Guest: Ri‑Karlo HandyHost: Rushion McDonaldPodcast: Money Making Conversations MasterclassPrimary Focus: Handy’s role as showrunner/executive producer of Harlem Globetrotters: Secrets of the City His media career spanning 25+ years Representation, legacy, trust, and mentorship in the entertainment industry The mission and impact of the Handy Foundation Purpose of the Interview The interview serves multiple purposes: Promote Harlem Globetrotters: Secrets of the City on aspireTV+ by explaining what makes the series unique within the travel and lifestyle genre. Reposition the Harlem Globetrotters as a cultural, historical, and global brand beyond basketball—especially significant during their 100‑year legacy. Highlight pathways into the entertainment industry, particularly for Black creatives, through mentorship, trust-building, and skills-based training. Showcase Handy’s philosophy on leadership and opportunity, emphasizing responsibility, legacy, and access. Key Themes & Takeaways 1. Redefining the Travel Show Format Secrets of the City goes beyond sightseeing. The show explores how Black people live, connect, and thrive globally, especially through expat communities and diaspora culture. Episodes emphasize how to move through a city, not just visit it—using insider access, cultural context, and lived experience. Takeaway: Travel content is more powerful when rooted in identity, history, and authenticity. 2. Harlem Globetrotters as Cultural Ambassadors Handy frames the Globetrotters as “ambassadors of goodwill”, not just entertainers. They represent joy, diplomacy, and cultural exchange—appearing everywhere from the Vatican to the UN’s Food and Agriculture Organization. The show captures their off‑court personalities, maturity, and global influence. Takeaway: The Harlem Globetrotters are a living Black institution with worldwide reach, relevance, and responsibility. 3. Sustaining a 100‑Year Black Brand The Globetrotters predate the NBA and helped globalize basketball. After fading from TV prominence in the 1990s–2000s, a post‑pandemic strategy brought them back into media. Handy sees longevity itself as a lesson—few businesses, especially Black‑owned legacies, endure a century. Takeaway: Longevity comes from reinvention, relevance, and honoring history while adapting to the present. 4. Mastery, Discipline, and Authentic Skill Globetrotter performances are not “fake” or staged. Players must actually make the shots and execute at elite athletic levels. Handy compares their mindset to elite athletes like Steph Curry—hours of practice for moments of excellence. Takeaway: Entertainment still demands real mastery; excellence behind the scenes creates effortless magic on screen. 5. Trust as the Real Currency of Business Handy repeatedly emphasizes trust over talent as the foundation of his career. His progression—from editor to producer to network executive—came from delivering consistently on promises. Relationships, reliability, and integrity enabled him to control projects and earn leadership roles. Takeaway: Skills open doors, but trust keeps them open. 6. Mentorship and the Handy Foundation Handy formalized his long-standing mentorship work into the Handy Foundation (founded 2020). The foundation focuses on post‑production training, an area with limited Black representation. Started with 8 trainees; now has 400+ alumni working on major films and TV shows. The program is now a nationally recognized registered apprenticeship with the California Film Commission. Takeaway: Access—not just ambition—is the missing link for many aspiring creatives. Notable Quotes “Our business is less about skills and creativity and more about trust.” “A lot of times the first opportunity is the hardest one to get.” “They’re not pretending to make the basketball. You’ve actually got to make the shot.” “There aren’t a lot of Black folks in post‑production because they don’t get the opportunity to learn those skills.” “How many Black businesses can we say are 100 years old?” “They are ambassadors of goodwill. You’ve got to be a good person to be a Globetrotter.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, March 18th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Mona, You Need To Fix Your Appearance" | Ask The CLO | Trending & Entertainment News | J-RAP's Women's Day Poem | Amazon And Milania | Nephew Tommy's Prank - "Nappy Hair" | Strawberry Letter - "The Twins Down The Street" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Wellness Wednesday Sponsored By Vicks ZZZ-Quil | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday, March 17th, 2026: Steve Harvey's Morning Inspiration | Show Open | Strawberry Letter - "I Don't Know My Parents Anymore" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | TSA Not Being Paid | Would You Rather | Steve Harvey's Closing Remarks (Abbreviated show due to technical difficulties. Will return to normal tomorrow.)Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday, March 10th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Too Much Chicken" | Ask The CLO | What Are You Giving Up for Lent | Would You Rather | Open Relationships | Nephew Tommy's Prank | Strawbwrry Letter: "I'm Submissive, But He's Worth It" Pt. 1-2 | Comedy Roulette - Nice Ways to Tell Off a Christian | Things You Wish You Did When You Were Younger | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Alison Vaughn. International speaker, author, and CEO/founder of Jackets for Jobs, a Detroit-based nonprofit that, for over 26 years, has provided professional attire and career training to more than 40,000 job seekers. Rushion McDonald leads a deep-dive conversation into her origin story, faith-driven entrepreneurship, struggles, workforce development, women’s empowerment, and the profound human stories behind her mission. Purpose of the Interview The interview aims to: 1. Inspire entrepreneurs and community leaders By showing how faith, persistence, and purpose can build a 26‑year nonprofit that changes lives. 2. Highlight the importance of appearance and confidence in employment Vaughn explains how professional attire boosts self‑esteem and job‑seeker success. 3. Showcase the impact of Jackets for Jobs and encourage public support She explains donation needs, especially professional clothing and plus‑size attire. 4. Educate listeners about workforce development and women’s empowerment She outlines common barriers job seekers face and how proper support transforms families and communities. Key Takeaways 1. The “Catch‑22” That Sparked Her Mission Job seekers often lack professional clothing. Without clothing, they can’t get interviews; without interviews, they can’t get jobs. Jackets for Jobs was built to break that cycle. 2. Faith Was the Foundation Vaughn repeatedly attributes her longevity to divine guidance—leaving a career at United Airlines to follow a vision she didn’t fully understand at the time.“I stepped out on faith… God gave me the vision. 3. Longevity: 26 Years in a Tough Sector With most small businesses lasting 5–10 years, surviving 26 years—especially as a nonprofit—is extraordinary.Over 40,000 job seekers have been served. 4. Self-Education in Entrepreneurship With limited internet 26 years ago, she learned business through library books, including Grant Writing for Dummies and other “Dummies” titles.Her story was later featured in the Detroit News and USA Today, and the Dummies publishers even sent her books. 5. Workforce Development Explained Workforce development means helping unemployed residents gain jobs and stability—critical in Detroit, where unemployment has historically been high. 6. Women’s Empowerment: Changing Mindsets She noticed many women on government assistance had low confidence or relied on men financially.She wrote “Ms. Goal Digger, Not Gold Digger” to teach self-sufficiency, financial independence, and professional self-presentation. 7. Appearance = Confidence = Currency Professional attire changes posture, self-worth, and interview success.Clients leave “with a pep in their step,” she says. 8. The Emotional Toll and Motivation She recalls stories of clients who: survived sex trafficking, were sleeping in cars, struggled with multiple children and no resources, or rode the bus with infants in freezing weather. These moments keep her going but also weigh heavily.She emphasizes hiring staff who have compassion and resist judgment.] 9. Entrepreneurship vs. 9–5 Reality Entrepreneurship is “24/7,” especially in nonprofits where money must be accounted for with precision.People don’t just give to a cause—they give to a leader they trust. 10. Success Defined While she has celebrated major achievements like ringing the NASDAQ closing bell twice, she says real success is:“When someone unemployed calls me and tells me they have a job.”. Notable Quotes (All from Transcript) On Founding Her Nonprofit “I stepped out on faith… God gave me the vision.”. “If you didn’t have an outfit for an interview, you didn’t go… It was a catch‑22.”. On Longevity “To be able to say I have lasted 26 years… that’s a testimony in itself.” On Confidence “Confidence is currency.”. “Their posture is different… that’s why they’re going to get that job.”. On Entrepreneurship “If you want to start a nonprofit, be prepared for 24/7 and a lot of paperwork.”. “There’s a difference between day wear and date wear.” “I want you to change your mindset.”. On Impact “Everyone that walks through has a story… you have to have compassion and not judge.” On True Success “Helping someone get a job… that’s success to me.”. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer. Black women exhibit a 45% increased risk of breast cancer when using permanent dyes. Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide. These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client. Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.” The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early puberty fibroids infertility early hysterectomies increased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline. This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp). Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.” “Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: “It’s a 360‑degree money‑making cycle.” On caring more than her patients: “I feel like I’m caring more about someone’s health than they are caring about their own.” On pioneering supplements: “Hair and skin are internal organs—they manifest externally.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keith Milner. Purpose of the Interview The interview aims to inspire aspiring entrepreneurs by sharing Keith Milner’s journey from corporate America to entrepreneurship. It emphasizes discipline, leadership, risk-taking, and strategies for building generational wealth, particularly for underrepresented communities. Key Takeaways Foundational Lessons from Childhood Growing up in a disciplined, hardworking family taught Keith accountability, integrity, and the principle of choices and consequences. Education was highly valued in his household, shaping his drive for success. Corporate vs. Entrepreneurial Mindset Corporate careers can feel secure but are often riskier because you lack control over your destiny. Entrepreneurship offers greater control and potential for generational wealth. Leadership and Teamwork Lessons from sports—teamwork, discipline, and leadership—translate directly into business success. Establishing a common goal and coaching employees is crucial, but underperformers must eventually be let go. Risk and Value Many African-Americans view entrepreneurship as risky, but Keith argues it’s less risky than employment in an at-will state. Success depends on creating value that customers are willing to pay for. Franchising Journey Relationships opened doors to Jersey Mike’s franchise ownership. Entrepreneurship requires hands-on involvement—Keith still works in his stores when needed. Advice for Aspiring Entrepreneurs Adopt a growth mindset and positive attitude. Follow the Five P’s: Plan, Prepare, Produce, Pivot, Persevere. Understand that entrepreneurship is a daily grind—“Every morning in the jungle, the lion wakes up running.” Notable Quotes On discipline and accountability:“If you said you were going to do something, you did it. If you were told to do something, you got it done.” On choices:“We make choices every day, and if you don’t make the right choice, there are consequences.” On entrepreneurship vs. employment:“Entrepreneurship and small business ownership is the best way to create generational wealth.” On leadership:“There are very few things in life you can do alone. You need people, you need a team.” On success formula:“You control the inputs, and therefore you can charge what you want—as long as you generate enough value.” On entrepreneurial mindset:“Plan, Prepare, Produce, Pivot, Persevere.” Swahili proverb:“Every morning in the jungle, the lion wakes up running… The question becomes, who’s going to run the fastest?” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Michael Uadiale. A seasoned CPA and master tax advisor with 25+ years of experience, discussing how entrepreneurs can use strategic tax planning to accelerate wealth building and achieve financial freedom within 5–7 years. He introduces his trademarked DECIDE Framework, explains why most small business owners overpay taxes, and breaks down strategies such as employing children, capturing appreciation, digital asset taxation, and multigenerational wealth planning. Rushion plays the voice of the everyday entrepreneur—curious, intimidated by taxes, and eager to understand wealth strategies—while Michael emphasizes empowerment through education, intentional planning, and knowing the rules of the tax code. 🎯 Purpose of the Interview The interview aims to: 1. Educate entrepreneurs …on how the tax code actually works, and how understanding it—not fearing it—is the key to wealth building. 2. Introduce Michael Uadiale’s DECIDE Framework A 6-step model that helps entrepreneurs achieve financial freedom in 5–7 years, based on strategic tax planning. 3. Debunk myths about taxes and wealth Especially the myth that “the tax code only favors the rich.” 4. Encourage proactive financial behavior By meeting tax advisors regularly, planning before spending, using legal tax incentives, and building multigenerational wealth. 🔑 Key Takeaways 1. The tax code is a tool—not a trap Michael stresses the tax code was intentionally created as a set of incentives to encourage certain behaviors. Those who understand it win; those who fear it overpay. “The tax law is a set of incentives… It’s how the government wants us to behave.” 2. Wealth cannot be delegated You can delegate marketing, HR, operations—but not wealth-building decisions. “Wealth cannot be delegated.” 3. The DECIDE Framework (Michael’s 6‑step wealth-building system) D – Discover Your Wealth DNAUnderstand how you make money because not all dollars are taxed equally. E – Engineer Tax-Free StructuresYour business structure determines how much money you keep. C – Capture Your Growth & Appreciation“Freeze” wealth so your heirs avoid 45% estate tax bites. I – Integrate Advanced Tax StrategiesUse high-level but legal tax planning (what rich families do). D – Defend Against Tax ErosionPut barriers in place so taxes don’t eat your wealth. E – Empower Multi‑Generational LegacyEnsure your family continues benefiting from your planning. 4. Over 80% of small business owners overpay in taxes Because they avoid taxes, only meet their preparer once a year, and confuse a tax preparer with a tax advisor. “You cannot operate like that and win the game of money.” 5. You can legally pay your kids and get major tax benefits Kids can perform tasks (in office or at home), earn up to $15–16k tax‑free, and you deduct the wages. “Instead of paying out of pocket, the government subsidizes raising your kids.” Some clients even invest those wages in Roth IRAs to create child millionaires by age 21. 6. Tax planning must be proactive, not reactive Plan taxes all year long—not at the deadline. “When you are doing tax planning, you design the end game before the start.” 7. Compounding interest + tax efficiency = true wealth Michael reinforces that compounding should start early—and taxes must be minimized to let compounding work. “Wealth is compounding interest minus taxes.” 8. Digital assets will play a major future role Michael predicts digital currencies (e.g., Bitcoin) will eventually surpass fiat currency due to scarcity and blockchain verification. 9. Fear stops people from gaining wealth Most people think advanced tax planning is “too good to be true,” which keeps them stuck. “You miss 100% of the shots you don’t take.” 10. Confidence and education are the foundation Rushion repeatedly emphasizes that Michael’s calm, confident clarity is essential for entrepreneurs who fear taxes. 🗣️ Notable Quotes from the Interview On Tax Code “The tax code was not written for the little guys… but if you understand the rules, you get the same benefits the big boys get.” “The tax code is one of the fastest ways to financial freedom.” On Wealth “Wealth cannot be delegated.” “Wealth is compounding interest minus taxes.” On Fear & Taxes “People avoid taxes all year and then try to win in April—You cannot win like that.” “You miss 100% of the shots you don’t take.” On Paying Kids “It’s a no brainer. The government is subsidizing your kids’ upbringing.” On Digital Currency “Digital assets are backed by supply and demand. It’s only a matter of time.” On His Confidence “I have nothing else to prove in my life at this point.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”). They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations. 🎯 Purpose of the Interview The purpose of having Bamidele on the show was to: 1. Highlight her work at No Ceiling Consulting Her firm helps individuals and organizations unlock potential, elevate performance, and lead with purpose, specializing in STEM leadership, DEI, professional development, and agile project management. 2. Explore the concept of “No Ceilings” She provides a framework for breaking through personal and professional barriers—emphasizing that many “ceilings” are internal, learned, or based on access and systemic issues. 3. Discuss STEM, AI, and the future of work She explains the growing role of automation and AI, how it reshapes STEM roles, and why professionals must upskill, adapt, and embrace professional development. 4. Provide strategies for career advancement Her insights include mentorship, persistence, self‑advocacy, managing setbacks, and adopting agile mindsets. 💡 Key Takeaways 1. STEM + AI = New Opportunities, Not Job Loss Automation and AI enhance efficiency, reduce manual labor, and create new roles—especially in labs and diagnostics. Instead of replacing workers, AI demands that professionals upskill and leverage technology for faster, better outcomes..txt).txt) 2. “No Ceilings” Means Removing Internal + External Barriers Bamidele distinguishes between: Personal ceilings Internal doubts Imposter syndrome Feeling “not enough” despite capability Learned perceptions from bias or discouraging environments Professional ceilings Being overlooked for opportunities Lack of access to resources (even when resources exist) Systemic barriers, bias, and limited upward mobility “No ceilings” means operating from a mindset of possibility, not limitation. 3. Mentorship Is the Missing Link in Many Careers Mentorship provides: Guidance Access A blueprint from those who have “been there” Confidence building She explains that while mentorship is more visible today, access to the right mentorship still matters. 4. Setbacks Are Strategies in Disguise She argues setbacks can redirect you to more aligned paths. Her personal example: She failed her A‑level science subjects in the UK A lecturer told her to “rethink her career” Instead, she re‑enrolled, tried again, and succeeded Setbacks force reassessment, new strategies, and new paths—if you don’t let them define you. 5. Professional Success Requires Initiative and Advocacy She emphasizes: Don’t wait for opportunities—go after them Knock on multiple doors Apply for roles even if you don’t feel 100% ready Learn from interviews even if you don’t get the job Rushion supports this point with his IBM story: opportunity started when he stopped complaining and clearly shared his goals. 6. Agile Leadership Applies Beyond Technology Agile principles help leaders: Think quickly and adapt Focus on collaboration and accountability Encourage self‑management Support teams through “servant leadership” Reflect and iterate rather than waiting for perfect plans Agile mindset = resilience + responsiveness. 7. Faith, Vision, and Purpose Drive Her Journey Bamidele speaks candidly about: Faith guiding her through rejection and setbacks Conversations with God grounding her Believing her life is a “living testimony” of grace and perseverance 🗣 Notable Quotes (with citations) On AI and automation “Automation makes life easier… without it, manual methods take hours, weeks, months to get results.”.txt) [Bamidele F…(Podcast) | Txt] On embracing AI “AI is not taking your jobs, but those that ignore the AI will be left behind.” On personal ceilings “You’re thinking to yourself, ‘I can’t do it,’ even though you have the evidence to show you can.” On professional ceilings “You may have access, but you don’t have access to access.” On initiative “I don’t wait for opportunities—I always go for it. Worst case, you’ll say no.” On setbacks “When you have a setback, you’re thinking: what can I do? This can’t stop me.” On mindset “Life is all about risk. You have to look for solutions; there has to be another way.” On faith “Grace carried me to where I am today… my life is a living testimony.” On the meaning of ‘No Ceilings’ “Why do we even have a ceiling in the first place? Let’s operate in a world where we don’t see the ceiling—only possibilities.”.txt) #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Brendan Kaminsky. Founder of B Known Agency, a boutique branding and digital marketing firm specializing in sports and entertainment. Kaminsky shares his journey from consulting, to working at ESPN, to eventually launching his own agency. He discusses helping major personalities like Stephen A. Smith, Jalen Rose, Harrison Barnes, and Rich Eisen develop strong social media identities and storytelling strategies. Brendan explains why he left ESPN after six and a half years—despite the security, prestige, and Disney benefits—to pursue entrepreneurship. He describes how brand building has shifted from traditional media to a landscape where relatability, vertical video, audience engagement, and consistent content matter more than follower counts. He also talks about the pressure of managing public-facing work in real time, the importance of being accessible to high‑profile clients, the rising role of AI in content creation, and how social platforms have become core to modern marketing strategies. Additionally, Brendan shares specific examples of working with Jalen Rose on mixing sports commentary with community-focused storytelling and describes how Rich Eisen’s annual “Run Rich Run” 40‑yard dash evolved into a signature charitable brand moment. The interview closes with insights on relationship-building, authenticity, and visibility—reinforcing that in the digital era, it’s not just “who you know,” but who knows you. PURPOSE OF THE INTERVIEW 1. To highlight Brendan Kaminsky’s entrepreneurial journey McDonald explores how Kaminsky transitioned from a major corporation (ESPN) to founding a successful agency. 2. To educate listeners on the evolving world of branding and digital media Kaminsky explains how branding now depends on relatability, vertical video, and engagement over follower count. 3. To provide actionable guidance for entrepreneurs and creators The interview teaches how consistency, accessibility, and storytelling help build a recognizable digital brand. 4. To show how athletes and media personalities use content to expand influence Brendan walks through real client strategies—from Jalen Rose’s community work to Rich Eisen’s fundraising dash. 5. To explore the role of AI in modern marketing Kaminsky discusses how AI assists with analytics, research, and identifying viral content moments. KEY TAKEAWAYS 1. Relatability drives modern branding People connect with authenticity, not polished promotion. Talk to your audience, not at them. 2. Engagement matters more than follower count Algorithms reward content that resonates, regardless of how many people follow you. A creator with 10,000 followers can hit a million views. 3. Social media requires presence and accessibility High-profile clients expect responsiveness; being available is key to agency success. 4. Vertical video is the new standard Optimizing content for mobile consumption is essential—TV graphics no longer dictate how content is built. 5. AI is an asset, not a threat Kaminsky uses AI for virality scoring, caption suggestions, research, and identifying strong clips from long-form content. 6. Data tells the story Success can be clearly measured through views, engagement, and growth—unlike billboards or traditional media. 7. Use “hot topics” to highlight deeper work For clients like Jalen Rose, trending sports conversations help drive attention to community-focused initiatives like his leadership academy. 8. Brand moments can start from something small Rich Eisen’s 40-yard dash evolved into a signature charity event and content anchor. 9. Entrepreneurship requires trusting your gut He left ESPN without telling anyone beforehand to avoid discouragement—because he felt the pull to build his own vision. 10. Visibility creates opportunity In the digital era, it’s not just who you know—it’s who knows you. NOTABLE QUOTES On entrepreneurship “I trusted my gut… I didn’t tell one person I was leaving ESPN because I didn’t want anyone to make me doubt myself.” On branding “People want to relate to you. They want to get to know you.” “Talk directly to your audience.” On social metrics “It’s become a lot more about engagement and views than total follower number.” On accessibility “You could be the best at your job, but if a client can’t reach you, it doesn’t matter.” On visibility “It’s not about who you know—it’s about who knows you.” On AI “AI is absolutely an asset… it helps us with research, analytics, even virality scoring.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Former ESPN hosts and best friends Cari Champion and Jemele Hill debate the buzziest topics of the day in women’s sports, culture and beyond, three days a week. A home for all the drama behind the headlines, this show comes with no filters, and lots of laughs. Listen here and subscribe to Flagrant and Funny with Cari Champion and Jemele Hill on the iHeartRadio app or wherever you get your podcasts!Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, February 27th, 2026: Steve Harvey's Morning Inspiration | Show Open - It's A Condition | Nephew Tommy's Run That Prank Back - "Your Funeral Arrangements" | Ask The CLO | Entertainment News | Steve On The Cover Of Hook & Barrel Magazine | Roscoe Wallace | Nephew Tommy's Prank - "Can I Claim Yo Kid?" | Strawberry Letter - "He's About To Mess Around & Find Out" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Las Vegas Fatigue | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth. 🎯 Purpose of the Interview The purpose of Lisa’s appearance on Money Making Conversations Masterclass was to: 1. Educate listeners on financial literacy She breaks down credit repair, debt management, estate planning, and smart investing in simple, actionable terms. 2. Promote her services Lisa shares how Legacy Building LLC helps clients strengthen their financial footing and how Moraine Law protects the assets they build. 3. Inspire financial empowerment Lisa’s personal story—from growing up in a financially challenged environment to becoming a securities attorney and entrepreneur—reinforces the idea that financial transformation is possible for anyone. 4. Encourage mindset change She stresses that financial improvement begins with understanding one’s money mindset, especially for people raised in environments of scarcity. 💡 Key Takeaways Below are the major themes and lessons Lisa shares throughout the discussion. 1. Your Money Mindset Shapes Your Financial Life Lisa emphasizes that many financial problems stem from long‑standing beliefs formed during childhood—especially in communities where money was scarce. People often develop a “lack mentality”, influencing decisions like using credit irresponsibly or putting bills in a child’s name. She teaches clients to first understand why they ended up in financial trouble before addressing how to fix it. 2. Credit Repair Requires Understanding the Root Cause Lisa rejects quick‑fix credit repair approaches. Instead, she helps clients: Assess what led to their financial hardship Identify self-inflicted issues (overspending, poor planning) Contact creditors directly Negotiate payoffs or settlements Avoid repeating the same mistakes She notes that high‑interest credit cards (often 20%+) make it nearly impossible to pay off debt without a consolidation strategy. 3. Estate Planning Is Essential—Not Optional Lisa stresses that everyone, not just wealthy people or seniors, needs an estate plan. Key points: A will and trust prevent the state from deciding what happens to your assets. Even celebrities like Prince and Aretha Franklin suffered consequences of no estate plan, leading to long probate battles. Trusts allow individuals to manage their own assets during life and ensure smooth transfer after death. Estate planning protects homes, bank accounts, cars, jewelry, and other valuables. She also explains that a trust must be funded and a will acts as a secondary backup. 4. Smart Investing Starts Early and Happens Consistently Lisa outlines a clear investing roadmap: ✔ Use employer 401(k) match Not contributing at least, the match percentage (e.g., 4% in federal roles) means leaving free money on the table. ✔ Open and fund a Roth IRA After‑tax money → tax‑free growth Contributions can be withdrawn without penalty before age 59½ in emergencies Limits vary by age and year (e.g., $7,000 to $8,500) ✔ Open a brokerage account She prefers long‑standing firms like Charles Schwab and Fidelity that allow fractional investing. ✔ Time in the market beats timing the market Small consistent investments grow over time; you don't need large sums to start. ✔ Always research Look at a company’s history, layoffs, strategy, and performance over time before investing. 5. Combining Law + Finance Gives Clients Full Protection Lisa explains the unique advantage of running a financial literacy firm and a law firm: Legacy Building: teaches people to build assets Moraine Law: protects those assets This integrated model helps clients avoid mistakes, shield wealth, and plan for long-term financial security. 6. Her Vision for Legacy Building LLC In 5 years, she sees: National and international expansion Partnerships with small businesses Partnerships with government agencies where employees earn good salaries but lack financial education Increased financial literacy and asset acquisition among minority communities Becoming a leader in helping everyday citizens gain confidence investing in the market 📣 Notable Quotes from the Interview Below are standout quotes directly from the transcript (with citations). On the value of being on the show “Each time the show aired, I received numerous calls and some of those calls converted into clients.” On the core of Legacy Building “I was always curious about how we could all change our financial projection and help communities.” On her motivation “Helping people has always been at my core… I took great pleasure in serving the public.” On money mindset “When we grow up with lack, we adopt that lack mentality… We already start from a place of ‘we don’t have it.’” On investing “You’re leaving money on the table if you don’t contribute enough to get the 401(k) match.” On the importance of estate planning “You’ve worked so hard for your assets, and without a plan, the state decides how they get distributed.” On the power of a trust “A trust dictates your wishes and allows for effective management of your assets during life.” On investment strategy “It’s time in the market, not timing the market.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Demond Martin. Co‑founder and CEO of Well With All, a Black‑owned purpose‑driven wellness brand—joins Rushion McDonald to discuss health equity, entrepreneurship, his life story, his upcoming book Friends of the Good, and his new $1M AI Health Equity Prize. Martin shares how his difficult upbringing in the projects and rural North Carolina shaped his commitment to giving back. After a successful 21‑year career as the only Black partner at a major hedge fund, he launched Well With All to merge consumer products, wellness, and social impact. The brand donates 20% of its profits to health‑equity initiatives. He discusses product innovation, the importance of supplements in underserved communities, the power of Black longevity, and the need to prepare younger generations for healthier futures. He also explains his upcoming book—which uses Aristotle’s philosophy of “friends of the good” to show how meaningful relationships enable success. The conversation is energetic, inspirational, and focused on using business as a force for social good. 🎯 Purpose of the Interview The interview aims to: 1. Introduce Well With All A wellness company offering supplements and energy drinks while funding health‑equity solutions. 2. Share Martin’s Personal Journey From poverty, trauma, and instability → to White House, Harvard Business School, and a top hedge fund. 3. Promote His Book, Friends of the Good A philosophy‑driven exploration of friendship, mentorship, and community. 4. Announce the $1 Million AI Prize A major initiative to scale AI tools that close health‑equity gaps. 5. Encourage Health Awareness in Underserved Communities Particularly around longevity, dietary choices, energy consumption, and supplement use. 🔑 Key Takeaways 1. Health Equity Drives the Mission Martin emphasizes that health is a human right and disparities in nutrition, maternal health, and mental‑health access must be addressed. 2. Well With All = Social Impact + Consumer Products The company donates 20% of profits and creates healthier alternatives (energy drinks, supplements) to replace harmful daily habits like sugary sodas. 3. Personal Story Fuels Commitment He overcame poverty, a traumatic home life, and limited opportunity—and believes he survived because others poured into him. 4. Mentorship Changed His Life Major turning points included: Student body president at UNC Charlotte Assistant to the White House Chief of Staff HBS acceptance Training under hedge‑fund leader Phil Gross 5. Expertise Matters His success with Well With All is grounded in 21 years as an investor specializing only in consumer companies. 6. AI Can Close Health Gaps The $1M Well With All Prize supports AI tools already impacting at least 1,000 lives with the potential to scale to 100,000+. 7. Black Longevity Documentary His company created a film (NAACP Image Award–nominated) featuring Black elders aged 85–106 to redefine narratives around Black health. 8. The Power of Friendship His book teaches readers how to identify “friends of the good,” the relationships that define one’s path and joy. 🗣️ Notable Quotes from Demond Martin (from the transcript) (All quotes sourced from:) On Health Equity “Health is a human right. Everyone deserves nutritious food… everyone deserves to see a doctor.” “Where With All is not just a brand—it's a movement.” On His Upbringing “I grew up in the projects… lived in a trailer… had a heroin addict as a stepfather. I’ve seen things that gave me perspective.” On Perspective and Survival “If this was me at 14… I’d be dead or in jail.” On His Mission “I need to start giving back today. I’ve lived a life of giving back—my parents and grandparents instilled that in me.” On Product Philosophy “Small, incremental choices add up. Replacing one sugary soda a day is 45,000 fewer calories a year.” On Expertise “All I did for 21 years is invest in consumer companies. That was my expertise.” On Friendship & His Book “Show me your friends, I’ll show you your future.” “Friendship is one of the most essential elements of joy.” On Confidence & Mastery “Five years into my career, I knew I knew what the hell I was doing.” On AI “We’re not rewarding ideas—we’re rewarding impact.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tammeca Rochester. SUMMARY OF THE TAMMECA ROCHESTER INTERVIEW From “Money Making Conversations Master Class” with Rushion McDonald 1. Purpose of the Interview The interview was designed to: Spotlight Tammeca Rochester, founder and CEO of Harlem Cycle, and her journey from engineering and corporate marketing into entrepreneurship. Highlight the importance of holistic wellness, community‑based fitness, and representation within the fitness industry. Inspire entrepreneurs—especially Black women—to pursue business ownership, develop strong business plans, and stay committed to their vision despite barriers. Overall, the interview serves as both a success story and a lesson in entrepreneurship, community impact, and personal transformation. 2. Summary of Key Themes A. Re‑Defining Herself Through Education & Career Changes Tammeca explains why she pursued multiple degrees—from Spelman and Georgia Tech to NYU Stern—and how each phase of her life motivated a new direction. She began in engineering, shifted to business, and ultimately found her passion in wellness. B. The Birth of Harlem Cycle Launched out of personal stress relief and a desire for culturally inclusive fitness spaces. Indoor cycling reminded her of joyful childhood bike rides in Atlanta. She wanted a wellness space where Black people felt seen, represented, and culturally connected—something missing from other cycling studios she attended. C. Building a Community-Centered Fitness Brand Harlem Cycle blends movement, music, and culture, playing the genres she grew up with—reggae, soca, hip‑hop—and fostering a socially connected environment.She stresses that fitness isn’t just physical but also emotional and mental health. D. Entrepreneurship: The Real Story Tammeca self‑financed her business after being denied a bank loan. She built her studio while still working full‑time and caring for a young child. Her first year was grueling—waking up at 5:30am and working until after 9pm daily. She emphasizes the importance of writing a business plan, using realistic projections, and staying true to your vision. E. Mentorship, Representation, and Industry Impact Over 60% of her team began as Harlem Cycle clients she later trained to become instructors. She aims to shift the fitness industry to include more diverse voices and accessible community wellness options. She plans for expansion, opening a third Harlem Cycle location in Newark to serve another community with limited wellness options. 3. Key Takeaways 1. You can redefine yourself at any point in life. “We can always redefine ourselves at any moment in life.” 2. Wellness must address the whole person. “Fitness is not just physical… it’s emotional and mental well‑being.” 3. Create community spaces where people feel represented. Tammeca built Harlem Cycle because she felt isolated in other fitness spaces as the only person of color. She wanted a studio rooted in Black culture and community. 4. Entrepreneurship requires discipline, planning, and sacrifice. “Write out your plan… and stay true to your plan.” “Just because you build it doesn’t mean they’ll come.” 5. Community impact drives her business model. Harlem Cycle isn’t just a workout studio—it's a culturally rooted community center focused on mental, emotional, and physical health. 6. Representation & mentorship matter. “60% of my team started as clients that we trained.” 4. Memorable Quotes Here are the strongest, most quotable lines from Tammeca: On Reinvention “Each time has been a moment in life where I evolved because of a goal I personally wanted.” On Holistic Fitness “Fitness to me is all about how we take care of our bodies—not just our physical body, but our emotional well‑being, our mental well‑being.” On Creating Harlem Cycle “I didn’t want to be the only person of color in the room—again. I wanted a place where my community could be seen.” On Entrepreneurship “Just because you build it doesn’t mean they’ll come… back down those numbers by 90%.” On Community Impact “We’re changing the fitness industry… starting here in Harlem by training our clients to be part of the wellness industry.” On Cultural Integrity “We don’t care about competition here—it’s about community.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman. Co‑owners of Popcorn Remix, a Georgia‑based gourmet popcorn brand known for more than 60 innovative flavors ranging from King Crab Legs to Charlene’s Banana Pudding to chocolate‑covered strawberry. Together they share their partnership story, the origin of Popcorn Remix, the explosive growth of their brand, how they built a powerhouse fundraising platform (WePowerFundraisers.com), their expansion into major sports and entertainment venues, and the unique combination of hustle, creativity, faith, and community service that drives their success. 🎯 Purpose of the Interview The interview was designed to: 1. Highlight the Popcorn Remix brand and its explosive growth From a storefront in Conyers, GA, to Mercedes‑Benz Stadium, Truist Park, the Georgia World Congress Center, the Atlanta Dream, and major convention centers. 2. Showcase their entrepreneurship journey as Black founders They share how they partnered, overcame limitations, created their own lane, and scaled a product category long dominated by major national brands. 3. Promote their fundraising platform (WePowerFundraisers.com) A system that gives organizations up to 50% of gross sales, ships popcorn directly to supporters, and supports churches, schools, nonprofits, cheer teams, and more. 4. Inspire entrepreneurs Greg and Ryan share candid advice on partnership, sacrifice, differentiating your product, and believing in your gifts. 💡 Key Takeaways 1. A Powerful Partnership Built on Hustle, Trust & Alignment Greg and Ryan met years ago through a men’s empowerment group and eventually partnered after Greg conceived the popcorn concept.Ryan didn’t have the money but had “all the hustle in the world”—and that’s the partnership foundation. They call themselves the Visionary & Executioner, committing to outwork anyone and always show up for each other. 2. Popcorn Remix Was Created to “Remix” What Popcorn Could Be The brand name came from their church’s theme, “Year of the Remix.”They wanted flavors never seen before: butter pecan, crab legs, chocolate‑covered strawberry, cookies and cream, lemon pound cake, jerk chicken, etc. [ Only three people in the world know the signature butter pecan formula. 3. Their Innovation Extends Beyond Flavors — Even the Kernels Are Different They use “mushroom” kernels (round, fluffy) instead of standard “butterfly” kernels to prevent breakage, reduce seed fragments, and support orthodontic patients. [ Their popcorn is fluffier, smoother, and more versatile for gourmet coating. 4. The Storefront Is an In‑Person Experience The Conyers, GA store provides: Free sampling of all 60+ flavors Music based on the time of day Engaging, fun staff Fresh gourmet popcorn made on-site The storefront is intentionally designed to be a “vibe.” 5. Live Activations Are Their Secret Weapon Their background in music and entertainment helps them: Work crowds Convert curious customers into buyers Perform high‑energy demos Showcase “activation flavors” like Lemon Pound Cake, which comes with instructions These activations drew attention at Falcons games, arenas, conventions, and more. 6. Popcorn Remix Is in Major Venues Across Georgia They have partnerships with: Mercedes‑Benz Stadium (all levels) Truist Park / Atlanta Braves State Farm Arena Atlanta Dream Georgia World Congress Center Georgia International Convention Center They’re a favorite for cheer, volleyball, and large-scale events. 7. Their Brand Went Viral — Celebrities and even the White House Took Notice Celebrity/luminary support includes: Whoopi Goldberg Daymond John Sherri Shepherd Anthony Hamilton Cathy Hughes (Radio One/TV One founder) The White House (Hip-Hop 50th celebration invitation) Their popcorn has literally made it to the White House. 8. Their Fundraising Platform Is a Game-Changer WePowerFundraisers.com gives: Up to 50% of gross sales to organizations Automated direct‑to-door delivery No upfront costs 10‑day fundraiser windows Ten curated flavors for easy purchase They’re now targeting national Greek organizations (“Divine Nine”) to scale. [ 9. Massive Growth: $1.5 Million in 3 Years They realized they “had something” when they hit $1.5 million in revenue, without debt, and only two founders running things. They even had to turn down a $4M deal because they didn’t yet have the production capacity—prompting them to invest heavily in a new warehouse. 10. They Reinvented Their Ops with Subscriptions & TikTok Shops They recently added: A monthly popcorn subscription A TikTok Shop that allows creators to sell Popcorn Remix and earn revenue These innovations help them scale nationally. 