The State of European Fintech - with Aman Ghei from Finch Capital
The State of European Fintech - with Aman Ghei from Finch Capital  
Podcast: London Fintech Podcast
Published On: Wed Nov 20 2024
Description: Watch the video version on YouTube:https://www.youtube.com/watch?v=vgYg4tPP48AIn this episode of The London Fintech Podcast, Tony Clark sits down with Aman Ghei to look at the state of Fintech in Europe.Aman shares his journey from M&A banking, working at Accel and Facebook and games development, to building a career in venture capital. Aman reflects on how these experiences have influenced his approach to investing in post-revenue companies across sectors like payments, banking, and insurance technology.The conversation explores the current state of European Fintech, including the growing prominence of local investors, the impact of economic challenges on valuations, and the opportunities emerging in thriving markets like Germany and the Nordics. Aman delves into the complexities of the investment landscape, emphasising the importance of capital efficiency and highlighting trends in mergers and acquisitions.Aman also provides insights into lucrative verticals like payments and the strategic advantage of focusing on the mid-market in Europe. He shares practical advice for navigating the Fintech space, predicting the continued rise of "useful AI" and the shifting dynamics of the market.Topics Covered:Aman’s career journey and Finch Capital’s focus on post-revenue Fintech investmentsFinch Capital's 9th Annual European Fintech ReportKey investment trends across Europe, including country-specific opportunitiesThe evolving role of local investors in driving growthChallenges and opportunities in the current economic cycleMid-market investment focusInsights into thriving sectors like banking, payments, and insurance technology (BNPL, Stablecoins and InsurTech)Complexities of valuation in Fintech and the importance of capital efficiencyThe strength of the European PE sector (Eur 50-500m)The UK as the major European Fintech hubThe "Rule of 40"German private capital focusThe Nordic & Polish fintech sceneBeing commercial from the startPredictions for the future of European Fintech, including M&A activity and market consolidationTune in to gain a deep understanding of the European Fintech ecosystem and learn how investors like Aman Ghei are shaping its future.Learn More:Aman Ghei: https://www.linkedin.com/in/amanghei/Finch Capital: https://www.finchcapital.com/State of European Fintech report: https://finchcapital.com/post/state-of-european-fin-tech-2024Tony Clark: https://www.linkedin.com/in/tony-clark-07160b/The London Fintech Podcast: https://londonfintechpodcast.com/