YourRichBFF: The 5 Steps I Used To Make $7M (Wall Street taught me this!) Vivian Tu
YourRichBFF: The 5 Steps I Used To Make $7M (Wall Street taught me this!) Vivian Tu  
Podcast: Hot Smart Rich with Maggie Sellers Reum
Published On: Wed Mar 18 2026
Description: Vivian Tu (@YourRichBFF) sits down with Maggie for some unfiltered girl talk about the Wall Street lessons that led her to walk away from a $625K job and build a $7M media empire - and to talk about her new New York Times bestselling book, Well Endowed! She breaks down her proprietary 5-step STRIP method for ambitious women who want to build wealth, create generational security, and rethink what it really means to be “filthy rich.” From the dating questions you should ask to get “financially naked” with a partner, to knowing when to stay in your job and when to make your next move, Vivian shares a practical blueprint for taking control of your money and building a life on your own terms. Timestamps: (00:00:00) Intro(00:02:11) Growing Up Without Money(00:03:53) First Step To Wealth(00:06:14) Power Of Elite Résumés(00:07:47) When To Leave Jobs(00:09:26) Opportunity During Recessions(00:11:25) Fixing Bad Money Habits(00:16:05) Rich vs Looking Rich(00:18:07) Should You Bet On Yourself(00:20:59) Finance Basics Everyone Needs(00:23:59) Understanding The STRIP Method(00:25:11) Path To Financial Freedom(00:26:59) Fiverr Ad(00:28:02) Weekly Money Habits(00:30:00) How Much To Start Investing(00:31:07) Building Wealth Online(00:31:33) Internal vs External Mindset(00:33:28) Balancing Spending And Saving(00:37:23) Credit Card Marketing Explained(00:41:02) Credit Card Red Flags(00:43:30) When To Talk Money Dating(00:45:54) Generational Wealth Debate(00:48:24) Who This Book Helps(00:49:34) Controversial Housing Advice(00:51:08) Stan Ad(00:52:10) Pique Ad(00:53:08) Meaning Of Well Endowed(00:54:42) Money In Relationships(00:56:04) Saver vs Spender Couples(01:01:01) Don’t Marry A Loser(01:04:06) Creator Income Reality(01:04:57) Walking Away From $625K(01:06:08) Cost Of Entrepreneurship(01:09:25) Spending vs Enjoying Life(01:10:00) Last Credit Card Purchase(01:10:27) Most Expensive Card Charge(01:10:46) Favorite Comfort Creator(01:11:12) Should You Buy Sales?(01:11:39) This Season Of Life(01:11:58) Vivian’s Daily Mantra(01:12:44) Where To Find Vivian Purchase Vivian Tu’s new book Well Endowed here: https://www.harpercollins.com/pages/wellendowed Follow Vivian Tu: www.instagram.com/your.richbff ⸻ Sponsors: Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com Stan - Learn more at http://getstanley.ai/maggie Pique - https://piquelife.com/hsr for 10% off ⸻ Hot Smart Rich: Your Business & Culture Gossip For ambitious women wanting to own the room, gain power, and build wealth. Subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers Learn more about your ad choices. Visit megaphone.fm/adchoices