🗣 Notable Quotes (with citations) On their partnership “He said, ‘I ain’t got a whole bunch of money… but I got all the hustle in the world.’” On their role to each other “I refuse to be outworked… whenever you call, I’m available.” On Popcorn Remix’s purpose “We want to remix popcorn… make it unlike anything you’ve ever seen before.” On competition “When you're going against a giant, you gotta have something real… We had a rocket launcher.” On their breakthrough moment “We grossed $1.5 million in three years… from popcorn. I knew we had something.” On celebrity validation “When Whoopi sent the picture… and then the White House… that was it.” On entrepreneurship “Dreams don’t expire. How you start is not how you finish.” On community fundraising “It’s one thing to ask for something. It’s another to give something back.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger. Founder and CEO of a leading employee engagement and workplace culture consulting firm: 🎙️ Interview Summary Guest: Heather R. YoungerRole: CEO, workplace culture consultant, author, speakerTopic: Employee engagement, workplace culture, self-leadership, and overcoming fear 🧭 Purpose of the Interview To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth. 🔑 Key Takeaways 1. Employee Advocacy & Engagement Heather has read over 30,000 employee surveys and facilitated 100+ focus groups. She emphasizes active listening and creating safe spaces for employees to express concerns. Her mission is to amplify the voices of employees, especially during organizational transitions like mergers. 2. Self-Leadership & Personal Growth Heather encourages individuals to be their own advocates and not wait for others (including HR) to “save” them. She promotes intentional reframing—shifting negative thoughts into rational, empowering ones. Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers. 3. Navigating Fear in the Workplace Heather outlines five ways fear holds people back professionally: Fear of feedback – avoiding growth due to fear of criticism. Fear of retribution – hesitating to speak up. Fear of speaking truth to power – lacking psychological safety. Inherited fears – generational or cultural fears that shape behavior. Fear of regret – not taking action and living with “what ifs.” 4. Daily Practices for Mental Strength Reflect nightly on what went well and what you controlled. Practice gratitude and mindfulness. Prioritize sleep, hydration, and mental clarity. Treat each day as a chance to iterate and improve. 💬 Notable Quotes “I needed to be the change I was seeking.” “Feedback is a gift—even if it hurts.” “You have to fight tooth and nail for your own mental space.” “Don’t wait to be invited—ask.” “See yourself as a work in progress, not a finished product.” 📚 Book Mentioned Title: The Art of Self-Leadership Focus: Empowering individuals to lead themselves through fear, change, and uncertainty 📞 Contact Info Website: HeatherYounger.com LinkedIn: Heather R. Younger Social Media: Active on YouTube, Facebook, Twitter, Instagram #STRAW #BEST #SHMS #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Coylette James Here is a clear, polished summary and outline of the Dr. Coylette James interview with Rushion McDonald, based entirely on the transcript you provided. Summary of the Interview with Dr. Coylette James on Money Making Conversations Master Class Ffounder of a faith‑based nonprofit and creator of The Lioness Effect—discusses her mission to empower women to heal, lead, and monetize their purpose without compromising their values. She and host Rushion McDonald explore themes such as identity, healing from trauma, walking in authenticity, entrepreneurship, integrating faith into business, and redefining wealth. Dr. James emphasizes that women must first understand their identity and unique “superpower" before they can build meaningful businesses or confidently step into leadership. Drawing from her decades in corporate executive leadership and ministry, she explains how healing from past traumas, rejecting societal stereotypes, and valuing one’s own expertise are necessary steps toward long‑term success. She also breaks down practical strategies for clarifying value, avoiding under‑earning, building integrity‑driven wealth, and developing a legacy. Her life philosophy—“Don’t live your age, live your life”—shows up in her mindset, style, and discipline, as she approaches age 70 with energy, purpose, and intention. Purpose of the Interview The interview aims to: Introduce Dr. Coylette James' work and her framework, The Lioness Effect, which helps women transform purpose into profit. Share practical guidance on identity, leadership, faith‑based entrepreneurship, and building wealth with integrity. Encourage women to overcome limiting beliefs, value their expertise, and break free from societal or personal constraints. Inspire listeners with Dr. James’s personal philosophy on aging, growth, and living boldly. Key Takeaways 1. Identity Is the Foundation Women must first understand who they are to build authentic businesses. Uniqueness is a “superpower” and should not be traded for cultural expectations. 2. Healing Precedes Leadership Trauma—whether personal, societal, or generational—can limit confidence. “Hurt leaders will hurt people.” Women must heal to lead with clarity and compassion. 3. Authenticity Builds Trust and Value You are your greatest asset; your voice is your brand. Don’t shrink or dim your identity to fit an image or corporate mold. 4. Faith and Business Are Not Separate Dr. James teaches that faith should inform, not divide from, business practices. Integrity and values should guide branding, service, and pricing. 5. Stop Over‑Serving and Under‑Earning People often undervalue what they give because they haven’t valued it themselves. Women must attach a price to their expertise, time, and transformation they provide. 6. Quality Creates Wealth Wealth isn’t only money; it includes wisdom and legacy. Quality and excellence build strong brands and repeat customers. 7. Know Your Lane Talent alone doesn’t build wealth—business skills matter. Bring in help for areas outside your strengths (marketing, operations, finance). 8. Entrepreneurship Requires Wisdom & Prioritization Dr. James balanced a full‑time executive career with her nonprofit by: Allocating hours wisely Using time strategically Mentoring within her workplace Following passion while honoring responsibilities 9. Age Is Not a Limiter At nearly 70, she asserts: “Don’t live your age, live your life.” Reinvention is possible at any age. Notable Quotes Here are direct, impactful lines from the conversation: On Identity & Purpose “Your authenticity is your empowerment.” “We were created on purpose for a purpose.” “If you’re trying to be what culture says you are, you’ll miss who you are authentically.” On Superpower “You take the supernatural of God, put it on your natural, and you’re empowered by it.” On Healing & Leadership “Hurt leaders will hurt people.” “I can’t take you where I haven’t been.” On Value & Monetization “What would you buy from you?” “If you wouldn’t pay for what you're selling, why should someone else?” “People will pay for quality.” On Wealth & Legacy “Wealth is not always monetary. My biggest wealth is the legacy I’m leaving.” “Make sure you put the quality in before your name goes on it.” On Aging & Living Fully “Don’t live your age, live your life.” “I will never get old. I will get older.” “How important are you to you?” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Woodward. He is the founder of Woodward Property Group, and discusses his journey from poverty to entrepreneurship, his success in real estate, and his commitment to education. 🔑 Key Themes & Highlights From Poverty to Business Success Grew up in Miami’s Liberty City, learning business skills from his grandmother, who ran a small candy shop in the projects. Used his experiences to build a career in real estate and education. Educational & Entrepreneurial Journey Founded Alpha Educational Consultants, a tutoring company that expanded into real estate consulting. Mentored students, led college tours, and helped individuals navigate property investments. Building Wealth Through Real Estate Purchased his first duplex at 20, living rent-free while tenants covered the mortgage. Continued acquiring properties, eventually amassing over $1 million in real estate assets. Woodward Property Group & Lowe’s Partnership Transitioned into property management and home improvement, securing a contract with Lowe’s to renovate high-end kitchens. Expanded his business to manage multiple Lowe’s locations across Atlanta. Lessons in Business & Financial Growth Emphasized the importance of credit management and strategic investments. Encouraged aspiring entrepreneurs to take calculated risks and seek mentorship. 📘 About Michael WoodwardMichael Woodward is a real estate investor, educator, and entrepreneur based in Atlanta. Through Woodward Property Group, he provides property management and home improvement services, while continuing his mission to mentor and uplift communities through education and financial literacy. #AMI #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, February 13th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Number Twos Need Valentines Too" | Ask The CLO | Entertainment News | Valentine's Day At Macy's | Roscoe Wallace | Nephew Tommy's Prank - "Valentine's Day Prank" | Strawberry Letter - "My Best Friend Is A Proud Homewrecker" Pt. 1-2 | Junior's Valentine's Day Poem | Social Media Advice | Fear Of Friday The 13th | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, February 11th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Valentine's Day Gift Card" | Ask The CLO | Special Guest: Attorney Benjamin Crump With A Positive Announcement Pt. 1-2 | Lesser Known Black History | Nephew Tommy's Prank - "Valentine's Day Delivery" | Strawberry Letter - "He Gets To See The World, But We Don't" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Valentine's Day Cooking | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle. SUMMARY OF THE ALICIA LYTTLE INTERVIEW From “Money Making Conversations Master Class” with Rushion McDonald [ 1. Purpose of the Interview The purpose of this interview was to: Showcase Alicia Lyttle, CEO and co‑founder of Air Innovations, known widely as the “Queen of AI.” [ Educate small business owners, entrepreneurs, and nonprofits on how to leverage AI for growth. Highlight her mission to empower the African American community to not only keep up with AI—but lead in it. [ Demonstrate how AI tools can transform operations, content creation, finances, and productivity in minutes instead of months. Inspire listeners through her entrepreneurial journey, professional pivots, and personal resilience. 2. High-Level Summary Alicia Lyttle returns to the show two years after her last appearance, now positioned at the forefront of the global AI movement. She explains how her work has shifted from annual summits to monthly AI Business Summits, teaching tens of thousands of entrepreneurs how to use AI hands‑on for content, marketing, operations, and scaling. She breaks down how simple tools—such as NotebookLM, ChatGPT, Jasper, Gemini, and HeyGen—can turn a single piece of content into newsletters, PowerPoints, videos, study guides, and more. She stresses that AI is now accessible, especially with free versions like ChatGPT. Alicia also shares her origin story in AI, beginning with a 15‑year‑old speaker at Walmart Tech Live describing IBM Watson. This sparked her fascination and ultimately led her to pivot her entire company toward full-time AI training and consulting by 2022—despite skepticism from her peers. She details the massive growth of her brand, including 21,000+ live summit attendees and explosive social media expansion. The interview also addresses AI’s role in finance, healthcare, government, job disruption, and how individuals can future‑proof themselves. Her personal story of overcoming a restrictive ex-husband who told her she would “never speak again” underscores her powerful message: no one should silence your gifts. Now she speaks to thousands, leads major events, and helps others build new careers in AI. 3. Key Takeaways A. AI Is Evolving Fast—and So Must We AI is changing so quickly that entrepreneurs cannot afford to wait for annual updates. This is why Alicia shifted to monthly training summits. People need ongoing education to stay competitive. B. Hands‑On AI Education Is the Key Alicia doesn’t just lecture—she walks participants through real demonstrations: Uploading YouTube links Creating summaries Generating emails, mind maps, PowerPoints, quizzes, videos, and more…all from a single input. Her approach eliminates fear and teaches entrepreneurs how to use AI immediately. C. Accessibility Has Changed the Game The release of ChatGPT, especially the free version, democratized AI. Before that, tools like IBM Watson were too complex and expensive. Now anyone with a laptop and internet connection can build websites, write content, or automate business flows in minutes. [ D. The African American Community Must Lead—Not Follow Alicia emphasizes that historically, Black communities have been “last in line” in tech innovation, but this AI era presents a once‑in‑a‑generation opportunity to jump ahead.She sees it as her mission to speak everywhere Black entrepreneurs are to ensure they seize this moment. E. AI Will Replace Tasks—But People Can Future‑Proof Themselves Jobs are already shifting. Companies are laying off non–AI‑literate employees.Alicia urges people to: Become AI‑fluent Join AI committees at work Pursue certification Use AI to become their company’s internal expert “There’s no maybe—you have to learn AI,” she warns. F. AI is Transforming Every Sector: Finance, Healthcare, Government She provides insights on… AI receptionists (“Monica” and “Leslie”) that boost customer interaction to 92% Financial analysis using secure ChatGPT setups AI mental health companions Government calls for national AI leadership G. Alicia Monetizes Through Education, Certification & Consulting Her business model includes: Free monthly summits Paid masterclasses Corporate consulting AI certifications Live Atlanta workshops She teaches others to become AI consultants too. H. Her Personal Triumph Story Inspires Thousands A powerful moment is when she recounts her ex-husband saying: “There’s only one quarterback on a team—and you will never speak again.”Yet today, 1,200+ people attend her live events, and tens of thousands join her virtual trainings. Her success proves resilience and purpose overcome adversity. 4. Key Quotes On AI Opportunity “Never has there been a better time in history to start, build, or scale a business than right now.” On Training Entrepreneurs “Open your laptops… use the same prompt I use. See what results you get.” On the Power of AI Tools “You can take one episode and repurpose it into all these different content ways.” On Pivoting Her Entire Company “In 2022, I said we’re closing this business and going all in on AI.” On Being Black in Tech “My mission is to make sure our community is not left behind—but ahead of the curve.” On Personal Resilience “You will be speaking on the best stages… people will come to see you.”(A friend’s response after she was told she’d “never speak again.”) On Future-Proofing Careers “Those using AI will replace you. You have to learn how to leverage AI.” On AI as a Human-First Technology “AI plus human intelligence—that’s what takes things to the next level.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ric Ross. A 37‑year veteran of the music industry who transitioned from a successful career in entertainment to entrepreneurship as co‑owner of Big Peach Running Co.—South Fulton, the first Black‑owned specialty running store in Georgia. Ric shares his journey from music promotions to health and wellness entrepreneurship, the importance of serving community, how running shaped his life, and how he built a thriving retail business that focuses on education, proper footwear, and customer experience. 🎯 Purpose of the Interview The interview aims to: 1. Spotlight Ric Ross’s transition from music to entrepreneurship He discusses how a longtime passion for running evolved into a thriving business. 2. Highlight Big Peach Running Co.—South Fulton A specialty running and walking store serving a predominantly Black community and breaking stereotypes. 3. Educate listeners on proper footwear, running basics, and health benefits Ric stresses correct shoe fitting, foot analysis, and the role of running/walking in overall wellness. 4. Inspire aspiring entrepreneurs He shares business planning insights, overcoming stereotypes, navigating funding, and building community-centered ventures. 5. Emphasize service, legacy, and purpose Ric’s nonprofit and community work underscore his philosophy of giving back. 💡 Key Takeaways 1. Running = Freedom, Clarity, and Mental Escape Ric describes running as deeply emotional and freeing—a “runner’s high” that places him in another world. 2. His Journey from Music Executive to Running Store Owner Ric’s path began when he walked into Big Peach’s first store as a customer.Later, after years in the music business, the founder Mike Costantino encouraged him to open a location.He spent a year quietly developing a detailed business plan before presenting it to his wife and banks. Banks praised his plan as “the best they’d ever seen,” emphasizing how preparation creates opportunities. 3. Why He Chose South Fulton Ric intentionally wanted the store in his own neighborhood, a fast‑growing, majority‑Black community of over 100,000 residents.People questioned him—“Black folks don’t run”—but he knew the market, the growth of Black running clubs, and the need for proper footwear among everyday people. 4. Education‑Driven Customer Experience The store focuses on: Foot analysis using the Aetrex Albert scanner Proper shoe fitting Education for runners and walkers A no‑judgment environment for customers with foot issues He intentionally branded the store “Run Walk” to remove intimidation. 5. Health Benefits of Running & Walking Ric shares how running lowered his blood pressure and improved his heart health, reinforced by his doctor's advice.He emphasizes realistic lifestyle choices: eat what you enjoy—but control portions and stay active. 6. Competing in a Big-Box Retail Market Despite large competitors, Big Peach’s success is tied to: Community representation Personalized service Being the first Black‑owned specialty run store in Georgia Cultural inclusiveness (e.g., redesigning their mascot “Peachy” to reflect the community) [ 7. Community Impact Stories Drive His Motivation Moments such as a 94‑year‑old man walking without a cane after being fitted for proper shoes remind Ric why the business matters. 8. Hiring Challenges in a Post‑Covid Workforce He notes it’s difficult to find employees who are: Personable Hungry to learn Good at customer engagement He also addresses stereotypes about customers expecting discounts from Black-owned businesses. 9. Advice for Aspiring Entrepreneurs Ric offers foundational guidance: Credit is king—maintain excellent credit to access capital Be willing to sacrifice Know your market Learn continuously [ 10. His Purpose: Music + Running + Serving Ric founded the Music Education Group, a nonprofit now in 26 schools across 4 districts, teaching life skills through music, film, and digital media.He discovered later in life that service had always been his purpose. 🗣 Notable Quotes (with citations) On running “When I lace up and hit that road, I’m in a whole other world… it’s freedom.” On opening his store “I knew my avatar. I knew who I was marketing to.” On entrepreneurship “Credit is king… we may not have a million in the bank, but I can pop that 800 score on them.” On community impact “We are so glad you all are in the community”—he says this erases all doubt on difficult days. On finding purpose “My passion was music and running. My purpose is serving.” On representation “It’s time for Peachy to look like the community.” #SHMS #STRAW #BEST Just tell me what you’d like!Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. Summary of the Interview On Money Making Conversations Masterclass, Rushion McDonald interviews Lisa Mulrain—CEO of Legacy Building LLC, a financial literacy and legal services entrepreneur with more than 30 years of federal government experience as a securities attorney. Lisa’s mission is to empower individuals and small businesses through financial education, credit repair, debt management, estate planning, and investment strategy. The interview highlights her transition from government attorney to entrepreneur, the purpose behind Legacy Building LLC, and the unique combination of her legal expertise and financial coaching. She breaks down how underserved communities can close knowledge gaps, develop stronger money mindsets, repair credit, invest wisely, and protect assets through estate planning. She also explains the emerging opportunities in tokenized real estate, fractionalized Ginnie Mae securities, and the importance of research before investing. The conversation is highly practical—covering everything from budgeting to Roth IRAs, 401(k) matches, brokerage accounts, credit consolidation, and asset protection through trusts and wills. Lisa stresses empowerment through education and long-term wealth building. Purpose of the Interview 1. To introduce Lisa Mulrain’s financial literacy and legal services mission The interview showcases how Legacy Building LLC helps clients improve credit, manage debt, understand investments, and plan estates. 2. To educate listeners about emerging financial trends Lisa explains tokenized real estate, fractional Ginnie Mae securities, and policy changes that create new wealth-building opportunities. 3. To emphasize financial empowerment for underserved communities She focuses on shifting money mindsets, breaking cycles of scarcity, and building generational wealth. 4. To highlight the importance of estate planning She stresses that wills, trusts, and powers of attorney are foundational—not optional. 5. To offer actionable investing and credit strategies Listeners gain practical tools to start improving their finances immediately. Key Takeaways 1. Financial literacy begins with mindset Before fixing credit, individuals must understand their past beliefs about money and scarcity.Many financial mistakes originate from “lack mentality.” 2. Credit repair requires root-cause analysis Lisa teaches clients to: Identify how they fell into debt Negotiate with creditors Remove charge-offs when possible Avoid repeating harmful financial behaviors 3. Estate planning is essential for everyone—not just older adults A proper estate plan includes: A trust (primary document) A “pour-over” will for missed assets Healthcare proxies & POAs Instructions for managing assets during incapacity or after death Common tragedies—Prince, Aretha Franklin, Michael Jackson—show how lack of planning complicates estates. 4. Invest intentionally and consistently Key investment tools Lisa recommends: Maximize 401(k) contributions, especially employer matches Favor S\&P 500 index options in retirement plans Fund a Roth IRA for tax-free growth Open brokerage accounts with established firms (e.g., Schwab, Fidelity) Buy fractional shares to invest even with small amounts Focus on time in the market, not timing the market 5. Tokenized real estate and fractionalized Ginnie Mae securities are groundbreaking Lisa explains how changes in federal policy and crypto infrastructure enable new low-barrier investment opportunities—such as Ginnie Mae-backed fractional securities for as little as $50. 6. Research, research, research Before buying any stock, investors should monitor: Long-term trends Earnings calls Layoffs (strategy vs. crisis) Market cycles Influential investors’ moves 7. Legacy Building LLC merges financial education + legal protection Her dual firms allow clients to: Learn how to build wealth Legally protect their assets Create generational stability 8. Wealth building requires discipline—not brand-driven spending She warns against sinking money into luxury goods without appreciating assets to match. Notable Quotes (All pulled directly from the transcript.) On why she does this work “Helping people has always been at my core.” “I wanted to get involved in finance because that was the one central factor that made the difference between the haves and the have nots.” On mindset & credit “Let’s examine your money mindset.” “We adopt a lack mentality… we already start from a place of ‘we don’t have it.’” On estate planning “Whatever you’ve accumulated… you don’t have a plan.” “It could take years for it to go through probate.” “Your trust is the main document.” On investing “You are leaving money on the table if you don’t get that 401(k) match.” “Don’t time the market… it’s about time in the market.” “Scare money don’t make money.” On financial habits “Be diligent in your acquisitions.” “You cannot make any money if you are not investing. Period.” On opportunities in new investment tech “Tokenized real estate is very new and novel… real physical assets backing crypto.” “Ginnie Mae securities are now eligible for fractionalized shares… with guaranteed repayment.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester. A financial expert and former head of retirement solutions at J.P. Morgan Asset Management. The discussion focused on saving strategies, financial psychology, and overcoming behavioral biases to achieve long-term financial success. 🔑 Key Themes & Highlights Overcoming Financial Mistakes Lester shared that despite managing billions in assets, she made every financial mistake possible early in her career. Her book, Your Best Financial Life, combines 30 years of asset management experience with lessons from her own financial missteps. Saving Strategies & Behavioral Hacks She emphasized that saving is possible at any age, but requires commitment and planning. A key strategy: Save at least half of every raise to prevent lifestyle inflation. Emergency Funds & Smart Spending Lester advised building an emergency fund of 3-6 months’ expenses before investing. She outlined three questions to ask before tapping into emergency savings: Is this truly an emergency? Do I absolutely need to spend this money? Do I need to spend it right now? Subscription Detox & Hidden Expenses Many people unknowingly overspend on subscriptions, leading to financial waste. Lester recommended avoiding auto-renewals, using a credit card with an upcoming expiration date, and rotating streaming services to cut costs. Investing vs. Traditional Savings She clarified that long-term savings should be invested, not kept in low-interest accounts. Retirement funds should be diversified across stocks and bonds for growth. 📘 About Anne LesterAnne Lester is a financial strategist, speaker, and author, known for her expertise in retirement planning and behavioral finance. She spent over 30 years at J.P. Morgan Asset Management, leading retirement solutions and helping individuals build financial security. Her book, Your Best Financial Life, provides practical strategies for saving, investing, and overcoming financial biases. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways: 🔑 Key Themes & Takeaways 1. Melanin Money: A Mission-Driven Firm Co-founded by Carter Cofield and a financial advisor friend to serve the Black community. Focuses on helping business owners save on taxes and invest wisely. Aims to close the wealth gap and promote financial independence. 2. Authenticity as a Brand Carter left corporate America after being told to hide his success and identity (e.g., facial hair, tattoos, car). Built his brand by being unapologetically himself—fun, energetic, and passionate about financial literacy. His authenticity has helped him connect with a wide audience and become a standout in a traditionally “boring” industry. 3. Personal Tragedy & Financial Awakening Lost both parents by age 16. Used grief as motivation to excel academically and professionally. Learned the importance of financial literacy after receiving only $5,000 from a $25,000 life insurance policy following his father’s death. 4. Financial Literacy & Health Believes “health is wealth and wealth is health.” Poor financial decisions often lead to poor health decisions (e.g., fast food due to affordability). Financial stress can directly impact physical and mental well-being. 5. Melanin Money Awards Annual event in Atlanta (July 18–20) celebrating Black wealth and financial milestones. Awards given for reaching net worth goals ($100K, $500K, $1M, $10M). Designed to make wealth-building visible and celebrated in the Black community. 6. Generational Wealth: Redefined Not just about leaving money to your kids. True generational wealth means your money lasts for multiple generations. Involves setting up trusts, investments, and financial education for future heirs. 7. Free Weekly Financial Classes Carter hosts free money classes every Wednesday at 7 PM ET. Accessible via his Instagram: @cofield_advisors 💬 Notable Quotes “Fear is Finally Exiting Average Reality.” “It’s okay to sleep in late when your money woke up early.” “The scariest thing is getting to the end of your life and realizing you never truly lived.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman. Co‑owners of Popcorn Remix, a Georgia‑based gourmet popcorn brand known for more than 60 innovative flavors ranging from King Crab Legs to Charlene’s Banana Pudding to chocolate‑covered strawberry. Together they share their partnership story, the origin of Popcorn Remix, the explosive growth of their brand, how they built a powerhouse fundraising platform (WePowerFundraisers.com), their expansion into major sports and entertainment venues, and the unique combination of hustle, creativity, faith, and community service that drives their success. 🎯 Purpose of the Interview The interview was designed to: 1. Highlight the Popcorn Remix brand and its explosive growth From a storefront in Conyers, GA, to Mercedes‑Benz Stadium, Truist Park, the Georgia World Congress Center, the Atlanta Dream, and major convention centers. 2. Showcase their entrepreneurship journey as Black founders They share how they partnered, overcame limitations, created their own lane, and scaled a product category long dominated by major national brands. 3. Promote their fundraising platform (WePowerFundraisers.com) A system that gives organizations up to 50% of gross sales, ships popcorn directly to supporters, and supports churches, schools, nonprofits, cheer teams, and more. 4. Inspire entrepreneurs Greg and Ryan share candid advice on partnership, sacrifice, differentiating your product, and believing in your gifts. 💡 Key Takeaways 1. A Powerful Partnership Built on Hustle, Trust & Alignment Greg and Ryan met years ago through a men’s empowerment group and eventually partnered after Greg conceived the popcorn concept.Ryan didn’t have the money but had “all the hustle in the world”—and that’s the partnership foundation. They call themselves the Visionary & Executioner, committing to outwork anyone and always show up for each other. 2. Popcorn Remix Was Created to “Remix” What Popcorn Could Be The brand name came from their church’s theme, “Year of the Remix.”They wanted flavors never seen before: butter pecan, crab legs, chocolate‑covered strawberry, cookies and cream, lemon pound cake, jerk chicken, etc. [ Only three people in the world know the signature butter pecan formula. 3. Their Innovation Extends Beyond Flavors — Even the Kernels Are Different They use “mushroom” kernels (round, fluffy) instead of standard “butterfly” kernels to prevent breakage, reduce seed fragments, and support orthodontic patients. [ Their popcorn is fluffier, smoother, and more versatile for gourmet coating. 4. The Storefront Is an In‑Person Experience The Conyers, GA store provides: Free sampling of all 60+ flavors Music based on the time of day Engaging, fun staff Fresh gourmet popcorn made on-site The storefront is intentionally designed to be a “vibe.” 5. Live Activations Are Their Secret Weapon Their background in music and entertainment helps them: Work crowds Convert curious customers into buyers Perform high‑energy demos Showcase “activation flavors” like Lemon Pound Cake, which comes with instructions These activations drew attention at Falcons games, arenas, conventions, and more. 6. Popcorn Remix Is in Major Venues Across Georgia They have partnerships with: Mercedes‑Benz Stadium (all levels) Truist Park / Atlanta Braves State Farm Arena Atlanta Dream Georgia World Congress Center Georgia International Convention Center They’re a favorite for cheer, volleyball, and large-scale events. 7. Their Brand Went Viral — Celebrities and even the White House Took Notice Celebrity/luminary support includes: Whoopi Goldberg Daymond John Sherri Shepherd Anthony Hamilton Cathy Hughes (Radio One/TV One founder) The White House (Hip-Hop 50th celebration invitation) Their popcorn has literally made it to the White House. 8. Their Fundraising Platform Is a Game-Changer WePowerFundraisers.com gives: Up to 50% of gross sales to organizations Automated direct‑to-door delivery No upfront costs 10‑day fundraiser windows Ten curated flavors for easy purchase They’re now targeting national Greek organizations (“Divine Nine”) to scale. [ 9. Massive Growth: $1.5 Million in 3 Years They realized they “had something” when they hit $1.5 million in revenue, without debt, and only two founders running things. They even had to turn down a $4M deal because they didn’t yet have the production capacity—prompting them to invest heavily in a new warehouse. 10. They Reinvented Their Ops with Subscriptions & TikTok Shops They recently added: A monthly popcorn subscription A TikTok Shop that allows creators to sell Popcorn Remix and earn revenue These innovations help them scale nationally. 🗣 Notable Quotes (with citations) On their partnership “He said, ‘I ain’t got a whole bunch of money… but I got all the hustle in the world.’” On their role to each other “I refuse to be outworked… whenever you call, I’m available.” On Popcorn Remix’s purpose “We want to remix popcorn… make it unlike anything you’ve ever seen before.” On competition “When you're going against a giant, you gotta have something real… We had a rocket launcher.” On their breakthrough moment “We grossed $1.5 million in three years… from popcorn. I knew we had something.” On celebrity validation “When Whoopi sent the picture… and then the White House… that was it.” On entrepreneurship “Dreams don’t expire. How you start is not how you finish.” On community fundraising “It’s one thing to ask for something. It’s another to give something back.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Sahra Halpern. President and CEO of the Business Consortium Fund (BCF) and Triad Investments. Here's a summary of the key points discussed: 🎙️ Episode Highlights 🌟 About BCF and CDFIs BCF is a nonprofit lender and a Community Development Financial Institution (CDFI). CDFIs are designated by the U.S. Department of the Treasury and exist to serve underserved communities. There are about 2,000 CDFIs across the U.S., working in small business and affordable housing sectors. 💼 Mission and Services BCF provides capital and support to minority-owned businesses, especially those with B2B models. They focus on relationship-based lending, helping clients through business cycles rather than writing off loans quickly. Since 1987, BCF has originated $228 million in loans and financed 950 minority business enterprises. 🧭 Application Process Applicants need to provide: Three years of tax returns Credit score Bank statements Cash flow analysis BCF emphasizes transparency and trust in the application process. 💡 Financial Advice for Entrepreneurs Know your industry – Understand the specific requirements of the sector you serve. Know your credit score – Monitor and improve it as needed. Don’t take on debt you can’t repay – Ensure your business cash flow can support loan repayment. 🤝 Community Engagement BCF relies heavily on word of mouth and community trust. They encourage early relationship-building, even before financing is needed. 📍 Location and Access BCF is physically based in New York but lends nationwide. Website: bcfcapital.com #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Thursday, February 5th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Adoption Agency" | Ask The CLO | Entertainment News | Steve Harvey's Voicemail - Plantains | Steve Harvey's Voicemail - Super Bowl | Nephew Tommy's Prank - "I Wanna Date Yo Mama" | Strawberry Letter - "My Honey & My Husband Are Friends" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Frozen Wild Iguanas In Florida | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cathy Yoder. SUMMARY OF THE INTERVIEW (CATHY YODER x RUSHION McDONALD) In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Cathy Yoder, known as the Queen of Air Fryers—a mother of eight whose air‑fryer passion turned into a thriving social‑media‑driven business. Cathy explains how she learned to master air fryers, built a YouTube channel with massive growth, developed ebooks and cookbooks, and built a business through authenticity and service-oriented content. The conversation blends cooking education, digital‑branding lessons, entrepreneurship, and personal purpose. PURPOSE OF THE INTERVIEW 1. Educate Viewers About Air Fryers Cathy breaks down what an air fryer is, how it works, how to choose one, and common mistakes. 2. Highlight How Social Media Can Build a Business Rushion explores how she grew from a blogger to a YouTube creator with hundreds of thousands of followers and multiple revenue streams. 3. Inspire Entrepreneurs to Pursue Authentic Branding Cathy’s journey shows how consistency, authenticity, and audience connection can turn a simple idea into a successful brand. 4. Illustrate the Emotional Impact of Serving an Audience Her stories of widowers, overwhelmed parents, and new cooks show how content can genuinely empower people. KEY TAKEAWAYS 1. Air Fryers Are Mini Convection Ovens They cook faster, often require no preheat, and can grill, bake, roast, and more—but not everything (like wet batters or funnel cakes). 2. All Air Fryers Are Not Equal Cathy stresses choosing 6‑quart, ~1700‑watt models and avoiding units that are too small or underpowered. Size and wattage matter more than brand. 3. Her Content Strategy Was Data‑Driven Initial uploads in various recipe categories revealed that air‑fryer recipes consistently outperformed, so she went all‑in on that niche. 4. YouTube Growth Takes Time Her first monetization check was $1.36, rising to $146, then $300, then to $8,000–$9,000/month by the time she reached 100,000 subscribers. 5. She Generates Multiple Revenue Streams YouTube AdSense Amazon affiliate links E‑books (first launch made $15,000 in a weekend) Physical cookbooks (first batch of 500 sold out immediately) 6. Authenticity Builds Trust She films mistakes, includes her kids’ real reactions (including spitting out bad food), and refuses to promote products she doesn’t believe in. 7. Listen to Your Audience Comments guided her content direction (like dropping background music, creating cookbooks, responding to questions). Audience feedback = brand refinement. 8. Digital Marketing Tip: Serve People, Not Algorithms She emphasizes helping overwhelmed home cooks first—consistent service leads to trust, community, and natural growth. 9. Emotional Impact Matters Her biggest motivators are heartfelt messages, especially widowers learning to cook for the first time because of her tutorials. NOTABLE QUOTES FROM THE INTERVIEW On Air Fryers & Cooking “All air fryers are not created equal.” “If you can grill it or bake it, you can usually air‑fry it.” “Buying too small can make you come back and want to upgrade—now you’re wasting money.” On Starting Her Channel “My first check was $1.36… that’s a lot of work for $1.36.” “I believed I was filling a gap… there wasn’t enough good content.” On Content Strategy “They need to know within the first three seconds that you’re going to deliver on your promise.” “In the beginning, you just need to start publishing some crappy videos.” (On practicing, learning, and improving) On Authenticity “I will only share what I can authentically stand behind.” “If I make mistakes, I show them.” On Impact “If I was in a room with 10,000 people, that’s still a lot of impact.” (Perspective on viewer counts) “What matters is that person who felt hopeless now feels empowered.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teresa Edwards. Purpose of the Interview The interview aims to introduce Teresa Edwards’ book The Mirror Method: 12 Weeks to Stop Abandoning Yourself, a guided workbook designed to help individuals overcome people-pleasing tendencies, set boundaries, and prioritize their own needs without guilt. It focuses on personal empowerment, mental health, and rediscovering one’s authentic self. Key Takeaways People-Pleasing and Boundaries People-pleasing becomes harmful when you agree to things you don’t want to do, leading to stress and resentment. Setting boundaries is essential for self-respect and mental health. The Mirror Method A 12-week guided process to “unravel” harmful patterns and rediscover your true self. Emphasizes self-reflection, journaling, and gradual transformation at your own pace. Selfishness vs. Self-Care Edwards reframes “selfish” as a positive concept: prioritizing your health and happiness is necessary, not negative. You can’t be your best for others if you’re not your best for yourself. Health as a Wake-Up Call Stress is a silent killer; Teresa’s own health issues (high blood pressure) forced her to reevaluate her life. Happiness and well-being should not be age-limited—“You’re never too old to return to yourself.” Letting Go of Toxic Relationships Users often exploit people-pleasers; recognizing and removing such relationships is crucial. Fully committing to the Mirror Method means accepting hard truths and being okay with losing people who drain you. Therapy and Mental Health COVID accelerated acceptance of therapy in communities where it was previously stigmatized. Mental health is as important as physical health—“The mind is a muscle too.” Workbook Details Available on Amazon and at themirrormethodworkbook.com in print and downloadable formats. Exercises involve writing and self-reflection to confront truths and break patterns. Notable Quotes “Boundaries are key.” “Selfish is not a negative word—it’s perseverance of yourself.” “You can’t throw a party and be mad at your own party.” “Enough is enough—look in the mirror and say it.” “You’re never too old to return to yourself.” “Stress is that silent killer.” “Fully commit means accepting all those good, bad, or ugly moments—and being okay with letting go.” “The mind is a muscle too.” “Be okay with being okay.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program. 🎯 Purpose of the Interview The purpose of Ingrid’s appearance was to: 1. Share her expertise in helping high‑achieving women build sustainable, profitable businesses Ingrid works with corporate leaders, entrepreneurs, and women ready to transition from corporate careers into entrepreneurship. 2. Highlight The Revenue Retreat She explains how the retreat helps women clarify their offer, price correctly, identify customers, and prepare mentally and emotionally for entrepreneurship. 3. Educate listeners on business fundamentals Rushion brings her on to break down pricing, customer targeting, confidence, and transitioning from corporate “9–5” to entrepreneurship. 4. Address issues unique to women, executives, and people of color Especially around pricing themselves correctly, recovering from burnout, and building confidence in their value. 💡 Key Takeaways 1. Corporate experience can translate powerfully into entrepreneurship Ingrid spent two decades at companies like Raytheon, Whirlpool, and JLL, working in HR, human capital, and DEI.She emphasizes she wasn’t a traditional HR leader—she focused on customer integration, business growth, and improving client outcomes. 2. High‑achieving women aren’t only executives They can be community leaders, nonprofit leaders, or entrepreneurs who excel in their areas but may not have formal corporate titles. 3. Entrepreneurship requires more work—especially early on New entrepreneurs often don’t realize they must handle every aspect of the business themselves: operations, marketing, sales, pricing, and delivery. 4. Pricing is one of the biggest challenges for women and people of color Key problems: Undervaluing their expertise Fear of charging what they’re worth Worrying clients won’t pay higher rates Getting mentally stuck in low pricing Ingrid says women often dramatically underprice themselves and need help adjusting their mindset. 5. Knowing your customer matters more than trying to sell to everyone Selling to “anybody” makes entrepreneurs sound desperate; true growth comes from targeting the right buyer and offering a solution they value. 6. Avoid common first‑year business mistakes These include: Poor pricing Not knowing your ideal customer Doing everything for everyone Expanding into too many offerings too fast Operating out of desperation rather than strategy 7. Age is an asset—not a liability Older entrepreneurs bring wisdom, experience, critical thinking, and problem‑solving ability.She argues people use age as a cover for deeper fears about failure and judgment. 