Is Climate Change Driving Insurance Costs?
Is Climate Change Driving Insurance Costs?  
Podcast: Sanity Check
Published On: Fri Mar 27 2026
Description: Are rising insurance costs really driven by climate change—or is that just the latest political narrative?In this episode, Dr. David Legates takes apart the claim that extreme weather is driving a home insurance crisis. From hurricanes and droughts to wildfires in Maui and Los Angeles, he examines the data—and the stories behind the headlines.The real drivers? Land-use changes, population growth, and poor policy decisions—not a surge in climate disasters.This episode also explores how media narratives, rapid-response “attribution science,” and political incentives shape public perception before the facts are fully known.If you’ve heard that “climate change is making everything worse,” this is a clear-eyed look at what the evidence actually shows—and what it doesn’t.https://www.bbc.com/news/articles/cd9qy4knd8wohttps://rogerpielkejr.substack.com/p/disasters-cost-more-than-ever-buthttps://abc30.com/post/broken-power-lines-caused-deadly-maui-wildfire-new-report-shows/15388308/https://www.independent.org/article/2026/01/07/the-2025-los-angeles-wildfires-lessons-and-key-recommendations/Visit our podcast resource page: https://cornwallalliance.org/listen%20to%20our%20podcast%20created%20to%20reign/Our work is entirely supported by donations from people like you. If you benefit from our work and would like to partner with us, please visit www.cornwallalliance.org/donate.