8. The Revenue Retreat combines luxury, education, and wellness The retreat model includes: A luxury residential environment Chef‑prepared meals 12‑woman cohorts Business planning rigor Pricing clarity Customer identification Mental and emotional readiness Wellness activities 8‑weeks of virtual follow‑up coaching It’s intentionally structured as not a workshop but a holistic transformation experience. [ 9. She priced her retreat through competitive research + self‑awareness She studied other programs, benchmarked pricing, calculated expenses, and aligned it with her unique “sweet spot”—monetization skill + passion for helping women + love of hosting experiences. 🗣 Notable Quotes (with citations) On her corporate background “Bring me on board if you're looking for figuring out how do we get better customer integration… so that we can zero in on more sales.” On defining high‑achieving women “There are movers and shakers who don’t necessarily have a corporate pedigree, but they are still getting things done.” On underpricing “Many times women… fall in this trap where they're scared to put out the real amount.” [ On realizing she was undercharging “I wasn't even charging half of what she was saying… that epiphany changed the game for me.” On first‑year mistakes “Desperation is palpable… and that is a turnoff.” [ On age “Age to me is an asset… you’ve got cognitive rigor.” On burnout “A lot of people who are interested in this work are already burned out and don’t even recognize their own signs.” On what the retreat delivers “We help everyone come up with their pricing, what is their product… and wrap up where people have a plan forward.” [ Her core sales pitch “I offer executive women a retreat where they can experience luxury and end with a business plan they can use Monday morning to drive revenue.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand. 🎙️ Interview Summary: Mowbray & Cherina Rowand Purpose of the Interview To showcase the entrepreneurial journey of Mowbray and Cherina Rowand, co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival. 🧭 Interview Outline 1. Background & Origins Both from Memphis, Tennessee; met in high school. Started tax preparation in 2010 as a mom-and-pop operation. Transitioned from brick-and-mortar to virtual model by 2015. 2. Business Philosophy Entrepreneurship is defined as service to others. Mowbray is the visionary; Cherina is the implementer. Emphasis on scaling with structure: legal, accounting, HR. 3. One Stop Taxes Grew from a single office to over 1,000 virtual franchise locations. Offers free training, no startup costs, and shared revenue model. Built a platform allowing clients to submit documents and sign remotely. 4. Virtual Tax Model Designed for convenience and accessibility. Clients and tax preparers never need to meet in person. Platform includes document upload, e-signature, and cloud storage. 5. Franchise & Training Learning Management System (LMS) for onboarding. Training includes tax prep, customer acquisition, and platform use. Strategic partnerships with local businesses (e.g., dealerships, daycares). 6. Black Tax Festival Combines networking, education, and recognition. Includes IRS updates, business workshops, and the Titan Awards. Open to all entrepreneurs, not just tax professionals. 7. Expansion & Diversification Own restaurants in Memphis and the Dominican Republic. Franchised Fat Tuesday and Esco Restaurant (did \$1M in first 6 weeks). Own a yacht for rental experiences in the DR. Plans to develop a restaurant strip near FedExForum in Memphis. 💡 Key Takeaways Vision + Execution = Growth: Their complementary roles fuel business success. Virtual is Scalable: Transitioning to virtual allowed exponential growth. Community Impact Matters: Black Tax Festival fosters education and recognition. Diversification is Strategic: Restaurants and real estate expand their brand. Mentorship & Learning: They study successful entrepreneurs like Tilman Fertitta. Faith & Family Drive: Their journey is rooted in love, planning, and purpose. 🗣️ Notable Quotes “Entrepreneurship means being a servant to other people.” “The same thing that works at \$1M doesn’t work at \$15M.” “We had to fire ourselves from some jobs and hire professionals.” “We built a platform where you can do taxes from your couch.” “We started before social media—we know belly-to-belly marketing.” “Recognition matters—people don’t get it at home or work.” “We’re trying to bridge the wealth gap through proper paperwork.” “We bought a yacht in the Dominican Republic to rent for experiences.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Finney. A seasoned financial literacy educator and coach. Laura shares her deeply personal journey into financial education, sparked by a lack of preparedness in her own life and a family experience that resulted in the loss of generational wealth. Through candid storytelling and practical advice, she empowers listeners to take control of their financial futures with strategic planning, budgeting, and mindset shifts. 🧭 Key Themes Financial Empowerment: Building financial literacy to live life on your own terms. Generational Wealth: The importance of estate planning and legacy preservation. Budgeting & Cash Flow: Identifying spending leaks and creating emergency funds. Mindset Over Age: Rejecting age as a limitation to financial or personal growth. Community Impact: Educating underserved communities and promoting financial independence. 🗂️ Episode Outline Introduction by Rushion McDonald Purpose of the show and encouragement to learn from others’ success stories. Meet Laura Finney Financial coach and educator with a mission to empower through financial literacy. Turning Point at 50 Laura’s wake-up call after her 50th birthday and the realization of financial unpreparedness. Family Legacy Lost A powerful story of losing family land due to lack of a will, now replaced by an Amazon facility. Common Financial Mistakes Taking advice without personalized planning. Misunderstanding retirement and financial independence. Advice for 30s and 40s Pay yourself first. Avoid inaccessible savings vehicles. Start planning early. Budgeting Tips Cut back on dining out, personal care, and entertainment. Build emergency funds—even starting with $1/day. Financial Misconceptions Living for today vs. planning for tomorrow. The myth of “having time” to save later. How Laura Works with Clients Initial consultation → personalized interview → strategic financial roadmap. Closing Thoughts Encouragement to take control of your financial future and live life on your terms. 💬 Notable Quotes “Nobody’s really retiring. We’re not great-grandma on the porch with lemonade anymore.” “Don’t let age define how you live your life.” “Everything starts with a budget.” “You can’t chase money. You have to plan for it.” “If you can save a dollar a day, you can build an emergency fund.” 👤 About the Guest: Laura Finney Laura Finney is a financial literacy educator with over eight years of experience in the financial services industry. She specializes in delivering personalized financial literacy programs, workshops, and one-on-one consultations. Her mission is to help individuals and families achieve financial stability and long-term success through education, strategic planning, and empowerment. 📞 Contact Laura Finney Website: LauraFinneyEnterprises.net #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Rainey. He holds a powerful executive role in the media world, shaping the future of iconic brands like Billboard, Rolling Stone, and SXSW. 🏆 Paul Rainey’s Executive Career at Penske Media Corporation (PMC) Current Role Executive Vice President of Operations and Finance at Penske Media Corporation (PMC). Oversees operations and financial strategy for Rolling Stone, Billboard, Variety, The Hollywood Reporter, Vibe, SXSW, and more. Provides strategic input across PMC’s global media brands and live events, including the Billboard Music Awards, SXSW, and American Music Awards. Key Responsibilities Leads financial decision-making, acquisitions, and operational procedures across PMC’s portfolio. Serves on several boards, including as Audit Committee Chair of Redaptive, Inc. and a Director at SXSW. Background & Education Holds a Master of Science in Accountancy and a BBA in Finance and Computer Applications from the University of Notre Dame. Formerly held leadership roles at General Electric, Global Eagle, and Harris CapRock Communications, managing billion-dollar operations across five continents. 📘 About PMC & Cultural InfluencePMC is a global media powerhouse, reaching over 350 million people monthly. Its brands shape culture through journalism, entertainment, and live events, including SXSW Paul Rainey is a rare blend of creative storyteller and corporate strategist, bridging the worlds of graphic novels and global media leadership. Whether he’s crafting a sci-fi twist in a comic or guiding the future of Billboard and SXSW, his influence is both wide-reaching and deeply personal. Let me know if you’d like a visual timeline of his career or a deeper dive into one of his roles. 🎬📈✨ #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Yolanda “Yo-Yo” Whitaker. SUMMARY OF THE INTERVIEW In this interview on Money Making Conversations Master Class, host Rushion McDonald speaks with Dr. Yolanda “Yo-Yo” Whitaker—Grammy‑nominated rapper, actress, radio host, philanthropist, and now the star of Downright Delicious with Yo-Yo, a cooking series on AspireTV. The conversation moves through Yo‑Yo’s evolution as an artist and entrepreneur, her spiritual and personal transformation, her love for food and cooking, and the creation of her television cooking show. She reflects on surviving and thriving in an unpredictable entertainment industry, learning discipline, overcoming fear, and discovering new purpose later in life through cooking. Yo‑Yo also shares her philosophy on authenticity, family, and faith. She describes how the pandemic deepened her love for cooking, how her show blends food + family + culture, and offers practical cooking tips. PURPOSE OF THE INTERVIEW According to the interview content, the purpose is to: Highlight Yo‑Yo’s transition from iconic hip‑hop entertainer to food‑focused TV personality. Promote her Aspire TV series “Downright Delicious with Yo‑Yo.” Share insights on career longevity, entrepreneurship, reinvention, and personal growth. Inspire listeners with actionable advice on fearlessness, budgeting, confidence, and purpose‑driven living. Celebrate cooking as an expression of love, culture, peace, and family connection. KEY TAKEAWAYS 1. Reinvention Requires Honesty & Letting Go Yo‑Yo stresses that overcoming fear came from “getting real” with herself, abandoning trying to look successful, and restructuring her finances and lifestyle.She had to “let the old me die so the money could grow.” 2. Entrepreneurship Is a Lifelong Reality for Artists She and McDonald emphasize that entertainers are entrepreneurs, without the stability of 40‑hour jobs, making resilience essential. 3. Purpose Matters More Than Fame She encourages people to seek purpose—not just fame or quick money—and do the work that builds confidence and personal foundation. 4. Cooking Became Her “Happy Place” and Divine Gift Yo‑Yo says cooking is a God‑given gift and a therapeutic practice that began thriving during the pandemic.It helped her through depression and opened new creative fulfillment. 5. Her Cooking Show Blends Food + Family + Culture The show features: Her mother Her partner Her kids Celebrity friends Authentic cultural dishes with her unique twistIt’s not guest‑driven; it’s family‑driven storytelling in the kitchen. 6. Technique & Tools Matter She emphasizes: Good knives (sharpen weekly) Quality pots Measuring ingredients Understanding seasonings Building confidence by cooking regularly 7. Simplicity + Love = Great Food According to Yo‑Yo, love is the secret ingredient, and cooking is about joy, connection, and comfort, not rigid perfection. [ NOTABLE QUOTES FROM THE INTERVIEW (All quotes drawn exactly or near‑exactly from the transcript.) [ On Fear and Growth “I had to let the old me die so that the money could grow.” “What I did to overcome my fear was to call myself fearless.” “You have to get real with yourself. You really have to do the work.” On Purpose and Success “If you don’t find your purpose, you’re just job hunting.” “God told me, because of your obedience, I’m going to give you the desires of your heart.” On Cooking “Cooking is my happy place.” “I’m not a chef—I just love to cook.” “If you don’t love what you cook, we don’t want to taste it.” On Family “More than serving a meal, I’m serving family.” “When mama’s in the house and they can smell food cooking… that’s everything.” On Her Show “You get to see Dr. Yolanda ‘Yo‑Yo’ Whitaker for the first time.” “I only cook things I love—things I’m comfortable with.” “The food is the star.” On Technique “Great knives will save your life.” “If you use your knives a lot, sharpen them every week.” On Pandemic Transformation “I started really cooking during the pandemic… it took me out of my depression.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cameka Smith. Founder of The BOSS Network, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Highlight The BOSS Network’s mission to empower women of color through entrepreneurship, career development, and community support. Share Dr. Smith’s personal journey from layoff to leadership, inspiring others to embrace entrepreneurship. Discuss strategies for business success, funding opportunities, and mentorship for Black female founders. Key Takeaways Origin of The BOSS Network Founded in 2009 during the recession after Dr. Smith was laid off from Chicago Public Schools. Initially started as local events in Chicago; now a digital community reaching 200,000 women nationwide. Mission: Bringing Out Successful Sisters (BOSS)—promoting small business spirit and career growth. Impact & Achievements Invested in 100 Black female founders through grants. Trained 50,000 women on business strategies. Coached 10,000 women on starting businesses. Created Boss Business University, offering mentorship and digital programs. Pivot During COVID Shifted from 35% event-based revenue to 75% digital. Launched Boss Impact Fund and Invest in Progress Grant: $10,000 grants + 4-year scholarships for recipients. Combined funding, mentorship, and marketing support for sustainability. Challenges & Mindset Entrepreneurship requires planning, resilience, and community support. Dr. Smith saved money before leaving her job and leveraged relationships for growth. Quote: “Entrepreneurs will work 80 hours for themselves but don’t want to work 40 hours for someone else.” Top 3 Mistakes Entrepreneurs Make Lack of research: Understand your industry, competitors, and market. No revenue model: If you’re not making money, it’s a hobby, not a business. Ignoring relationships: Networking and partnerships are key to success. Unique Marketing & Partnerships Dr. Smith built direct relationships with brands, bypassing agencies that offered “pennies on the dollar.” Created a dual revenue model: B2B (corporate partnerships) + B2C (community engagement). Core Philosophy Motto: Believe, Plan, Win. Quote: “Those that show up, go up.” Success is rooted in faith, persistence, and leveraging community. Notable Quotes “I was born to be an entrepreneur. My mother told me, until you become your own boss, you have to follow the rules.” “Less than 1% of Black women get VC funding—so we created our own fund.” “Relationships are your key to success. When social media goes away, your audience remains.” “If you have a business and you don’t have money, you’ve got a hobby.” “God will not birth anything inside of you that He will not give you the tools to deliver.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin and Robyn Donaldson. Below is a polished, thorough summary of the interview featuring Jacque Rushin and Robyn Donaldson discussing the career and legacy of Dr. Gladys West with Rushion McDonald—along with its purpose, key takeaways, and notable quotes, all drawn directly from the transcript.(Citations reference the uploaded file.) Summary of the Interview On Money Making Conversations Masterclass, Rushion McDonald welcomes Dr. Jacque Rushin (award‑winning business executive, educator, mental health professional, humanitarian) and Robyn Donaldson (2025 Presidential Lifetime Achievement Award honoree for global STEM education) to discuss their celebration of Dr. Gladys B. West, a pioneering mathematician whose work laid the foundation for the GPS (Global Positioning System). The conversation explores the intersection of Juneteenth, Black excellence, STEM education, and Dr. West’s life story, captured in her memoir It Began with a Dream. The guests highlight Dr. West as one of America’s last living “hidden figures”—a brilliant yet historically overlooked Black woman whose mathematical genius revolutionized everyday life. They detail how Dr. West rose from sharecropper roots, excelled academically at Virginia State University, earned her master’s and PhD, spent 39 years contributing to government research, and ultimately developed the algorithms and modeling processes that power GPS. They also describe their collaborative effort to create the Westward Bound Program, a life‑skills and STEM‑focused curriculum inspired by Dr. West’s principles of wisdom, endurance, strategy, and precision. Through humorous, emotional, and deeply insightful dialogue, the episode uplifts Dr. West’s accomplishments while discussing mental health, technology dependence, the importance of exposure to STEM pathways for underserved youth, and how the legacy of Black innovators must remain central in cultural celebrations like Juneteenth. Purpose of the Interview 1. To honor and amplify Dr. Gladys West’s legacy She is a living mathematical pioneer whose GPS contributions transformed global navigation and modern technology. 2. To connect her story to Juneteenth’s spirit of liberation and recognition The guests highlight the “delayed recognition” of Black innovators and the importance of acknowledging hidden figures whose brilliance shaped society. 3. To promote STEM exposure in underserved communities Robyn Donaldson emphasizes equitable access to STEM opportunities so children can compete in a global, tech‑driven world. 4. To introduce and promote the Westward Bound Program The curriculum teaches STEM principles, life skills, and personal development inspired by Dr. West’s methodologies. 5. To highlight themes of resilience, humility, and lifelong learning Dr. West’s quiet determination and academic persistence serve as a blueprint for young people and adults alike. Key Takeaways 1. Dr. Gladys West is a “living hidden figure.” Her research and mathematical modeling are the backbone of GPS, impacting navigation, transportation, military systems, and everyday digital tools. 2. Her journey exemplifies brilliance shaped by humility and hard work. Born in 1930 to sharecropper parents, she excelled academically despite segregation, pursued multiple degrees, and overcame racial and gender barriers in government research settings. 3. Juneteenth is the perfect backdrop for honoring Dr. West. Jacque stresses that Juneteenth represents “delayed freedom,” paralleling the delayed recognition of Black inventors and innovators. 4. STEM exposure is vital to equity. Robyn insists that Black children are fully capable of STEM success—they simply lack exposure, not aptitude. Without STEM skills, young people risk being left behind in a robotics‑driven economy. 5. Technology should complement—not replace—human thinking. Jacque cites Dr. West’s personal preference for physical maps over GPS to maintain cognitive sharpness and critical thinking, a warning about over‑dependence on AI and automation. 6. The Westward Bound Program bridges STEM, life skills, and personal development. Built on the acronym “WEST”—Wisdom, Endurance, Strategy, Tracking—the program supports youth, adults, and entrepreneurs seeking direction and resilience. 7. Mentorship, community, and relationships are central themes. Dr. West’s success was nurtured by professors and role models at her HBCU—mirroring how Jacque and Robyn now uplift the next generation. 8. Her story resonates globally and intergenerationally. From college students to young children to adults, the principles from her memoir and program promote self‑belief, vision, discipline, and perseverance. Notable Quotes (All taken directly from the transcript.) On Dr. West’s impact “She’s a living hidden figure… her accomplishments have actually changed our way of living in every discipline of life.” “Her technology… makes these things possible.” On Juneteenth and recognition “Juneteenth is about the delayed freedom of African Americans… and what Dr. West represents is the quiet, often overlooked brilliance that changes the world.” On STEM access “Our kids are not pursuing high‑paying STEM careers, not because of their aptitude, but simply because they have not been exposed.” On Dr. West’s genius “You don’t have to be loud to be a legacy.” “She is just so humble, but she’s just brilliant. She’s like a mathematical genius.” On technology & mental health “She didn’t want to lose her critical thinking by depending on GPS… everything has a place, and it should complement you, not take over.” On resilience & aspiration “You have to believe there is something greater than what you’re standing in.” “From sharecropper to pioneer—you can be someone from humble beginnings and change the world.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Demond Martin. Co‑founder and CEO of Well With All, a Black‑owned purpose‑driven wellness brand—joins Rushion McDonald to discuss health equity, entrepreneurship, his life story, his upcoming book Friends of the Good, and his new $1M AI Health Equity Prize. Martin shares how his difficult upbringing in the projects and rural North Carolina shaped his commitment to giving back. After a successful 21‑year career as the only Black partner at a major hedge fund, he launched Well With All to merge consumer products, wellness, and social impact. The brand donates 20% of its profits to health‑equity initiatives. He discusses product innovation, the importance of supplements in underserved communities, the power of Black longevity, and the need to prepare younger generations for healthier futures. He also explains his upcoming book—which uses Aristotle’s philosophy of “friends of the good” to show how meaningful relationships enable success. The conversation is energetic, inspirational, and focused on using business as a force for social good. 🎯 Purpose of the Interview The interview aims to: 1. Introduce Well With All A wellness company offering supplements and energy drinks while funding health‑equity solutions. 2. Share Martin’s Personal Journey From poverty, trauma, and instability → to White House, Harvard Business School, and a top hedge fund. 3. Promote His Book, Friends of the Good A philosophy‑driven exploration of friendship, mentorship, and community. 4. Announce the $1 Million AI Prize A major initiative to scale AI tools that close health‑equity gaps. 5. Encourage Health Awareness in Underserved Communities Particularly around longevity, dietary choices, energy consumption, and supplement use. 🔑 Key Takeaways 1. Health Equity Drives the Mission Martin emphasizes that health is a human right and disparities in nutrition, maternal health, and mental‑health access must be addressed. 2. Well With All = Social Impact + Consumer Products The company donates 20% of profits and creates healthier alternatives (energy drinks, supplements) to replace harmful daily habits like sugary sodas. 3. Personal Story Fuels Commitment He overcame poverty, a traumatic home life, and limited opportunity—and believes he survived because others poured into him. 4. Mentorship Changed His Life Major turning points included: Student body president at UNC Charlotte Assistant to the White House Chief of Staff HBS acceptance Training under hedge‑fund leader Phil Gross 5. Expertise Matters His success with Well With All is grounded in 21 years as an investor specializing only in consumer companies. 6. AI Can Close Health Gaps The $1M Well With All Prize supports AI tools already impacting at least 1,000 lives with the potential to scale to 100,000+. 7. Black Longevity Documentary His company created a film (NAACP Image Award–nominated) featuring Black elders aged 85–106 to redefine narratives around Black health. 8. The Power of Friendship His book teaches readers how to identify “friends of the good,” the relationships that define one’s path and joy. 🗣️ Notable Quotes from Demond Martin (from the transcript) (All quotes sourced from:) On Health Equity “Health is a human right. Everyone deserves nutritious food… everyone deserves to see a doctor.” “Where With All is not just a brand—it's a movement.” On His Upbringing “I grew up in the projects… lived in a trailer… had a heroin addict as a stepfather. I’ve seen things that gave me perspective.” On Perspective and Survival “If this was me at 14… I’d be dead or in jail.” On His Mission “I need to start giving back today. I’ve lived a life of giving back—my parents and grandparents instilled that in me.” On Product Philosophy “Small, incremental choices add up. Replacing one sugary soda a day is 45,000 fewer calories a year.” On Expertise “All I did for 21 years is invest in consumer companies. That was my expertise.” On Friendship & His Book “Show me your friends, I’ll show you your future.” “Friendship is one of the most essential elements of joy.” On Confidence & Mastery “Five years into my career, I knew I knew what the hell I was doing.” On AI “We’re not rewarding ideas—we’re rewarding impact.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed April Lancit. Founder of a private therapy practice focused on culturally sensitive therapy for Black and Brown communities. Main Topics: Cultural differences in therapy Challenges in modern relationships and marriage The impact of technology on human connection The role of therapy in addressing generational trauma and stress The future of therapy in the age of AI 💡 Key Insights 1. Culturally Sensitive Therapy April emphasizes the importance of therapists understanding the lived experiences of marginalized communities. Black and Brown clients often face unique challenges that require a nuanced, empathetic approach. 2. Modern Relationship Struggles Top issues in marriage therapy: finances, infidelity, and communication. Communication is often overlooked but is foundational to resolving other issues. 3. Technology & Disconnection The rise of remote living and digital communication is reducing opportunities for organic human interaction. Couples are increasingly using text messages—even within the same home—to communicate, which can erode intimacy. 4. Therapy as a Preventative Tool Therapy shouldn't be reserved for crises; it can be a proactive tool for personal and relational growth. Pre-marriage counseling is often skipped or done too late, missing key conversations about values, finances, and intimacy. 5. AI in Therapy April sees potential in AI as a supplementary tool but stresses it cannot replace the human connection essential to effective therapy. 🧠 Final Message April encourages people to seek therapy not out of crisis, but as a way to grow and connect more deeply—with themselves and others. She remains hopeful that with intention and effort, society can rebuild meaningful human connections. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins. Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures. 🔑 Key Themes and Takeaways: 💼 About Dr. Leketa Hawkins Founder of PocketbookStrategies.com, which offers financial literacy programs, tools, and resources. Also runs Hawdleigh.com, a platform for financial education courses and templates. Her mission is to provide low-cost or no-cost financial education to underserved communities. 💡 Financial Literacy & Upbringing Like many, Leketa grew up in a household where money was not discussed—a common cultural norm that left many unprepared for adult financial responsibilities. She emphasizes the importance of breaking generational cycles by involving children in financial conversations early. 🧠 Emotional Spending One of the most common financial pitfalls she sees is emotional spending—buying things to cope with stress, boredom, or celebration. She recommends tracking spending for one week to identify patterns and triggers. Online shopping makes emotional spending easier and more dangerous due to its convenience. 📊 Budgeting Strategies Advocates for the 50/30/20 rule: 50% for needs 30% for wants 20% for savings or debt Encourages people to “name your money before you spend it”—assign every dollar a purpose. 👧🏾 Youth Financial Literacy Stresses the importance of teaching kids that money is a tool, not a goal. Encourages parents to: Let kids ask financial questions. Teach saving from every dollar earned. Explain compound interest and the value of investing. 👩🏽‍💼 Empowering Women Financially Many women feel overwhelmed or disempowered financially. Dr. Hawkins encourages women to take small steps toward financial clarity and view financial wellness as a form of self-love. 💬 Final Lessons “Money doesn’t change who you are—it amplifies who you are.” Understanding the difference between assets and liabilities is foundational: Assets put money in your pocket. Liabilities take money out. #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tim Mercer. Author of Bootstrap Millionaire and CFO of Cadence Ventures, Inc.: 🎯 Purpose of the Interview To inspire and educate aspiring entrepreneurs and professionals by sharing Tim Mercer’s journey from humble beginnings to financial success, emphasizing the importance of hard work, faith, planning, and leveraging government contracts and nontraditional financing. 🗝️ Key Takeaways Background & Journey Tim Mercer grew up in Mullins, South Carolina, in modest circumstances. His path to success began with military service, which broadened his worldview and led him to entrepreneurship. Bootstrap Millionaire Philosophy The term “bootstrap” symbolizes hard work, sacrifice, and perseverance. Mercer emphasizes that success doesn’t come overnight—it requires grinding, planning, and faith. Importance of a Business Plan A solid business plan is essential for securing funding and guiding business growth. Mercer shares real-life examples of people failing to secure support due to lack of planning. Cadence Ventures, Inc. A boutique private equity firm offering nontraditional financing for real estate investors. Focuses on investment properties and uses the property itself as collateral. Government Contracting Mercer began in government contracting in 2012 and credits it with helping him scale his business. He stresses that while it’s complex and paperwork-heavy, it’s a valuable opportunity for minority-owned businesses. Free resources like SAM.gov and Georgia Tech’s GT PAC can help entrepreneurs navigate the process. Success Requires Sacrifice Mercer highlights that every successful person has a story of struggle and sacrifice. His book’s first chapter, “See the Glory, Don’t Know the Story,” encapsulates this message. 💬 Notable Quotes “If you want to have the things tomorrow that other people won’t have, then you got to be willing to do the things today that other people won’t do.” — Tim Mercer quoting Les Brown “There’s no success without sacrifice.” — Tim Mercer “You can only make as much as the customer that you have.” — Tim Mercer on scaling through government contracts “See the glory, don’t know the story.” — Chapter title from Bootstrap Millionaire #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelby Williams. 🌟 Summary of the Shelby Williams Interview (From “Money Making Conversations Masterclass” with Rushion McDonald) The interview features Shelby English Williams, a registered nurse and founder of SEW Nursing, LLC, a luxury concierge nursing firm based in Atlanta. She shares her personal journey from childhood inspiration, to becoming an RN, to ultimately building a business that provides personalized, at‑home, patient‑first nursing services. Shelby also discusses the challenges nurses face, the importance of compassionate care, entrepreneurship in healthcare, and her annual nursing celebration event called the Nursing Shindig. 🎯 Purpose of the Interview The interview serves to: 1. Highlight Shelby Williams’ entrepreneurship journey She demonstrates how nurses can expand beyond traditional clinical roles and launch independent nursing businesses. 2. Educate the audience about concierge nursing Shelby breaks down what “luxury nursing care” means and how her services differ from standard home health and Medicare‑funded care. 3. Inspire nurses to pursue business ownership She provides advice, real stories, and a transparent look into the challenges and rewards of being a nurse‑entrepreneur. 4. Promote her event — the Nursing Shindig An annual celebration and empowerment gathering for nurses. 📌 Key Takeaways 1. Shelby’s Background & Calling Inspired by her church community and early exposure to elders. Knew she wanted to be a nurse since age 3. Progressed through CNA → LPN → RN. Her mother’s example and support kept her going through challenges. 2. COVID‑19 Shaped Her Perspective Was in RN school during the pandemic. Virtual classes, limited hospital access, and intense stress shaped her view of nursing. The pandemic reinforced her commitment rather than discouraging her. 3. Why She Started SEW Nursing, LLC Leadership burnout in assisted living roles. Discovered entrepreneurship via an older nurse on TikTok and a podcast. Realized: “You are your own business as a registered nurse.” Her company provides luxury concierge care, including: Medication management Clinical assessments Wellness visits Healthcare coordination Accompanying clients to doctor appointments Short‑term or situational nursing support 4. What “Luxury Nursing” Means to Her It’s not about extravagance — it’s about meeting patients where they are with: Personalized care In‑home support Time, presence, and dignity Services that standard insurance‑based care can’t provide 5. Her Approach to Care Shelby emphasizes: Service before money Relationship‑building Compassion for families in crisis Making clients feel safe and understood Not being driven by profit in urgent situations She shares a story about driving over an hour on a Sunday to help a client’s mother without charging upfront — because the priority was care, not fees. 6. Hospice Wisdom Shelby reframes the term: Hospice isn’t always the end. Patients can “graduate” off hospice. Hospice includes chaplains, social workers, aides, nurses. Helps families get affairs in order — from paperwork to emotional support. 7. The Nursing Shindig A social + educational event for nurses.Features: VIP entrepreneurship session Workbooks with business steps Keynote speakers Food, DJ, dancing (Cupid Shuffle, Electric Slide) Vendor booths Nurse recognition awards Next event:📅 August 8, 2026 — Atlanta (ATL Experience) 8. Her Message About Nursing & the System Nurses are not properly represented. Staffing ratios are unsafe. Public doesn't realize the burden of caring for 5–7 patients at once. Nurses are mentally, physically, emotionally stretched. Yet many stay because caregiving is a calling. 9. Entrepreneurship Advice for Nurses Write the plan. Make it plain. Stick to it. Fear is real but manageable. Stay committed even with long days and nights. Keep revisiting your business plan. Sacrifice is necessary: she still works full‑time while building her company. 💬 Notable Quotes (Attributed to Shelby or Rushion) On purpose and calling “I remember being three years old saying I wanted to be a nurse.” “My mother paved the way. She didn’t let me quit.” On entrepreneurship “You are your own business as a registered nurse.” “Write the plan and make it plain — and stick to it.” “It takes sacrifice. My bedtime may be 2 or 3 AM sometimes.” On luxury nursing “Meet me where I’m at and provide the care I need — that’s luxury.” On hospice “Hospice doesn’t have to be the end. Some people graduate off hospice.” “While they’re still here, make them comfortable — however comfort looks for them.” On patient families “You’ve done a good job. You set up services. Now let us help you.” On service vs money “It’s not always about the dollar. My reward is your referral.” “I didn’t take a dollar because it wasn’t about that — it was about the care.” On why she keeps returning to the profession “The reward and the service — that’s what brings me back.” Rushion on trust “All you want is for the person you love to be cared for with dignity.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, January 21st, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "The Drs Visit" | Ask The CLO | Pastor Keion Henderson & Shaunie Henderson Parts 1-3 | Nephew Tommy's Prank - "My Auntie's Bike" | Strawberry Letter - "I Want Him To Talk To Me" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Winter Weather | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cassandra Lester. Purpose of the Interview The interview introduces Cassandra Lester’s nonprofit Grow Give Prosper and its partnership with Google’s “Grow with Google” initiative. The goal is to provide free career certification scholarships to underserved and economically impacted communities, helping individuals increase earning potential and gain financial literacy. Key Takeaways Mission of Grow Give Prosper Founded in 2023, focused on financial education and empowerment. Aims to help communities grow together, give to each other, and prosper collectively. Google Partnership Offers free career certifications in high-demand fields: Cybersecurity Data Analytics Digital Marketing & E-commerce IT Support Project Management UX Design Certifications are self-paced, online, and typically take 3–6 months. No prior experience required; participants receive a portfolio upon completion. Accessibility Scholarships are free; the only requirement is commitment. Available to anyone in the continental U.S., regardless of education level (GED, college dropout, etc.). Registration via growgiveprosper.org (scroll to Google Career Scholarships). Impact Over 300 scholarships awarded; previously had 500. Designed to level the playing field for those without Ivy League degrees. Certifications can stack (e.g., Project Management + Data Analytics) for greater career potential. Financial Literacy Defined as understanding financial concepts and applying them to daily life. Misconceptions persist—some communities avoid discussing money or undervalue credit scores. Cassandra emphasizes breaking cycles of predatory lending and poor financial habits. Challenges Cultural reluctance to discuss money. Skepticism about legitimacy of programs. Difficulty securing grants as a small nonprofit. Cassandra combats these through grassroots outreach and workshops. Personal Drive Cassandra’s passion stems from seeing financial struggles across all demographics. She actively promotes opportunities through community centers, adult education classes, and social media. Notable Quotes “I want us to grow together so that we can give to each other and then prosper as a collective.” “Google is leveling the playing field—you don’t need an Ivy League education to earn a livable wage.” “The only fee is commitment.” “Financial literacy means you understand the words, you hear the conversation, and it’s not Greek to you.” “You can’t talk about managing finances if you really don’t have anything coming in.” “You don’t want to miss this opportunity to increase your earning potential.” “Once you’re certified, that’s yours for life—you can’t repo a degree or certification.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson. SUMMARY OF THE INTERVIEW The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy’s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one’s potential. [ PURPOSE OF THE INTERVIEW The purpose of the episode is to: 1. Introduce Jeremy Anderson’s Work Showcase Jeremy’s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. [ 2. Inspire Listeners Toward Purpose‑Driven Success Encourage viewers to move from “wasted potential” to purposeful, impactful living by believing in themselves and pursuing their gifts. 3. Demonstrate How Jeremy’s Principles Apply Broadly Rushion emphasizes that Jeremy’s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people. 4. Promote Actionable Personal Growth The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities. KEY TAKEAWAYS 1. Wasted Potential is a Universal Struggle Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don’t lack talent — they lack belief and action. 2. Purpose Over Profit He warns new speakers not to chase “the bag.”Impact first → income follows. If your heart is for people, success comes naturally. 3. Your Story Is Your Superpower Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden. 4. Maximize Every Opportunity Whether you’re speaking, laying concrete, or running a small business, get every drop out of every engagement — testimonials, photos, referrals, and relationship‑building. citeturn1search1 5. Environment and Mindset Matter True growth starts by changing your internal environment.Jeremy’s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief. 6. Non‑Negotiables Build Discipline Success requires habits you don’t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development. 7. Extreme Ownership Replaces Excuses Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself. 8. Brand Is Built on Transparency Jeremy’s brand centers on perseverance, faith, and family—not perfection. He shares both triumphs and private struggles. 9. Giving Back Is Central to His Purpose Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business. NOTABLE QUOTES FROM THE INTERVIEW On Purpose & Potential “Don’t come to me for profits. Come to me for purpose. Don’t come to me for income. Come to me for impact.” “It’s only a testimony if you testify.” “Most people don’t believe and they don’t pursue — that’s wasted potential.” On Mindset & Environment “I wasn’t living a life of purpose… I had to stop blaming others and go all in on me.” “Sometimes the shackles we have are in our mind.” On Discipline “Success requires non‑negotiables.” (Waking early, prayer, meditation, discomfort training) “People want comfort — but everything great comes with discomfort.” On Value “If you want to be valuable, you must have value.” “They’re not paying me top dollar because I'm motivational. I solve a problem.” On Legacy & Family “My brand is perseverance and family.” “These things don’t happen to me — they happen for me.” On Accountability “No excuses — take ownership.” “I’ve never met anyone who became great from excuses.” On Giving Back “We’ve been feeding a thousand starving children every week since 2018.” “We put 60 kids through college — and we’re just getting started.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Chris Spencer. Comedian, actor, and producer shares insights into his career, his journey in comedy, and his contributions to television and film. 🔑 Key Themes & Highlights Chris Spencer’s Comedy Journey Started as a class clown before transitioning into stand-up comedy in college. Early performances at comedy clubs and fraternity events helped him refine his craft. Worked alongside major comedians like Steve Harvey, Damon Wayans, and Jamie Foxx. Transition to Writing & Producing Spencer discusses his evolution from stand-up comedy to writing and producing. He co-created and produced Real Husbands of Hollywood, an improvisational comedy series. Talks about the challenges and successes of bringing the show to television. Black Comedy in America Documentary Spencer is involved in a ten-part docuseries exploring historical moments in Black comedy. The series covers topics from the "Chitlin Circuit" to modern-day stand-up and sitcoms. Features interviews with legendary comedians, including Kevin Hart, Dave Chappelle, and the Kings of Comedy. The Kings of Comedy Reunion Spencer helped reunite Steve Harvey, Cedric the Entertainer, and D.L. Hughley for the documentary. The episode highlights their impact on comedy and their transition from clubs to stadium tours. Jamie Foxx’s Special Spencer discusses Jamie Foxx’s return to comedy following his health recovery. The special, filmed in Atlanta, blends humor, storytelling, and personal reflection. 📘 About Chris SpencerChris Spencer is a comedian, actor, writer, and producer known for his work in stand-up, television, and film. He has contributed to numerous projects, including Real Husbands of Hollywood and the upcoming Black Comedy in America documentary. #STRAW #BEST #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keith Milner. Purpose of the Interview The interview aims to inspire aspiring entrepreneurs by sharing Keith Milner’s journey from corporate America to entrepreneurship. It emphasizes discipline, leadership, risk-taking, and strategies for building generational wealth, particularly for underrepresented communities. Key Takeaways Foundational Lessons from Childhood Growing up in a disciplined, hardworking family taught Keith accountability, integrity, and the principle of choices and consequences. Education was highly valued in his household, shaping his drive for success. Corporate vs. Entrepreneurial Mindset Corporate careers can feel secure but are often riskier because you lack control over your destiny. Entrepreneurship offers greater control and potential for generational wealth. Leadership and Teamwork Lessons from sports—teamwork, discipline, and leadership—translate directly into business success. Establishing a common goal and coaching employees is crucial, but underperformers must eventually be let go. Risk and Value Many African-Americans view entrepreneurship as risky, but Keith argues it’s less risky than employment in an at-will state. Success depends on creating value that customers are willing to pay for. Franchising Journey Relationships opened doors to Jersey Mike’s franchise ownership. Entrepreneurship requires hands-on involvement—Keith still works in his stores when needed. Advice for Aspiring Entrepreneurs Adopt a growth mindset and positive attitude. Follow the Five P’s: Plan, Prepare, Produce, Pivot, Persevere. Understand that entrepreneurship is a daily grind—“Every morning in the jungle, the lion wakes up running.” Notable Quotes On discipline and accountability:“If you said you were going to do something, you did it. If you were told to do something, you got it done.” On choices:“We make choices every day, and if you don’t make the right choice, there are consequences.” On entrepreneurship vs. employment:“Entrepreneurship and small business ownership is the best way to create generational wealth.” On leadership:“There are very few things in life you can do alone. You need people, you need a team.” On success formula:“You control the inputs, and therefore you can charge what you want—as long as you generate enough value.” On entrepreneurial mindset:“Plan, Prepare, Produce, Pivot, Persevere.” Swahili proverb:“Every morning in the jungle, the lion wakes up running… The question becomes, who’s going to run the fastest?” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michelle Lilly. A cryptocurrency and blockchain educator and entrepreneur. Here's a summary of the key points discussed: 🎙️ Main Themes and Highlights Michelle Lilly’s Background Entered the cryptocurrency space in 2017. Initially lost money in a scam but used the experience to educate herself. Became the first African-American woman with a master’s degree in blockchain and digital currency from the University of Nicosia. Understanding Cryptocurrency Bitcoin is described as a protocol, not just a currency—used for value storage and transfer. Ethereum is highlighted for its smart contract capabilities and utility. Cryptocurrencies are a hybrid between stock and currency—they have utility like stock and liquidity like currency. Why Bitcoin Has Value Scarcity: Only 21 million Bitcoins will ever exist. Deflationary: Bitcoin undergoes a “halving” every four years, reducing the rate of new coins. Decentralization: Not controlled by any central authority, making it secure and transparent. NFTs and the Metaverse NFTs (Non-Fungible Tokens) are unique digital assets, often used for art and music. Artists can sell directly to consumers and earn royalties on resales. The metaverse is explained as a 3D version of the internet (Web 3.0), where users can own digital land and assets. Empowering Underserved Communities Michelle emphasizes the importance of African-American and female participation in crypto and blockchain. Encourages people to educate themselves and not wait for permission to participate in new financial systems. Practical Advice You don’t need a lot of money to start investing in crypto. Understanding the current financial system is just as important as learning about the new one. Consistency, self-awareness, and openness to criticism are key to success. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Leola Anifowoshe. 🎯 Purpose of the Interview The interview aims to: Educate listeners on the science and solutions behind hair loss. Introduce Dr. Leola Anifowoshe’s work in functional medicine, trichology, and holistic hair restoration. Share her personal journey and expertise. Promote her clinic, products, and diagnostic approach to hair and scalp health. 🧠 Key Takeaways 1. Hair Loss is Treatable and Often Misunderstood Hair follicles may be dormant, not dead—where there’s life, there’s hope. Hair loss is often a symptom of deeper health issues, such as stress, inflammation, or liver dysfunction. 2. Holistic and Functional Approach Dr. Leola emphasizes testing over guessing. Her clinic uses microscopic scalp analysis, cell inflammation tests, and custom treatment plans. She avoids pharmaceuticals, relying on natural remedies and nutraceuticals. 3. Hair Loss as a Health Crisis Especially prevalent among Black women, often due to scarring alopecia from early perms. The American Hair Loss Association had not studied this demographic adequately. 4. Innovative Technology Her clinic developed a patented machine called the ResourciStation, which: Diagnoses scalp conditions. Removes debris. Stimulates follicles. Can transform salons into restoration centers. 5. Personal Story and Motivation Dr. Leola experienced hair loss due to sarcoidosis, a form of lupus. Her husband’s reaction to her baldness inspired her to create effective products. She was raised by blind family members, teaching her to rely on senses beyond sight, influencing her product development. 6. Product Highlights Ditch the Itch Shampoo: Detoxifies scalp. Smooth & Restore Conditioner: Nourishes hair strands. Awakening Complex: Stimulates dormant follicles using natural DHT blockers like pumpkin seed. Meltdown Scalp Oxygen Foam: Clears buildup and energizes follicles. 💬 Notable Quotes “Where there’s life, there’s hope—as it relates to hair follicles.” “Hair loss is a bully. You can’t fight it with a butter knife.” “We don’t guess—we test.” “Hair loss is a whistleblower—it tells you something deeper is wrong.” “I kill men back their wives. I give women back their husbands.” “I was born on the 4th of July. I was born for this.” “You can’t out-give God. Create a vacuum effect—give something to get something.” 🌱 Emotional and Cultural Impact Dr. Leola’s work is deeply rooted in community healing, especially for underserved populations. She challenges mainstream dermatology and beauty standards, advocating for natural, culturally aware solutions. Her clinic offers telehealth, making her services accessible nationwide. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Farrah Laurent. A former emergency room nurse turned entrepreneur and career coach, shares her journey from bedside care to building a six-figure business helping new nurses land high-paying jobs and launch their own ventures. The conversation explores nursing as a lucrative and flexible career path, the importance of mindset, and the power of personal branding. 🔑 Key Points 💼 Career Journey & Motivation Dr. Laurent was inspired by the TV show Trauma: Life in the E.R. to become an emergency nurse. She worked 13 years in ER nursing, including at a Level 1 trauma center in Detroit. Transitioned into education and leadership before launching her coaching business. 💰 Nursing as a High-Income Career New nurses in cities like NYC and Northern California can earn $100K–$175K starting salaries. National average is around $70K, but opportunities vary by region and specialization. Nurse anesthetists can earn $200K–$300K+. “New graduate nurses today… are making baseline at least $100,000, up to $175K.” 🧠 Mindset & Coaching Emphasizes abundance mindset over scarcity. Coaches nurses on resume writing, interview prep, and personal branding. Encourages nurses to invest in themselves through coaching and professional development. “If I can do it, you can do it too. It all starts with an idea and the mindset.” 📈 Entrepreneurship for Nurses Nurses are increasingly turning to consulting, coaching, and telehealth for flexibility. Dr. Laurent founded the Nurses Making Money Moves conference and authored a workbook by the same name. Organized her first conference in just 10 weeks, attracting 70 nurses from 20 states. “You’re using your intellectual property—what you already know—to monetize.” 🌍 Diversity & Representation Advocates for racial, gender, and linguistic diversity in nursing and leadership. Notes that patient outcomes improve when care providers reflect the communities they serve. “We need more diversity in nursing and nursing leadership to close the gaps in healthcare inequalities.” 💡 Advice for New Nurses Get clear on your goals and ideal work environment. Prepare thoroughly for interviews—don’t wing it. Build a strong LinkedIn presence—95% of recruiters check it. Negotiate: Know your worth, research salaries, and pitch your value. “Don’t just settle. Go after what you want.” 🚩 Red Flags in Job Offers Disorganized interview process Unwelcoming management High turnover Rushed job offers without clarity on responsibilities 📣 Closing Quote “Nurses are big problem solvers. Find the problem you want to solve and go for it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Amplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Amplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Amplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Amplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Brianna Johnson. A dynamic entrepreneur and founder of Legend Life Financial. Here's a breakdown of the key highlights and insights from the episode: 🔑 Key Themes & Takeaways 1. Early Entrepreneurship By age 22, Brianna owned two clothing stores and a hair salon in Chicago. Inspired by her father, a long-time financial services professional, she developed a strong entrepreneurial spirit early on. 2. Transition to Financial Services At 24, she pivoted into financial services, initially resistant to the idea due to its lack of “cool” appeal. She passed her state licensing exam and is now licensed in over 30 states. Her company, Legend Life Financial, focuses on life insurance and financial education. 3. Insurance Education & Transparency Brianna emphasizes the importance of understanding the differences between: Term Life Insurance: Affordable, fixed for a set term (e.g., 20–30 years), but can increase if it's an annual renewable term. Whole Life Insurance: Permanent, more expensive, builds cash value slowly. Indexed Universal Life (IUL): Tied to stock market performance with capped gains and protected downside. Universal Life: Flexible premiums, moderate cash value growth. Final Expense Policies: For individuals with health or legal issues, typically lower coverage. 4. Client Advocacy She stresses the need to ask questions like “What type of policy is this?” and to avoid blindly trusting agents—especially those who may not stay in the business long-term. She follows up with clients regularly and educates them on evolving insurance needs. 5. Mentorship & Impact Brianna has mentored over 250 life insurance agents and served more than 5,000 families. She’s passionate about empowering people of color through financial literacy and entrepreneurship. 💬 Notable Quotes “Fear is just false expectations appearing real.” “Everything you want is on the other side of fear.” “You don’t have to work more to make more—you just have to work smarter.” 📍 Contact & Resources Website: LegendLife.com (spelled with a “Z” – LegzendLife.com) Phone: (312) 768-3604 Social Media: @BriannaKaylaJ on all platforms #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Pastor Dexter Jenkins. Purpose of the Interview The interview aimed to educate and inspire listeners about wealth creation through real estate and financial literacy, particularly for individuals over 50. Pastor Jenkins shared strategies for building generational wealth, shifting mindsets about money, and leveraging real estate as a primary tool for financial independence. Key Takeaways Intersection of Faith, Finance, and BusinessPastor Jenkins emphasizes that faith and financial success are not mutually exclusive. He advocates using biblical principles as a success manual, especially from Proverbs. Real Estate as “Low-Hanging Fruit” for WealthReal estate is one of the simplest and most effective ways to build wealth because land is finite and historically valuable. Mindset Over MoneyWealth building starts with changing beliefs about money. Many misconceptions learned in childhood or church need to be unlearned. Refire, Don’t RetireFor those over 50, Jenkins encourages leveraging life experience to create new income streams instead of slowing down. Social Security Reality CheckThe average Social Security check (~$1,400/month) is insufficient for most Americans, highlighting the need for personal wealth strategies. The SHIP Method Stewardship: Direct your money intentionally. Ownership: Own assets that appreciate and generate cash flow. Entrepreneurship: Consider business ownership as a wealth-building tool. Education Before ActionStart with learning—books, podcasts, seminars—before diving into real estate or other ventures. Community Wealth BuildingJenkins supports initiatives like “buying back the block” to revitalize neighborhoods and build collective wealth. Secrets to SuccessDesire, planning, education, and execution are essential. Dreams without plans remain dreams. Upcoming ResourcesJenkins is releasing a book: The Real Estate Wealth Creation Blueprint, offering practical steps for using real estate to build wealth. Notable Quotes “Real estate is the lowest hanging fruit on the wealth creation tree.” “People came here to work the land—now it’s time for us to own it.” “It’s not time to retire; it’s time to refire.” “Social Security was designed for a different era. You can’t live on $1,400 a month in America.” “The Bible is more than religion—it’s a success manual.” “If you don’t have a desire for wealth, we can talk all day and nothing will change.” “Stewardship, Ownership, Entrepreneurship—those are the pillars of wealth.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Dr. Christina Dukes Brown. CEO of the Boys & Girls Club of Paterson and Passaic, NJ Purpose of the Interview The interview aimed to: Raise awareness about the Boys & Girls Club’s impact on underserved communities in Paterson and Passaic, NJ. Issue a call to action for volunteers, mentors, corporations, and donors to support youth programs. Highlight challenges faced by marginalized communities and how the Club addresses them through education, nutrition, and character-building programs. Key Takeaways Community Impact The Club serves 1,400 children and teens daily across two main clubhouses and 11 satellite sites. Programs include academic support, tutoring, arts, athletics, and life skills development. Challenges in the Community High rates of homelessness, food deserts, and low literacy and math proficiency (only ~20% literate and ~15% proficient in math in Paterson). Stereotypes and “deficit ideology” that assume poor or minority youth lack capacity for success. Programs and Initiatives Academic Support: Homework help, tutoring, and Saturday sessions. Creative Outlets: Dance, musicals, and arts. Sports & Aquatics: Swimming program praised for breaking stereotypes. Young Adult Support (18–24): Internships, skill-building, and career readiness for those not pursuing college. Call to Action Volunteers and mentors needed to inspire youth. Corporations and entrepreneurs encouraged to provide internships and teach business skills. Donations critical—$4M annual fundraising goal to sustain programs. Dr. Brown’s Motivation Rooted in her upbringing in Jersey City during the crack era. Believes in being part of the solution, not just complaining about systemic issues. Emphasizes building “efficacious spirits” and affirming unique skills in youth. Notable Quotes On Motivation:“I can’t complain about the position of Black and Brown people in society if I’m not going to do the work necessary to support its elevation.” On Stereotypes:“Deficit ideology assumes that if you are poor or minority, you do not have the capacity to be successful. We fight that every day.” On Community Support:“My community got me where I am today… I’m calling on the village to support what we’re trying to do.” On Youth Potential:“No matter where you come from, and no matter what you look like, you have the capacity to become great.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee. Purpose of the Interview The interview aimed to: Highlight OneUnited Bank’s mission as the largest Black-owned and first Black-owned internet bank in America. Educate listeners on financial literacy, technology-driven banking, and economic empowerment in underserved communities. Promote OneUnited Bank’s products and services as solutions for financial challenges faced by Black Americans and others lacking access to traditional banking. Key Takeaways Historical Context & Mission The concept of a national Black-owned bank dates back to leaders like Booker T. Washington, W.E.B. Du Bois, and Martin Luther King Jr., who emphasized economic empowerment. OneUnited Bank was formed through acquisitions and later pivoted to technology-driven banking. Technology & Innovation OneUnited embraced AI and data aggregation over a decade ago to create products that help customers understand assets, liabilities, and net worth in real time. Banking has shifted from physical branches to digital platforms, enabling nationwide access. Financial Literacy Crisis 90% of Americans lack financial literacy, largely because it’s not taught in schools. Cohee advocates for mandatory K–12 financial literacy education, citing studies showing it can add $126,000 to lifetime net worth. Products Designed for Real Needs CashPlease: Short-term emergency loans at affordable rates. Second Chance Checking: Helps rebuild credit. Savings Programs: Often in collaboration with employers. These products address real-life challenges like low emergency savings and predatory check-cashing fees. Accessibility & Reach OneUnited offers nationwide banking via oneunited.com, surcharge-free ATMs, and partnerships with major networks. Customers can deposit checks online and access services without visiting physical branches. Economic Empowerment Technology enables entrepreneurship without owning physical products—leveraging branding and e-commerce. Cohee draws parallels between today’s tech opportunities and the historical wealth-building of Black Wall Street. Notable Quotes “We are FDIC insured, commercial bank like them. The only difference is we’re smarter and we have better technology.” “Technology and AI allow anyone to make decisions like they were an expert.” “If we taught financial literacy in schools, it would create over $100,000 in net worth per person over their lifetime.” “You don’t have to go to check cashers and get ripped off. Just go to oneunited.com.” “We’ve been working on AI for over a decade. We’re not coming to the party—we are the party.” “Our generation has technology and communication skills. We can change society.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacqueline Rushin. A distinguished business executive, addiction counselor, minister, and author, joins Money Making Conversations Masterclass to discuss her book, The Hidden Hand: How Human Decisions Behind Rapid Technology Deployments Are Driving a Mental Health Crisis. She explores the effects of technology addiction and strategies for maintaining mental wellness in a hyper-connected world. 🔑 Key Themes & Highlights Technology Addiction & Its Impact Social media and smartphone dependency are creating engineered addictions, leading to overstimulation, anxiety, and loss of focus. Many individuals, including students and professionals, struggle with constant digital engagement, causing fatigue and decreased productivity. Mental Health Crisis Linked to Technology Increased tech usage has fueled mental health challenges, including depression, anxiety, and strained relationships. Dr. Rushing’s work has identified a growing pattern of therapy-seeking individuals suffering from digital addiction. Balancing Technology & Mental Wellness Encourages strategic technology use—making sure digital tools complement life rather than consuming it. FOMO (Fear of Missing Out) drives unhealthy behavior, keeping individuals perpetually "on", preventing rest and reflection. The Importance of Mental Health Awareness Historically, mental health was stigmatized, especially in Black communities, where therapy was less accessible. Today, conversations about mental wellness are gaining traction, but challenges remain, particularly for executives managing silent struggles. Taking Control of Digital Habits Dr. Rushing advocates for setting personal boundaries, resisting external pressures to be constantly reachable. Suggests one hour of daily unplugged time to reset, disconnect, and regain mental clarity. 📘 Resources & Contact InformationDr. Rushing’s book, The Hidden Hand, is available for purchase.🔗 Website: DrJacquelineRushin.com #AMI #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keanna Sanders. 🎯 Purpose of the Interview To highlight Keanna Sanders’ entrepreneurial journey from fashion merchandising to founding Sandbridge Early Learning Center, a network of childcare facilities in Maryland. The interview explores her motivations, challenges, and vision for empowering families and communities through early childhood education. 🧭 Key Themes & Takeaways 1. Early Inspiration & Passion for Children Keanna’s love for children began at age 13, helping her grandmother care for infants and toddlers. Quote: “I was always around children… babysitting cousins, neighbors, and helping my grandmother with single moms’ kids.” 2. Education & Certifications Studied Fashion Merchandising at University of Maryland Eastern Shore and Fashion Institute of Technology. Earned childcare certifications (e.g., 45-hour and 90-hour credentials) to qualify as a teacher in Maryland. Quote: “I went and got my certifications in childcare so I could make a little extra money.” 3. Entrepreneurial Drive Keanna always knew she wanted to be her own boss, even before understanding what entrepreneurship meant. Quote: “I didn’t want to work a 9 to 5. I wanted to travel and make my own schedule.” 4. Serial Entrepreneurship Owned a car dealership called Trendy Motors before launching Sandbridge. Used profits from car sales and a bank loan to fund her childcare business. Quote: “I sold my first car and said, ‘I’m going to start a car business.’ That success helped me launch Sandbridge.” 5. Founding Sandbridge Early Learning Center The name “Sandbridge” combines her last name (Sanders) with the concept of “bridging the gap” between parents and children. Quote: “Sandbridge means bridging the gap between parents and kids.” 6. Curriculum & Learning Philosophy Uses Frog Street Curriculum for infants to age 5. Employs certified public school teachers through grants to prepare children for elementary school. Quote: “We want children to be ready for school. We teach through themes, tummy time, reading, and physical activities.” 7. Family Engagement & Community Impact Hosts family nights, festivals, and educational field trips. Offers financial support, discounts, and free meals to families in need. Quote: “We go above and beyond… sometimes I waive fees or help with scholarship applications.” 8. Franchise Vision & Branding Plans to franchise Sandbridge nationally with consistent branding across locations. Quote: “I want every Sandbridge to look the same—like Chick-fil-A or Walgreens.” 9. Overcoming Bias & Embracing Identity Initially hid her ownership due to fear of bias but later embraced her identity and impact. Quote: “You didn’t work this hard not to be recognized. People deserve to know who you are.” 10. Faith, Risk-Taking & Advice Attributes her success to faith, persistence, and taking risks. Quote: “Out of ten no’s, you’ll get one yes. Be consistent, be persistent, and lean on God.” 📍 Current Status Operates six locations in Maryland: three full sites and three before/after care programs. Serves nearly 400 children. Actively working on franchising the business. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Angeletha Long. A 24-year Army veteran turned travel entrepreneur: 🎯 Purpose of the Interview To highlight Angeletha Long’s journey from military service to becoming a successful travel advisor and cruise expert, and to educate listeners—especially African Americans and veterans—on the benefits and opportunities of cruising as a travel experience and business venture. 🗝️ Key Takeaways 1. Cruising as a Travel Experience Convenience & Value: Cruising offers all-inclusive packages covering accommodation, dining, entertainment, and transportation. Multi-generational Appeal: Popular among families traveling across generations. Variety of Activities: From Broadway-style shows to roller coasters and go-karts, cruises cater to adventure seekers and relaxation lovers alike. Food Culture: Cruises are known for their abundant and diverse food options, including buffets, specialty restaurants, and snack stations. “There is food here, there is food there, there is food everywhere. The one thing that you're not going to be on a cruise is hungry.” – Andelita Long 2. Military to Travel Industry Transition Inspired by her mother’s hospitality business in Jamaica. Military experience provided skills in logistics, planning, and resilience. Desire for flexibility and family time motivated her to pursue entrepreneurship. “Why do I want to keep punching the clock? … Why not do something that I love?” – Andelita Long 3. Representation & Empowerment Noted the lack of Black professionals in the travel industry. Advocates for creating space and visibility for African Americans in travel leadership. “If the table isn't big enough for us to fit there, we don't have to make our own table.” – Andelita Long 4. Veteran Travel Benefits Norwegian Cruise Line: Offers 10% discount for veterans. Margaritaville Cruise Line: Provides one free 3-night cruise per year for veterans. Long helps veterans access and maximize these benefits. “Margaritaville gives each veteran once a year a three-night free cruise. No cost to you.” – Andelita Long 5. Specialty Cruises & Community Promotes culturally rich cruises like “Grown & Sexy” charters focused on Black culture and entertainment. Encourages first-time cruisers and singles to explore group travel experiences. “It’s full of Black people. We got Black entertainers. Everything on there—it’s all about Black history, Black culture, Black power.” – Andelita Long 📞 Contact Information Website: mydreamvacationtravel.com Phone: (478) 334-0177 Email: Angeletha.Long@cruiseplanners.com #AMI #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alicia Lyttle. 🎙️ Episode Overview Guest: Alicia Lyttle Topic: Demystifying AI for small businesses, content creators, and entrepreneurs. 🤖 Key Topics Discussed 1. What Is AI? Alicia defines AI as tools that can perform tasks like content creation, image generation, and data analysis—tasks once thought to require human intelligence. Tools like ChatGPT and Pictory.ai can help businesses scale faster and more efficiently. 2. AI for Content Creation Alicia explains how to: Transcribe interviews using Otter.ai. Turn transcripts into books using ChatGPT. Create videos from scripts using Pictory.ai. Generate social media content, book descriptions, and more—all with AI. 3. Real-World Application Rushion realizes he can turn his 850+ interviews into books, YouTube videos, and monetizable content using AI. Alicia emphasizes that AI can help generate “mailbox money”—passive income from repurposed content. 4. Her Business & Mission Alicia and her sister have run a marketing and training company for 24 years. They now focus exclusively on AI education and implementation for businesses. She offers corporate training, workshops, and free resources to help others adopt AI. 5. AI as a Business Equalizer AI levels the playing field for small and minority-owned businesses. It reduces operational costs and increases productivity. Alicia encourages Black entrepreneurs to become early adopters and not get left behind. 6. Training & Resources Alicia offers a free eBook: ChatGPT Made Easy on her website AliciaLyttle.com. She provides newsletters, videos, and one-on-one consultations. She stresses the importance of learning how to use AI properly to avoid poor results. 💬 Memorable Quotes “AI is not going to replace you. But someone using AI might.” “We produced more content in one year using AI than in the previous ten years combined.” “You don’t need to hire a team—you need to hire the right tools.” “This is our chance to be early adopters. Don’t miss this wave.” #STRAW #BEST #SHMS #AMI Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Naveen Jain. Founder and CEO of Viome. 🎯 Purpose of the Interview To introduce Viome’s revolutionary health technology that uses precision diagnostics and personalized supplements to help individuals take control of their health, prevent disease, and potentially reverse biological aging. 🧭 Key Takeaways 1. Viome’s Mission Viome aims to make illness optional by using AI-driven health diagnostics. The company’s tagline: “Imagine living in a world where illness is optional.” 2. The Full Body Intelligence Test Users submit saliva, blood (finger prick), and stool samples. Viome analyzes 100 million biomarkers to assess: Biological age Cognitive, heart, gut, oral, and immune health Root causes of symptoms like bloating, constipation, fatigue, etc. 3. Personalized Health Solutions Viome provides: Precision supplements tailored to your body’s needs Custom probiotics/prebiotics Oral microbiome lozenges Morning and evening toothpaste Supplements are reformulated monthly based on retesting. 4. Scientific Backing Viome has conducted placebo-controlled clinical trials showing: 64% improvement in gut health 25% reduction in fasting insulin 50% reduction in depression 47% reduction in anxiety—all within 90 days 5. Disease Detection Innovation Viome offers tests for: Stage 1 oral and throat cancer (available now) IBD and colon polyps (launching soon) Stage 1 pancreatic cancer (launching within 6 months) 6. Affordability & Access Full Body Intelligence Test: $299 Monthly supplement plans: $40–$200 depending on selected products Website: viome.com 7. Personal Story & Motivation Naveen Jain immigrated from India with $5, built 7 companies. Lost his father to pancreatic cancer—now developing early detection tests. Believes in purpose-driven entrepreneurship: “Making money is a byproduct of improving lives.” 💬 Notable Quotes “Your genes are not your destiny.” “There is no universally healthy food.” “Making money is like having an orgasm—if you focus on it, you’ll never get it.” “Don’t blame your ancestors for your sickness. You can change your lifestyle.” “If you think being healthy is expensive, try being sick.” 🔗 Action Steps for Listeners Visit viome.com Order the Full Body Intelligence Test Receive personalized health insights and supplements Retest every 6 months to track progress and adjust #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday, December 30th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "4-3 Relationship" | Ask The CLO | None Of Your Damn Business | Would You Rather | Comedy Roulette: Things People Say When They Don't Know They're On Speakerphone | Nephew Tommy's Prank - "Wax That Ass" | Strawberry Letter - "You're Not Doing That Tonight" Pt. 1-2 | JAB At A Kwanzaa Party | Relationship Labels | Financial Regrets | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monty Garside. A full-time attorney turned baker and founder of Confectionist Bakery. Here are some key highlights from the episode: 🎙️ Guest Background Monty Garside is a practicing attorney with over 20 years of experience in litigation. He founded Confectionist Bakery in honor of his grandmother. The bakery started in his home kitchen and now ships desserts nationwide. 🍰 Bakery Journey Inspired by nostalgia and family traditions, Marty began baking after his grandmother passed away. His first successful cake was a pound cake that tasted exactly like his grandmother’s. He was encouraged to start a business by a client who was the daughter of a professional baker. 🧁 Products & Flavors Specializes in cheesecakes, pound cakes, layer cakes, and pies. Unique flavors include: Peach Cobbler Pound Cake Amaretto Pound Cake Banana Pudding Layer Cake Sweet Potato Pound Cake 🚚 Shipping & Operations Operates out of a commercial kitchen in Atlanta. Cakes are wrapped and frozen for freshness and shipped nationwide. Orders typically take 2 days to process and 3–5 days for delivery. 💡 Business Insights Challenges included pricing products appropriately and managing holiday demand. Emphasizes the importance of: Quality product Excellent customer service Knowing your target audience Target customers are busy professionals who appreciate homemade, Southern-style desserts but lack the time or skill to make them. 📈 Advice for Entrepreneurs Don’t be afraid to try something new. Control what you can—especially product quality and customer service. Trust yourself through the ups and downs. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Travis T. Wade. CEO of The Guardian, a private security corporation. The discussion focused on hiring the right people, leadership strategies, and the importance of HR in business success. 🔑 Key Themes & Highlights The Importance of HR in Hiring Wade emphasized that HR is the backbone of any business, ensuring the right people are hired and retained. He shared insights on how HR principles translate into building a strong security team. Finding the Right Employees The Guardian uses a conversational interview approach rather than traditional questioning. Wade believes that getting candidates comfortable reveals their true personality, helping assess their suitability for security roles. Key Traits for Security Professionals Patience is the most important quality—impatient candidates are not a good fit for security work. Security officers must be calm, observant, and able to de-escalate situations rather than react impulsively. Reducing Employee Turnover Wade stressed that treating employees well after hiring is just as important as selecting the right candidates. He shared strategies for lowering turnover by fostering a supportive work environment. 📘 About Travis T. Wade & The GuardianTravis T. Wade is a seasoned HR professional with over 25 years of corporate experience. His company, The Guardian, operates in Georgia, Alabama, and North Carolina, providing armed and unarmed security, personal protection, and private investigations. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Hankins. Topic: Her book Beyond the Chair and life after the beauty industry. 🔑 Key Themes & Takeaways: Purpose of the Book – "Beyond the Chair" The book is a guide for professionals, especially in the beauty industry, who are seeking to transition into new roles or careers. It addresses fear, personal growth, and the importance of stepping out of comfort zones. Lisa’s Journey Lisa spent 35 years in the beauty industry. She experienced physical tolls from the job, including lung issues and back injuries, partly due to prolonged exposure to chemicals like relaxers and hair product fumes. A back injury in 2012 forced her to leave the industry at age 50. Health & Safety in the Beauty Industry Lisa highlighted the dangers of chemical exposure and lack of protective measures (e.g., not using gloves). She emphasized the need for awareness about long-term health risks for stylists and barbers. Faith and Planning Lisa credits her faith and careful financial planning (savings, insurance, retirement funds) for enabling her smooth transition. She encourages others to prepare financially and spiritually for life changes. Overcoming Fear Fear is a major barrier to change. Lisa stresses the importance of faith, belief in oneself, and having a support system. She quotes scripture and shares motivational insights to inspire others to move “beyond the chair.” Broader Message The book is not just for beauty professionals—it’s for anyone feeling stuck in a role or phase of life. Everyone has a “chair” they need to move beyond. Technology & AI Lisa discusses the role of social media in the beauty industry. She shares a humorous anecdote about AI and plagiarism concerns in her ministry training. Writing Process The book took two years to complete, with interruptions due to health issues. Lisa relied on faith and perseverance to finish it. SMART Goals & Retreats She advocates for setting SMART goals and writing things down to stay focused. A retreat experience helped her reflect and clarify her purpose. 📚 Where to Find the Book: Available on Amazon. Search for Beyond the Chair by Lisa Hankins. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shica. Founder of Dr. Shica’s Bakery, and the conversation centers around her inspiring journey from educator to successful entrepreneur in the plant-based dessert industry. Key Highlights from the Transcript: Origin Story: Dr. Shica began baking seriously after losing her job during the COVID-19 pandemic. Encouraged by a marketing director, she launched her bakery business. Why Vegan?: She chose to make vegan cookies to cater to people with dietary restrictions (e.g., lactose intolerance, dairy allergies) and to offer a healthier, inclusive dessert option. Celebrity Support: Her cookies gained popularity in L.A., attracting celebrity clients like Doug Allen (creator of Entourage) and Teri Weinberg (producer of The Office), and even making a birthday cake for Jessica Simpson. Product Line: Includes chocolate chip, oatmeal raisin, lemon, confetti sugar cookies, and cookie dough mixes. She emphasizes premium ingredients and a unique signature flavor. Expansion: Her products are launching in over 4,100 stores including HomeGoods, TJ Maxx, and Marshalls across the U.S. and Canada. International Recognition: Selected to speak at the largest snacks and sweets show in Dubai and participate in Canada’s minority supplier program. Vision: Aspires to be the “Betty Crocker or Nabisco of plant-based cookies,” with a legacy brand featuring her face as the logo. Advice: Her secret to success is staying “prayed up” and working hard, especially as a minority female entrepreneur. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. A financial coach specializing in wealth-building, shares his insights on personal finance, real estate investing, and financial independence. He discusses his journey, strategies for managing wealth, and the importance of financial literacy. 🔑 Key Themes & Highlights His Financial Journey Started his financial journey by investing in real estate, acquiring his first duplex. Built a portfolio using financial strategies, later facing setbacks like Hurricane Katrina and the 2008 real estate crash. Understanding Financial Stratospheres Defines different financial stages: failure, stability, growth, and independence. Emphasizes the need for strong financial foundations before pursuing major investments. Infinite Banking Concept Explains how individuals can become their own financial gatekeepers rather than relying on banks. Encourages strategic financial planning to control one's money flow. Middle-Income Struggles Discusses financial challenges middle-income individuals face, including debt accumulation and limited savings. Offers strategies for breaking free from debt and building long-term wealth. Financial Coaching and Mentorship Stresses the importance of financial education, mentorship, and strategic planning. Encourages individuals to seek guidance and accountability in their financial journey. 📘 About His Financial CoachingBrother Mujahid Muhammad provides coaching and financial strategies to help individuals build wealth. He specializes in real estate investing, insurance, and personal finance education. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ken Taunton. Founder and president of The Royster Group, a nationally recognized, certified Black-owned professional staffing firm. Here's a breakdown of the key themes and takeaways: 🎯 Key Highlights from the Interview 🏢 About The Royster Group Founded in 2001, the firm specializes in: Executive Search (C-suite to Director level) Healthcare Staffing (physicians, nurses, ancillary staff) Operates nationally, serving both public and private sectors. 💼 Executive Search Insights Royster is a retained executive search firm, meaning they are hired by companies to find top-tier talent. Focuses on diverse, seasoned professionals with 7–10+ years of experience. Clients include major corporations like Home Depot, Merck, and Pfizer. Emphasizes the importance of diversity in leadership and actively includes women and people of color in candidate pools. 🏥 Healthcare Staffing Healthcare remains a high-demand field due to an aging population and workforce shortages. Royster recruits nationally and advertises through their website, conferences, and referrals. There’s a growing need for diverse healthcare professionals to reflect the population they serve. 🧾 Resume & Job Search Tips Resumes should be keyword-optimized to match job descriptions. Candidates should reach out to recruiters, follow up, and apply through multiple channels. Avoid vague resumes—include specific achievements and metrics. 🏆 Business Philosophy & Certification Thornton emphasizes the value of being a certified Black-owned business, not as a crutch but as a strategic advantage to gain access to opportunities. He acknowledges the challenges and scrutiny minority businesses face and the importance of capacity and execution. Advocates for mentorship, SBA resources, and relationship-building as keys to success. 📈 Entrepreneurial Journey Thornton transitioned from pharmaceutical sales and HR to founding his own firm after noticing a lack of diversity in executive placements. Started Royster with a bootstrap model—a desk, a phone, and determination. Now leads a $20M+ company and was named Small Business Person of the Year in Georgia. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Leola Anifowoshe. 🎯 Purpose of the Interview The interview aims to: Educate listeners on the science and solutions behind hair loss. Introduce Dr. Leola Anifowoshe’s work in functional medicine, trichology, and holistic hair restoration. Share her personal journey and expertise. Promote her clinic, products, and diagnostic approach to hair and scalp health. 🧠 Key Takeaways 1. Hair Loss is Treatable and Often Misunderstood Hair follicles may be dormant, not dead—where there’s life, there’s hope. Hair loss is often a symptom of deeper health issues, such as stress, inflammation, or liver dysfunction. 2. Holistic and Functional Approach Dr. Leola emphasizes testing over guessing. Her clinic uses microscopic scalp analysis, cell inflammation tests, and custom treatment plans. She avoids pharmaceuticals, relying on natural remedies and nutraceuticals. 3. Hair Loss as a Health Crisis Especially prevalent among Black women, often due to scarring alopecia from early perms. The American Hair Loss Association had not studied this demographic adequately. 4. Innovative Technology Her clinic developed a patented machine called the ResourciStation, which: Diagnoses scalp conditions. Removes debris. Stimulates follicles. Can transform salons into restoration centers. 5. Personal Story and Motivation Dr. Leola experienced hair loss due to sarcoidosis, a form of lupus. Her husband’s reaction to her baldness inspired her to create effective products. She was raised by blind family members, teaching her to rely on senses beyond sight, influencing her product development. 6. Product Highlights Ditch the Itch Shampoo: Detoxifies scalp. Smooth & Restore Conditioner: Nourishes hair strands. Awakening Complex: Stimulates dormant follicles using natural DHT blockers like pumpkin seed. Meltdown Scalp Oxygen Foam: Clears buildup and energizes follicles. 💬 Notable Quotes “Where there’s life, there’s hope—as it relates to hair follicles.” “Hair loss is a bully. You can’t fight it with a butter knife.” “We don’t guess—we test.” “Hair loss is a whistleblower—it tells you something deeper is wrong.” “I kill men back their wives. I give women back their husbands.” “I was born on the 4th of July. I was born for this.” “You can’t out-give God. Create a vacuum effect—give something to get something.” 🌱 Emotional and Cultural Impact Dr. Leola’s work is deeply rooted in community healing, especially for underserved populations. She challenges mainstream dermatology and beauty standards, advocating for natural, culturally aware solutions. Her clinic offers telehealth, making her services accessible nationwide. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, December 24th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Christmas Decorations" | Ask The CLO | Christmas Drunks | Would You Rather | Comedy Roulette: Something An Elf Might Complain About | Nephew Tommy's Prank - "Truck Driver Exchange" | Strawberry Letter - "She's In The Middle Stirring Up Mess" Pt. 1-2 | Junior - No Black Elves | J Anthony Brown Murders The Hits: "Give It Up On Christmas" | Couples Who Have Each Other's Back | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Tracy Hudson. A celebrity skincare expert: 🎯 Purpose of the Interview The interview aims to: Educate listeners on proper skincare routines. Debunk common skincare myths. Highlight the importance of tailored skincare products. Showcase Tracy Hudson’s expertise and influence in the skincare industry. 🧴 Key Takeaways 1. Skincare Myths Debunked Myth: Warm water opens pores and cold water closes them. Truth: Pores are not muscles and do not open or close. Warm water is good for cleansing, but cold rinses are optional and not pore-closing. Quote: “Pores are not muscles. They don’t open and close.” 2. Tailored Skincare Is Essential Over-the-counter products are often ineffective due to lack of regulation and personalization. Medical-grade products are more effective and not necessarily more expensive. Quote: “FDA does not regulate over-the-counter skincare products.” 3. Facials Have Real Benefits Facials improve blood circulation, reduce stress, and have anti-aging effects. Results vary based on the type of facial and consistency of care. Quote: “Facials are not just feel-good treatments—they’re anti-aging and deeply cleansing.” 4. Skincare for All Skin Types Tracy works with clients with facial hair and customizes treatments accordingly. Quote: “Come in with your face the way you normally wear it.” 5. Natural Products: Use with Caution Aloe vera and sea moss can be beneficial but may not deliver strong results for issues like hyperpigmentation. Quote: “Natural products are great, but they often fall short in delivering tangible changes.” 6. Holistic Wellness Approach Tracy emphasizes self-care, fitness, and nutrition as part of skincare and overall wellness. Quote: “When you look good, you do good, you feel good.” 🌟 Notable Moments Rushion McDonald humorously realizes he’s been misinformed about skincare for decades. The interview ends with Rushion committing to better skincare and embracing terms like “exfoliation.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch. 📝 Summary of the Interview Miko Branch shares the inspiring journey of building Miss Jessie’s, a premium hair care brand for curly hair, alongside her late sister Titi Branch. The brand was born at their kitchen table in Brooklyn and named after their paternal grandmother, Jessie Mae Branch. Miko discusses the importance of authenticity, education, and innovation in product development, and how Miss Jessie’s became a trusted name in the textured hair care industry. The conversation highlights the brand’s commitment to empowering individuals to embrace their natural hair and the evolving trends in beauty and self-expression. 🎯 Purpose of the Interview To showcase the entrepreneurial journey behind Miss Jessie’s. To highlight the importance of authenticity, education, and innovation in building a brand. To discuss the impact of natural hair acceptance and evolving beauty standards. To inspire listeners with a story of resilience, creativity, and cultural pride. 🔑 Key Takeaways 1. Authentic Beginnings Miss Jessie’s was founded in a Brooklyn brownstone at the kitchen table. Inspired by their grandmother Jessie Mae Branch, who was the first female CEO they ever saw. Quote: “She ran her family from her kitchen table.” 2. Product Innovation First product: Curly Pudding—a game-changer for curly hair. Products are designed for all textured hair types: wavy, curly, kinky, transitional, and multicultural. Quote: “We just try to come up with a solution to be helpful.” 3. Education is Key Miss Jessie’s provides detailed information on hair types and how to use products. The website includes guides for identifying hair texture and selecting the right products. Quote: “Information and communication is key to success.” 4. Social Media & Word of Mouth Early growth came from chat forums and word-of-mouth before social media existed. Social media is now an additional platform to connect and educate customers. Quote: “Way before social media, women were chatting and spreading the word.” 5. Inclusivity & Representation Products are for everyone—men, women, children, and all ethnicities. Focus on embracing natural beauty and rejecting outdated beauty ideals. Quote: “Hair has no color… we’re all looking for solutions.” 6. Salon as R&D Hub Their salon served as a testing ground for product development and customer feedback. Quote: “We built our business in the salon… it became our R&D and testing ground.” 7. Natural Hair Movement Natural hair is no longer a trend—it’s a cultural shift. Seen on public figures like Oprah and Michelle Obama. Quote: “Natural hair is preferred… it’s how people want to express themselves.” 💬 Notable Quotes “We started our business in our brownstone at our kitchen table.” “We didn’t go to business school—we went to Jessie Mae Branch’s kitchen.” “Curly Pudding did everything it said it was going to do.” “We realized our work was not finished—we had to educate.” “Natural hair is not a trend—it’s here to stay.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Marsha Evans. Purpose of the Interview To highlight Marsha Evans’ work as a licensed professional counselor and founder of Willow Tree Counseling and Educational Center. To explore strategies for navigating life’s complex stages, breaking generational patterns, and building authentic relationships. To provide actionable insights for entrepreneurs and individuals on self-awareness, fear management, and relationship dynamics. Key Takeaways Understanding Complexity Life stages vary in complexity for each person—middle school for some, adulthood for others. Evans emphasizes listening and identifying what balance, peace, or contentment means for each individual. Early Awareness and Discipline At age 12, Evans set a goal to earn a scholarship, showing intentionality and discipline. Athletics taught her teamwork, problem-solving, and resilience, shaping her leadership style. Reading the Room Start by reading yourself—know your energy and intentions. Authenticity and confidence are key to building relationships and leveraging opportunities. Fear and Family Systems Fear often originates from family systems and generational patterns, not just personal experiences. Example: Parents’ limited worldview can project fear of the unknown onto children. Recognizing these patterns helps individuals break cycles and pursue their own paths. Generational Patterns & Healing Evans uses Genograms (visual family trees) to identify psychological and behavioral patterns across three generations. Acceptance of parents and family history is crucial for personal and professional growth. Rejecting parents = rejecting life and success; honor them while creating new narratives. Practical Steps for Change Build a relationship with yourself through solitude, meditation, yoga, and movement. Reduce stress (cortisol levels) to improve clarity and decision-making. Examine your money story—how family attitudes toward money shape your financial behavior. Relationships Romantic: Partners often mirror unresolved childhood issues; do inner work to avoid projecting. Professional: Maintain boundaries; emotional needs should not be placed on workplace relationships. Personal: Define roles clearly; avoid expecting friends to fill parental gaps. Consistency and Authenticity Success requires consistency with yourself before expecting it from others. Ask: Are your goals truly yours or influenced by societal expectations? Notable Quotes “I become a visitor in your world and start listening to your story.” “Reading the room starts with reading yourself.” “Fear is often not yours—it comes from your family system.” “You can’t reject your parents; when you reject your mother, you reject life.” “Consistency with yourself is key to achieving the results you desire.” “Your partner cannot carry the burden of your parents.” “People are divorced from themselves—I teach them how to get married to themselves.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brittany Benson. *** ### **Purpose of the Interview** The interview on *Money Making Conversations Masterclass* aimed to: * Showcase Brittany Benson’s journey as a **brand strategist**, **AI consultant**, and founder of **The Branding Bar**.* Educate entrepreneurs and small business owners on **branding**, **social media strategy**, and the **impact of AI** on marketing.* Inspire listeners to leverage technology and consistency to build authentic brands. *** ### **Key Takeaways** 1. **Early Branding Journey** * Brittany unknowingly started building her brand in college through her TV show *On the Air with Brittany B*. * She leveraged early platforms like YouTube and Facebook before “social media” was a term. 2. **Consistency is Key** * Success in branding comes from **consistent engagement**, even before monetization was possible. * Brittany grew her Instagram following to over 130,000 by focusing on consistency rather than chasing trends. 3. **Influencer Myth** * Large follower counts don’t guarantee success; **engagement matters more than numbers**. * “If I have 2,500 followers who listen to me, that’s more powerful than 100,000 who don’t.” 4. **Paid vs. Organic Growth** * Paid ads can help, but **organic growth builds trust**. * Best practice: build an organic base first, then use paid ads to amplify. 5. **Pivot to AI** * Brittany pivoted from a traditional social media agency to **AI-driven branding solutions**. * She creates **AI twins** for business owners—digital replicas that can produce content without the owner being physically present. 6. **Generative AI in Marketing** * AI tools can create graphics, videos, and even voice clones. * Brittany emphasizes AI as a **tool to enhance workflow**, not replace human creativity. 7. **Consulting Approach** * Offers strategy calls to identify problems and recommend AI tools. * Services range from **strategy planning**, **consulting**, to **done-for-you solutions**. *** ### **Notable Quotes** * **On branding:** *“I was always building a brand, even when I didn’t realize I was building a brand.”* * **On engagement vs. followers:** *“If I have 2,500 followers who listen to me, that’s more powerful than 100,000 who don’t.”* * **On AI’s role:** *“AI is just a tool. It’s not going to replace your job—it still needs human direction.”* * **On staying ahead:** *“I’ve been told I have the gift of insight to see what’s coming, even if it’s not popular yet.”* * **On her pivot:** *“I started generating AI twins for business owners so they could show up online without showing up.”* *** #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Chef Marcus Samuelsson. Interviewed centered around his book: 📘 The Rise: Black Cooks and the Soul of American Food Here are the key highlights: 🍽️ About the Book Purpose: To celebrate and document the legacy, creativity, and cultural impact of Black chefs in America. Structure: Divided into five chapters — Next, Remix, Migration, Legacy, Origin — each exploring different aspects of Black culinary history and innovation. Unique Feature: Includes profiles of 40 Black chefs and food storytellers, plus a directory of 200+ Black chefs and food writers with their Instagram handles — a first-of-its-kind resource. 🌍 Cultural and Historical Themes Black Culinary Legacy: From enslaved cooks to modern food innovators, the book traces the deep roots and wide influence of Black food culture. Diaspora Influence: African, Caribbean, and Southern U.S. flavors are explored, including dishes like plantains, oxtail pepper pot, and couscous with roasted figs. Food as Activism: Highlights figures like Georgia Gilmore and chefs who supported civil rights movements through food. 🍴 Mouthwatering Recipes Mentioned Coconut Fried Chicken Oxtail Pepper Pot with Dumplings Couscous with Roasted Figs Sweet Wild Berry Jam Hot Water Cornbread (Hoecakes) Gumbo à la Leah Chase (without a roux!) Shrimp & Grits with Piri Piri Sauce 💬 Conversation Highlights Rushion shares personal stories tied to food, family, and culture — from wild berry picking in Texas to his wife’s Belizean roots. Marcus emphasizes the importance of authorship and ownership in Black culinary contributions. They discuss the need for healthier eating, environmental awareness, and economic empowerment through food. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman. ✅✅ Summary of Popcorn Remix Interview with Greg Bowman & Ryan Richmond on Money Making Conversations Master Class Purpose of the Interview The interview aimed to: Introduce Popcorn Remix, a gourmet popcorn brand founded by Greg Bowman and Ryan Richmond. Share their entrepreneurial journey and vision for creating unique, flavorful popcorn experiences. Discuss strategies for branding, scaling, and community engagement in the snack industry. Inspire listeners with insights on innovation, persistence, and partnership. Key Takeaways Origin & Concept Popcorn Remix was born from a passion for reinventing traditional popcorn with bold flavors and premium ingredients. Mission: “To create a snack that’s fun, flavorful, and unforgettable.” Innovation in Flavor Offers creative flavor combinations that go beyond standard butter and caramel. Focus on quality ingredients and consistent taste experience. Entrepreneurial Challenges Faced hurdles in branding and distribution in a competitive snack market. Overcame obstacles through community support and strategic partnerships. Quote: “We had to convince people that popcorn could be gourmet.” Community & Culture Emphasized building a brand that resonates culturally, not just as a snack but as an experience. Quote: “Popcorn Remix is about more than popcorn—it’s about creating moments.” Advice for Entrepreneurs Importance of persistence and adaptability. Quote: “Don’t be afraid to remix the ordinary into something extraordinary.” Notable Quotes “We had to convince people that popcorn could be gourmet.” “Popcorn Remix is about more than popcorn—it’s about creating moments.” “Don’t be afraid to remix the ordinary into something extraordinary.” #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Ozell Graham. A successful barber and entrepreneur, founder of The Fade Shop and creator of At Ease hair and skincare products. Purpose of Interview:To share the guest’s journey from military service to becoming a nationally recognized barber and business owner, highlighting the entrepreneurial spirit, community involvement, and mentorship within the barbering industry. 🧭 Purpose & Themes Entrepreneurship & Branding The guest founded The Fade Shop in 1996 while serving in the military. Created At Ease product line to address common grooming issues like razor bumps. Emphasized the importance of branding, product development, and wearing multiple hats as a business owner. Community & Mentorship Deep involvement in community service, including back-to-school events and holiday giveaways. Mentors youth and barbers through the OG Barber Conference. Believes barbers play multifaceted roles: mentor, counselor, fashion consultant, and more. Cultural Impact of Barbershops Barbershops are described as cornerstones of the community. They serve as safe spaces for conversation, advice, and personal growth. Career Path & Passion Initially wanted to be a Greyhound bus driver but found passion in barbering during military service. First celebrity client was Usher Raymond. Advocates for passion-driven careers: “Would you do it for free?” 🔑 Key Takeaways “If you look good, you feel good. You feel good, you do good. You do good, you get paid.” “Barbering is more than just a haircut—it’s about care, connection, and community.” “You can always work for them, or you can work for you.” “It’s okay to be a copycat—just copy the right cat.” “Your network is your net worth.” 💬 Notable Quotes “I joined the military to learn how to drive. Once I started driving, I hated it.” “My first celebrity client was Usher Raymond—before I even had a license.” “We’re not just barbers. We’re mentors, consultants, and community leaders.” “Mentorship is planting positive seeds. Somebody is always watching.” “I do this for free—that’s how much I love it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jasmine Young. Founder and president of the Financial Literacy Institute. Here's a summary of the key themes and highlights from the conversation: 🎙️ Interview Highlights Jasmine Young’s Background Born in Jackson, Alabama, and raised in a rural, close-knit community. Attended Alabama A&M University on a full scholarship, where she decided early on to become a CPA. Emphasized the value of her HBCU experience in building confidence and professional readiness. Financial Literacy Mission Jasmine’s passion for numbers and financial education began early and was nurtured by her family’s practical financial habits. Her parents instilled financial discipline and responsibility, which she now channels into her mission to spread financial literacy “one family at a time.” Cultural and Historical Awareness Jasmine discusses the legacy of Black Wall Street and the importance of economic empowerment in the Black community. She organizes the Black Wall Street Black Business Expo, which honors the past while promoting modern Black entrepreneurship and civic engagement. Social Impact and Civic Engagement Inspired by the aftermath of George Floyd’s murder and the economic power of the Black community, Jasmine emphasizes the importance of using financial influence to drive social change. She’s considering law school to further her impact, though she currently focuses on financial literacy and community empowerment. Personal Insights Jasmine shares her journey from feeling ashamed of her rural upbringing to embracing it as a source of strength and heritage. She also reveals her musical background and Cherokee ancestry, adding depth to her personal story. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tabitha Carr. Founder of Good Girl Chocolate: 🎯 Purpose of the Interview The interview centers on: Dr. Carr’s personal health journey and transformation. The creation and mission behind Good Girl Chocolate. Empowering women through health, wellness, and entrepreneurship. Educating listeners on plant-based lifestyles and moderation. 🍫 Key Takeaways 1. Personal Health Transformation Dr. Carr was placed on blood pressure medication at age 16 and weighed nearly 300 pounds by age 30. She struggled with hormone issues, fibroids, and self-esteem. A shift to natural health and lifestyle changes helped her lose over 80 pounds and reverse her health issues. Quote: “I asked my doctor, why do I have to take medicine? I’m 16. She said, so you don’t have a stroke at 30.” 2. Empowerment Through Education and Action Her chapter in the book Open Your Gifts is titled “Are You Ready to Free Yourself?” and focuses on triumph over health challenges. She emphasizes the importance of self-worth, personal power, and leading with your gifts. Quote: “I felt like a hypocrite… I can’t tell anyone how to live healthy when I’m 300 pounds.” 3. Creation of Good Girl Chocolate Born from her need for a sweet treat during a raw diet. Uses clean, plant-based ingredients: coconut sugar, no dairy, soy, or gluten. Supports various lifestyles: vegan, paleo, Whole30, and diabetic-friendly (with sugar-free options). Quote: “It’s called Good Girl Chocolate because you can eat it every day and still say you’ve been good.” 4. Moderation Is Key Dr. Carr stresses that even plant-based foods should be consumed in moderation. She advises against overindulgence and promotes balance in diet and lifestyle. Quote: “Just because it’s plant-based doesn’t mean you should eat a whole wagon full of potato chips.” 5. Recognition and Growth Good Girl Chocolate has been featured in Grammy and Oscar gift bags. Received a grant from Beyoncé’s BeyGOOD Foundation. Opened a brick-and-mortar store in Oklahoma’s Penn Square Mall. Quote: “I saw my chocolate on the list and cried. It was confirmation I’m doing something right.” 6. Support Network and Faith Credits her parents, sorority sisters (Alpha Kappa Alpha), and friends like Kim Coles for their support. Attributes her success to faith and strong relationships. Quote: “Your network is your net worth… I believe in God. God is first in my life.” 🌟 Notable Moments Rushion McDonald’s enthusiastic endorsement of the chocolate. Dr. Carr’s emotional reaction to Beyoncé’s support. The emphasis on storytelling behind the product, not just its taste. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed April Showers. Founder of Afro Unicorn, joins Money Making Conversations Masterclass to share how she built the first Black woman-owned, fully licensed character brand in major retail. With over $20 million in sales, Afro Unicorn celebrates diversity and empowers women and children of color. 🔑 Key Themes & Highlights Origins of Afro Unicorn April was inspired by a friend's repeated reference to her as a "unicorn," highlighting her extraordinary ability to balance multiple businesses and raise two children. Noticing existing unicorn imagery lacked representation, she created Afro Unicorn to uplift young girls of color. Challenges & Early Growth Despite facing personal hardships—including her son's hospitalization and several family losses—April remained committed to her mission. Her persistence led to a viral moment where a young girl wearing an Afro Unicorn shirt caught Walmart’s attention, resulting in a licensing deal. Licensing & Expansion Instead of manufacturing herself, April strategically partnered with licensees to distribute Afro Unicorn merchandise. Within a year, she secured 45+ licensing agreements, expanding into books, bedding, hair care, party supplies, and more. Business Strategy & Advice Trademarking Afro Unicorn early, hiring an accountant and lawyer, and writing a business plan were critical to her success. She advises entrepreneurs to visualize success, stay consistent, and never quit. Future Plans April is developing Miss April’s Crown, an animated series teaching young entrepreneurs business skills through affirmations and mentorship. 📘 About the BrandAfro Unicorn is available at major retailers, including Walmart, Target, and Amazon. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Nina Sossamon-Pogue. A former elite gymnast, Emmy-winning news anchor, bestselling author, and resilience expert. Here’s a summary of the key themes and insights from the episode: 🎙️ Guest Introduction: Nina Sossamon-Pogue Former USA Gymnastics team member and Emmy-winning news anchor. Author of This Is Not the End and host of the podcast This Seriously Sucks. Focuses on helping people navigate life’s toughest transitions with resilience. 🧠 Mental Health & Daily Routines Nina emphasizes the importance of gratitude, mindfulness, and limiting early phone use to start the day with clarity. Rushion shares his own structured morning routine and how it helps him manage stress and stay productive. 💪 Resilience and Personal Growth Nina defines resilience as the ability to adapt positively and grow stronger from adversity. She encourages people to reflect on what’s going right, what needs attention, and how to move forward with purpose. 🧍‍♀️ Body Image, Athletics & Social Media Nina shares her experience with body dysmorphia and bulimia during her gymnastics career in the 1980s. She discusses the long-term impact of being judged by appearance in both sports and television. Offers advice to parents and young athletes on navigating body image in the age of social media. 📘 Her Book: This Is Not the End Written for people facing major life setbacks—job loss, injury, grief, or personal failure. Nina shares five personal “this is the end” moments, including: Not making the Olympic team. Career-ending knee injury. Losing her job as a news anchor. A traumatic accident at age 37. The book provides seven strategies and a four-step framework (T.H.I.S.) to help readers move forward: Timeline: Gain perspective on your life journey. Humans: Lean on others—don’t go it alone. Isolate: Focus on the present moment. Story: Reframe your internal narrative to stay empowered and hirable. 🎧 Podcast Highlight Nina’s podcast This Seriously Sucks features guests who’ve overcome major life challenges. She highlights Joe Delagrave, a Paralympian and coach, whose story of resilience and transformation deeply inspired her. 💬 Closing Thoughts Rushion praises Nina’s authenticity, voice, and ability to connect. Nina encourages listeners to embrace their “this” moment and remember: “This is not the end.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gregory Richardson. A cybersecurity expert and AI consultant. The conversation explores cybersecurity best practices, the rise of AI, and how Gregory is helping churches and nonprofits leverage technology to spread the gospel. 🔐 Cybersecurity Insights 🔹 Gregory’s Background Based in Dallas, Texas. Works full-time as an ethical hacker and cybersecurity consultant for major corporations and governments. Also a serial entrepreneur with ventures in real estate, consulting, and software. 🔹 Key Cybersecurity Takeaways Multitasking Myth: Gregory argues that humans are not wired for multitasking—focus leads to better outcomes. Password: Avoid using simple passwords like “1234.” Don’t reuse passwords across platforms. Use passphrases (e.g., Bible verses) for stronger security. Change passwords regularly. Password Vaults: Recommends using reputable services like Google or Microsoft. Two-Factor Authentication (2FA): Strongly encourages using 2FA to protect accounts. Phishing Scams: Be wary of urgent or fear-based emails. Always verify suspicious messages by contacting the company directly. Scammers often mimic trusted brands (e.g., Facebook, Bank of America). 🔹 The Bigger Picture Cybercrime now generates more revenue than global drug trafficking. Criminal organizations are well-funded and recruit tech talent to build sophisticated scams. 🤖 Artificial Intelligence & Opportunity 🔹 AI as a Tool for Good Compares AI to the Gutenberg printing press—initially misused, but ultimately transformative. Believes AI’s potential far outweighs its risks. 🔹 AI in Business Helps businesses identify “million-dollar problems” and solve them with AI. Example: Built a toll-tracking app for a car rental company that became more profitable than the rental business itself. Encourages entrepreneurs to use AI tools to build apps without needing coding skills. 🔹 AI in Education Created a custom math quiz app for his daughter using her course materials and AI. 🙏 AI for Churches & Nonprofits Gregory focuses on helping churches and nonprofits use AI to: Spread the gospel. Operate more efficiently. Compete with limited budgets. Offers consulting and resources through his website: GregoryRichardson.ai 📚 Book Mentioned Gregory has authored a book on using AI to solve business problems and create scalable solutions. 🎙️ Closing Notes Rushion praises Gregory’s passion, clarity, and practical advice. Plans to bring him back for a deeper dive into AI’s role in faith-based and nonprofit work. #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Kurt Jones. Purpose of the Interview The conversation aims to highlight the importance of mental health and wellness, particularly in the Black community, elite sports, and entrepreneurial spaces. It focuses on mental resilience, confidence building, and strategies for handling stress and setbacks, while introducing Dr. Jones’ methodology and his mission through Play 21 Wellness Academy. Key Takeaways Mental Health in the Black Community Historically stigmatized; seen as weakness or negativity. Today, awareness is improving, but significant work remains. Customized Approach Dr. Jones does individualized analysis and treatment plans for athletes and business professionals. Rejects “cookie-cutter” solutions—tailors strategies to personal circumstances. The Shelving Method A mental organization system with four shelves: Immediate Shelf: Urgent tasks within 24 hours. Active Shelf: Important but less urgent tasks. Holding Shelf: Items to revisit later. Elimination Shelf: Thoughts/tasks to discard permanently. Helps clients focus on the present and avoid dwelling on past mistakes. Confidence & Setbacks Confidence can collapse after major losses or failures. Strategy: Remind clients of their greatness, review past successes, and rebuild momentum. Consistency and adaptability are key to sustaining success. Play 21 Wellness Academy Founded in memory of Ben Wilson, a top basketball player and Dr. Jones’ best friend. Mission: Support youth athletes, address issues like parent/teacher abuse, and provide mental health resources. Operates as both a nonprofit and for-profit entity. Broader Client Base Works with elite athletes, entrepreneurs, and high-level professionals. Mental clarity and emotional control are critical for success in any field. Health & Balance Encourages regular medical checkups, stress management, and work-life balance. Advocates for self-reward and stepping out of comfort zones while maintaining wellness. Upcoming Projects Book: Chi-Town Blueprints (personal story and mental resilience). Workbook on the Shelving Method for schools, universities, and professionals. Notable Quotes On Mental Health Stigma:“When people talked about mental health, the first thought was negative.” On Focus:“You can’t take the last play to the next play.” On Success:“Mental thinking is a huge part of success.” On Confidence:“Remind yourself of what got you to the point where you were winning.” On Consistency:“You’ve never seen a Brinks truck behind a funeral car—the graveyard is the richest place because people die with million-dollar dreams.” On Purpose:“Walk in your purpose. When you walk in your purpose, there’s no stopping you.” #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed El' Deity Princey. 📝 Summary of the Interview El' Deity Princey is a transformational master coach, author, and speaker with a background in social science, neuroscience, and trauma recovery. In this powerful and deeply personal interview, she shares her journey from childhood trauma and dysfunction to becoming a high-achieving coach helping others reprogram their minds, cut toxic ties, and build wealth-driven lives. Her book, Monetize a Mind That’s Colonized, and her coaching business, 11 Master Consulting, are tools she uses to empower others to transcend adversity and manifest success. 🔑 Key Takeaways 1. Mindset is the Foundation of Wealth “Energy is currency.” True prosperity begins with internal transformation. Reprogramming the subconscious mind is essential to breaking free from societal conditioning and limiting beliefs. 2. Cutting Toxic Ties Toxic relationships—whether personal, familial, or professional—drain energy and hinder growth. “When you cut toxic ties, you thrive.” Applies to both employees and employers: focus on those who contribute positively to your mission. 3. Coaching vs. Therapy Coaching focuses on present and future goals, while therapy often addresses past trauma. El' Deity emphasizes accountability, strategy, and results in her coaching practice. 4. Routine Builds Wealth Daily habits, environment, and self-care routines are critical to building internal and external wealth. “Everyone has a gift. Everyone has a talent.” Routine helps unlock and monetize those gifts. 5. Healing from Trauma She shares her personal experience with Adverse Childhood Experiences (ACES) and how childhood PTSD mirrors veteran PTSD. Her journey from dysfunction and cult-like environments to academic and personal success is a testament to resilience. 6. Manifestation Requires Action Her concept of “Coagulation Law” emphasizes that belief alone isn’t enough—resources and action are required to manifest goals. Life is like Monopoly: strategy and movement are key to winning. 7. Empowering Language Words shape reality. Avoid saying “I’m struggling”—instead, affirm your intelligence and capability. “Speak life into yourself.” 8. Client Success Stories She helped a client leave a toxic home, pursue her talents, and attract a supportive partner—demonstrating how mindset shifts lead to real-world success. 9. Accessibility & Services Offers free live coaching on TikTok three times a week. Book: Monetize a Mind That’s Colonized is available on Amazon under her real name, Princess Halo. Coaching and courses available through 11 Master Consulting. 💬 Notable Quotes “When you master your emotions, you master your reality.” “Healing doesn’t take years—it takes intention.” “I got tired of begging for crumbs of love and began to give myself loads of love.” “Your self-image is what you attract.” “Are you tired yet? If yes, it’s time to pivot.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday December 16th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Church Gospel Quiz" | Ask The CLO | Things Steve Hates | Would You Rather | Who Most Likely on the Show | Nephew Tommy's Prank - "Your Wife is Having a Black Baby" | Strawberry Letter - "I Can Tell by the Smell" Parts 1-2 | What Puts You in the Christmas Spirit | Social Media Advice | Did You Follow Your Childhood Dreams | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed James Green. Purpose of the Interview The interview aimed to showcase James Green’s entrepreneurial journey as the founder of KyuTeaCo (Kyushu Tea Company), a premium tea brand focused on curating authentic Japanese tea experiences. It highlighted his unique position as an African-American entrepreneur bridging cultures, his passion for tea, and his mission to educate consumers about tea’s health benefits and heritage. Key Takeaways Background & Inspiration James Green grew up in Atlanta, studied international business and Japanese, and lived in Japan for five years. His passion for tea began during a high school exchange program in Fukuoka, Japan, and deepened through cultural immersion. Business Model KyuTeaCo partners with eight small, organic tea-growing families in Kyushu, Japan. Direct-to-consumer and B2B approach: e-commerce platform launching soon, plus partnerships with cafes. Simplified supply chain: Farmers → Kuti Co → Customer (eliminates middlemen, ensures fair pay for farmers). Mission & Differentiation Focus on storytelling and cultural connection, not just selling tea. Educates consumers on tea’s health benefits (e.g., reducing hypertension and diabetes risks). Premium curated experience vs. mass-market tea brands. Challenges & Lessons Kickstarter campaign failed due to lack of collaborators and marketing reach. Learned importance of storytelling and emotional connection for crowdfunding success. Social Impact “11% for Good” Program: 11% of every sale goes to sustainability efforts for Japanese tea farming. Name significance: “11” in Japanese sounds like “ii,” meaning “good.” Future Plans Launching e-commerce in January. Exploring subscription models and virtual tea tastings. Goal: Build a brand that consumers care about through cultural education and premium experiences. Notable Quotes On launching a business:“I’m learning now more than anything, just launch it. Just go. You’ll build it brick by brick, day by day.” On cultural connection:“We’re not just selling tea; we’re telling the stories of Kyushu and these families. It’s about legacy and sustainability.” On social impact:“Every bag of tea someone buys, 11% goes toward rehabilitating the Japanese tea industry. We’re investing in their futures.” On entrepreneurship:“Anybody can sell a product. What we’re doing is creating an experience and educating people about the culture behind it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye Maclin. Purpose of the Interview The discussion aimed to educate the audience about the health risks associated with hair care chemicals—including relaxers, dyes, and synthetic hair—and to advocate for safer practices. It also highlighted Dr. Maclin’s pioneering work in hair and skin supplements and her ongoing mission to raise awareness about these issues. Key Takeaways FDA Ban on Hair Chemicals In 2023, the FDA considered banning certain chemicals in hair products due to health risks, but no ban has been implemented yet. These chemicals are linked to breast cancer, uterine cancer, ovarian cancer, and hormone disruption. High-Risk Chemicals Identified Hair Relaxers: Sodium, calcium, guanine, and lithium hydroxide. Hair Dyes: Para-phenylenediamine (especially in permanent dyes). Synthetic Hair: Contains benzene, posing risks of lung cancer and leukemia. Impact on African-American Women African-American women face a 45% higher risk of certain cancers due to combined use of relaxers and dyes. Cultural and aesthetic pressures contribute to continued use despite health risks. Children at Risk Applying relaxers to young girls can cause early puberty, uterine fibroids, infertility, and increased cancer risk. Chemicals penetrate the scalp, enter the bloodstream, and disrupt hormones. Industry Resistance Pushback from salons and manufacturers due to financial interests. Comparison to tobacco and alcohol industries—profit prioritized over health. Solutions & Advice Avoid chemical treatments when possible. If used, protect the entire scalp with petroleum jelly to reduce absorption. Space out relaxer applications (every 8–10 weeks, max 10 minutes for children). Dr. Maclin’s Contributions Launched Bella Nutri supplements (2004 for women, 2008 for men). Advocates internal nutrition for hair and skin health. Website: drmacklin.com and bellabeauproducts.com. Notable Quotes On FDA inaction:“Still to this day, that ban has not occurred… We’re continuously having women going to the next generation of life as a result—next generation cancers.” On cultural pressures:“We’re so into wanting to have a certain look versus wanting to be healthy.” On children’s exposure:“We’ve got to keep chemicals off of little girls’ hair… It’s causing hormone disruption, early puberty, infertility, and increased cancer risk.” On industry resistance:“People care about the green-eyed devil called money… Look at the tobacco industry.” On her mission:“I feel like I’m caring more about someone’s health than they’re caring about their own.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sandra Daley. Founder of Destiny Executive Enterprise D Inc., joins Money Making Conversations Masterclass to share insights on entrepreneurship, cybersecurity, and personal growth. As the leader of one of the fastest-growing global IT companies in the USA, she focuses on helping individuals, institutions, and governments elevate their brands. 🔑 Key Themes & Highlights Entrepreneurship & Business Growth Sandra's company specializes in IT solutions, cybersecurity, and digital transformation. She emphasizes the importance of strategic planning, branding, and scaling businesses effectively. Her firm helps companies increase their brand visibility and market positioning by 10 times through innovative strategies. Background & Personal Journey Originally from Antigua, Caribbean, Sandra migrated to the U.S. at age 15. Her career path shifted from law and aviation to computer science and cybersecurity after mentors recognized her strengths in STEM fields. She worked for aerospace companies before launching her own IT firm. Book: Delete@ The book guides readers through reprogramming negative thinking, breaking repetitive cycles, and embracing intentional growth. Sandra overcame language barriers and self-doubt to write the book despite grammar challenges. The key message: Delete negativity and replace it with actionable steps toward success. Cybersecurity & Digital Protection Sandra shares tips for protecting personal data, avoiding scams, and securing digital devices. Encourages individuals to utilize security features on phones, download protection apps, and use services like LifeLock. Advises against clicking suspicious links or engaging with unknown digital sources. Mindset & Overcoming Fear She discusses the toxic mind loop—how repeating negative thoughts can hinder success. Emphasizes the power of mentorship, faith, and self-awareness in breaking harmful mental habits. Encourages resetting daily routines, reprogramming thought patterns, and embracing a fearless mindset. 📘 Resources & Contact InformationSandra’s work and book are available through:🔗 Website: https://deenterprise.com/🔗 Social Media: @SandraDaley #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson. A financial expert, author, and speaker. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Financial Mindset & Money Management Richardson emphasizes the importance of financial literacy and shifting one's mindset about money. She discusses how spending habits and financial discipline impact long-term wealth. Multiple Streams of Income She explains the necessity of diversifying income sources to achieve financial stability. Richardson shares strategies for entrepreneurs to maximize earnings through various business ventures. Estate Planning & Generational Wealth Richardson stresses the importance of estate planning to protect assets and ensure financial security for future generations. She highlights common mistakes people make when failing to plan for their financial legacy. Tax Strategies & Business Ownership She provides insights on tax deductions, particularly for home-based businesses. Richardson explains how proper business structuring can lead to financial advantages. Financial Education & Community Impact She advocates for financial education in underserved communities. Richardson discusses her mission to empower individuals through financial coaching and mentorship. About Dr. Lynn Richardson Dr. Lynn Richardson is a financial guru, ordained minister, and best-selling author specializing in wealth-building strategies. She has been featured on The Steve Harvey Show and has helped thousands of individuals break the cycle of living paycheck to paycheck. Through her W.E.A.L.T.H. University, she provides resources on budgeting, investing, and entrepreneurship to help people achieve financial freedom. #AMI #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Thomas Barnes. A technology entrepreneur and franchise owner, shares his journey from corporate IT to owning an Experimax store, specializing in Apple product sales, service, and repairs. He discusses entrepreneurship, customer service, hiring strategies, and the challenges of competing in the tech repair industry. Segment Breakdown & Key Highlights Introduction & Background Host Rushion McDonald introduces Thomas Barnes as Atlanta’s Technology Guru, highlighting his love for math and science that led him into the tech industry. Thomas reflects on his 30+ years in IT, working with Fortune 50, 100, and 500 companies, and his decision to become a business owner during the COVID-19 pandemic. Entrepreneurial Journey & Franchise Ownership Shares his motivation to own a business instead of working for others, officially becoming an Experimax franchise owner in 2021. Explains his research process, initially exploring food and beverage franchises before discovering the Apple-focused Experimax model. Highlights the brand's niche market—specializing in Apple product repairs and sales, leveraging his tech and business expertise. Challenges & Competitive Strategy Discusses the difficulty of hiring skilled technicians, emphasizing the need for Apple expertise but openness to training individuals with Android/Windows experience. Introduces John Goldwasser, his store manager, who is proficient in both Apple and Android technology. Differentiates Experimax from Apple Stores, offering shorter wait times, personalized service, and no mandatory appointments. Competes with local repair shops, emphasizing his store’s established reputation and specialized expertise. Customer Service & Business Growth Emphasizes treating employees with respect to ensure loyalty and a strong team culture. Discusses customer acquisition costs and his strategy of actively networking and promoting his store. Highlights customer experiences, mentioning loyal Apple users seeking alternatives for repairs and upgrades. Entrepreneurship & Lessons Learned Stresses the importance of faith, resilience, and risk-taking in business. Encourages entrepreneurs to step out on faith and not fear challenges. Talks about the importance of a business plan, sharing his experience of developing financial projections for securing loans. About Thomas Barnes Atlanta-based technology entrepreneur with 30+ years in IT. Franchise owner of Experimax Sandy Springs, specializing in Apple product sales, service, and repairs. Passionate about customer service, mentorship, and business growth. Advocate for entrepreneurship, faith-based leadership, and strategic planning. Thomas’ journey showcases determination, business acumen, and a commitment to providing quality tech services. His Experimax store serves as a go-to alternative for Apple users, offering expert repairs and personalized customer experiences. Want to learn more? Visit Experimax Sandy Springs or follow Thomas Barnes' business updates online. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith. She is the founder of Scholar Ready, whose mission is to help students excel in standardized testing and scholarship applications. 🔑 Key Themes & Highlights The Inspiration Behind Scholar Ready Ledwith founded Scholar Ready after realizing many students struggled with scholarships due to weak essay-writing skills. She personally secured scholarships to fund her college education, graduating with minimal student debt. The Importance of Standardized Test Preparation Scholar Ready helps students prepare for PSAT, SAT, and ACT exams to unlock scholarship opportunities. Ledwith emphasized that test scores are crucial for college admissions and financial aid. Overcoming Barriers to Higher Education Many students fear essay writing and test-taking, limiting their scholarship potential. Ledwith’s program provides personalized tutoring to build confidence and improve scores. Scholarship Application Strategies Students must research scholarship providers and tailor their essays accordingly. She advises applicants to highlight unique qualities beyond grades and test scores. Encouraging Persistence & Resilience Ledwith stresses that rejection is part of the scholarship process and should not discourage students. She encourages students to apply widely and refine their applications based on feedback. 📘 About Jennifer LedwithJennifer Ledwith is an education entrepreneur dedicated to helping students succeed in college admissions and scholarship applications. Through Scholar Ready, she provides tutoring and workshops to improve test scores and essay-writing skills, ensuring students have the financial resources to pursue higher education. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success. 🔑 Key Themes & Highlights Career Growth & Financial Education Started as a bank teller at 19 and worked his way up to private banker and credit union CEO. Transitioned into financial education, writing books, and speaking at events to empower communities. Financial Literacy & Wealth Building Emphasizes the importance of understanding banking, taxes, and financial tools. Encourages people to shift their mindset from fear to knowledge when managing money. Overcoming Financial Struggles Shares personal experiences of financial setbacks and how he rebuilt his wealth. Discusses how negative financial experiences can shape people’s perceptions and behaviors. Mindset & Success Principles Advocates for surrounding oneself with mentors and positive influences. Encourages listeners to focus on their own financial journey rather than comparing themselves to others. Financial Coaching & Community Impact Talks about his work in prisons, churches, and community organizations to teach financial literacy. Highlights the importance of mentorship and education in breaking financial barriers. 📘 About Ash CashAsh Cash is a financial educator, author, and speaker known for his culturally responsive approach to teaching financial literacy. He has written multiple best-selling books and is dedicated to helping individuals achieve financial independence. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, December 12th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Surrogate Mother" | Ask The CLO | What Workers Look Forward to Over the Holidays | Last Date to Break Before the Holidays| Nephew Tommy's Prank - "Diva Lounge" | Strawberry Letter - "So What I Burned a Few Things" Parts 1-2 | Who Are You Gonna Regret Inviting Over for the Holidays | Social Media Advice | Eat Out or Shopping | Would You Rather | Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sauda Johnson McNeal. To highlight Sauda Johnson McNeal’s journey from a successful law career to filmmaking. To discuss her new film “Love the Skin You’re In”, its themes, production process, and personal significance. To inspire entrepreneurs and creatives to pursue their passions while balancing purpose and practicality. Key Takeaways Career Transition & Dual Roles Sauda started as an actor, realized the instability, and pursued law for financial security. Maintains dual careers: education attorney and filmmaker, blending purpose (helping youth) and passion (storytelling). Film Details Title: Love the Skin You’re In. Themes: Self-love, family healing, caretaking, and African-American experiences. Cast includes Wendy Raquel Robinson, Marla Gibbs, and Oba Babatundé. Release: Limited theatrical run (Dec 17–23 in North Hollywood), streaming planned for February 2026 (Black History Month). Production Challenges Unexpected permit issues caused shutdowns. Tight 4-week shooting schedule due to budget constraints. Importance of leveraging relationships and calling in favors for casting and resources. Personal Connection Story inspired by Sauda’s own struggles with self-worth during college. Emphasizes therapy, faith, and support systems in overcoming self-doubt. Entrepreneurial Insight First project was self-financed; future plans include raising private equity for films. Goal: Maintain creative control while expanding opportunities for others. Impact & Audience Takeaway Encourages self-acceptance and repairing family relationships. Resonates with men on fatherhood and emotional presence. Highlights the underappreciated role of caretakers. Notable Quotes On purpose and passion:“My purpose is to help young people. My passion is this filmmaking business.” On self-love:“Love the skin you’re in is about total self-acceptance regardless of where you are on your journey.” On overcoming fear:“Film is unpredictable… I said, okay, the other fears—do it anyway.” On family relationships:“We are not promised tomorrow… Fix these family relationships if they’re possible to be fixed.” On entrepreneurial mindset:“I absolutely would like to use other people’s money… but keep creative control.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl McKissack Daniel. Topic: Legacy, resilience, and entrepreneurship of the McKissack family, as detailed in the book The Black Family Who Built America. Cheryl shares the powerful story of her family's 230-year legacy in architecture and construction, making McKissack & McKissack the oldest minority woman-owned professional design and construction firm in the U.S. The conversation explores themes of generational resilience, Black excellence, business strategy, and personal growth. 🎯 Purpose of the Interview Highlight the McKissack family’s historical and cultural impact on American infrastructure and Black entrepreneurship. Promote the book The Black Family Who Built America as a record of legacy and inspiration. Inspire small business owners and entrepreneurs with lessons on perseverance, succession planning, and self-identity. Address the importance of preserving Black history in the face of cultural erasure. 🔑 Key Takeaways 🏗️ Legacy & Impact McKissack & McKissack has contributed to major U.S. infrastructure projects like: Barclays Center JFK Terminal One LaGuardia Airport Penn Station Lincoln Financial Field “We are the fifth generation. Right. And we're Black in America.” 📚 Historical Significance The family legacy began with Moses McKissack, who was enslaved and later became a builder. Cheryl’s ancestors were the first licensed Black architects in America (licenses 117 and 118 in Tennessee). “They became the first Black licensed architects in America… and helped get licensed in 22 other states.” 💼 Business Wisdom Cheryl emphasizes the importance of: Succession planning Understanding both technical and political buyers Building relationships before you need them “You better have that relationship before you need it.” 🧠 The 5 Ps of Family Resilience Perseverance Persistence Preparedness Purpose Prayer “Sometimes you do get up in the morning and you say it's not for me… You have to come back and meditate on the fact that you're a winner.” 🧘‍♀️ Personal Growth & Mental Health Cheryl discusses overcoming stress, rediscovering herself after a difficult marriage, and the importance of meditation. “Being yourself is what we're talking about… I recognize that I am currently feeling stressed out. So what do I need to do?” 👩‍👧‍👧 Women in Leadership Cheryl’s mother took over the business after her father’s stroke, despite societal barriers. “She only knew the telephone number to the office at that time… but she knew deep inside that she wanted to hold on for the fifth generation.” 🎥 Representation & Media The book and Cheryl’s story aim to counteract negative portrayals of Black people in media and history. “You may not have known about Black excellence. You just ignored it. But we exist.” 💬 Memorable Quotes “Black people built America. Now, that's the point we're making here.” “You have to say the opposite to yourself. And you have to put one foot in front of the other.” “This book is a receipt to say we are around. We have a foundation. We're not going anywhere.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gerron Duhon. Purpose of the Interview The conversation aimed to: Highlight the importance of financial literacy for young adults. Share Jerron Duhon’s personal journey from Lake Charles, Louisiana, to Yale University and into holistic financial planning. Promote his book “The Purpose of Paper”, which focuses on building generational wealth and breaking harmful financial habits. Key Takeaways Personal Journey & Identity Shift Jerron used football as a “meal ticket” to escape his hometown, but a concussion ended his athletic career, causing an identity crisis. He pivoted toward financial education and wealth creation, emphasizing long-term planning. Misconceptions About Wealth Many young adults believe wealth comes quickly through gambling, sports betting, or flashy investments. Social media fuels the desire to display wealth rather than build wealth, leading to poor financial decisions. Financial Habits & Framework Jerron introduced his AIMS framework: Awareness: Know your current financial state. Intention: Set clear goals and reverse-engineer steps. Mindset Change: Focus on future self, not old habits. Systems: Automate savings and investments to reduce reliance on willpower. Faith and Finance Connection Principles like self-control, patience, and hope—fruits of the spirit—are essential for financial discipline. “Faith without works is dead” applies to money: belief must be paired with action. Generational Wealth Gerron stresses taking ownership of your financial future rather than leaving the burden to your children. Investing should be strategic and long-term, not like playing the lottery. Practical Advice Start small but consistent (e.g., $150/month). Use modern tools like Robinhood for stock investing. Shift from being a consumer to an owner (invest in companies you use). Notable Quotes “Football was my meal ticket… but I realized I didn’t dream far enough.” “We connect our financial decisions to display wealth instead of to build wealth.” “Faith without works is dead—just like in finances.” “Are you going to be the one that changes your generation, or will you leave that pressure on your children?” “Good advice is timeless.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly. A real estate broker and entrepreneur who overcame a challenging upbringing in foster care, teen motherhood, and systemic adversity to become a successful businesswoman. Kimberly shares her journey of resilience, faith, and determination, offering inspiration to anyone facing difficult circumstances. Her story is a testament to perseverance, adaptability, and the power of believing in oneself. 🧭 Key Points 🌱 Early Life & Adversity Raised in foster care from a young age due to her mother’s struggles with addiction. Took on a caregiver role for her younger brothers at age 9. Became a mother at 15 and had two children by 18, while still caring for her siblings. 💪 Resilience & Mindset Developed a survival mindset early on, driven by responsibility and love for her family. Found faith and spiritual grounding during her time in foster care. Never doubted her ability to succeed despite overwhelming odds. 🎓 Education & Career Path Returned to complete her high school diploma and pursued technical education. Earned a degree in electronics engineering and transitioned into the IT world. Later became a licensed real estate agent and opened her own brokerage. 🏡 Business Ventures Founder of a real estate brokerage in McDonough, Georgia. Focuses on educating and empowering first-time homebuyers and entrepreneurs. Co-owner of a property preservation company, Get Adventurous, with her husband. 🤝 Leadership & Branding Leads a small team of agents with a hands-on, mentorship-driven approach. Emphasizes adaptability, personal growth, and celebrating small victories. Operates within a price range of $250K–$750K and above, adapting to market trends. 💬 Notable Quotes “I’m superwoman. I’m phenomenal.” “Foster care is supposed to be temporary, but sometimes it becomes permanent.” “It never dawned on me that I wouldn’t be successful.” “You can do anything. There is nothing you can’t do in this life.” “Practice resilience. If you don’t have a support system, look in the mirror and talk to yourself.” “I’m always in the mindset of staying adaptable.” “My goal is to educate, motivate, and teach people that we can own real estate.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Yolanda D. McElroy. A registered pharmacist and author. Dr. McElroy discusses medication safety, her career in pharmacy, and her children's book, It's Not Candy, which educates children and parents on the importance of proper medication storage and awareness. 🔑 Key Themes & Highlights The Importance of Medication Safety Medications are a leading cause of accidental poisoning in children. Parents must store medicines properly and educate children on their dangers. Dr. McElroy’s Pharmacy Journey Started in chemistry before transitioning to pharmacy school. Has nearly three decades of experience in retail and hospital pharmacy. Challenges in the Pharmacy Profession Pharmacists face increasing workloads, including vaccinations and insurance issues. The profession has seen strikes due to excessive demands and responsibilities. Educating Children & Parents Her book It's Not Candy teaches kids to recognize medicine and avoid accidental ingestion. She emphasizes the need for early education, starting as young as three years old. Community Outreach & Consulting Founded MediManage Consulting to promote medication safety and health education. Works with schools and organizations to distribute her book and raise awareness. 📘 About Dr. Yolanda D. McElroyDr. McElroy is a pharmacist, consultant, and author dedicated to improving medication safety and health education. Her book It's Not Candy helps families prevent accidental overdoses and promotes responsible medication use. Let me know if you'd like any refinements! #AMI #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Loni Love. Emmy Award-winning comedian, actress, and author. The conversation centers around her memoir, I Tried to Change So You Don’t Have To, and offers a rich blend of personal storytelling, cultural insight, and motivational wisdom. 📘 About the Memoir Title: I Tried to Change So You Don’t Have ToTone: Comedic, honest, emotional, and empoweringPurpose: To share Loni’s journey from the Detroit projects to Hollywood, while inspiring readers to embrace their authentic selves. 🌟 Key Themes & Highlights 🏙️ Early Life & Upbringing Grew up in the Brewster Projects in Detroit. Raised by a strong community of Black women, including her mother, babysitter Miss Brooks (a Jehovah’s Witness), and other influential women like her Girl Scout leader and Miss Fever. Emphasizes the importance of the “village” in shaping her values and resilience. 🎓 Education & HBCU Experience Attended Prairie View A&M University (an HBCU), where she joined Delta Sigma Theta Sorority. Credits her college experience and sorority sisters for bailing her out of jail during a pivotal moment in her youth. Studied electrical engineering and later worked at General Motors before transitioning into entertainment. 😂 Humor & Hardship The memoir balances levity with serious topics like racism, wrongful arrest, and self-doubt. Chapter 8, where she’s thrown in jail for trespassing, is highlighted as both hilarious and eye-opening. Each chapter ends with a joke to bring levity to even the darkest moments. 💪 Empowerment & Mentorship Encourages readers to trust themselves and not conform to others’ expectations. Discusses the importance of mentorship and how someone saw potential in her beyond her factory job. Shares how Rushion McDonald personally mentored her during a difficult time in her TV career. 🎭 Career & Creativity Talks about her journey into comedy, acting, and co-hosting The Real. Reflects on her first film role in Soul Plane and the realities of the entertainment industry. Advocates for journaling and documenting personal history, especially for Black voices. 💬 Memorable Quotes “This is a love letter to my fans.” “If you feel hopeless, if you need some inspiration… understand that you are from a strong stock of people.” “We have to share our stories to show them the experiences that we've come through.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tremayne Thompson. A co-owner of Perfect Note, a dinner supper club with locations in Birmingham, Alabama and Atlanta, Georgia. The conversation is a rich blend of entrepreneurship, community service, music, and food culture. 🎶 About Perfect Note Concept: A dinner supper club offering live music and Southern cuisine, catering to a mature audience (ages 30+). Locations: Birmingham, AL (original) and Marietta, GA (Atlanta metro). Atmosphere: Grown folks’ vibe—no hookah, no club chaos, just good music, good food, and good company. 🧑🏾‍🤝‍🧑🏾 Founders & Origins Co-owned by Tremayne Thompson and his wife Karen (hence “TK Productions”). Started as gospel concert promoters in Chicago. Moved to Alabama in 2008 after a family loss and launched Perfect Note in Bessemer with a Gerald Albright concert. Initially operated out of a banquet hall, setting up and breaking down everything themselves. 📈 Growth & Expansion Perfect Note evolved into a full-fledged venue in 2016. Expanded to Atlanta due to demand from patrons traveling from Georgia to Alabama. Featured in the Huffington Post as one of the top 100 businesses to visit in the U.S. 🍽️ Food & Hospitality Offers Wednesday–Saturday dinner service and Sunday brunch with live music. Website: perfectnoteliveatl.com Tremaine’s culinary journey began at Waffle House, where he learned speed cooking and kitchen management under pressure. Emphasizes quality and consistency in food service, even during high-volume events. 💬 Philosophy & Community Impact Business is rooted in service, not profit. During COVID, they pivoted to drive-up service with $5 meals, feeding the community. Believes in mentorship and sharing knowledge freely with aspiring entrepreneurs. 🗣️ Key Takeaways Mentorship is vital: Learn from those who’ve walked the path. Serve first: Community support follows genuine service. Plan wisely: Dreams need operational structure and financial planning. Create culture: Music and food unite people across demographics. #SHMS #STRAW # #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Ripple Effect is your bi-weekly reminder that HEY! It’s not all bad out there! Hosted by comedian Jenna Kim Jones, the show spotlights true stories of everyday people turning simple ideas into serious help—a neighbor rebuilding after disaster, a kid launching a community project, volunteers transforming a moment into a movement. Expect laughs, a few tears, and one clear, doable action you can take after every episode. If you’re looking for proof that goodness still works—and practical ways to pass it on. Hit follow and start your own ripple. Let’s make some waves, together.Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner: 🎯 Purpose of the Interview The interview showcases Dr. Isaiah Tatum’s extraordinary journey from homelessness to becoming a venture capitalist, hotel developer, and touring saxophonist. It aims to inspire young entrepreneurs by highlighting the importance of faith, planning, mentorship, and financial literacy. 🔑 Key Takeaways 1. Early Passion for Music Began playing saxophone at age 10. Influenced by legends like Kenny G, Curtis Mayfield, and Aretha Franklin. Practiced obsessively, leading to proficiency and touring opportunities. Maintains a strong connection to music despite business ventures. “I couldn’t wait to get home and play… I practiced six hours a day.” — Isaiah Tatum 2. Entrepreneurial Drive & Financial Literacy Overcame homelessness and used that experience to fuel ambition. Became an equity investor in Jazz Pharmaceuticals at 18. Invested in real estate and hotel development with a focus on recession-proof models. “I didn’t want to be an artist who had to stay on tour to maintain. I wanted to be financially free.” — Isaiah Tatum 3. Hotel Ownership & Strategy Owns two Candlewood Suites and an Embassy Suites in Georgia. Focuses on extended-stay models for consistent revenue. Emphasizes customer experience and operational efficiency. “Even if they’re spending $160, make them feel like they’re spending $1 million.” — Isaiah Tatum 4. Mentorship & Education Studied finance and earned credentials from Wall Street Prep. Values mentorship from icons like Kenny G and Keith Worsham. Now mentors others and encourages financial literacy and self-confidence. “Don’t look for who you are to fit in with everybody else… Elevate yourself.” — Isaiah Tatum 5. Vision & Future Endeavors Developing new properties in Tupelo, MS and Nashville, TN. Planning a Sweat Hotel concept and returning to music with a new album and tour. Driven by a daily mindset of growth and execution. “Even though I’ve done really good, it’s about what I’m doing tomorrow.” — Isaiah Tatum 📌 Notable Quotes “Faith and a plan. A lot of people jump out there on faith. You better have a plan in your back pocket.” — Rushion McDonald “I fell in love with credentials… I wanted to maximize every opportunity.” — Isaiah Tatum “Let your results speak for themselves.” — Isaiah Tatum #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lamar Tyler. 🎯 Purpose of the Interview To spotlight Lamar Tyler’s entrepreneurial journey, the growth of his platform Traffic, Sales & Profit (TSP), and to share actionable insights for Black entrepreneurs on building scalable, profitable businesses from side hustles. 🧭 Key Themes & Takeaways 1. Branding with Purpose Lamar emphasizes the importance of clear, relatable branding. His previous brand, Black and Married with Kids, succeeded because the name instantly resonated with its audience. Quote: “If they can hear the name, they can see it and say, ‘Hey, that’s for me.’” 2. Side Hustle to Main Hustle Most Black entrepreneurs start businesses while working full-time jobs. Success requires treating the side hustle like a real business from day one. Quote: “There is no perfect time. The time to get started is now.” 3. Consistency & Growth TSP’s first event in 2016 had only 47 attendees, half of whom came for free. Growth came from consistency and listening to the community. Quote: “Sometimes all you need is confirmation.” 4. Customer Experience & Branding Inspired by Disney’s “unexpected touchpoints,” Lamar expanded branding beyond the event space to include the hotel exterior and even airport baggage claim. Quote: “We brand everything from the lobby to the pool… to make it feel like home.” 5. Faith & Execution Faith plays a central role in Lamar’s business philosophy. He encourages entrepreneurs to act on the opportunities they pray for. Quote: “You pray to get the opportunity, now you want to do all the work too.” 6. Scaling vs. Growing Growth increases revenue and expenses; scaling increases revenue without proportional expense growth. TSP Scale is a new event focused on helping businesses reach this level. Quote: “Scale is where the real money comes in.” 7. Lever-Driven Growth System Lamar outlines systems for: Proposal processes Upselling Referral systems Creating experiences that justify premium pricing Quote: “If you create an experience around what you do, you can charge two, three, four times more.” 8. Platform & Community Lamar transitioned from doing all the speaking to empowering others in his community. He believes in giving others a platform to grow. Quote: “Too many artists try to hold on too tight… and miss out on the blessing.” 🌟 Notable Guests & Surprises at TSP Events Surprise appearances by Magic Johnson, Issa Rae, Master P, Jermaine Dupri, Janice Bryant Howroyd, and Ambassador Andrew Young. Quote: “If you want to be it, you need to see it.” 📍 Event Details New Event: TSP Scale Location: Atlanta Westin Gwinnett, Gwinnett County, GA Website: TSPScale.com #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Renard “Ray” Sims. Topic: Entrepreneurship, property management, and building generational wealth through real estate. Ray Sims shares his journey from government employee to entrepreneur, founding a property management company in the Metro DC area. He discusses the challenges of transitioning into business ownership, the structure of his company, and the importance of networking, automation, and community service. 🎯 Purpose of the Interview Showcase Ray’s entrepreneurial journey and how he turned a layoff into a business opportunity. Educate listeners on property management and real estate investment strategies. Inspire aspiring entrepreneurs to take calculated risks and build sustainable businesses. Promote financial literacy and generational wealth through real estate. 🔑 Key Takeaways 💼 Entrepreneurship & Transition Ray was laid off from a government job and used the opportunity to launch his business. He emphasizes the importance of stepping out of your comfort zone. “I got forced to do it. And I'm kind of glad that that happened to me.” 🏠 Property Management Defined Manages real estate portfolios for absentee owners. Handles everything from tenant screening to maintenance coordination and invoicing. “I manage people’s assets… Most of the homeowners don’t even want to know who the tenants are.” 🔍 Tenant Screening Process Includes credit checks, employment history, landlord references, and even social media reviews. “I go on your Facebook page or Instagram page… see how you want to treat that property.” 🧰 Business Structure Licensed in DC; structured as an LLC in Maryland. Works with a network of trusted vendors (plumbers, electricians, etc.). Uses automation and a third-party admin for newsletters and monthly reports. “I’m really big on automation… I don’t want to have a bank account with \$30,000 on August 1st.” 🤝 Networking & Growth Attends real estate events across DC, New York, and Atlanta. Uses Instagram and podcasting to build his brand and connect with clients. “I cannot leave a networking event without connecting with five different people.” 🎙️ Podcast & Branding Podcast started organically from a conversation with a landscaper. Focuses on real estate and business conversations. “I call it ‘The Creator’… just conversations with different people in the real estate field.” 📈 Investment Advice Recommends duplexes and townhomes as top investment choices. Notes that single-family homes are less popular for rentals due to maintenance concerns. “Duplex, duplex, duplex… it’s an easy way to gain revenue.” 🌍 Vision & Expansion Plans to expand beyond DC by learning local regulations and networking. Attends Invest Fest in Atlanta for exposure and connections. “I want to be the face of property management in the DC, Maryland, Virginia area.” 💬 Memorable Quotes “All money is not good money.” “Life is risky. Like waking up in the morning is risky.” “You have to step out of your comfort zone.” “I’m proud of you… I’m glad you got laid off.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, December 3rd, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Neighborhood Watch" | Ask The CLO | Entertainment News | Christmas Shopping (sponsored by Macy's) | Tommy's Excuse For Missing Work | Nephew Tommy's Prank - "You Married Your Brother" | Strawberry Letter - "He Knows I Don't Wear Underwear" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Charging Family For Christmas Dinner | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Everett Swain II. Purpose of the Interview The interview aims to: Highlight alternative pathways to high-paying careers without a traditional four-year degree. Showcase how UXD Academy, founded by Everett Swain II, empowers individuals—especially from underserved communities—to leverage AI and design skills for financial and academic freedom. Inspire entrepreneurs and small business owners to embrace AI-driven opportunities. Key Takeaways AI as an Opportunity, Not a Threat AI can amplify human capabilities rather than replace them. Small businesses see 80% positive ROI from AI adoption, making it a major growth lever. Career Without a Degree Over 40% of tech companies no longer require degrees, focusing instead on certifications and portfolios. UXD Academy teaches AI experience design and automation for learners as young as 13. Everett’s Journey Started as a graphic designer, pivoted to UX after self-learning via “YouTube University.” Built UXD Academy to democratize access to tech careers and fight industry gatekeeping. Business Model UXD Academy offers free resources and paid guidance. Created Our Table, an AI experience agency employing top students for real-world projects. Impact on Underserved Communities Programs can transform lives, moving individuals from low-income jobs to salaries of $75K–$140K within 3 years. Focus on youth (starting at age 13) to break cycles of poverty and limited exposure. Future AI Trends for Small Businesses AI agents, automated workflows, and AI-powered customer experiences will dominate in the next 12–18 months. Legacy Everett aims to help 100,000 youth create their own reality through tech education. Notable Quotes On AI’s role:“Think of AI as the smartest intern you know—you can train it to work specifically for you.” On education:“You don’t need a degree for what I do. Over 40% of tech companies don’t care about degrees anymore—they care about your portfolio.” On opportunity:“If you follow what I’m telling you, you can change your life in under a year and a half.” On underserved communities:“For the first time in history, people of color can bridge the gap to academic and financial freedom without a four-year degree.” On legacy:“If I can help 100,000 kids create their own reality, that will be my legacy.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeff Cade. Purpose of the Interview The interview aims to inspire listeners—entrepreneurs, small business owners, and individuals—about the importance of health and wellness in achieving personal and professional success. It introduces Jeff Cade’s 360 Health and Wellness Network, which focuses on mindset, diet, and exercise as pillars for a holistic lifestyle. Key Takeaways Health and Wealth Connection Wealth cannot buy health; longevity depends on lifestyle choices. Self-care is essential for sustaining business success and personal well-being. Jeff Cade’s Background & Motivation Over 15 years in health and wellness, with experience in hospitality and healthcare. Personal tragedy: lost both parents to cancer, which fueled his mission. Author of Battleground Cancer to educate on mental, physical, and spiritual resilience. Core Philosophy “Take food as medicine, not medicine as food.” Three pillars: Mindset, Diet, Exercise—you can’t have one without the others. Advocates plant-based diets, hydration, and mindfulness practices. Actionable Advice Know your body and listen to its signals. Reduce sugar and processed foods; crowd out unhealthy items with colorful plates. Use affirmations: “I am healed, healthy, happy.” Transformation is incremental: start with 30-, 45-, or 90-day goals. Stress management is critical—stress kills and triggers unhealthy habits. Programs & Engagement Offers personalized coaching and programs via JeffK360.com. Focus on accountability partnerships and individualized plans. Notable Quotes On transformation:“What you don’t change, you choose.” On health and success:“Self-care is the new health care.” On mindset:“I am healed, I am healthy, I am happy.” On accountability:“If it’s to be, it’s up to me.” On purpose:“You can’t serve others if you don’t serve yourself first.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rebecca Jarvis. 📝 Summary of the Interview Rebecca Jarvis, Emmy Award-winning journalist and ABC News Chief Business, Technology, and Economics Correspondent, joined Rushion McDonald to discuss her ABC News Original documentary on the GameStop stock phenomenon. The interview explored her career journey from finance to journalism, the mechanics and implications of the GameStop surge, the role of apps like Robinhood, and the broader lessons about investing and financial literacy. Jarvis emphasized the importance of understanding market dynamics, the risks of single-stock investing, and the power of storytelling in educating the public. 🎯 Purpose of the Interview To highlight the GameStop stock surge and its impact on everyday investors. To explain the financial mechanics behind trading apps like Robinhood. To share Rebecca Jarvis’s career path and insights into journalism and finance. To promote financial literacy and responsible investing. To showcase the ABC News Original documentary and its human-centered storytelling. 🔑 Key Takeaways 1. Rebecca Jarvis’s Career Path Studied economics at the University of Chicago. Started in investment banking to pay off student loans before transitioning to journalism. Cold-called editors and pitched finance-based stories to break into media. 2. GameStop Stock Phenomenon GameStop’s stock surged from ~$4 to $350 due to social media hype, especially on Reddit. Influencers like Roaring Kitty (Keith Gill) played a key role in rallying retail investors. The event revealed how collective action by small investors can disrupt Wall Street norms. 3. Robinhood’s Role and Controversy Robinhood allowed easy access to trading but faced a collateral call due to high trading volume. Restricted buying of GameStop, causing public backlash. Despite controversy, Robinhood’s user base grew, and it remains a major player in retail investing. 4. Risks of Single-Stock Investing Investing in individual stocks is akin to gambling—high risk, high reward. Long-term investing in diversified portfolios (e.g., 401(k), IRA) is more stable and proven. Leverage (borrowing to invest) can amplify gains but also magnify losses. 5. Human-Centered Storytelling The documentary featured diverse investors: a 10-year-old, a new parent, anonymous traders, and more. These stories illustrated the emotional and financial motivations behind investing. Jarvis emphasized the importance of representation and relatability in financial reporting. 6. Historical Parallels The GameStop surge echoed past financial bubbles (e.g., dot-com era, 2008 crisis). Technology changes, but human behavior in markets remains consistent. 7. Financial Literacy and Empowerment Jarvis advocates for teaching kids about investing through familiar brands. Quote: “Invest in what you know.” Encourages people to ask questions, seek mentorship, and take initiative in learning finance. 💬 Notable Quotes “Anytime you put money into a single stock, it is the equivalent of betting.” “Robinhood became the poster child for all the anger and outrage.” “It only takes one person to return your call to change your career.” “This moment gave GameStop a second life.” “We see these things happening over and over again… history repeats itself.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Maxine Cain. Founder of STEM Atlanta Women, joins Money Making Conversations Masterclass to discuss her mission to increase diversity in science, technology, engineering, and math (STEM) fields. She shares insights on how her organization bridges gaps for Black and Brown women in underserved communities and creates career pathways. 🔑 Key Themes & Highlights Origins of STEM Atlanta Women Founded in 2016, the organization was inspired by Maxine’s challenges as an HR leader in a Fortune 500 company, where recruiting women of color into innovation roles was difficult. She recognized a lack of representation and cultural barriers that discouraged women from entering STEM careers. Her background in corporate event planning and business development helped her secure sponsorships for STEM-focused initiatives. Summerhill Community Hub The organization operates out of a two-story loft space in Summerhill, Atlanta, a historically underserved community. Summerhill lacked essential resources, including a bank and grocery store, for over 60 years. Partnered with Carter Development, which helped provide space for STEM education and community programming. STEM Education & Outreach Works closely with local schools, including King Middle School, Carver Early College, Maynard Jackson High School, and Georgia State University. Runs programs designed to introduce young girls to STEM careers, helping them build confidence and skills early. Annual STEM Events STEMinist Ball celebrates young women excelling in STEM fields by awarding crystal trophies, certificates, and graduation cords at a black-tie event. STEM in the City is an afterschool program that exposes students to emerging technologies, including artificial intelligence, cybersecurity, drone technology, and flavor science with Coca-Cola. Collaborated with Usher’s New Look Foundation and IBM to introduce artificial intelligence concepts to students. College & Workforce Development Partners with Clark Atlanta University and Emory University to provide certification programs in business intelligence and emerging technology. Works with major corporations to create career pathways for Black talent. Helps underserved individuals gain industry-recognized certifications for high-paying tech jobs. Vision & Impact Maxine started STEM Atlanta Women to create opportunities for young women who lacked access to STEM education. She emphasizes mentorship, representation, and hands-on learning to help future leaders navigate STEM careers. 📘 Resources & Contact InformationDr. Maxine Cain’s work is accessible through:🔗 Website: STEM Atlanta Women🔗 Social Media: @STEMAtlantaWomen #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode: 🎙️ Guest: Steve Selengut Veteran private investment manager with over 40 years of experience. Author of Retirement Money Secrets, his second book. Focuses on helping people achieve income independence through smart investing. Runs an educational income investing community. 📘 About the Book: Retirement Money Secrets Written as a conversational story about a couple on a river cruise who learn about a different approach to retirement investing. Emphasizes common sense financial strategies over complex jargon. Focuses on closed-end funds as a key investment tool. 💡 Key Concepts Discussed 🔒 Closed-End Funds (CEFs) One of the oldest investment vehicles, dating back to the 1800s. Structured as pass-through trusts that must return 95% of earnings to shareholders. Focused on income generation rather than capital appreciation. Can invest in stocks, bonds, mutual funds, and ETFs. 🔥 FIRE Movement Stands for Financial Independence, Retire Early. Steve aligns more with generating sustainable income than early retirement per se. 🎯 Income Independence The goal is to generate enough income from investments to replace employment income. Allows flexibility to retire, start a business, or pursue other passions. 🛡️ The Four Risk Minimizers Quality: Invest only in what you understand and in companies with a proven track record. Diversification: Spread investments across sectors, geographies, and management firms. Income: Only invest in securities that pay dividends or interest. Profit-Taking Discipline: Set target profits (e.g., 5%) and sell when reached, reinvesting gains. 💬 Common Sense Investing Tips Buy stocks in companies you use or understand (e.g., Home Depot, Apple, Chipotle). Use tools like Yahoo Finance or CEFConnect.com to research dividend history and fund performance. Avoid speculative or zero-income investments. Treat your portfolio like a retail store—sell when profitable and restock wisely. 🌐 Connect with Steve Selengut Available on Facebook and LinkedIn. Offers access to an educational investing community with 450+ members. Book includes full contact details and resources. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sierra Morgan. Founder of Rose HR and newly crowned Miss Maryland Corporate America, joins Money Making Conversations Masterclass to discuss her work in HR consulting, caregiving advocacy, and workplace wellness. She shares insights on balancing entrepreneurship, corporate leadership, and her passion for supporting caregivers. 🔑 Key Themes & Highlights Miss Maryland Corporate America & Advocacy Cierra entered the competition to elevate her platform, focusing on caregiving awareness and employee wellness. Corporate America’s mission aligns with her goal of empowering businesswomen beyond beauty, emphasizing leadership and workplace well-being. Entrepreneurship & HR Leadership Founder of Rose HR, a consulting firm helping organizations develop flexible work policies, wellness programs, and caregiving support systems. Works full-time as an HR executive for a nonprofit, balancing multiple roles. Encourages small business owners to invest in HR early to avoid costly mistakes, such as legal issues, lack of structured hiring, and workplace conflicts. Caregiving & Workplace Policies With 15+ years of caregiving experience, Cierra advocates for better corporate policies supporting family caregivers. Expanded her HR consulting to offer caregiving coaching, helping families navigate resources and long-term planning. Highlights the financial and emotional toll of caregiving, including background checks, trust-building, and caregiver burnout. Mental & Emotional Impact of Caregiving Many caregivers experience guilt, burnout, and emotional exhaustion due to balancing work and personal responsibilities. Therapy, self-care, and community support are essential for managing the pressures of caregiving. Stresses the need for workplace awareness and flexible policies to accommodate employees in caregiving roles. HR Best Practices for Business Owners Small businesses often undervalue HR until legal issues arise—recommends having a lawyer, accountant, and HR consultant from the start. Advises entrepreneurs to properly structure hiring processes, create employee handbooks, and implement leadership development programs. Helps business owners understand salary expectations, job structuring, and competitive benefits packages. Future Projects & Legacy Launching Caregiving Compass Academy to provide coaching for family caregivers. Continues advocacy through her nonprofit work supporting literacy, arts, and youth empowerment. Hosts podcast "The Bottom Line Is", discussing topics such as relationships, workplace success, and caregiving insights. 📘 Resources & Contact InformationSierra Morgan’s work is accessible through:🔗 Website: Rose HR🔗 Social Media: @CCTheDiva🔗 Podcast: The Bottom Line Is (Spotify, Apple Podcasts, YouTube) #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Foos. Founder of Foos Financial Services, joins Money Making Conversations Masterclass to discuss her journey from owning a salon to launching a multi-faceted financial services firm. Based in Camp Springs, Maryland, her business offers tax services, a podcast studio, event space, and consulting, demonstrating the power of multiple streams of income. 🔑 Key Themes & Highlights Entrepreneurship & Business Growth Laura started as a salon owner and transitioned into financial services after recognizing the need for structured business finances among entrepreneurs. Initially hesitant about taxes, she was convinced by a longtime friend to explore the industry, leading to 10 successful seasons in tax preparation. Multiple Streams of Income Purchased commercial property to expand from salon ownership to financial services. The space now includes a photography studio, podcast studio, and event planning space, allowing rental income to cover business expenses. Financial Literacy & Business Structuring Emphasizes the importance of proper tax planning for business owners to ensure they qualify for loans and financial opportunities. Encourages entrepreneurs to set aside money annually to pay taxes and invest in their business growth. Women in Business & Mentorship Created a business networking group called Confessions of a Boss Lady, with 400+ members, to help women navigate entrepreneurship. Believes in giving back and mentoring aspiring business owners, sharing real-life insights via social media and workshops. My Tax Box Product Developed My Tax Box, a DIY tax organization kit for individuals and small businesses to track income, expenses, and potential deductions. Available online as a structured financial management tool for those who can’t afford bookkeeping services. Social Media & Brand Visibility Invested in professional branding, working with Ronnie Brown to overhaul her social media presence. Deleted old content, established a consistent brand identity, and actively shares tax tips and business advice to engage potential clients. Health & Work-Life Balance Faced major health challenges, including a minor heart attack, due to excessive stress and business responsibilities. Learned to delegate tasks, build a reliable team, and focus on strategic growth, rather than handling everything alone. 📘 Resources & Contact InformationLaura Foos' services are accessible through:🔗 Website: Foos Financial Services🔗 Social Media: @FoosFinancial #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, November 26th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Bring My Breast Back" | Ask The CLO | Butterball Thanksgiving Hotline | Would You Rather | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Thanksgiving With Cousin Benji" | Strawberry Letter - "We Got A Big Problem, Sis" Parts 1-2 | Thanksgiving Hosting Mistakes | Thanksgiving Items You Can't Take On A Plane | Handyman Service | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington. 🎯 Purpose of the Interview To spotlight Booker T. Washington’s innovative work in real estate development—specifically his creation of micro home communities in Atlanta—and to inspire underserved communities to pursue homeownership as a path to wealth, stability, and empowerment. 🧭 Key Takeaways 1. Vision Behind Teche Homes Teche Homes builds micro home communities (not tiny homes) ranging from 400–1000 sq ft. Focused on affordable, accessible homeownership in urban areas, especially for Black communities. Projects aim to revitalize blighted neighborhoods and promote reverse gentrification. 2. Flagship Projects South Park Cottages: 29 homes on 2.8 acres in College Park, GA. Sold out before construction. Union Park Cottages: 26 homes + coffee shop in Union City, GA. First mixed-use micro home community in the U.S. Upcoming: The Park at Brawley in partnership with Killer Mike and Shay Render. 3. Affordability & Impact Average home price: $180K–$220K. Average buyer: 40 years old, $80K+ income. Mortgage: ~$1,800/month—comparable to rent in metro areas. Emphasis on ownership over renting to build generational wealth. 4. Community Features Full-size appliances, smart home tech (e.g., palm readers, motion lights). Shared amenities: gardens, grills, walking paths. No garages—shared parking to maximize land use. 5. Social Mission Tackles systemic issues: housing inequality, food deserts, underfunded schools. Generates tax revenue to support local services (e.g., teachers, police). Promotes “pride of ownership” and community uplift. 6. National Raffle $250 entry for a chance to win a fully furnished $250K home. Proceeds support down payment assistance and homeownership education. Winner announced Christmas Eve. 💬 Notable Quotes “You’re not locked out. You’ve just been stifled with a vision of home availability that you don’t know you can get.” “We call it reverse gentrification.” “You can’t allow your dreams to just sit inside of you… they’re God dreams.” “We took a $150K piece of dirt and turned it into $6.3M of real estate value.” “Faith without works is dead. And we do a lot of non-work in some of these Black communities.” “You’ve given away $240,000 in rent by age 37. That’s your down payment.” 🔗 Call to Action Website: techie-homes.com Instagram: @techiehomes | @mrbookert #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Yasmine Cheyenne. 📝 Summary of the Interview Yasmine Cheyenne, an Air Force veteran, mental wellness advocate, and author, joined Rushion McDonald to discuss her journey from a disadvantaged upbringing to becoming a published author and wellness coach. She shared insights from her books—The Sugar Jar and her latest, Wisdom of the Path—which focus on boundaries, healing, and self-empowerment. The conversation explored her military experience, personal transformation, and how she helps others confront fear and reclaim their lives. 🔑 Key Takeaways 1. Overcoming Fear and Taking Risks Fear of failure and disappointment keeps many people stuck. Yasmine encourages people to confront fear and take action anyway. Her own decision to join the Air Force was a leap of faith that changed her life. 2. Military Discipline and Life Lessons The Air Force taught her discipline, consistency, and resilience. She applies these lessons to her personal and professional life. Quote: “Do you want to bet on yourself? Be willing to believe in yourself.” 3. Writing as Empowerment Her first book, The Sugar Jar, focuses on boundaries and self-care. Her second book, Wisdom of the Path, is about using past experiences as wisdom, not shame. Writing helped her transform her life and inspire others from similar backgrounds. 4. Boundaries and Self-Prioritization Without boundaries, people become overwhelmed and resentful. Saying “no” and advocating for yourself is essential to mental wellness. Quote: “We have to get comfortable letting people be disappointed with us.” 5. Redefining “Selfish” Being selfish is often misunderstood. Prioritizing yourself is necessary for success and well-being. Quote: “Every successful person has had to be selfish at some point.” 6. Wisdom of the Path The book encourages readers to trust their instincts and take the next step. It’s not a checklist—it’s a collection of relatable stories and reflections. Quote: “Use those experiences that you’re judging yourself for as wisdom to help you move forward.” 7. Mental Wellness Practice Yasmine helps people through coaching, writing, and speaking. She emphasizes healing through storytelling and shared experiences. 8. Accessibility Her books are available in print, digital, and audio formats. She personally narrates the audiobook version of Wisdom of the Path. 💬 Notable Quotes “Even if things fail, you have what it takes to get yourself to where you want to be.” “Take the meat and leave the bone.” “You already know what the next step is. What would happen if you just took it?” “We’ve been an enemy toward ourselves for years and don’t even realize it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeff Cade. Purpose of the Interview The interview aims to inspire listeners—entrepreneurs, small business owners, and individuals—about the importance of health and wellness in achieving personal and professional success. It introduces Jeff Cade’s 360 Health and Wellness Network, which focuses on mindset, diet, and exercise as pillars for a holistic lifestyle. Key Takeaways Health and Wealth Connection Wealth cannot buy health; longevity depends on lifestyle choices. Self-care is essential for sustaining business success and personal well-being. Jeff Cade’s Background & Motivation Over 15 years in health and wellness, with experience in hospitality and healthcare. Personal tragedy: lost both parents to cancer, which fueled his mission. Author of Battleground Cancer to educate on mental, physical, and spiritual resilience. Core Philosophy “Take food as medicine, not medicine as food.” Three pillars: Mindset, Diet, Exercise—you can’t have one without the others. Advocates plant-based diets, hydration, and mindfulness practices. Actionable Advice Know your body and listen to its signals. Reduce sugar and processed foods; crowd out unhealthy items with colorful plates. Use affirmations: “I am healed, healthy, happy.” Transformation is incremental: start with 30-, 45-, or 90-day goals. Stress management is critical—stress kills and triggers unhealthy habits. Programs & Engagement Offers personalized coaching and programs via JeffK360.com. Focus on accountability partnerships and individualized plans. Notable Quotes On transformation:“What you don’t change, you choose.” On health and success:“Self-care is the new health care.” On mindset:“I am healed, I am healthy, I am happy.” On accountability:“If it’s to be, it’s up to me.” On purpose:“You can’t serve others if you don’t serve yourself first.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brenda Johnson. CEO of Collaborative Training Company (CTC) 🧩 Main Topics Covered 🏢 What CTC Does CTC is a professional services consulting firm focused on workforce development. They help companies: Upskill employees for career advancement. Support new hires, especially those without traditional corporate experience. Define what “fit” means in their organization and help new hires acclimate. 👥 Not a Staffing Firm CTC does not do individual job placement or talent coaching. They work with companies after hiring to ensure employee success and retention. They partner with organizations that provide individual coaching. 🧠 Bridging the Corporate Culture Gap CTC helps new hires from non-corporate backgrounds (e.g., warehouse, retail) adjust to corporate environments. They use mentorship programs and employee resource groups to support retention. 🤖 AI and the Future of Work Brenda sees AI as a tool, not a replacement for human creativity. She emphasizes the importance of adding a personal touch to AI-generated work. AI may replace some jobs, but it also creates new roles in programming, maintenance, and oversight. 🎓 Rethinking the Four-Year Degree Many companies are removing degree requirements to widen their talent pool. Brenda helps companies: Reevaluate outdated job descriptions. Focus on skills-based hiring. Identify core competencies rather than relying on degrees. 🌍 Diversity, Equity, and Inclusion (DEI) Brenda challenges the narrow view of DEI as only race and gender. She expands the definition to include: Neurodiversity (e.g., autism) Generational diversity Accessibility needs LGBTQ+ inclusion She stresses that companies that embrace true diversity will thrive, while those clinging to outdated models may struggle. 💡 Key Takeaways Mentorship and support are critical for retention and success. AI is a complement, not a replacement, for human insight. Skills-based hiring is the future—degrees are not always necessary. True diversity is broad and essential for business success. Systemic change requires questioning legacy practices and recruiting strategies. 🔗 Contact Info Website: ctcdui.com LinkedIn: Collaborative Training Company #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Marcus Sonnier. Founder of Snowie Atlanta: 🎯 Purpose of the Interview To showcase Marcus Sonnier’s journey from corporate America to entrepreneurship, highlight the inspiration behind Snowie Atlanta, and share insights on financial literacy, legacy-building, and faith-driven decision-making. 🔑 Key Takeaways 1. From Corporate VP to Entrepreneur Marcus left a successful career as VP of PR supervision at a financial services firm to start Snowie Atlanta. He worked both jobs for five years before fully transitioning. His leap was guided by faith and a desire for self-reliance. “I looked at my wife and said, ‘Hey, I'm getting one more bonus check. And then I'm jumping off the plane.’” 2. The Product: Shaved Ice with a Twist Snowie Atlanta offers customizable shaved ice with self-serve flavor stations. Inspired by childhood experiences in Louisiana with snowball stands. “We give away the shaved ice, but we sell you the smiles.” 3. Family Legacy & Financial Literacy Marcus started the business to teach his sons about money—earning, saving, investing, and giving. His sons were involved from the beginning, learning entrepreneurship firsthand. “I said, guys, look, we're going to be entrepreneurs in this business. We're going to do it together.” 4. Faith as a Driving Force Marcus credits divine guidance for his journey and connections. He views his business as a calling and a platform for community impact. “I could feel God in my spirit saying, ‘Oh, you trust me, you really do.’” 5. Community Impact & Expansion Snowie Atlanta is expanding into Truist Park, home of the Atlanta Braves. The goal is to become a staple attraction and enhance the fan experience. “I want all kids to want to go to a Braves game… to get a Snowie and have an experience.” 6. Giving Back Snowie Atlanta participates in fundraising for schools, churches, and nonprofits. Marcus finds joy in writing checks back to organizations that serve the community. 💬 Notable Quotes “You may not get everything you work for, but you will work for everything you get.” “We serve memories.” “I’m just trying to be obedient and do what I think God wants me to do in this business.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Woodward. A natural-born entrepreneur and community leader. 🎙️ Guest Background: Michael Woodward Grew up in Liberty City, Miami, in a low-income housing project known as the "Poke and Bean" projects. Learned early business skills from his grandmother, who was the local "candy lady." Served briefly in the military as a way out of poverty. Became a teen father and took his son with him to college at Florida A&M University (FAMU). Known for his hospitality and work ethic during college—cooked for friends and maintained a welcoming home. 🏠 Entrepreneurial Journey Bought his first duplex at age 20, renovated it, and rented it out. Built a real estate portfolio while working as an educator. Founded Woodward Property Group, a full-service home improvement and property management company. Became one of Lowe’s top contractors through a combination of skill, networking, and mentorship. 📚 Educational Impact Worked as an assistant principal and educator for 20 years. Founded Alpha Educational Consultants, Inc. Took students on college tours, especially to HBCUs, to expose them to higher education opportunities. Ran STEM programs and mentoring initiatives with a 99.9% college placement rate. 💡 Life Lessons & Advice Emphasizes financial literacy: avoid unnecessary spending (e.g., new cars every year). Advocates for education as a path to wealth. Believes in the village mentality—community support and shared success. Encourages young people to choose between college, military, or trade school. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michaela Merrick. 🎙️ Interview Summary: Michaela Merrick on Money Making Conversations Masterclass 🎯 Purpose of the Interview To spotlight Michaela Merrick, founder of Pretty Little Tacos, and her entrepreneurial journey from launching a food truck during the COVID-19 pandemic to building a thriving Creole-Mexican taco brand in Atlanta. The interview aims to inspire aspiring entrepreneurs by showcasing resilience, creativity, and family support. 🗝️ Key Takeaways 1. Origin of Pretty Little Tacos Inspired by a short-lived cooking show called Pretty Little Cooks. Launched in May 2020 during the height of the pandemic. Offers unique taco varieties including vegan options and dessert tacos like peach cobbler and strawberry shortcake. 2. Entrepreneurial Spirit Michaela did not attend culinary school but learned through experience and family influence. Her mother encouraged her to pursue the food truck idea, even waking her up to go buy one. Her father and brother are chefs, and her daughter is her biggest fan and motivator. 3. Challenges Faced Started with little to no money and reinvested daily. Faced licensing and permitting issues due to government shutdowns. Was misled by commissary kitchens lacking proper permits, resulting in financial loss. Her first food truck was stolen, but she bounced back with a new one. 4. Growth and Expansion Operates three locations in Atlanta: Colony Square, Union City (inside a gas station), and Moreland Avenue. Plans to expand into more gas stations and possibly mass production while maintaining quality and authenticity. 5. Business Philosophy Focuses on customer experience and generous portions. Requires all staff to sign NDAs to protect recipes and business integrity. Encourages staff to learn and grow, even if they aspire to start their own businesses. 💬 Notable Quotes “I didn’t really have a choice… it was survival.” – On launching her business during the pandemic. “You have to be resilient. You can’t give up.” – On overcoming obstacles. “My daughter is my biggest fan… I want her to understand she can do anything.” – On her motivation. “I thrive off competition… I level up every time.” – On the competitive food truck industry. “Business supersedes relationships… protect yourself always.” – On the importance of NDAs and business integrity. #AMI #STRAW #BEST #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Stephanie Wall. Purpose of the Interview To share Dr. Wall’s expertise as a neuroscience coach, criminal justice professor, author, and mentor. To discuss her mission through 1 Million Lives Transform, a global movement helping women unmute their voices and lead with authenticity and confidence. To provide actionable strategies for overcoming self-doubt, fear, and imposter syndrome in professional and personal settings. Key Takeaways Background and Roles Served 20 years in law enforcement and continues teaching criminal justice and ethical leadership. Founder of 1 Million Lives Transform, focused on empowering women to reclaim their voices. Unmuting Your Voice Many professionals mute themselves due to fear, lack of confidence, or imposter syndrome. Techniques: Awareness: Recognize when you’re silencing yourself. Pause and breathe before responding. Stand up when speaking in meetings to command attention and project confidence. Use phrases like “I’d like to build on that point” to engage respectfully. Mindset and Fear What you tell yourself matters more than external criticism. Replace negative self-talk with affirmations and surround yourself with positive influences. Neuroscience supports that repeated positive input rewires thought patterns. Boundaries and Time Management Learn to say “No” as a complete sentence. Set boundaries for phone calls and social interactions to protect productivity. Busy professionals should establish communication rules (e.g., “Do you have a minute?”). Authenticity and Leadership Authenticity is key—embrace your natural gifts and use them to transform spaces. Leadership requires mindset shifts when moving from peer to manager roles. Mentorship should be intentional and specific, not generic (“pick your brain” requests need structure). 1 Million Lives Transform A movement to help women rewrite their narratives, reclaim confidence, and lead boldly. Focus on self-awareness, boundaries, and empowerment strategies. Notable Quotes “Notice in that moment that you are muting yourself.” “Stand up when you speak—you command the room.” “No is a complete sentence.” “Our gifts are not for us; they are for other people.” “What you say to yourself does more damage than anything anyone else could say.” “Authenticity isn’t lip service—it’s showing up as who you truly are.” “Boundaries are not selfish; they are necessary.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Felecia Hatcher. Purpose of the Interview To spotlight Black Ambition, a national initiative founded by Pharrell Williams that funds and mentors Black and Brown entrepreneurs. To share insights on entrepreneurship, access to resources, and strategies for scaling businesses. To inspire and educate small business owners and innovators on how to leverage opportunities for growth. Key Takeaways About Black Ambition Founded by Pharrell Williams to close the opportunity gap for Black and Hispanic entrepreneurs. Provides capital, mentorship, and masterclasses to help founders scale. Has invested in 131 companies and awarded millions in funding. Competition Structure Annual national competition with 2,500–3,000 applications. Categories include HBCU, National Finalists, Top Prize Winner, People’s Choice. Process: Applications → 250 semifinalists → 3-month cohort → Demo Day for top 20–25 companies. Unique Approach Focus on high-quality mentorship, not “low vibrational” guidance. Includes mental health and wellness support for entrepreneurs. Partnerships with brands like Louis Vuitton for luxury retail insights. Challenges for Entrepreneurs Many fail by rushing applications and skipping info sessions. Success requires clarity, traction, and persistence—sometimes multiple attempts. Black women are the fastest-growing entrepreneurs but often remain solopreneurs; Black Ambition prioritizes team-building. Pharrell’s Motivation Believes in democratizing opportunity: “Talent is not equally distributed by zip code, but opportunity can be.” Inspired by those who believed in him early in his career. Felecia Hatcher’s Journey Former founder of Center for Black Innovation and Black Tech Week. Emphasizes resilience: “I’m a C student and a college dropout, but I never let that define me.” Advocates for creative pathways to success and capital access. Notable Quotes “Success leaves clues.” – On learning from past winners. “Talent is not equally distributed by zip code, but opportunity can be.” – Pharrell’s guiding principle. “If it doesn’t work on you in that moment, it works for you in that moment. Either way, it works.” – On persistence. “We have to start enjoying the process… be stretched, be cut by the process.” – On entrepreneurial growth. “Wealth has a need for speed.” – On urgency in closing the wealth gap. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Jim VandeHei. 🎯 Purpose of the Interview The interview centers around: Promoting Jim VandeHei’s book Smart Brevity: The Power of Saying More with Less. Exploring how communication has evolved in the digital age. Offering practical advice for professionals, entrepreneurs, and leaders on how to communicate more effectively. Discussing the impact of technology—especially smartphones and remote work—on attention spans and messaging. 🔑 Key Takeaways 1. Smart Brevity Philosophy Smart Brevity is about efficient, high-quality communication. It’s not just about being short—it’s about being clear, confident, and respectful of people’s time. The idea originated from Axios’s approach to delivering news quickly and effectively. 2. The Communication Crisis The rise of smartphones and social media has overloaded people with information. Most people are distracted, checking their phones hundreds of times a day. In this chaotic environment, concise and purposeful communication wins. 3. Post-COVID Communication Shift Remote work and Zoom meetings have made written and virtual communication more critical. The pandemic changed workplace norms, making brevity and clarity essential for productivity and alignment. 4. Practical Applications VandeHei’s book is useful for business leaders, educators, students, preachers, and anyone who communicates. He emphasizes that brevity is not shallowness—it’s a sign of confidence and clarity. 5. Five Tips for Better Communication Jim outlines five actionable tips: Stop Being Selfish – Write for the reader, not yourself. Grab Me a Reason – Use strong headlines or opening lines to capture attention. Keep It Simple – Avoid jargon and complex language. Write Like a Human – Be authentic and conversational. Just Stop – Once you’ve made your point, don’t over-explain. 🗣️ Notable Quotes “Brevity is confidence. Length is fear.” “Foggy writing is a reflection of foggy thinking.” “There’s nothing shallow about being short. It’s clarifying.” “Stop writing for yourself. Start writing for the reader.” “The one thing we want to accomplish today is…” – A meeting technique to improve focus and retention. 📘 Book Highlight: Smart Brevity Co-authored by Jim VandeHei, co-founder of Axios and Politico. Offers a framework for modern communication in business, media, and personal interactions. Encourages readers to rethink how they write, speak, and present in a world of constant distraction. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lawrence Phillips. Purpose of the Interview To showcase Lawrence Phillips’ entrepreneurial journey from engineering to founding Green Book Global, a travel review platform for Black travelers. To highlight the significance of Black Ambition, an initiative by Pharrell Williams supporting Black and Brown entrepreneurs. To inspire listeners about resilience, innovation, and the importance of culturally inclusive travel resources. Key Takeaways Background & Career Shift Phillips studied Electrical Engineering at Georgia Tech and worked at Accenture in IT consulting for nearly a decade. Despite career success, he felt unfulfilled and decided to pursue his passion for travel, leading to the creation of Green Book Global. Travel Experience Traveled to 30+ countries across all seven continents, including Antarctica, in less than a year. Realized the need for a platform addressing “traveling while Black” concerns—safety, cultural acceptance, and inclusivity. Green Book Global Inspired by the historical Green Book (1936–1966), which guided Black travelers during segregation. Offers city-level Black-friendly scores, road trip planners, and Black-owned restaurant recommendations. Over 150,000 app downloads in 2025; partnered with Expedia; strong social media presence. Black Ambition Program Phillips applied three times before reaching semifinals, emphasizing persistence. Program provided funding opportunities and a transformative Evoke Wellness experience. His personal “why” statement:“I’m a protective and innovative steward of Black restoration and healing.” Impact & Vision Advocates systemic change by partnering with destinations to improve inclusivity. Highlights the economic power of Black travelers (over $140 billion annually). Encourages Black travelers to explore global opportunities beyond U.S. racial constraints. Notable Quotes “You can be successful and still not be happy.” — On leaving a lucrative career for passion. “I’m a protective and innovative steward of Black restoration and healing.” — His guiding principle. “There’s riches in niches.” — On unapologetically focusing on Black travelers. “Just because somebody said no doesn’t mean they said no to you—they said no at that time.” — On persistence in entrepreneurship. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sharise Nance. Purpose of the Interview To showcase Sharise Nance’s mission in mental health advocacy, entrepreneurship, and workplace wellness. To discuss her companies: Hand in Hand Counseling Services – addressing mental health disparities in Black communities. Vitamin C Healing – building trauma-sensitive, wellness-centered workplace cultures. To educate on stress, burnout, compassion fatigue, and financial equity in the mental health field. Key Takeaways Hand in Hand Counseling Services Founded with college roommate Tess Kenny in Pittsburgh. Created a safe space for mental health support in underserved communities. Celebrating 12 years in operation. Breaking Mental Health Stigma Built trust through community presence and transparency. Advocated therapy as normal: “I’m a therapist who has a therapist.” Education on what therapy is and isn’t. Understanding Stress Eustress (positive stress) vs. Distress (overwhelming stress). Physical signs: sweating, rapid heartbeat, tense shoulders, jaw clenching. Stress can lead to depression and anxiety—seek professional help. Impact of COVID-19 Isolation amplified mental health issues. Introduced concept of co-regulation—healing through community and connection. Vitamin C Healing Originated from her book Vitamin C Healing for the Mind, Body. Evolved into a brand offering workshops, consultations, and burnout assessments. Focused on helping professionals and leaders prevent compassion fatigue. Financial Equity in Mental Health Advocates for fair pay: “We can care deeply and earn abundantly.” Challenges the mindset that passion work means low income. Encourages professionals to set boundaries and value their expertise. Burnout & Organizational Cost Unaddressed burnout costs companies millions annually. Leads to quiet quitting, low productivity, and high turnover. Investing in wellness saves money and improves culture. Personal Journey Biggest bet: leaving full-time job in 2017 to pursue entrepreneurship. Therapy helped her navigate fear and grief (especially after losing her father). Quote: “Feel the fear and do it anyway.” Notable Quotes “We can care deeply and earn abundantly.” “I’m a therapist who has a therapist.” “Feel the fear and do it anyway.” “We heal when we are in community—it’s hard to heal in isolation.” “Compassion fatigue isn’t just a feel-good topic; it costs companies millions.” “Betting on myself was the best investment I ever made.” #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lawrence Phillips. Purpose of the Interview To showcase Lawrence Phillips’ entrepreneurial journey from engineering to founding Green Book Global, a travel review platform for Black travelers. To highlight the significance of Black Ambition, an initiative by Pharrell Williams supporting Black and Brown entrepreneurs. To inspire listeners about resilience, innovation, and the importance of culturally inclusive travel resources. Key Takeaways Background & Career Shift Phillips studied Electrical Engineering at Georgia Tech and worked at Accenture in IT consulting for nearly a decade. Despite career success, he felt unfulfilled and decided to pursue his passion for travel, leading to the creation of Green Book Global. Travel Experience Traveled to 30+ countries across all seven continents, including Antarctica, in less than a year. Realized the need for a platform addressing “traveling while Black” concerns—safety, cultural acceptance, and inclusivity. Green Book Global Inspired by the historical Green Book (1936–1966), which guided Black travelers during segregation. Offers city-level Black-friendly scores, road trip planners, and Black-owned restaurant recommendations. Over 150,000 app downloads in 2025; partnered with Expedia; strong social media presence. Black Ambition Program Phillips applied three times before reaching semifinals, emphasizing persistence. Program provided funding opportunities and a transformative Evoke Wellness experience. His personal “why” statement:“I’m a protective and innovative steward of Black restoration and healing.” Impact & Vision Advocates systemic change by partnering with destinations to improve inclusivity. Highlights the economic power of Black travelers (over $140 billion annually). Encourages Black travelers to explore global opportunities beyond U.S. racial constraints. Notable Quotes “You can be successful and still not be happy.” — On leaving a lucrative career for passion. “I’m a protective and innovative steward of Black restoration and healing.” — His guiding principle. “There’s riches in niches.” — On unapologetically focusing on Black travelers. “Just because somebody said no doesn’t mean they said no to you—they said no at that time.” — On persistence in entrepreneurship. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian. 🎯 Purpose of the Interview To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian. 🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness Identity theft is increasingly sophisticated, often driven by AI. Quote: “The currency of today isn’t necessarily cash—it’s information.” 2. Experian’s Role Experian is one of the three major credit bureaus. Offers tools for fraud detection, identity verification, and credit monitoring. Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.” 3. Understanding Credit Scores Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.” Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity. Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.” 4. Free Resources Free credit reports available weekly via AnnualCreditReport.com. Experian offers free monitoring, alerts, and FICO scores. Quote: “There’s no real reason to pay for a credit report today.” 5. Establishing & Rebuilding Credit Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services). Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.” 6. Financial Savviness Being financially savvy means controlling your money, not letting it control you. Use credit cards strategically for rewards and pay balances in full. Budgeting and goal-setting are essential. Quote: “Start from a goal perspective… What do you want to do in life?” 7. Insurance Savings Experian’s auto insurance marketplace helps users compare and save. Average savings: ~$800/year. Quote: “We’ll monitor for you… and tell you if we find a better rate.” 8. Practical Tips Audit monthly bills for hidden charges. Use loyalty programs and coupons to save on groceries and gas. Quote: “I shop so much I get free food… $6, $8, $9 savings add up.” 🧠 Final Message Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Douglass Fort. Founder of The Blerd Academy (Black Nerds), a wealth-building and scholarship program for high-achieving Black youth. The conversation explores Fort’s personal journey, the mission of his organization, and the broader impact of Historically Black Colleges and Universities (HBCUs). 🔑 Key Topics & Highlights The Blerd Academy Mission Founded to support academically gifted Black students in securing scholarships to HBCUs. Has helped students earn over $8 million in scholarships since 2016. Focuses on debt-free education, wealth-building, and long-term financial planning. Douglass Fort’s Personal Journey Grew up in East Palo Alto, California, during the crack epidemic. Survived being shot twice and turned his life around through education. Attended Jackson State University, where he became an honors graduate and started his first nonprofit. Credits his transformation to mentorship, faith, and the supportive environment of an HBCU. Empowering Black Youth Fort emphasizes outcomes over talk—showing success stories to inspire belief. Encourages students to pursue entrepreneurship and homeownership early. Advocates for using HBCUs as a strategic path to success, especially for students who qualify for elite schools but may face high debt. Scholarship Criteria Example (Jackson State) 3.25 GPA + 1130 SAT or 23 ACT = Full tuition. Higher scores can lead to full ride including room, board, and books. Economic & Social Impact of HBCUs HBCUs produce a significant percentage of Black professionals: 70% of Black doctors and dentists 50% of Black lawyers 60% of Black teachers Fort and McDonald stress the undervalued role of HBCUs in shaping Black excellence. Support & Funding The Blerd Academy is self-funded through merchandise sales at ProudBlackNerds.com. Fort encourages others to support by purchasing merch and spreading awareness. 💬 Quotes & Reflections “We exist to build a healthy community that is Black, educated, resourceful, and determined.” “Create a small business to fund your dream business.” “Let’s use our money efficiently to make long-term economic gains.” #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

KevOnStage (Kevin Fredricks) sits down with entertainers, athletes, entrepreneurs and comedians to explore their "Not My Best Moment." The low points in life or career that unexpectedly led to growth, blessings or major wins. Listen here and subscribe to Not My Best Moment with KevOnStage on the iHeartRadio app or wherever you get your podcasts!Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Felecia Hatcher. Purpose of the Interview To spotlight Black Ambition, a national initiative founded by Pharrell Williams that funds and mentors Black and Brown entrepreneurs. To promote the upcoming Black Ambition Demo Day and Fundable Founders Forum in Miami. To inspire entrepreneurs by sharing insights on scaling businesses, accessing resources, and building wealth. Key Takeaways About Black Ambition Founded by Pharrell Williams to close the opportunity gap for Black and Hispanic entrepreneurs. Has invested in 131 companies over five years. Provides capital, mentorship, and holistic support (including mental health). Event Details Demo Day (Nov 14): Entrepreneurs pitch and receive funding. Fundable Founders Forum (Nov 15): Masterclasses with industry leaders like Steve Stoute, Nancy Twine, and Linda Clemens. Focus on actionable strategies, not just inspiration. Competition Structure Annual national competition with 2,500–3,000 applications. Categories include HBCU founders, national finalists, top prize winners, and people’s choice. Process: Applications → 250 semifinalists → 3-month cohort → Top 20–25 awarded funding. Challenges & Advice Many entrepreneurs fail due to rushed applications and lack of preparation. Success requires persistence: “Apply again” if you fail. Building a team is essential—Black Ambition does not invest in solopreneurs. Impact on Black Women Fastest-growing group of entrepreneurs but often limited by resources. Need to shift from solopreneurship to team-building for scalability. Pharrell’s Motivation Believes in democratizing opportunity. Inspired by those who invested in him early in his career. Goal: Close wealth and opportunity gaps quickly—“Wealth has a need for speed.” How to Get Involved Visit blackambitionprize.com and join the newsletter for alerts and resources. Past winners share insights in info sessions. Notable Quotes On closing gaps:“People are too comfortable wasting the time of Black entrepreneurs with misaligned resources and low vibrational mentorship.” On persistence:“If it doesn’t work on you in that moment, it works for you in that moment. Either way, it works.” On Pharrell’s vision:“Talent is not equally distributed by zip code, but opportunity can be.” On entrepreneurship mindset:“We have to start enjoying the process that molds us, not just say, ‘I didn’t make it, I’m upset.’” On Black women entrepreneurs:“They’re the fastest growing, but largely solopreneurs. We need them to think about building teams.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. 🎯 Purpose of the Interview The interview aims to: Educate listeners on financial literacy, wealth building, and investment strategies. Address the Black wealth gap and how to close it through education and discipline. Encourage people of all ages and income levels to begin their financial journey. Highlight Sonia’s unique role as a financial advisor and Global Sports & Entertainment Director at Morgan Stanley. 🔑 Key Takeaways 1. Understanding the Black Wealth Gap Closing the gap starts with education, access, and discipline. Financial literacy must be taught early and consistently, especially in underserved communities. Sonia emphasizes engaging youth and promoting intentional financial planning. 2. Mother-Daughter Wealth Management Team Sonia and her daughter formed the first African-American mother-daughter wealth management team at Merrill Lynch. Their generational approach showed that both young and older clients seek guidance, though their goals may differ. 3. Starting Small Is Okay You don’t need $1 million to begin investing. Start with savings, build an emergency fund, then invest. Emergency fund rule: Single: 6 months of expenses Couple: 3 months of expenses 4. Investment Strategy Focus on long-term investing, not chasing “hot stocks.” Diversification is key—consider S&P 500 index funds over individual stocks. Risk tolerance matters: Aggressive = 100% equities Conservative = more fixed income (bonds) 5. Cryptocurrency & Caution Morgan Stanley offers Bitcoin only to accredited investors with \$1M+ in assets. High risk means it’s not suitable for retirement funds or small investors. 6. It’s Never Too Late to Start A caller in her 60s asked if it was too late to invest—Sonia said absolutely not. With life expectancy into the 90s, there’s still time to build wealth. 7. Dividends vs. Bonds Dividend-paying stocks now often yield more income than traditional bonds. They’re a smart option for generating income in today’s market. 🗣️ Notable Quotes “Education is the greatest component to increase the Black dollar.” “Discipline is key—just like waking up early or exercising daily.” “Start where you are. If it’s $100 a month, start there.” “It’s never too late. If you’re 60, you still have 30 years to invest.” “Don’t chase hot stocks. Invest when the market is down, not at all-time highs.” “Risk tolerance is like gambling—are you on the penny slots or betting it all on black?” 👤 About Sonia Balfour-Fears Financial Advisor and Global Sports & Entertainment Director at Morgan Stanley. One of fewer than 2% of Morgan Stanley advisors with this designation. Advocate for financial literacy, especially in Black communities. Pioneer of the first African-American mother-daughter wealth management team. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Crystal Victoria. 🎯 Purpose of the Interview The interview aims to: Showcase Crystal Victoria’s work in youth entrepreneurship through her nonprofit Target Evolution, Inc. Promote the Teen Biz Box, a hands-on business starter kit for kids. Inspire parents, educators, and community leaders to support alternative career paths for youth. Share Crystal’s personal journey from juvenile detention to becoming an author and entrepreneur. 🔑 Key Takeaways 1. Empowering Youth Through Entrepreneurship Target Evolution trains youth ages 8 to 18 to earn money and gain real-world experience. Programs include retail and culinary entrepreneurship, with plans to expand nationally starting in Dallas and Houston. 2. Teen Biz Box: A Practical Solution A $100 kit that includes everything a child needs to start a small business. Three product options: Friendship Bracelets, Craft Notebooks, and Ceramic Coasters. Kids can earn up to \$150–\$200 per box by selling customized products. 3. Alternative Pathways Matter Not all kids are tech-focused or college-bound. Entrepreneurship teaches soft skills like communication, customer service, and resilience. Victoria emphasizes the importance of in-person interaction over purely digital business models. 4. Personal Story of Redemption Crystal shares her background of being in and out of juvenile detention. Entrepreneurship gave her purpose and a way out of street life. Her journey is a testament to the power of second chances and vision-driven leadership. 5. Preparing for the Future of Work With AI and automation changing job markets, reskilling and adaptability are key. Entrepreneurship offers a mindset shift that prepares youth for career transitions every 3–5 years. 🗣️ Notable Quotes On youth entrepreneurship:“An app will never replace food and eating. We need programs for culinary and hospitality entrepreneurs.” On her personal journey:“I didn’t have a Teen Biz Box. I had trouble. But I prayed to God: ‘Give me something to do with this story.’” On accessibility:“Some kids don’t have bootstraps to pull themselves up. Let’s slide down the ladder and help them climb.” On the Teen Biz Box:“Before you spend $1,000 on your kid’s business idea, give them a box. If they sell everything, maybe they’re serious.” On preparing for the future:“Long gone are the days of one career for life. Learning, unlearning, and reskilling is the new normal.” 📦 Teen Biz Box Highlights Contents: Product inventory, art supplies, business cards, signage, and educational materials Website: TeenBizBox.com Target Age: 8–18 Goal: Teach entrepreneurship, communication, and self-reliance #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Karimah McFarlane. 🎯 Purpose of the Interview To explore Karimah McFarlane’s multifaceted journey—from her corporate leadership roles at Google and Workday to becoming the owner of Buckhead Art & Company—and to inspire others to embrace change, pursue entrepreneurship, and understand the value of art as a tool for wealth-building and cultural empowerment. 🧭 Key Takeaways 1. Corporate Career & Tech Leadership Karimah has 20+ years in Human Resources, specializing in mergers and acquisitions. At Google, she supported AI and Pixel teams as a People Business Partner, despite initially thinking the recruiter’s call was spam. Currently at Workday, she partners with the Chief Revenue Officer to build high-performing sales teams and develop leadership pipelines. 2. Navigating Change & Cultural Shifts Transitioned from the East Coast (DMV area) to the Bay Area, facing cultural adjustments (e.g., lack of familiar foods, hair products). Found support through Delta Sigma Theta sorority and Black Googlers Network. Emphasized the importance of embracing discomfort and new experiences for personal and professional growth. 3. HR as a Strategic Asset HR is more than hiring/firing—it’s about scaling businesses, developing talent, and preventing legal issues. Small businesses often undervalue HR until a crisis occurs. HR should be seen as a strategic partner on leadership teams. 4. Art as Wealth, Culture & Healing Karimah owns Buckhead Art & Company, the only art gallery in Buckhead, Atlanta. Inspired by her exposure to art investment at Google and her role in selecting art for corporate spaces. Advocates for marginalized artists by helping them with branding, IP protection, and business structure. 5. Making Art Accessible The gallery focuses on beginner and mid-level collectors, offering education and approachable experiences. Offers virtual consultations, art fairs, and community events to demystify art buying. Emphasizes the emotional, cultural, and financial value of art. 6. Recognition & Impact Buckhead Art & Company was named Best Art Gallery in Georgia (2023 & 2024). Uses her platform to educate, empower, and elevate artists and collectors alike. Promotes artist development through storytelling, branding, and business mentorship. 💬 Notable Quotes “Empowerment is figuring out what you do best and using your talent to help others.” “Don’t shy away from opportunities that give you insights and experiences.” “HR helps you scale your organization—it’s not just about hiring and firing.” “Art has always been at the forefront of royalty, wealth, and education.” “We specialize in humans. When you walk into our gallery, you are equal.” “You don’t have to win an Oscar to be a great actor. Same with art—you don’t need a traditional path to be successful.” 🔗 Connect with Karimah McFarlane Gallery: Buckhead Art & Company YouTube: Buckhead Art & Company Instagram: @buckheadartandcompany #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Mori Taheripour. 🎯 Purpose of the Interview To explore Mori Taheripour’s journey as a globally recognized negotiation expert, her personal resilience, and the empowering message behind her book Bring Yourself: How to Harness the Power of Connection to Negotiate Fearlessly. The interview also highlights her insights on authenticity, self-worth, and redefining negotiation as a daily life skill. 🧠 Key Takeaways 1. Professional Background Faculty member at the Wharton School, University of Pennsylvania. Holds degrees from Barnard College, Wharton, and a Diversity & Inclusion certificate from Cornell. Clients include Fortune 100 companies, major sports leagues, nonprofits, and government agencies. 2. Redefining Negotiation Negotiation is not just about conflict or business deals—it’s a daily life skill. We negotiate constantly: with ourselves, family, coworkers, and even in mundane decisions. The key to successful negotiation is knowing your value and bringing your authentic self. 3. Book: Bring Yourself Written to dispel myths about negotiation being aggressive or confrontational. Encourages readers to lead with empathy, curiosity, and authenticity. Highlights that anyone can be a good negotiator by honoring their values and self-worth. 4. Personal Resilience Mori shares her experience living with Multiple Sclerosis (MS), which she kept private for years. She discusses how prioritizing health and self-care became essential. Her openness about MS in her book was cathartic and empowering, showing that chronic illness doesn’t define or limit success. 5. Diversity & Inclusion Mori’s early career focused on public health in underserved communities. Her work in diversity and inclusion stems from a desire to create equitable access, especially in healthcare. She emphasizes that inclusion is about recognizing and respecting individual value and lived experiences. 6. Emotional Intelligence in Teaching Mori’s classroom is a safe space where students are encouraged to be vulnerable. She values kindness, respect, and emotional connection as essential tools for learning and leadership. Her teaching style blends academic rigor with empathy and real-world application. 💬 Notable Quotes “We negotiate with ourselves all the time.” “You have to honor yourself—whatever that is.” “If you don’t understand your worth, you will never be a good negotiator.” “Bring Yourself is about showing up authentically, not what society expects you to be.” “Kindness and respect will get you further than anything else.” “Sometimes enough is perfect.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Justin Lee, Sr. 🎯 Purpose of the Interview The interview aims to: Highlight Justin Lee’s journey from a young real estate agent to a multifaceted entrepreneur.Inspire listeners—especially from underserved communities—to pursue financial literacy, real estate ownership, and entrepreneurship.Share actionable insights on building wealth through real estate, construction, and strategic partnerships. 🔑 Key Takeaways 1. Overcoming Age Barriers in Real Estate Justin entered real estate at 24 and embraced being the youngest in the room.He used his youth and tech-savviness (e.g., TikTok, Instagram) to bring value to veteran professionals. “I started to network more in rooms that had more experienced people… let me break some of this new millennial technology into your business.” 2. Education and Credentials In three years, Justin became a licensed broker and earned a doctorate.He emphasizes continuous learning and certifications as keys to growth. “I also finished my doctorate degree, so I'm now Doctor Justin Lee.” 3. Social Media as a Business Tool He leveraged platforms like TikTok (90K followers) to market real estate and educate clients.He stresses that online presence must reflect professionalism. “Some people look better online than in person for a reason… make your business look the same way online.” 4. Addressing Homeownership Gaps in Communities of Color Justin discusses systemic barriers like lack of financial literacy and credit education.He offers free resources like Motivational Mondays and a podcast to educate aspiring homeowners. “Most of the time, our parents… would say, ‘Don’t use no credit card.’ Great advice, but kind of bad advice at the same time.” 5. Real Estate Syndication & Group Investing He formed a private investment fund with fraternity brothers and family to buy properties collectively.Focused on affordable markets like New Orleans East for high ROI. “Let’s develop a fund… Now we own over 150 apartment complexes and units.” 6. Amazon DSP Partnership Justin owns an Amazon Delivery Service Partner business with 42 trucks and 200+ employees.He recommends minorities apply for the program, which offers a \$10K grant. “They want someone who is willing to commit… not someone who has all this business experience.” 7. Construction Ventures Inspired by his mother’s post-Katrina property acquisitions, Justin entered construction.He now leads major commercial projects including schools, restaurants, and celebrity studios. “We ended up building out a restaurant… 10,000 square foot… I love this. This is my passion.” 8. Family Legacy & Early Exposure Raised in New Orleans by a single mother and grandparents, Justin learned property management as a child.His mother’s real estate investments post-Katrina laid the foundation for his career. “I knew how to write a lease at ten… file eviction at 12… manage property before high school.” 🗣️ Notable Quotes “If you don’t plan, you plan to fail.”“Let’s teach you to do it right. Let’s do it together.”“Knowledge was power… the one thing nobody can take.”“You learn a skill, you’ll eat forever.” #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace. 🎯 Purpose of the Interview To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building. 🗝️ Key Takeaways 1. Background & Recognition Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award. Featured in the Contemporary Black Biography series. Former college basketball coach and educator with a strong focus on discipline and mentorship. 2. Seven-Stage Generational Wealth Model Outlined in his book, the model includes: Internal/External Ecosystem – influences from family, community, and environment. Financial Genetic Code – inherited financial narratives and behaviors. Financial Healing – reprogramming harmful financial habits. Financial Edification – literacy and inclusion. Financial Well-being – stability and health. Generational Knowledge – estate planning, insurance, long-term care. Generational Wealth – successful transfer of assets. “Without financial well-being, there is no generational wealth.” 3. Financial Genetic Code A trademarked concept by Dr. Wallace. Unlike DNA, it can be rewritten through education and therapy. Influenced by early experiences, family habits, and community norms. Examples include “scar tissue narratives” (trauma from past financial events). 4. Credit & Financial Literacy Credit score is critical but misunderstood. Utilization rate should be under 30%. Payment history and inquiries significantly affect scores. Many people are unaware of the difference between consumer scores and business scores. 5. Barriers to Financial Growth Lack of trust in financial systems due to past trauma. Misinformation passed down from family and community. Zip codes and overleveraging can impact loan approvals. Financial professionals may unknowingly transfer their own biases to clients. 6. Role of Financial Professionals Dr. Wallace identifies five key roles: Financial Educator Financial Counselor Financial Therapist Financial Advisor Financial Planner He emphasizes matching individuals with the right professional based on their needs and emotional readiness. 7. Book Insights Generational Wealth Begins with Generational Knowledge is an Amazon bestseller. Includes self-assessments after each chapter. Designed for both professionals and everyday readers. Encourages readers to identify their financial stage and take actionable steps. 💬 Notable Quotes “You are your credit score.” “Inherited financial narratives create encoded financial behaviors.” “Any answer sounds correct if you don’t ask the right question.” “Consistency creates consistent outcomes.” “Financial literacy is not the end-all—it’s just one piece of the puzzle.” “We do what we know. If we don’t know, we just continue to do.” 📌 Final Thoughts Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards. A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode: 🔑 Key Themes & Takeaways 1. Early Life & Adversity Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice. She became a mother at 16, dropped out of high school, and had her second child by 18. Despite these challenges, she never lost sight of her dream to become a lawyer. 2. Turning Point A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to. 3. Relentless Pursuit of Education Earned her GED, then an associate degree to qualify for military service. After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education. Graduated from Indiana University with five children and went on to law school with her then-husband. 4. Professional Success Now runs a multi-million dollar law firm in Atlanta, Georgia. Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis. Her firm has been serving the Atlanta community for over 15 years. 5. Support System Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team. Emphasizes the importance of surrounding yourself with people who believe in your vision. 6. Advice & Motivation Be clear about your goals and stay focused. Don’t wait for the “right time”—start now. Believe in your dream even when others don’t. Use adversity as fuel for your ambition. 💬 Memorable Quotes “I feel thankful but not satisfied.” “My life was so divinely chosen… I was just given a dream and the courage to go after it.” “Let’s go, let’s go, let’s go!” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Bisa Lewis. 🎯 Purpose of the Interview To spotlight the challenges and opportunities within the teaching profession, especially post-COVID, and to empower educators to leverage their skills for financial growth beyond the classroom. Dr. Besa shares her journey, insights, and strategies for educators to supplement their income while maintaining their passion for teaching. 🗝️ Key Takeaways 1. Educators Are Undervalued Yet Essential Teachers are underpaid and often disrespected despite their critical role in shaping future generations. COVID briefly highlighted their importance, but systemic undervaluation persists. 2. Mental Wellness and Structure Matter Dr. Bisa emphasizes morning meditation, prayer, and silence to manage stress and set the tone for her day. She avoids early meetings and uses Mondays and Fridays for planning and reflection. 3. Education Credentials Open Doors Dr. Bisa holds four degrees and explains that credentials often determine access to influential spaces. Degrees help gain respect and credibility, especially in leadership and public speaking roles. 4. The Paid Method for Educators Dr. Besa developed the PAID Method to help educators monetize their skills: P – Prospects: Who will pay for your skills? A – Allies: Who can support your journey? I – Information: What do you need to know? D – Dollars: How much can you earn? 5. Teachers Can Earn Beyond the Classroom Through coaching, curriculum development, speaking engagements, and grant writing. Dr. Bisa’s curriculum is used in 30 states, showcasing how educators can scale their expertise. 6. AI and Education AI should be embraced, not feared. It won’t replace teachers but will transform education by shifting focus from theory to practice. Educators must adapt and use technology to enhance learning and remain competitive. 7. Cultural and Economic Empowerment Dr. Bisa advocates for Black educators and communities to overcome systemic barriers by embracing innovation. She warns against fear-based resistance to technology and encourages strategic adoption. 💬 Notable Quotes “It’s time to stop reading other people’s success stories and start living your own.” – Rushion McDonald “Sometimes those papers just help you get in the room.” – Dr. Bisa “Stop being afraid, stop being oppressed, and make sure that whatever comes out, you figure out how you can use it.” – Dr. Bisa “Guide learning. That is what we should do.” – Dr. Bisa “Consistency is what people gain trust in.” – Rushion McDonald 🌐 Resources Mentioned Website: DrBisa.com Podcast: The Paid Educator Podcast Social Media: Consistent handles across platforms under “DrBisa” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amy DuBois Barnett. 📝 Summary of the Interview Amy DuBois Barnett, a trailblazing media executive and author, joined Rushion McDonald to discuss her career, her upcoming debut novel If I Ruled the World, and her insights on success, authenticity, and navigating the evolving media landscape. The conversation covered her historic role as the first Black woman to helm a major mainstream U.S. magazine, her experiences in media and publishing, the importance of Black voices, and her journey toward becoming a novelist. 🔑 Key Takeaways 1. Career Milestones & Legacy Amy made history as the first Black woman editor-in-chief of a major mainstream U.S. magazine (Teen People). She held leadership roles at Harper’s Bazaar, Ebony, Honey Magazine, and digital platforms like BET and The Grio. Her editorial style focused on humanizing success, sharing personal stories and lessons rather than just promoting content. 2. New Novel: If I Ruled the World Set in late 1990s/early 2000s New York, the novel follows Nikki, a woman navigating the fashion and music magazine world. Themes include misogyny in hip hop, professional ambition, friendship, and self-discovery. The title is inspired by the Nas and Lauryn Hill song, and Lauryn Hill was the first cover of Honey Magazine under Amy’s leadership. Amy envisions the novel as a TV series, and is actively working toward that goal. 3. Importance of Preorders Preorders are critical for debut novelists to hit bestseller lists. All preorders count toward first-week sales, which are essential for making lists like the New York Times Bestseller. 4. Authenticity & Black Media Amy emphasized the need for authentic Black voices in media, especially in today’s political climate. She praised independent platforms and figures like Roland Martin, Joy Reid, and Don Lemon for maintaining integrity. 5. Success Principles Success requires more than talent—it’s about energy, attitude, collaboration, and kindness. She highlighted the importance of networking through genuine relationships, not just transactional exchanges. Believing in oneself is essential: “The universe will not give you an opportunity that you don’t think you deserve.” 6. Pivoting & Resilience Amy’s career involved multiple pivots—from finance to fashion to media. She stressed the importance of recognizing when to pivot and manifesting goals through vision and hard work. 7. Print vs. Digital Media Print magazines offer permanence and thoughtful journalism, while digital media provides speed and volume. She misses the visual artistry of print, like cover shoots and fashion spreads. 8. Personal Notes Amy’s son is a music producer and DJ, studying at Drexel University. Rushion and Amy have a long-standing friendship dating back to 2012, when she was at Ebony and he was producing the Steve Harvey show. 💬 Notable Quotes “You have to believe that you deserve all of the opportunity.” “Networking is not about handing out business cards. It’s about building relationships.” “Magazines have a permanence that made you incredibly careful.” “I’m manifesting big things.” “We are out here flawed and just trying to find success, love, and fulfillment like everyone else.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michelle Taylor Willis. Author, Speaker, Award-Winning Community Leader 🎯 Purpose of the Interview To explore Michelle’s guidebook “Raising Significance”, which offers practical advice for parents on how to raise children who are not just successful, but significant—meaning they positively impact the world around them. The interview also highlights Michelle’s personal journey, her community work, and the values that drive her. 🔑 Key Takeaways 1. Success vs. Significance Michelle defines a powerful distinction: “Success is about you and your immediate circle. Significance is about how you turn your success to work for everybody else.” Her book aims to help parents raise children who are intentional change-makers, not just achievers. 2. Eight Tenets of Parenting While not all are listed in the interview, Michelle emphasizes one foundational principle: “Obey immediately and happily.”This sets the tone for discipline, respect, and responsiveness in children. 3. Healthy Fear is Necessary Michelle advocates for instilling a respectful fear of authority and consequences: “Sometimes you just need to do what I say do… because I’m saving your life.” 4. Music Enhances Critical Thinking Michelle encourages early musical education: “All my kids started piano at five… There’s a direct correlation between music, math, and critical thinking.” Rashawn shares his own experience with music and how it shaped his memory and academic success. 5. Greek Life as a Catalyst Both Michelle (AKA) and Rashawn (Omega Psi Phi) reflect on how joining Black Greek organizations shaped their discipline, focus, and lifelong networks: “It was a life-changing event… It expanded my value of relationships and networking.” 6. Community Recognition Matters Michelle expresses deep gratitude for being honored: “I will never be sick of somebody telling me they value what I do.” She views awards not as vanity but as validation of meaningful work. 7. Parenting with Purpose Michelle’s book is not about perfection but intentionality: “I’m not a parenting expert… But if you instill these things early, significance won’t be accidental—it’ll be inevitable.” 💬 Notable Quotes On parenting: “You act happy about it. Because if you don’t act happy, then you’re going to make me unhappy. And I promise you, you don’t want me unhappy.” On legacy: “Raising significance is about how you teach your children to change the world—and teach others to do the same.” On humility: “It’s never about me.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robyn Donaldson. Entrepreneur, Mentor, and Founder of Renew Construction Services & STEM Exposure 🔑 Episode Highlights 🔄 From Incarceration to Inspiration Robyn shares her journey from a strict religious upbringing to incarceration due to drug-related activities. Served 5 years in prison, where she earned two associate degrees and developed a passion for learning and leadership. 🧹 Building a Business from the Ground Up Learned high-level cleaning skills in prison and at Hilton during work release. Founded Renew Construction Services, which grew from cleaning trailers to major contracts like: Tampa Convention Center NFL Super Bowl & Kickoff City of Tampa, Moffitt Cancer Center, USF 🏗️ Strategic Growth & Collaboration Became a Home Depot distributor. Uses collaboration to uplift smaller contractors and scale projects. Emphasizes relationship-building and proactive planning over reactive bidding. 👩🏽‍🔬 STEM Exposure Nonprofit Founded STEM Exposure to introduce Black girls to underrepresented STEM careers. Offers local and global architecture and construction camps. Operates in 10 countries and 4 time zones with a focus on AI, engineering, and design. 🏆 Recognition & Legacy Honored with the President’s Lifetime Achievement Award. Embraces her past as part of her story, using it to inspire others. Celebrates milestones like putting bills on autopay as symbols of stability and peace. 🌐 Websites STEM Exposure: stemxposure.org (drop the “e” in “exposure”) Renew Construction Services: renewconstructionservices.com #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Schenta D. Randolph. 🎯 Purpose of the Interview To spotlight Dr. Randolph’s work as a nurse scientist, her leadership of the HEET Lab, and her efforts to address health inequities—especially HIV prevention—in Black communities in the U.S. South. The interview also aims to educate listeners on the broader scope of nursing, the importance of representation, and systemic challenges in healthcare. 🧠 Key Takeaways 1. Dr. Randolph’s Background HBCU graduate from North Carolina A&T. Associate Professor at Duke University School of Nursing. Founding Director of the HEET Lab (Health Equity through Engagement, Advocacy, and Trust). 2. The Role of Nurse Scientists Nurse scientists conduct research to develop evidence-based interventions. Less than 1% of nurse scientists are Black. Nursing extends beyond bedside care into entrepreneurship, behavioral science, and public health. 3. HEET Lab Mission Focuses on HIV prevention among Black women and young Black men. Engages communities through partnerships with beauty salons, barbershops, and nonprofits. Funded by NIH and other foundations, with a $4.4 million grant for HIV prevention research. 4. Health Inequities in the South Higher HIV rates in the Southern U.S. due to systemic racism, lack of access to care, and population density. Social determinants of health (e.g., education, food deserts, redlining) contribute to disparities. 5. Systemic Racism & Denial in Healthcare Systemic racism creates barriers in healthcare access and delivery. Denial within the Black community about health issues (e.g., HIV, obesity, diabetes) is often rooted in distrust of the healthcare system. 6. The Role of the Church & Messaging Churches can be powerful platforms for health education but often stigmatize HIV. Messaging around HIV prevention (e.g., PrEP) often excludes Black women, leading to low adoption. 7. Mentorship & Representation Dr. Randolph co-founded Black PhD Nurse Scientists to mentor future scholars. Conducts HBCU tours to expose nursing students to research careers. Only 3 of 33 HBCU nursing schools offer PhD programs—highlighting a gap in academic pathways. 💬 Notable Quotes “Nursing is so much more than the bedside.” “Less than 1% of nurse scientists are Black.” “HEET stands for Health Equity through Engagement, Advocacy, and Trust.” “Representation matters. I became a nurse because I saw a Black woman who looked like me.” “We are truly our brother and our sister’s keeper.” “We have to advance our own health and be opinion leaders.” “This means more to me than my New England Journal of Medicine article.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Trey Haley. 🎯 Purpose of the Interview The interview aims to: Inspire creatives and entrepreneurs by sharing Trey Haley’s journey in the entertainment industry. Highlight the importance of persistence, self-belief, and strategic networking. Promote Haley’s current work, especially the BET+ series The Family Business. Educate listeners on the realities of Hollywood and the long-term mindset needed for success. 🔑 Key Takeaways 1. Origin Story & Early Influences Trey Haley grew up in Dallas-Fort Worth, with a mother in corporate sales and a father who was a criminal defense attorney. His passion for entertainment began early, influenced by music, Spike Lee scripts, and editing during college at North Texas. 2. Leap of Faith to Los Angeles Moved to LA with no backup plan, driven by passion. Took a courier job to network and eventually landed an internship with Morgan Freeman’s company, Revelations Entertainment. 3. Building Tri Destin Studios Co-founded Tri Destin Studios with Nikita De Brown Jones. Emphasized creating their own lane and owning their content. Their goal: “Change the perception of the world” through storytelling where “we always win.” 4. The Family Business Based on Carl Weber’s bestselling book series. Independently produced before BET+ picked it up. Features a star-studded cast including Ernie Hudson, Valerie Pettiford, Michael Jai White, and Javicia Leslie. 5. Industry Wisdom Success in Hollywood is about relationships, consistency, and character. Warns against shortcuts and “hook-up culture” in entertainment. Encourages young creatives to focus on talent, value, and long-term growth. 🗣️ Notable Quotes On taking risks:“My mother said, go jump off the ledge and go fly like a bird.” On self-belief:“Who told you you could be an attorney? Nobody. You figured it out. I’m going to figure it out too.” On breaking into the industry:“I took a courier job just to meet people in the studios. I dressed like I worked there so they’d see me the way I needed to be seen.” On creating value:“The most powerful people create their own companies, their own stories, and tell them consistently.” On longevity:“If your roots aren’t settled and strong, anything can take you out.” On perspective:“Your perspective in life is the key. If you see negative, you’ll get negative. If you see the win, you’ll fly high.” 📺 Current Project Highlight The Family Business Streaming on BET+ Multi-season crime drama with layered storytelling and strong character development. Haley serves as executive producer and director. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Senita M. Hill. Purpose of the Interview To spotlight Peace on Patuxent Incorporated, a nonprofit founded by Senita M. Hill. To discuss the challenges women face when diagnosed with cancer and how the organization provides sanctuaries for peace, clarity, and empowerment. To inspire entrepreneurs and individuals to prioritize wellness and community support. Key Takeaways About Peace on Patuxent Located in Prince George’s County, Maryland. Offers two-day retreats for women diagnosed with life-leveling cancers. Provides limousine pickup, red carpet welcome, prepared meals, and activities focused on stillness. Launching virtual sessions nationwide in January to reach women who cannot attend in person. Life-Leveling Cancer Defined as any cancer diagnosis that disrupts life and forces major changes. Emphasizes the emotional and psychological impact beyond physical illness. Senita’s Personal Journey Inspired by her mother’s battle with lung cancer to create a space for women to pause and regain control. Empowerment Through Pause Women often feel they have choices, but treatment paths are usually predetermined. Peace on Patuxent offers a moment of stillness to reflect and make informed decisions. Community and Cultural Impact Addresses stigma in African American and ethnic communities around illness. Encourages open conversations and sharing of resources. Access and Application Apply via peaceonpatuxent.org. Requirements: Over 18, healthy enough to be independent, ideally within two years post-diagnosis. Notable Quotes “Every woman should allow herself the opportunity to come to peace.” “She matters—not just as a patient, but as a mother, daughter, coworker, and friend.” “When you hear the word cancer, it changes your life. It’s life-leveling.” “We’re not here to tell you how to run your journey. We’re here to allow you to pause your mind.” “The only way you’ll know your options is if you come out and have the conversation.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Valerie Obaze. Founder of R&R Skincare. 🎯 Purpose of the Interview The interview aims to: Highlight Valerie Obaze’s entrepreneurial journey in founding R&R Skincare. Challenge stereotypes about Africa’s capabilities and resources. Promote African-made beauty products and their global relevance. Inspire others, especially women and diaspora Africans, to invest in and build businesses rooted in African heritage. 🧠 Key Takeaways 1. Breaking African Stereotypes Valerie and Rushion discuss how Africa is often misrepresented in Western media. Valerie emphasizes that ignorance is not always malicious, but it’s time to reframe the narrative through firsthand experience and platforms like social media. “Ignorance doesn’t always have to be an insult. If you don’t know, you just don’t know better.” – Valerie Obaze 2. The Birth of R&R Skincare Inspired by the birth of her daughter, Valerie sought natural skincare solutions. She discovered liquid shea oil, which became her first product. The brand name “R&R” stands for Rebecca Rose (her daughter’s name) and also Rest & Relaxation. “I wanted to create a product that makes using these raw materials from the continent enjoyable.” – Valerie Obaze 3. From Garage to Global Valerie started in her mother-in-law’s garage, turning it into a compliant mini factory. She had no formal business plan, relying on her PR and branding background. The brand now has three stores: one in Lagos and two in Accra, including one at the airport. 4. Authenticity and African Pride Valerie insists on maintaining the African identity of her brand. She uses locally sourced ingredients and ensures cruelty-free testing. The brand supports women in the supply chain, creating economic opportunities. “We don’t intend to hide that in any way. We just wanted to make raw materials sexy.” – Valerie Obaze 5. Expansion to the U.S. Valerie is expanding R&R Skincare to the U.S., leveraging social media, activations, and PR expertise. Products are manufactured in Africa, but distributed from U.S. warehouses to ensure timely delivery. “We found our tribe over here… and this was the right time to come back to America.” – Valerie Obaze 🧴 Product Highlights Shea Oil – First product, moisturizing and healing. Body Butter – Whipped, light, and rich in essential oils. Liquid Black Soap – Modern take on traditional African cleansing. Hand Cream – Convenient and portable for dry conditions. 🌍 Big Picture Vision Valerie’s goal is to grow an African brand globally, showcasing the richness of African resources and empowering local economies. “This is just a small representative of the entire continent and what it is capable of.” – Valerie Obaze #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Skip Finley. 🎯 Purpose of the Interview The interview serves two main purposes: To reflect on Skip Finley’s historic contributions to Black media and his pivotal role in launching the syndicated Steve Harvey Morning Show. To discuss his book, "Willing Captains of Color: America’s First Meritocracy", which chronicles the lives of over 50 Black and Native whaling captains and their overlooked legacy in American history. 🧠 Key Takeaways 1. Historic Black Media Deal In 2005, Skip Finley helped orchestrate a landmark media deal entirely conducted by Black executives and talent, including Steve Harvey and Rushion McDonald. This led to the creation of the Steve Harvey Morning Show, syndicated from flagship station WBLS in New York. “To my knowledge, that is the only major media deal that was entirely conducted by Black people.” – Skip Finley 2. Innovative Business Model Skip introduced a new syndication model where stations paid licensing fees instead of just offering ad time. This model helped fund the show and set a precedent in radio syndication. “It was the first time the model had ever been used.” – Skip Finley 3. Legacy of Black Whaling Captains Skip’s book documents the lives of 52 confirmed Black and Native American whaling captains, many of whom operated before the Civil War. These men led crews on dangerous, years-long voyages and were respected for their skill, not judged by their race. “These men lived Martin Luther King’s future dream.” – Skip Finley“Nobody cared who the captain was if they could bring the whale ship home with a full haul.” 4. Whaling as America’s First Meritocracy Whaling was a brutal but lucrative industry, and captains were chosen based on ability, not race. The captains mapped oceans, discovered islands, and brought back whale oil that powered the Industrial Revolution. “Whaling was almost identically the model of venture capital today.” – Skip Finley 5. Life at Sea Was Grueling Voyages lasted 3–4 years, sometimes up to 11. Crews lived in cramped quarters, battled whales in small boats, and endured horrific conditions including roaches, bedbugs, and washing clothes in urine. “Your space was roughly the size of a backseat of an SUV for 3 or 4 years.” – Skip Finley 6. Hidden Figures of Maritime History Many of these captains were never recognized in history books. Skip’s research relied on seamen’s protection papers, which acted like passports and documented race and identity. “I was astounded to find these guys… It’s one of those Hidden Figures stories.” – Skip Finley 💬 Memorable Quotes “A slave is not an American. A West Indian is not American. But they are Black.” “They could flog a white man on a whale ship who they couldn’t look in the eye in South Carolina.” “Whale watching is now a bigger business than whale killing ever was.” 📚 About the Book Title: Willing Captains of Color: America’s First MeritocracyFocus: The untold stories of Black and Native whaling captains who defied racial norms and led crews across the globe.Impact: Reframes American history by highlighting a merit-based system where skill and leadership triumphed over racial prejudice. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bobby Cartwright Jr. Executive producer and Founder of Gospel Superfest. Here's a quick summary of the key themes and highlights: 🔑 Key Topics Discussed 1. Origins of Gospel Superfest Inspired by a vision in 1998. First event held in 2000 in Louisville, KY. Modeled after Soul Train with themed editions (e.g., Holiday, Easter Jam, Black History Month). 2. Unity Media Founded by Bobby and his wife Renita. Started as a radio station opportunity that evolved into a consulting and production company. Transitioned from radio to television through low-power TV station management. 3. Syndication & Reach Gospel Superfest has aired on major Black networks (BET, TV One, Aspire, TheGrio). Also syndicated on ABC, NBC, and FOX affiliates. Reached 80% of the U.S. with five one-hour specials annually. 4. Challenges & Faith Faced financial hurdles, including taking a second mortgage to fund early shows. Emphasized faith, integrity, and consistency as keys to long-term success. 5. Sponsorship & Business Strategy Long-term sponsors include Procter & Gamble and Allstate. Emphasized the importance of understanding demographics and maintaining integrity in business dealings. Advocated for the value of the Black consumer market. 6. Personal Journey Bobby’s early career included touring with R&B groups like the Ohio Players. Attributes much of his success to his wife’s support and spiritual grounding. #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brittany Tolliferreo. A serial entrepreneur on a mission to change the restaurant industry for women of color. She is one of the few to successfully open and operate a franchise without bank funding, using her own resources. 🔑 Key Themes & Highlights Breaking into the Restaurant Industry Tolliferreo transitioned from working as a bank teller to launching her own restaurant. She was inspired by the chicken sandwich craze between Chick-fil-A and Popeyes, leading her to create her own signature chicken sandwich. Launching Chick-A-Boom & Expanding to Crisppi’s She started Chick-A-Boom in Philadelphia, serving low-income and middle-income communities. The success of Chick-A-Boom led to the launch of Crisppi’s Chicken in Miami, a premium fast-food brand. Overcoming Challenges Without Bank Loans Tolliferreo self-funded her business with $12,000, reinvesting profits to grow her brand. She built a strong team, recognizing that delegation and expertise were key to scaling her business. Celebrity Support & Brand Growth NFL Hall of Famer Randy Moss became a supporter of Crisppi’s, helping boost its visibility. The brand has attracted franchise inquiries just months after opening in Miami. 📘 About Brittany TolliferreoBrittany Tolliferreo is a trailblazing entrepreneur, redefining fast-food franchising for women of color. She is the Founder of Crisppi’s Chicken, known for its hand-breaded chicken sandwiches and bold flavors. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed George C. Fraser. The document is a transcript from Money Making Conversations Masterclass, hosted by Rushion McDonald, featuring an interview with Dr. George C. Fraser—CEO of FraserNet and a renowned authority on networking, entrepreneurship, and wealth-building. Key Highlights: Introduction & Mission of Money Making Conversations Masterclass: Rushion McDonald emphasizes the importance of financial literacy and economic empowerment for minorities. He invites individuals to be guests on the show by applying via MoneyMakingConversations.com. Guest Introduction – Dr. George C. Fraser: CEO of FraserNet, a global networking movement dedicated to economic empowerment for people of African descent. Author, entrepreneur, and widely recognized networking guru with a focus on building generational wealth. The Urgency of Financial Education for Black Communities: Dr. Fraser stresses that wealth-building must be a priority. He notes that White families plan for three generations, while Black families often plan only for short-term financial needs. He uses the phrase:“The rich stay rich by pretending to be poor, and the poor stay poor by pretending to be rich.” Building a Financial Legacy & Wealth Strategies: Calls for a mindset shift—Black communities must focus on ownership and long-term investments. Financial education involves learning the rules of capitalism and leveraging economic opportunities. Cryptocurrency & New Investment Avenues: Traditional wealth-building tools (stocks, mutual funds, real estate) aren’t enough to close the racial wealth gap. Dr. Fraser advocates exploring cryptocurrency as a modern investment opportunity. He shares his personal experience in crypto investing, where his initial $10,000 investment grew to $236,000 in under a year. Investment Basics & Accessibility: Assures that crypto investing isn’t limited to the wealthy—people can start with as little as $300. Encourages financial literacy and taking calculated risks to increase economic equity. Teamwork & Collaboration in Wealth Building: Uses Usain Bolt’s relay race analogy to emphasize that:“None of us is as good as all of us put together.” Advocates for networking, mentorship, and community collaboration to accelerate financial progress. Final Takeaway: Financial education should be a lifelong commitment. Wealth-building requires investing wisely, taking risks, and thinking beyond traditional savings. Calls for more Black entrepreneurs to become the primary employers within their communities. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany Bussey. Director of the Morehouse Innovation and Entrepreneurship Center (MIEC). Here are some key highlights and themes from the conversation: 🔑 Key Themes & Takeaways 1. Empowering Black and Brown Entrepreneurs MIEC focuses on helping scalable, mid-sized Black and Brown businesses grow. Over 400 businesses have been supported, resulting in: 850+ new jobs $34M+ in new capital $82M+ in new revenue 2. The “Three C’s” of the Small Business Executive Program Capital: Access to funding. Connections: Building meaningful relationships with decision-makers. Contracts: Securing business opportunities with large firms. 3. Breaking Stereotypes Dr. Bussey emphasizes the need to challenge the narrative that Black communities lack skilled labor or entrepreneurial drive. Entrepreneurship is described as being “in our DNA,” rooted in resilience and survival. 4. Strategic Partnerships MIEC collaborates with major corporations (e.g., JPMorgan Chase, Wells Fargo) to fund training programs. Partnerships with organizations like Goodwill provide free job training and even stipends for participants. 5. Sustainability as a Business Opportunity Dr. Bussey highlights the massive potential in sustainability sectors: EV Infrastructure: $163B industry Green Building: $324B Agriculture: $20B Renewable Energy: $952B Encourages entrepreneurs to think beyond traditional business models and tap into these emerging markets. 6. Access to Opportunity Beyond capital, access to opportunity is a major barrier. MIEC connects small businesses with large “primes” (e.g., general contractors) to help them enter supply chains. 7. Mindset Shift Dr. Bussey discusses the psychological and historical barriers that prevent some from pursuing entrepreneurship. Emphasizes the importance of resilience, preparedness, and community support. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keanna Sanders. 🎯 Purpose of the Interview To highlight Keanna Sanders’ entrepreneurial journey from fashion merchandising to founding Sandbridge Early Learning Center, a network of childcare facilities in Maryland. The interview explores her motivations, challenges, and vision for empowering families and communities through early childhood education. 🧭 Key Themes & Takeaways 1. Early Inspiration & Passion for Children Keanna’s love for children began at age 13, helping her grandmother care for infants and toddlers. Quote: “I was always around children… babysitting cousins, neighbors, and helping my grandmother with single moms’ kids.” 2. Education & Certifications Studied Fashion Merchandising at University of Maryland Eastern Shore and Fashion Institute of Technology. Earned childcare certifications (e.g., 45-hour and 90-hour credentials) to qualify as a teacher in Maryland. Quote: “I went and got my certifications in childcare so I could make a little extra money.” 3. Entrepreneurial Drive Keanna always knew she wanted to be her own boss, even before understanding what entrepreneurship meant. Quote: “I didn’t want to work a 9 to 5. I wanted to travel and make my own schedule.” 4. Serial Entrepreneurship Owned a car dealership called Trendy Motors before launching Sandbridge. Used profits from car sales and a bank loan to fund her childcare business. Quote: “I sold my first car and said, ‘I’m going to start a car business.’ That success helped me launch Sandbridge.” 5. Founding Sandbridge Early Learning Center The name “Sandbridge” combines her last name (Sanders) with the concept of “bridging the gap” between parents and children. Quote: “Sandbridge means bridging the gap between parents and kids.” 6. Curriculum & Learning Philosophy Uses Frog Street Curriculum for infants to age 5. Employs certified public school teachers through grants to prepare children for elementary school. Quote: “We want children to be ready for school. We teach through themes, tummy time, reading, and physical activities.” 7. Family Engagement & Community Impact Hosts family nights, festivals, and educational field trips. Offers financial support, discounts, and free meals to families in need. Quote: “We go above and beyond… sometimes I waive fees or help with scholarship applications.” 8. Franchise Vision & Branding Plans to franchise Sandbridge nationally with consistent branding across locations. Quote: “I want every Sandbridge to look the same—like Chick-fil-A or Walgreens.” 9. Overcoming Bias & Embracing Identity Initially hid her ownership due to fear of bias but later embraced her identity and impact. Quote: “You didn’t work this hard not to be recognized. People deserve to know who you are.” 10. Faith, Risk-Taking & Advice Attributes her success to faith, persistence, and taking risks. Quote: “Out of ten no’s, you’ll get one yes. Be consistent, be persistent, and lean on God.” 📍 Current Status Operates six locations in Maryland: three full sites and three before/after care programs. Serves nearly 400 children. Actively working on franchising the business. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington. 🎯 Purpose of the Interview To spotlight Booker T. Washington’s innovative work in real estate development—specifically his creation of micro home communities in Atlanta—and to inspire underserved communities to pursue homeownership as a path to wealth, stability, and empowerment. 🧭 Key Takeaways 1. Vision Behind Teche Homes Teche Homes builds micro home communities (not tiny homes) ranging from 400–1000 sq ft. Focused on affordable, accessible homeownership in urban areas, especially for Black communities. Projects aim to revitalize blighted neighborhoods and promote reverse gentrification. 2. Flagship Projects South Park Cottages: 29 homes on 2.8 acres in College Park, GA. Sold out before construction. Union Park Cottages: 26 homes + coffee shop in Union City, GA. First mixed-use micro home community in the U.S. Upcoming: The Park at Brawley in partnership with Killer Mike and Shay Render. 3. Affordability & Impact Average home price: $180K–$220K. Average buyer: 40 years old, $80K+ income. Mortgage: ~$1,800/month—comparable to rent in metro areas. Emphasis on ownership over renting to build generational wealth. 4. Community Features Full-size appliances, smart home tech (e.g., palm readers, motion lights). Shared amenities: gardens, grills, walking paths. No garages—shared parking to maximize land use. 5. Social Mission Tackles systemic issues: housing inequality, food deserts, underfunded schools. Generates tax revenue to support local services (e.g., teachers, police). Promotes “pride of ownership” and community uplift. 6. National Raffle $250 entry for a chance to win a fully furnished $250K home. Proceeds support down payment assistance and homeownership education. Winner announced Christmas Eve. 💬 Notable Quotes “You’re not locked out. You’ve just been stifled with a vision of home availability that you don’t know you can get.” “We call it reverse gentrification.” “You can’t allow your dreams to just sit inside of you… they’re God dreams.” “We took a $150K piece of dirt and turned it into $6.3M of real estate value.” “Faith without works is dead. And we do a lot of non-work in some of these Black communities.” “You’ve given away $240,000 in rent by age 37. That’s your down payment.” 🔗 Call to Action Website: techie-homes.com Instagram: @techiehomes | @mrbookert #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed T. Dallas Smith. Founder and CEO of T. Dallas Smith & Company, the largest African American-owned pure tenant rep commercial real estate firm in the U.S. The discussion focused on mentorship, breaking barriers in real estate, and transformative community development. 🔑 Key Themes & Highlights Breaking Barriers in Commercial Real Estate Smith shared his journey as a trailblazer in commercial real estate, overcoming industry challenges as a Black entrepreneur. He emphasized the importance of representation and mentorship in helping minorities enter the field. Transformative Community Development His firm is focused on revitalizing marginalized communities through strategic real estate investments. He discussed the impact of Microsoft’s land acquisition near Bankhead Highway, which has led to new development opportunities. Mentorship & Leadership Growth Smith launched the Wisdom Circle, a mentorship initiative to educate young professionals about commercial real estate. He believes that exposure is key to increasing diversity in the industry. Atlanta’s Commercial Real Estate Boom As President of the Atlanta Commercial Board of REALTORS®, Smith highlighted the $47.6 billion in transactions completed by its members. He stressed that brokers play a crucial role in shaping urban development. 📘 About T. Dallas Smith Dallas Smith is a visionary leader in commercial real estate, dedicated to mentorship, community uplift, and industry transformation. His firm specializes in tenant representation, office space, industrial facilities, and land acquisitions. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

My Sentiment & Notes The Steve Harvey Morning Show

The Steve Harvey Morning Show